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Agung Kusaeri; Irsan Jaelani; Minarto Minarto

Polygon : Jurnal Ilmu Komputer dan Ilmu Pengetahuan Alam 2024 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

Organisasi Pengembang Indonesia berfokus pada penyediaan perumahan bagi masyarakat berpenghasilan rendah (MBR). Namun, pengelolaan data menggunakan Ms. Excel menyebabkan berbagai kendala, termasuk dalam mengelola data anggota, perumahan, produk tagihan, dan laporan periodik. Proses pembayaran manual yang sering terlambat juga mempengaruhi operasional dan reputasi organisasi. Untuk mengatasi masalah ini, diusulkan sistem informasi berbasis Web dengan Framework Laravel. Objek penelitian ini adalah pengembangan sistem tersebut dengan tujuan untuk meningkatkan efisiensi pengelolaan data, keamanan transaksi, dan komunikasi dalam organisasi. Pengembangan sistem informasi ini menggunakan metode Agile dengan pendekatan Scrum. Pendekatan ini dipilih karena memungkinkan iterasi cepat dan umpan balik berkelanjutan dari pengguna. Sistem yang dikembangkan terintegrasi dengan Midtrans sebagai Payment Gateway untuk memfasilitasi pembayaran yang aman dan efisien, serta Wablas sebagai Whatsapp Gateway untuk notifikasi otomatis. Pengujian sistem dilakukan menggunakan metode Black Box, di mana setiap fitur diuji berdasarkan fungsionalitasnya tanpa melihat ke dalam struktur kode. Hasil implementasi menunjukkan bahwa sistem informasi berbasis Web ini memungkinkan admin mengelola data anggota, perumahan, produk, dan tagihan dengan lebih efektif. Fitur-fitur yang disediakan meliputi login, master data, transaksi, pendaftaran anggota, perpanjangan keanggotaan, perumahan, produk, dan laporan. Semua fitur telah diuji menggunakan pengujian Black Box dan berfungsi dengan baik. Dengan adanya sistem ini, diharapkan dapat meningkatkan efisiensi pengelolaan data, keamanan transaksi, dan komunikasi, serta mengatasi kendala yang ada dalam proses pengelolaan data dan pembayaran di Organisasi Pengembang Indonesia.

Ria Nofita Praptiwi; Indra Hastuti; Taufiq Nur Muftiyanto

Journal of Management and Social Sciences (JIMAS) 2024 Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

The rapid development of digital technology, especially the internet, has driven the emergence of a new marketing strategy known as digital marketing. One example of digital marketing in Indonesia is TikTok Shop, which offers attractive features such as live streaming, discounts, and cash on delivery payments. The objective of this research is to determine the influence of live streaming, and cash on delivery payment methods, both simultaneously and partially, on purchasing decisions on TikTok Shop in Indonesia. The research methodology employed is quantitative. Purposive sampling was used as the sampling technique. Data was collected using questionnaires and analyzed using IBM SPSS Statistics 25, with multiple linear regression analysis. The results showed that live streaming, cash on delivery payment methods have a significant simultaneous influence on purchasing decisions. Partially, live streaming and cash on delivery payment methods have a positive influence on purchasing decisions. The coefficient of determination (R²) is 89.6%, indicating that live streaming, cash on delivery payment methods, have an influence on purchasing decisions, while the remaining 10.4% is influenced by other variables.

Karina Sukma Handayani Putri; Ahmad Kudhori; Yopie Diondy Kurniawan

Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to analyze the influence of religious awareness, social awareness, and payment convenience on the level of public participation in paying zakat, infaq, and sadaqah (ZIS) at BAZNAS in Ponorogo Regency. The research method employed is quantitative, with data collection through questionnaires. Data analysis was performed using multiple linear regression. The results indicate that religious awareness negatively affects the level of public participation in ZIS payment. Meanwhile, social awareness and payment convenience have a positive influence on this participation level. These findings suggest that increasing social awareness and providing easier payment systems can encourage public participation in paying ZIS, while the factor of religious awareness requires further study regarding its negative influence. This research contributes to BAZNAS in Ponorogo Regency in formulating strategies to increase public participation in ZIS payment.

