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Gradual changes in time change the perspective and behavior of human life. The development of global capitalism and consumer culture has led individuals or teenagers to a style of hedonism that is oriented towards materialistic concepts or pleasure because of material things. This research uses qualitative methods with a literature study approach. The result of this discussion is that contemporary era hedonism is very different from Epicurean hedonism. Hedonism in Epicurus' view is oriented towards spiritual pleasure as a balance to material pleasure. Christian teenagers who orient themselves towards contemporary hedonism will enter the area of ​​attachment, while teenagers who self-reflect and pursue spiritual pleasure will be free from attachment, living in happiness in simplicity.

Zakat is the fourth pillar of Islam in the form of maliyah ijtima'iyyah worship (economic and social aspects), one of the aims of which is to reduce the economic gap between rich and poor. To fulfill the zakat requirements, there are eight groups called "Mutashiq". Zakat is an asset with certain conditions, Allah SWT requires the owner to hand it over to the person who is entitled to receive it, with certain conditions the property given zakat will be a blessing and will grow and develop, holy and good. Change analysis is defined as a systematic effort to study a research topic by arranging or describing the pieces of information collected into units of analysis. Distribution is the distribution/delivery/distribution of goods and so on to many people or several places. So zakat distribution is the distribution of zakat to people who are entitled to receive it (mustahik zakat) either consumptive or productive. According to the language, zakat mal comes from the word tazkiyah which means to purify property. Meanwhile, according to the term, it is a certain amount of property that Muslims who meet the requirements must give out to people who are entitled to receive it. Mal zakat is also zakat that must be paid if the nisab has been reached (a certain amount).

Shopee PayLater is a form of fintech that allows users to shop online by delaying payment. However, the use of paylater itself is a problem because the MUI fatwa prohibits paylater because it contains riba in its implementation practices, In the campus environment, one of which is FEB Universitas Brawijaya students, it is undeniable that consumptive behavior is one of the behaviors that are often found. This study aims to analyze the effect of debt understanding, usury understanding, financial literacy, and religiosity on the consumptive behavior of students of the Faculty of Economics and Business, Universitas Brawijaya. The research methodology used in this type of research is descriptive quantitative with multiple linear regression analysis models. The results of this study are that understanding debt and financial literacy affect consumptive behavior, while understanding usury and religiosity do not affect consumptive behavior. The implications of this research are expected to contribute insight into the use of Shopee PayLater on consumptive behavior. In addition, it can also be used by educational institutions and governments in controlling consumptive behavior.    

The use of the internet by students as a means of facilitating their activities and survival through social media has become a trend. The integration between the internet and social networks facilitates online product learning, especially in the context of online shopping. Students' consumption patterns, especially fashion products, have increased in line with their desire to follow the trends of today's young people. Fashion and appearance are the main focus for students, viewing it as an important aspect in showing identity and social status. Students' involvement in using the internet, especially for shopping, has changed their lifestyle significantly. Public consumption trends are influenced by students' online shopping behavior, which is not only based on needs, but also for personal pleasure and lifestyle. This can lead to consumer behavior, where individuals develop purchasing habits to satisfy themselves and increase prestige as a form of demonstrating socio-economic status. E-commerce, as a result of the development of Information Technology systems, has become an important means of meeting consumer needs. Factors such as price, level of trust, time freedom, and product variety influence students' online purchasing intentions. The wide variety of products online is an attraction, while trust is the basis for a mutually beneficial relationship between online sellers and buyers. This research uses a qualitative approach to get an in-depth picture of the impact of e-commerce on student consumption behavior. The research results show that student consumer behavior, especially in terms of online shopping, is influenced by factors such as trust, convenience and security. Trust in e-commerce is a key factor in growing students' buying interest.

