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Banking is an important sector for a country's economy, therefore maintaining banking stability is very important because if there is a problem it can have a direct impact on economic conditions in that country. One of the factors that influences growth stability is competition. This research aims to determine the effect of competition on banking stability in Indonesia. This research was carried out with data samples from 43 banks in the 2018-2021 period. The analytical tool used was Z-score value analysis, the Leaner Index with Stata 17.0 panel data regression. The research results show that competition can explain the dependent variable, namely stability of 5.20%.

Background: Osteoathritis is a degenerative disease that is usually experienced by individuals due to the aging process. Osteoarthritis can limit and affect a person's activities. There is evidence that muscle dysfunction is involved in the pathogenesis of knee OA. The lower leg muscles are the natural support of the knee joint and improper alignment of the knee can originate proximally, and that poor force production due to muscle weakness can be a factor that ultimately causes stress on the knee. Muscles play a major role in joint structure and function, as demonstrated by the disuse of the quadriceps femoris muscle that accompanies knee joint pain. Quadriceps muscle weakness has been noted by the American Academy of Orthopedic Surgeons as a risk factor for structural damage to the knee joint. Muscle weakness affects the anteroposterior stability of the knee joint. and makes patients feel unstable, causing decreased self-confidence and decreased performance and independence in daily activities, causing disability and dysfunction in osteoarthritis knee patients. The main symptom that arises from Osteoarthritis is pain. Pain is the main problem in sufferers of knee osteoarthritis, and is generally related to activity and will recover when resting. Objective: This study aims to determine the effectiveness of the Open Kinetic Chain Exercise intervention on the recovery of patients with osteoarthritis. Method: This research uses a case report study with the aim of knowing the treatment of individuals before and after being given the intervention. Results: Providing TENS intervention and open kinetic chain exercises 4x, results in reduced pain intensity, increased joint range of motion and increased functional ability. Conclusion: Providing intervention in the form of TENS and Open Kinetic Chain Exercise has proven to be effective in reducing pain, increasing LGS and increasing functional activity in conditions of Osteoarthritis Knee.  

This study aims to analyze the effectiveness of using Accurate in managing cash expenditures at PT Graha Mukti Indah, which is engaged in property development. Good cash expenditure management is very important so that companies are able to maintain liquidity and financial stability in the long term. The research method used is descriptive qualitative with a case study approach. Data was obtained through direct observation of the system used, interviews with finance staff, and documentation of cash expenditure transactions. The results show that Accurate is able to increase time efficiency in recording, reduce the level of human error, and provide real-time cash reports that can be used as a basis for managerial decision making. This finding implies that digitizing the financial system through the use of accounting software can be a relevant strategy for similar companies to improve transparency, accuracy, and the overall quality of financial decision making. Overall, the implementation of Accurate has proven to be an effective solution for improving cash expenditure management at PT Graha Mukti Indah, and its successful integration could serve as a model for other property development companies seeking to enhance their financial management practices.  

This research explores the role of Maqāṣid al-Sharīʿah in modern governance systems, focusing on its application to contemporary issues in Muslim-majority societies. The study examines the challenges posed by traditional Islamic jurisprudence and its rigidity in addressing evolving social, political, and economic conditions. Specifically, it aims to assess how Maqāṣid al-Sharīʿah can enhance governance by promoting justice, public welfare, and the protection of rights, as well as offering an adaptable framework for legal reforms. The research employs a comparative literature review and thematic analysis, examining classical and contemporary texts to identify key themes related to the integration of Maqāṣid into governance. The main findings suggest that Maqāṣid al-Sharīʿah provides a more flexible and responsive legal framework compared to traditional textual fiqh, especially in the context of modern governance challenges such as human rights, social justice, and public welfare. The study concludes that integrating Maqāṣid principles into contemporary Islamic governance can lead to more equitable and effective systems, enhancing social cohesion, economic stability, and the protection of human rights. Future research could explore specific case studies of Maqāṣid implementation in various governance contexts to further understand its practical applications.