Wahyuni, Komang Tri; Lestari, IGA Krisna

Jurnal Maisyatuna 2024 STAI Denpasar Bali

PT.Aerofood Indonesia merupakan sebuah industri yang bergerak dibidang jasa pelayanan makanan penerbangan (inflightcatering). Perusahaan tersebutmerupakan salah satu unit bisnis di bawah PT. Aerowisata yang merupakan anak perusahaan maskapai nasional Garuda Indonesia. PT. Aerofood Indonesia Unit Denpasar mengalami kemajuan pesat dengan peningkatan jumlah karyawan menjadi 600 orang dan armada HI-Lift Truck sebanyak 10 buah. Jumlah karyawan terus meningkat hingga 1357 orang pada tahun 1992-1997, karena permintaan yang terus bertambah. Dalam kegiatan operasional di Departement Finance & Accounting pada PT. Aerofood Indonesia unit Denpasar menitikberatkan pada section Sales Control karena hasil proses penjualan perusahaan akan dikerjakan dan diproses oleh bagian ini.  Sales control PT. Aerofood Indonesia unit Denpasar meliputi kegiatan pelaporan sales perusahaan setiap harinya, menginput setiap transaksi penjualan perusahaan, membuat billing (tagihan) ke customer, serta merekap hasil penjualan perusahaan setiap bulannya sehingga menghasilkan laporan sales perusahaan. Demikian pula pada bagian  Account Payable : bertugas untuk mengumpulkan semua Purchase Order (PO) dan invoice yang telah disetujui, mengolah PO tersebut, memastikan pembayaran sesuai dengan kontrak perjanjian yang telah ditetapkan, membuat laporan rekapitulasi setiap bulan.Kedua bagian ini memegang peranan penting dalam proses penjualan katering dan pembelian bahan baku katering.

Diki Jonatan; Irsan Jaelani; Minarto, Minarto

Merkurius : Jurnal Riset Sistem Informasi dan Teknik Informatika 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

Royal Posh Pro adalah sebuah usaha mikro kecil dan menengah (UMKM) yang bergerak di bidang jasa fotografi, menyediakan berbagai paket dokumentasi untuk berbagai jenis acara dengan kualitas tinggi. Namun, perusahaan ini menghadapi tantangan operasional, khususnya dalam pengelolaan penjadwalan dan data pembayaran yang masih dilakukan secara manual. Penelitian ini bertujuan untuk mengembangkan sistem informasi berbasis web yang terintegrasi dengan payment gateway guna mengatasi masalah tersebut. Metode prototype digunakan dalam penelitian ini untuk merancang, menguji, dan menyempurnakan sistem secara iteratif, agar sesuai dengan kebutuhan operasional Royal Posh Pro. Hasil penelitian menunjukkan bahwa implementasi sistem informasi yang terintegrasi dengan payment gateway dapat secara signifikan meningkatkan akurasi dan efisiensi pengelolaan data pembayaran serta mengurangi kesalahan manual. Sistem ini juga menawarkan kenyamanan lebih bagi pelanggan melalui berbagai metode pembayaran yang aman dan praktis. Kesimpulannya, penggunaan teknologi informasi dalam bentuk sistem berbasis web dengan integrasi payment gateway telah terbukti efektif dalam meningkatkan kualitas layanan dan efisiensi operasional di Royal Posh Pro. Solusi ini tidak hanya menyelesaikan kendala operasional yang ada tetapi juga memberikan model bagi UMKM lain dalam industri fotografi untuk memanfaatkan teknologi guna meningkatkan daya saing bisnis mereka.

Rakhmadi Rahman; Muhammad Syawal; Saylandra Aulia Ramadhani

Merkurius : Jurnal Riset Sistem Informasi dan Teknik Informatika 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

Technological developments in the digital world have now begun to increase the use of operating systems such as Android which are often used on electronic devices such as smartphones and tablets, penetrating various fields of human life. The use of these devices is essential in facilitating various tasks, especially digital ordering and transactions. This integration provides better transaction protection, more effective usage, and benefits and convenience. Cloud computing makes it easy and efficient to integrate digital ordering applications into payment systems. Observations show that these integrations provide user convenience and purchase trends, assist marketing strategies, and generate more accurate business decisions. If carefully developed and implemented, this integration has great potential to change the way business is done in the digital age.    