Abstract. Social media is a platform that is very open, which allows anyone to produce and consume it. This makes social media dominate internet content as the most frequently accessed by the Indonesian people. One of the social media that has an influence on society today, especially for social media that is able to visually display content that is easy to understand compared to the type of online media that just displays photos or even just a written message. Youtube is a solution used by some people in the world in determining and finding the desire they are looking for. From social media, this very open platform allows anyone to produce and consume it. This makes social media dominate internet content as the most frequently accessed by the Indonesian people. YouTube is also one of the many social media platforms that is widely used to share free information and display content in the form of videos. YouTube contains a wide range of topics, and everyone can post videos on this platform, which is why it is so popular. 272.1 million people live in Indonesia, 64% of the country's population has an internet connection. With 88% of the population using YouTube, it is the most popular social media platform in Indonesia and the second most popular platform is occupied by WhatsApp with 84% of users. Users can display and distribute content on YouTube in addition to using it as a source of information. Using a YouTube account is very cheap and easy compared to using traditional media, which entails a lot of money. YouTube is growing in popularity not only because it is cheaper but also because anyone can post a video for a wide audience to watch. Because of how convenient it is to use YouTube, because viewers can not only see the content, but they can respond in the comments section. However, through this convenience one can potentially follow what his idols are doing on this platform. Just like a Youtuber who is able to provide social effects on the audience like "YOSHIOLO" who explains his content about lifestyle goods whose segment called "How Much Does Your Outfit Cost?" is currently favored by Gen Z specifically for students. The presence of this content increases the desire of young people, especially students, to use these lifestyle items to boost appearance and even for appreciation events in the campus environment. Through this incident, it causes consumptive attitudes towards the younger generation who are lacking in managing finances because they are entangled in the beautiful world of Fashion Style shown in this Youtube content. The need for understanding and awareness in seeing impressions for them, especially students, in preventing this phenomenon through social media. Keywords: Social Media, YouTube, Consumptive.

This research aims to determine the influence of the use of electronic money on the consumer behavior of students at UIN STS JAMBI, Faculty of Islamic Economics and Business, both partially and simultaneously. The type of data used in this research is quantitative data. Data collection was carried out by means of Questionnaires, Documentation and Interviews. The sample in this study amounted to 92 people. The data analysis used is Descriptive analysis, Variable Test, Reliability Test, Simple Linear Regression Analysis, T Test, F Test, and Coefficient of Determination Analysis. This research was carried out using simple regression analysis to determine the effect of electronic money use on consumer behavior.The results of the research explain the influence of e-wallet use on consumptive behavior among students at the Faculty of Islamic Economics and Business, UIN STS JAMBI or in other words, consumptive behavior is influenced by the use of e-wallet by 64.4%, while the remaining 35.6% is influenced by other factors. not examined in this study.

Consumptive behavior is an activity in consuming goods and services that is carried out unplanned, exceeding limits and prioritizing wants over needs. This online shopping application really helps students to order the products they need and want just by making transactions on their cellphones. In the view of Islamic economics, consumptive behavior is prohibited and the prohibition has been explained in the Al-Qur'an and Hadith. This study aims to determine the Islamic economic perspective on consumptive behavior in shopping through online shopping applications for students of the Faculty of Islamic Economics and Business, UIN Raden Fatah Palembang. This type of research is a type of descriptive qualitative research using data collection methods in the form of  interviews and documentation. Data analysis techniques used are data reduction, data presentation, and data verification. The results of this study reveal that the consumptive behavior of students of the Islamic Faculty of Economics and Business UIN Raden Fatah Palembang in shopping through online shopping applications still occurs in the student environment due to various reasons and in the Islamic economic perspective, consumptive behavior is prohibited and the prohibition has been explained in the Al-Qur'an and Hadith.