This study examines how child custody laws across different legal systems affect child well-being in post-divorce families. By comparing custody arrangements in multiple countries, the research investigates outcomes related to children's psychological health, academic performance, and social stability. Findings suggest that shared custody arrangements generally yield better outcomes for children, though the impact varies with cultural and legal factors.

Economic growth serves as a crucial indicator in evaluating the well-being of a country. This study analyzes the economic growth of Indonesia and Malaysia from 2017 to 2023, taking into account the impact of inflation on the achievement of economic goals. The research employs a qualitative descriptive method with a literature review through literature analysis. The results reveal that the economic structures of both countries share similarities, particularly in the sectors of agriculture, forestry, and mining. Indonesia's economic growth tends to be higher than Malaysia's during this period, despite experiencing fluctuations. The sectoral contributions to Gross Domestic Product (GDP) indicate the dominance of the industrial sector in both economies. The significance of economic growth is also considered by examining the inflation rates. Indonesia consistently experiences higher inflation rates than Malaysia, potentially indicating challenges in maintaining macroeconomic stability. Higher inflation rates in Indonesia can impact the well-being of the population and create instability in the prices of goods and services. This research provides insights into the dynamics of economic growth and inflation in Indonesia and Malaysia, as well as their implications for achieving economic development goals. The success of a country in attaining sustainable economic growth requires special attention to factors such as economic structure, sectoral contributions, and inflation stability.

This research aims to investigate the importance of financial performance evaluation in predicting the potential financial failure of a business entity. Financial performance evaluation is a critical step in assessing a company's financial stability and health and in identifying early signs of potential bankruptcy. In this research, the financial performance analysis method is used to measure the company's financial health holistically. The research results highlight that proper financial performance evaluation can provide a clear view of potential future financial failures, enabling management to take appropriate anticipatory steps.

This article explores the effectiveness of social welfare policies in reducing poverty, focusing on family support programs such as childcare assistance, food security, and housing subsidies. Using case studies from various countries, the study assesses how these programs impact economic stability and improve quality of life for low-income families. Results indicate that comprehensive family support programs are critical for poverty alleviation and social equity.

Cold mix asphalt mix lastbutag wear layer can improve road pavement, controlling the quality of road construction work from each stage of activity is very necessary to control the quality of road work, because the success of road work cannot be separated from the quality of the work results. This research aims to determine the characteristics and influence of aggregates on cold mix asphalt lastbutag wear layers. This research method uses experimental methods at the Road and Asphalt Laboratory, Faculty of Engineering, Muhammadiyah University, Parepare, in August-September 2023. The results of the visualization analysis show that the stability of 4.5% asphalt is 1345.95 kg, VMA of 6.5% asphalt is 17.69%, VIM of asphalt 4.5% was 6.59%, 6.5% VFB asphalt was 77.99%, 6.5% asphalt flow was 3.99 mm, 5% asphalt MQ was 718.06 mm/kg. The characteristic values obtained through marshall testing with the optimum asphalt content results obtained were 5.275%, and the use of aggregate in the AC-WC Lastbutag Cold Mix Asphalt Mix has met the 2018 General Bina Marga Specifications and is suitable for use in AC-WC asphalt concrete mixtures.

This study examines the influence of child custody laws on child well-being in post-divorce families. By comparing legal frameworks across countries, the research assesses the outcomes of different custody arrangements concerning children’s psychological health, academic performance, and social stability. Findings indicate that shared custody generally provides better well-being outcomes for children, although cultural and legal variations affect these impacts.