Aria Ruandi Mahibbat; Nurdiono Nurdiono

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to determine the effect of implementing the Tapping Box Tool System on payment compliance in increasing local taxes in Bandar Lampung City and to determine the level of awareness of restaurant taxpayers in Bandar Lampung City on payment compliance in increasing regional tax revenues in Bandar Lampung City. Methods used used in this research is a quantitative approach. The data collection method is a questionnaire with the measurement scale used, namely the Likert scale. The conclusion of this research is that the implementation of the Tapping Box Tool System has a significant effect on the level of compliance with regional tax payments in Bandar Lampung City. So this research accepts hypothesis one (H1) which has been proposed and taxpayer awareness has a significant and significant effect on the level of compliance with regional tax payments in Bandar Lampung City. So this research accepts the second hypothesis (H2) that has been proposed.    

Latifah Rukmiati Ifnu Jafar; Siti Ning Farida

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

In this research, the problem faced is that many customers want to file a claim at BPJS Ketenagakerjaan Mojokerto, but often fail or are delayed. The number of workers filing claims has increased, including those who have been laid off or whose contracts have ended. In addition, many participants postpone filing their claims until Hari Raya gets closer, which causes the queue for Old Age Security claims to increase.This journal was written using a qualitative descriptive approach. The focus of the research is the problems related to the implementation of the accounting information system for the payment of old-age security claims at BPJS Ketenagakerjaan Mojokerto. Theoretical studies are used to analyze the data obtained, selected, and processed. The results show that the process of paying Old Age Security claims at BPJS Ketenagakerjaan Mojokerto is in accordance with the accounting information system

Melinda Wahyuning Putri; Nurul Azizah

Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

BPJS Employment cooperates with many employer companies and Work Accident Service Centers in managing Work Accident Insurance. In its management, of course, the company must have an effective and efficient governance system. The research entitled "Governance System for Payment Bills for Work Accident Guarantee Claims at Bpjs Ketenagakerjaan Surabaya Karimunjawa Branch" has the aim of conducting an ongoing analysis of the governance of bills for payment of work accident guarantee claims. The results obtained in this study are that researchers know the benefits of Work Accident Insurance and the procedures and Management System for JKK Payment Bills which are carried out very well by the BPJS Employment Surabaya Karimunjawa.

Akbar Pratama Aditya; Nova Aris safitri; Pinkan Dwi Ananda; Wahyu Hidayat; Hadi Perwisto +1 more

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

With the rapid development of technology and the Internet, more and more people are using electronic payments as a convenient solution for online transactions. The aim of this research is to show and analyze how service quality influences user satisfaction with the DANA electronic payment application. DANA is a platform that supports non-cash payments and mobile payments. This research uses quantitative methods by collecting data through questionnaires distributed to 30 Banten students using DANA. Data analysis was carried out using multiple regression as well as the t test, F test, and coefficient of determination test. The research results show that reliability, guarantee, and responsiveness can have a significant impact on user satisfaction. Overall, reliability, security, and responsiveness also have a significant impact on user satisfaction.

Desty Anggraini

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The emergence of new payment methods such as Paylater makes shopping easier and increases consumers' shopping interest. This research aims to find out how much influence the paylater payment method has on students' shopping interest. The method used in this research is a quantitative method. Based on the results of the T Test and F Test, the variable "Payment via Paylater Method" (X) has a significant influence on the variable "Shopping Interest" (Y), with a value of sig. 0.05 < X value (3.442) and calculated F value 11.850 > F table 4.10. From this research regarding the influence of paylayer on student shopping interest, it can be concluded that the payment system via the paylater method has a significant effect on student shopping interest.

Januaria Kartika Ati; Maria Indriyani Hewe Tiwu; Novi Theresia Kiak

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to analyze the influence of  financial behavior on non-cash payment behavior and to determine the influence of  financial knowledge on non-cash payment transactions in the community of Raihat District. This study uses primary data by distributing questionnaires to 30 respondents in Raihat District who are MSME actors. This study uses purposive sampling. The data analysis in this study uses multiple linear regression analysis with the results of the study showing that  financial behavior and  financial knowledge have a significant effect on non-cash payment transactions in the community in Raihat District.