Economic education is a branch of education that focuses on the study of the economy from its understanding to its influence on life. The economics education study program prepares students to become economics teachers in the future. Meanwhile, educational economics is a science that studies how humans and society choose to use money or not to utilize scarce productive resources to produce various types of training and development of knowledge, skills, thinking power, character and so on. Automatically, economic education influences every human behavior, including students' consumptive nature or desire to shop. Technological advances that provide easy access to online shopping make a person's consumptive nature increasingly high

The aim of this research is to find out how many santri students have online loans, the purpose of santri students making online loans and find out how santri students pay off these online loans. This research method uses a descriptive qualitative method by conducting surveys and in-depth interviews with Islamic boarding school students who have online loans. Furthermore, the descriptive qualitative method aims to answer the problem formulation in this research. The results of this research are (i) the majority of santri students have online loan facilities, (ii) all santri students use online loans for consumptive purposes, (iii) the source of installment payments for online loan payments comes from the santri students' pocket money. The implication of this research is to provide information and references to stakeholders regarding the reach of online loans which have spread among Islamic boarding schools. The novelty of this research is related to the research object, namely online loans among Islamic boarding schools.

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh kemudahan dan promosi terhadap perilaku konsumtif mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sultan Thaha Saifuddin Jambi. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif, dan metode analisis data yang digunakan adalah uji koefisien determinasi. Sampel pada penelitian ini sebanyak 100 sampel mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sultan Thaha Saifuddin Jambi angkatan 2019-2022 dengan menyebarkan kuesioner skala likert. Hasil penelitian menunjukan bahwa tidak terdapat pengaruh secara signifikan positif antara Kemudahan (X1) terhadap Perilaku Konsumtif (Y). Hal ini dibuktikan dengan berdasarkan hasil uji t variabel kemudahan (X1) diperoleh nilai signifikan 0.638 > 0.05 dan T hitung < T tabel yaitu sebesar 0.472 < 1.984 maka dapat disimpulkan bahwa Ho ditolak yang artinya tidak terdapat pengaruh yang signifikan antara variabel kemudahan terhadap perilaku konsumtif. Hasil uji t variabel promosi (X2) diperoleh nilai signifikan 3.427 > 0.05 dan T hitung < T tabel yaitu sebesar 3.427 > 1.984 maka dapat disimpulkan bahwa Ho diterima yang artinya terdapat pengaruh yang signifikan antara variabel promosi terhadap perilaku konsumtif. Nilai Adjusted R Square (koefisien determinasi) sebesar 0,123 atau 12,3%. Hal ini menunjukkan bahwa pengaruh variabel bebas (X1) dan (X2)  terhadap (Y) memberikan pengaruh sebesar 12,3% dan sisanya adalah Sebesar 87,7% dipengaruhi oleh variabel lain di luar penelitian ini. Standard error of the Estimate, adalah ukuran kesalahan prediksi, nilai 7.371. Itu berarti kesalahan dalam memprediksi Y sebesar 7.371.

This article aims to make a handicraft product using bamboo as the main material, namely a miniature Phinisi ship which is made to be more familiar with Makassar culture and can have high economic selling value, it is hoped that it can be marketed and as a learning medium for the product, as well as helping the community consumptive by fulfilling the desire for unique items that are in demand by many groups. In this activity, the methods used include lectures, questions and answers or discussions, and training offers creativity by exploring innovative forms to make it more attractive and can be adapted to consumer needs with this product which is expected not only to be a medium for learning history but also to generate profits.

Zakat is the fourth pillar of Islam that must be carried out by a Muslim who has been able to achieve the nisab that has been determined and the time of ownership has reached 1 haul. The legal basis regarding zakat is in the Al-Quran surah Al-Baqarah verse 110. The collection of zakat funds is carried out to help people in need, especially mustahik people who receive zakat. Through this research, it is hoped that it will be known how BAZNAS in Padang Lawas district carries out its duties as a zakat management institution and the extent to which BAZNAS has contributed to improving the economy of the Islamic community in the region. The results of this research can be an important input for BAZNAS and other related parties to continue to improve the effectiveness of zakat fund management and community economic empowerment. The results of this study indicate that the management of zakat funds in BAZNAS Padang Lawas district. It has 2 types of distribution of zakat funds, namely consumptive zakat and productive zakat where productive zakat has an economic program where BAZNAS provides business capital to Muslim communities who submit application proposals to the Padang Lawas district BAZNAS office to help improve the community's economy but lack the skills of mustahiq who receive zakat capital in developing their business so that they are given training for those who are really interested in running a business. In this way, it is hoped that it will reduce the failure of mustahik to receive business capital.