Blood donation activities are carried out to maintain the stability of the blood stock of PMI Karo Regency. The blood donation activity will be held on Sunday, November 16 2023 starting at 09.30 WIB at the Ayam Penyet Cindelaras Berastagi Restaurant. The blood donation service activity was attended by a total of 20 participants. From the results of the activity, 14 bags of blood were collected. Based on interviews with the participants, their motivation for donating blood was due to a sense of humanity for people in need, to maintain their own health, invitations from friends, and some were interested because of the gifts offered at the end of the event. The implementation of this blood donation activity as part of community service has been carried out well and received a good response from the participants. More outreach is needed so that the number of blood donors increases and more people are willing to become blood donors.

This study examines procyclicality and the Expected Credit Loss (ECL) model in IFRS 9, aiming to analyze the effectiveness of accounting policies in reducing financial instability. Using a qualitative literature review approach, this research reviews various studies related to the implementation of IFRS 9, particularly in the context of the recognition of expected credit losses. The ECL model is expected to reduce the impact of excessive economic cycles by accounting for credit losses from the outset, in contrast to the previous IAS 39 model. While there are challenges in the accuracy of loss estimates and varying implementation across countries, the findings suggest that IFRS 9 has the potential to enhance global financial system stability, provided it is applied carefully. The study also identifies several limitations that need to be considered for further research development.

This research was conducted in Slango village, Sarolangun Regency, Jambi. This research focuses on analyzing the source of rock origin, namely sandstone found in the Peneta Formation. Sandstone in the study area is quite widely distributed with varied characteristics, so determining the original rock is easy to do. This research was carried out to identify the origin of the rock through petrographic analysis of the sandstone so that the history of the formation of the Peneta Formation itself can be reconstructed. After provenance analysis, the Peneta Formation sandstone comes from the Recycle Orogen, precisely in the Subduction Complex Sources subzone. Apart from that, the Peneta sandstone also shows the origin of the Magmatic Arc. Thus, it is interpreted that the Peneta Formation sandstone has undergone several uplift processes due to tectonic activity and has experienced increased maturity or stability from the Continental Block Provenances. Apart from that, it is also influenced by the weathering process of granite heights or other volcanic materials, whether volcanic or plutonic.   Key words: Sandstone, Slango Village, Peneta Formation, Petrography, Provenance

Introduction: Land tenure conflicts and forest degradation in national forest border areas have become a complex challenge that impacts social stability and environmental sustainability. These conflicts often arise due to uncertainty in land ownership rights, leading to tensions between local communities, the government, and private companies, resulting in environmental damage such as deforestation. Community-Based Forest Management (CBFM) has emerged as a mitigation approach to address these issues by involving local communities in the sustainable management of forests. Research objective: To evaluate the impact of CBFM policies on the well-being of farmers and the conservation of endemic species in national forest border areas. Research method: A mixed-methods approach, combining household income surveys, in-depth interviews, Focus Group Discussions (FGD), and land cover analysis based on GIS. Research results: The CBFM policy has successfully increased farmers' income, particularly through forest-based business diversification, reduced illegal logging, and supported the preservation of endangered endemic species. Additionally, active community participation in this policy has increased compliance with environmental conservation efforts. This study recommends enhancing local community capacity, strengthening inter-agency coordination, and implementing stricter supervision to ensure the sustainability of the CBFM policy. The success of CBFM implementation is expected to be applied more broadly to achieve farmers' welfare and sustainable forest conservation in Indonesia.

Renewable energy microgrids integrated with smart control systems are emerging as a sustainable solution for electrifying rural industrial zones, offering substantial improvements in energy efficiency and reductions in carbon emissions. This study explores the implementation of hybrid renewable energy systems, combining solar and wind energy, and the integration of Internet of Things (IoT) sensors to optimize energy consumption in real-time. The findings highlight that the combination of solar and wind energy in microgrids leads to up to a 30% increase in energy efficiency, with a significant reduction in CO₂ emissions, reaching up to 50% compared to traditional grid systems. IoT sensors play a crucial role in load forecasting, optimization, and system stability, enabling real-time monitoring and proactive adjustments to energy distribution. Additionally, the implementation of these systems in rural industrial zones not only provides reliable, clean energy but also reduces reliance on fossil fuels, making them economically viable and environmentally sustainable. However, challenges such as high initial investment costs, integration complexities, and the need for skilled technicians remain. Despite these barriers, the long-term benefits of reduced energy costs, improved energy security, and lower carbon footprints make renewable energy microgrids a promising solution. The study suggests that these systems can be scaled to other rural regions facing similar challenges in energy access and carbon emissions, offering a path to sustainable development. Further research is recommended to explore alternative renewable energy combinations and advancements in IoT applications to improve system scalability and efficiency.