Bani Khafidz; Laelatus Sa’diah Amaliah; Ahassa Nafiza Habna; Wahyu Hidayat; Zaini Ibrahim

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Mobile banking is a service provided by banks that allows customers to conduct various types of service transactions anytime and anywhere through smartphone devices. This service is not only utilized by customers at large, but UIN students have also utilized the service in making single tuition payments. However, there are still many students who have not utilized the convenience of this service. The purpose of this study was to determine the effect of the effectiveness and instruments of using mobile banking on customer satisfaction. This research uses a quantitative approach.

Aulia Syahda; Diva Nurul Aida; Wahyu Hidayat; Zaini Ibrahim

Jurnal Riset dan Publikasi Ilmu Ekonomi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Before the development of science and technology, the payment system in Indonesia was only done using cash. Money is used to make daily human payments as a medium of exchange. Cash payment instruments are regulated in Law Number 7 of 2011 concerning Currency. But along with the development of science and technology, payment instruments have been more widely used. This progress comes in the form of digital payment instruments. QRIS is one of the digital payments available today. QRIS stands for Indonesian Quick Response Code Standard launched by Bank Indonesia. When making payments through QRIS as a means of payment, you can use one e-wallet to pay merchants, such as Link Aja, Gopay, OVO, DANA, Shopeepay, and others. This research was conducted to compare payment systems (cash and QRIS payments) made by Banten students in making transactions. This research was conducted using quantitative methodology. The distribution data was collected through the distribution of questionnaires.

Uldiana Sari; Syahrul Faizin; Elsa Agustiani; Zaini Ibrahim; Wahyu Hidayat

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Nowadays we can shop online through e-commerce platforms, which makes the time to shop more effective and efficient. Because it can be done anytime and anywhere even just from home. There are several payment systems that can be done when shopping online on an e-commerce platform, one of which is the COD (Cash On Delivery) payment system. The purpose of this study is to determine the effect of the COD (Cash On Delivery) payment system on online shopping interest in the Shoope e-commerce platform, especially for UIN Sultan Maulana Hasanudin Banten students. The instrument used for data collection in this study was a survey with a questionnaire consisting of 48 respondents. The research sample is students of UIN Sultan Maulana Hasanudin Banten who actively use the Shoope e-commerce platform. Data analysis was carried out using simple linear regression techniques. From the results of this study, the cash on delivery payment system has a positive influence on shopping interest on the shoope e-commerce platform with a significance level of 0.000 in the simple linear regression data analysis test.

Maura Faradita; Mhd Khairul Anhar Nasution; Mhd Aldi Pratama

Jurnal Pajak dan Analisis Ekonomi Syariah 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This journal discusses a review of previous research on the income tax payments for citizens traveling abroad. This payment is in the form of prepayment of income tax and can be accessed by individuals who are more than 21 years old with appropriate income. The main focus of this study is to analyze the prevailing tax regulations in Indonesia and international tax treaties. This journal is a literacy that aims to understand the procedures for tax payment, payment exemptions, and management of income tax administration for domestic individual taxpayers who will travel abroad.

Siska, Elmira; Lestari, Nurlaela Eva Puji; Rachmah, Siti Mabrur; Elvira, Lela

Karya Nyata : Jurnal Pengabdian kepada Masyarakat 2024 Lembaga Pengembangan Kinerja Dosen

This community service activity (PKM) was carried out with a partner, the manager of Siengkong TapiOK, which is one of the MSME actors in the city of Bogor. The problem faced by partners is apart from worrying about eroding profits when paying taxes, there is also limited knowledge in making tax payments online using the OnlinePajak application. This community service activity aims to increase the knowledge and skills of Siengkong TapiOK managers in paying taxes online. Implementation of PKM activities consists of three stages, namely the preparation, implementation and evaluation stages. Recapitulation analysis shows that the material presented is in accordance with partner needs. The statistical results of the paired sample t-test show that this training has proven to have a positive and significant impact on increasing the knowledge and skills of Siengkong TapiOK managers