The purpose of this study was to determine the influence of Tiktok Content Marketing (X1) and Conformity (X2) on Consumptive Behavior (Y1) and Purchase Decisions (Y2). This study uses an explanatory research approach with quantitative methods. The collection of research data is through distributing questionnaires or questionnaires.  The population in this study are consumers of the @deliwafa tiktok account. While the sample used was 100 respondents with the purposive sampling method. The data analysis technique uses SPSS version 22 software, in which the data will be processed, described and discussed to answer and prove the hypotheses proposed. The research results are as follows: (1). Tiktok Content Marketing (X1) has a positive and significant effect on consumer behavior (Y1). (2). Conformity (X2) has a positive and significant effect on consumer behavior (Y1). (3). Tiktok Content Marketing (X1) has a positive and significant effect on Purchase Decision (Y2). (4). Conformity (X2) has a negative and significant effect on Purchase Decision (Y2). (5). Consumptive behavior (Y1) has a positive and significant effect on purchasing decisions (Y2).

This study aims to find out how far the implementation of the Pangandaran Regency Regional Regulation Number 5 of 2015 concerning the Management of Zakat, Infaq and Shodaqoh for Poverty Alleviation in Pangandaran Regency, what are the obstacles and to find out what efforts have been made by the Pangandaran Regency National Amil Zakat Agency to overcome these obstacles . The Pangandaran Regency National Amil Zakat Agency, hereinafter referred to as Regency BAZNAS, is an institution that carries out national zakat management in Pangandaran Regency. BAZNAS Pangandaran Regency is a Zakat Management organization formed by the Government with the task of collecting, distributing and utilizing zakat in accordance with Islamic religious provisions and applicable laws and regulations. In this study the method used was a qualitative approach with data collection techniques using observation and interviews. From the results of the research and discussion, it shows that the implementation of the Regional Regulation of Pangandaran Regency Number 5 of 2015 concerning Management of Zakat, Infaq and Shodaqoh for Poverty Alleviation in Pangandaran Regency has not been carried out properly. This is evidenced by the lack of effective communication between the BAZNAS of Pangandaran Regency and the Regional Head as a political position as well as the regional Secretariat whose job is to assist regional heads in formulating policies and coordinating regional offices and regional technical institutions. The absence of strict sanctions from the regional head to civil servants who do not comply with these regulations has hindered poverty alleviation from Zakat, Infaq and Shodaqoh funds collected by BAZNAS. Zakat, Infaq and Shodaqoh carried out by BAZNAS did not reach the target, as a result the assistance distributed by BAZNAS tended to be consumptive funds with little value. Lack of quality and quantity of Human Resources for BAZNAS Pangandaran Regency, so when the aid funds were channeled for business capital assistance, BAZNAS Pangandaran Regency did not provide assistance and utilization of beneficiaries, so that the funds received were ultimately not optimal for poverty alleviation, and led to when the business capital runs out, in the end the business closes.

Perilaku konsumtif merupakan perilaku membeli secara berlebihan dengan mengutamakan kebutuhan sekunder dan tersier daripada kebutuhan primernya yang menyebabkan seseorang menjadi boros. Penelitian ini bertujuan untuk mengetahui ada tidaknya pengaruh digital payment shopeepay dan locus of control terhadap perilaku konsumtif mahasiswa Fakuktas Ekonomi dan Bisnis Islam. Populasi penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sulthan Thaha Saifuddin Jambi angkatan 2019, jumlah sampel penelitian sebanyak 85 mahasiswa dengan menggunakan teknik purposive sampling dengan memilih mahasiswa yang menggunakan digital payment shopeepay. Metode pengumpulan data dalam penelitian ini menggunakan angket. Data variabel dianalisis menggunakan regresi linier berganda. Teori yang digunakan dalam penelitian ini antara lain; Dompet Digital, Psikologi Kepribadian, Perilaku Konsumen dan Perilaku Konsumtif. Hasil penelitian menunjukkan bahwa secara simultan digital payment ShopeePay dan locus of control berpengaruh  positif dan signifikan terhadap perilaku konsumtif. Secara parsial digital payment berpengaruh positif dan signifikan terhadap perilaku konsumtif. Locus of control tidak berpengaruh terhadap perilaku konsumtif. Berdasarkan analisis data dalam penelitian ini variabel-variabel tersebut valid dan reliabel. Pada pengujian asumsi klasik dengan distribusi normal tidak terjadi heteroskedastisitas dan multikoliniearitas.