This study investigates the influence of socioeconomic status (SES) on health behaviors and outcomes among Indonesian adolescents. Using data from schools across regions with varied socio-economic profiles, the research examines how income, education, and family stability affect physical activity, dietary habits, and mental health in adolescents. Results reveal that lower SES is associated with unhealthy behaviors and poorer health outcomes, such as reduced physical activity, imbalanced diets, and higher levels of stress. These findings suggest a pressing need for tailored interventions in low-income areas to improve adolescent health outcomes.

Nursing theories are attempts to describe or explain nursing phenomena. Through nursing theory, it can be distinguished whether it includes scientific disciplines or other activities. Apart from being used to develop a model related to nursing concepts, nursing theory also has characteristics including: nursing theory identifies and explains special concepts related to real things in nursing. The main concepts identified in Betty Neuman's theoretical approach are the holistic approach, open system (including function, input and output, feedback, negent-copy, and stability), environment (including the created environment), client system (including five client variables, basic structure, line of resistance, normal line of defense, and flexible line of defense), health (fitness to disease), stressors, degree of reaction, prevention as intervention (three levels), and recovery.

This research aims to find out: analyze whether there is an influence of career guidance on the career stability of Class XII students at Private Vocational School I Bandung. This type of research is quantitative quasi-experiment (quasi-experiment) with pre-test and post-test one group design. The subjects of this research were 32 students in class XII of Private Vocational School I Bandung. The sampling technique used purposive sampling. The data for this research was taken using a self-confidence questionnaire with 30 valid and realistic questions, then the data was analyzed using the SPSS test. Pre-test data to overcome feelings of lack of self-confidence obtained an average score of 2.045. Meanwhile, post test data on self-confidence obtained an average score of 3.875. This means that the average score of students after receiving group guidance services for career stability is higher than before receiving career guidance services for stability. From data analysis it is obtained that Fcount = 15 with a = 0.05 while Ftable = 4. From these data it can be seen that Fcount > Ftable where 15>4. This means that the hypothesis is accepted. The influence of career guidance on student career stability by contributing 33.4% to increasing the career stability of Class XII students at Private Vocational School I Bandung. This shows that there is an influence given or the hypothesis can be accepted.

This research examines human resource development strategies in the tourism sector from the perspective of developing regional tourism potential. The existence of human resources is thought to play an important role in tourism development. Tourism human resources include tourists/tourists or as workers (employment). This research uses a qualitative approach, namely an inductive approach. This type of research is categorized as descriptive research. The research results show that the management, development and financing of tourist areas requires the support of many stakeholders (public, private and society) so that the process can run smoothly. The success of developing this area is also greatly influenced by conditions of security and political stability, the carrying capacity of human resources who have appropriate skills both in terms of quality and quantity.

Empowering MSMEs is crucial for boosting the national economy in the contemporary industrial revolution age. The methods for fostering invention and creativity among housewives in RW 02, Rungkut Kidul Village, are covered in this study. Housewives contribute to the family's financial stability. Women labor to obtain economic stability in the face of uncertain economic situations. And MSME performers make up the bulk of the female cast. By incorporating digital marketing into their product offerings, MSME actors based in RW 02 Rungkut Kidul are attempting to raise the caliber of their output. Furthermore, the bulk of business owners have implemented business legitimacy, MSME actors. But there's a problem: only a small percentage of MSMEs have.