Bicky Maulana; Osly Usman; Ayatulloh Michael Musyaffi

Jurnal Manajemen Bisnis Era Digital 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This research aims to determine the factors that influence the e-loyalty of e-commerce users in DKI Jakarta towards digital payment features. In this study there are five variables, namely e-service quality, e-trust, perceived usefulness, e-satisfaction, and e-loyalty with the sample criteria being domiciled in DKI Jakarta, at least 17 years old, and having used the ShopeePay e-wallet for three last month. The research method used is quantitative with purposive sampling data collection techniques. This research produced data from 177 respondents which were analyzed using SmartPLS 4.0 software with the Partial Least Square (PLS) method. The research results show that e-service quality has a positive and significant effect on e-satisfaction, e-trust has a positive and significant effect on e-satisfaction, perceived usefulness has no positive and significant effect on e-satisfaction, e-service quality has no positive and significant effect towards e-loyalty, e-satisfaction has a positive and significant effect on e-loyalty, perceived usefulness has a positive and significant effect on e-loyalty. Furthermore, e-service quality does not have a positive and significant effect on e-loyalty through e-satisfaction, e-trust has a positive and significant effect on e-loyalty through e-satisfaction, and perceived usefulness has a positive and significant effect on e-loyalty through e-satisfaction. satisfaction.      

Anggi Luthfiah Pane; Nurlaila Rachman; Triana Triana

Pajak dan Manajemen Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The study tested tax literacy and factors that influenced tax compliance in Binjai City, North Sumatra, using a qualitative approach of semi-structured interviews and observations. The results show that the majority of people have a basic understanding of tax types, but difficulties in understanding technical details such as tax calculations and reporting processes. Factors such as education, income, and tax administration experience affect tax literacy, while awareness of the importance of tax for development still needs to be enhanced. The implications of this research include recommendations to develop inclusive and tailor-made tax education programmes, to enhance public understanding and compliance in paying taxes and to support national development effectively. This research makes an important contribution to local tax policy in an effort to increase public participation and awareness of their tax obligations.

Shanty Ria Suwanto; Sigit Irianto

Notary Law Research 2024 Program Studi Kenotariatan Program Magister Fakultas Hukum UNTAG Semarang

Dalam perjanjian kredit bank, debitur yang tidak melakukan kewajibannya dianggap melakukan wanprestasi. Penyelesaian wanprestasi dapat dilakukan dengan penundaan pembayaran, penjadwalan kembali, persyaratan kembali, atau penataan kembali. Pada kenyataannya, yang terjadi adalah bank mengajukan gugatan ke pengadilan, akan tetapi oleh pengadilan diarahkan ke mediasi melalui akta perdamaian. Permasalahan. 1) Bagaimana Proses Penyelesaian Wanprestasi Debitur Melalui Akta Perdamain  dalam Perjanjian Kredit Bank ? 2) Faktor Apa yang Menjadi Hambatan dalam Pelaksanaan Penyelesaian Wanprestasi Debitur Melalui Akta Perdamain  dalam Perjanjian Kredit Bank ? 3) Bagaimana Penyelesaian Wanprestasi Debitur Melalui Akta Perdamain  dalam Perjanjian Kredit Bank berdasarkan Putusan Pengadilan Negeri Padang Nomor 14/Pdt. G.S/ 2020/PN.Pdg dan Putusan Pengadilan Negri Meureudu Nomor 4/Pdt.G.S/2020/PN.Mrn? Metode penelitian yuridis normatif, spesifikasi penelitian deskriptif analitis dan sumber data sekunder melalui pengumpulan data dan studi pustaka. Hasil penelitian 1) Proses penyelesaian wanprestasi dapat dilakukan melalui jalur litigasi dan non litigasi. 2) Hambatan dalam pelaksanaan penyelesaian wanprestasi debitur melalui akta perdamaian dalam perjanjian kredit bank dapat muncul dari pihak bank, selaku kreditur (intermal) ataupun pihak nasabah, selaku debitur (eksternal). 3) Akta perdamaian Nomor 14/Pdt. G.S/ 2020/PN.Pdg berisi mengenai kesepakatan pengembalian hutang tergugat kepada penggugat dengan cara memindahkan gajinya ke bank X Cabang Padang, sedangkan Akta Perdamaian Nomor 4/Pdt.G.S/2020/PN.Mrn berisi mengenai kesepakatan pengembalian hutang tergugat kepada penggugat dengan cara membayar sebagian secara tunai dan sisanya dicicil setiap bulan selama 24bulan. Akta Perdamaian memiliki kekuatan sama seperti putusan yang telah berkekuatan hukum tetap, dan terhadapnya tidak dapat diajukan banding atau kasasi. Karena telah berkekuatan hukum tetap, akta perdamaian memiliki kekuatan eksekutorial.