Consumption is an activity aimed at reducing or utilizing a product, whether it is a physical product or a service. Along with the times, the level of consumption is getting higher, especially among students. This increase in consumption activity is based on the attractiveness of an item, thus providing satisfaction to consumers. If consumption cannot be controlled, it will lead to consumptive behavior. Therefore the authors designed a minimalist campaign to reduce the amount of consumption and chose to optimize the use of goods to make them more effective and useful. This design uses the Research and Development (R&D) 4-D model with the stages: define, design, develop and disseminate. In the process of solving the problem the writer applies 5W+1H data analysis (what, where, when, who, why and how). The main media for this design is the Instagram feed as a medium for voicing a minimalist lifestyle campaign.

This study aims to describe the role of LAZISNU in distributing ZIS funds to Mustahik and describe the impact of ZIS on improving the economic welfare of the community. The research method applied in this study is qualitative research. There are three data collection techniques used, namely observation, interviews, and documentation. Data analysis using interactive analysis includes data collection, data reduction, data presentation, and drawing conclusions. The results of the study show that LAZISNU in distributing ZIS funds Cluring District show that LAZISNU has succeeded in identifying and mapping Mustahik accurately and implementing a transparent and accountable distribution mechanism. Through programs that are not only consumptive but also economic empowerment, LAZISNU is able to provide a significant positive impact on improving community welfare. Although challenges in increasing public awareness still exist, the effectiveness and sustainability of the ZIS program run by LAZISNU provide hope for poverty alleviation and economic development in Cluring District.

Consumerism has become a problem in many communities nowadays, especially among teenagers. Growing a culture of saving from an early stage can solve this problem.  Therefore, socialization with students about the importance of a culture of saving from an early age is essential to shape their behaviour to be more frugal and teach them to manage their finances. The socialization aims to educate students on the importance of saving early on and motivate them to set aside part of their income for savings. The result of the socialization is to grow students' enthusiasm for saving and increase knowledge about saving, such as the definition, the benefits, and the methods; it is highly expected that the seventh-grade students of SMP Negeri 8 Ambon can implement the saving habit in their lives.

Consumerism has become a problem in many communities nowadays, especially among teenagers. Growing a culture of saving from an early stage can solve this problem.  Therefore, socialization with students about the importance of a culture of saving from an early age is essential to shape their behaviour to be more frugal and teach them to manage their finances. The socialization aims to educate students on the importance of saving early on and motivate them to set aside part of their income for savings. The result of the socialization is to grow students' enthusiasm for saving and increase knowledge about saving, such as the definition, the benefits, and the methods; it is highly expected that the seventh-grade students of SMP Negeri 8 Ambon can implement the saving habit in their lives.

The technology-based rapid changes that are often referred to as the Industrial Revolution 4.0 have had a major impact on various aspects of people's lives both from Indonesia and the international scene, one of which is the lifestyle of people's consumption. The ease of access to information and the increasing popularity of e-commerce make it easy for people to be tempted to buy things they don't really need. Moreover, it is marked by the presence of social media and digital advertising which reinforces people's lifestyles to become increasingly consumptive with the desired standard of living and forces consumers to buy products that meet these standards. Therefore, it is important for people to understand and be aware of managing their needs within financial limits and use technology wisely to improve their quality of life, thereby avoiding or minimizing a consumptive lifestyle. Researchers will explore this major phenomenon using a descriptive-based qualitative approach. In addition, it is concerned with the theory of Herbert Mead, namely Symbolic Interactionism as a reference for the impact and characteristics that have arisen as a result of the Industrial Revolution 4.0.