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In Indonesia, Law no. 07 of 1992 concerning Banking stipulates two categories of banks: Commercial Banks and Rural Banks. The number of BPRs in Indonesia, according to the Indonesian Banking Statistics Report, totaled 1,552 as of November 2019. Historically, BPRs have existed since the colonial era and have been in contact with small and rural communities. In light of this, the government's policy regarding the establishment of BPRs was facilitated through Pakto 88 and Presidential Decree No. 38 of 1988, which aimed to improve public services. BPRs are currently facing many challenges from the rapidly changing external environment of the industry, including government policies, macroeconomic conditions, competition, and advances in fintech. The purpose of this paper is to analyze the challenges faced by BPR KWP in providing loans and their roles and development efforts, so that BPR KWP continues to develop and play a role in supporting the real sector, especially MSMEs. On the other hand, the changes referred to have indirectly reduced the profitability performance of BPRs over the last five years

This study aims to: 1) find out the concept of teacher ethical values ​​in the book Adabud dunya wa addin by Imam Al Mawardi, 2) find out the specificity of teacher ethics in the book Adabud dunya wa addin by Imam Al Mawardi, 3) find out the actualization of teacher ethical values in the adabud dunya wa addin book if it is applied in the present. The background of this research is based on several issues regarding teacher ethical values, in which educators must have good ethical values ​​but there are still many educators/teachers who do not understand that, so it is necessary to carry out a process of implementing these values. good teacher ethics in various ways or methods that have been taught by previous figures or scholars. This study uses a qualitative research approach where the type of research is library research. In collecting data using documentation methods and online data tracking. Then, data sources were obtained from primary data sources and secondary data (adabud dunya wa addin books, references related to teacher ethical values, previous research, articles and internet sites). The analysis technique used is content analysis technique. Where content analysis is observing the content of information in writing. The results of the study show that: 1) The concept of teacher ethical values ​​in the adabud dunya wa addin book is to make an educator/teacher aware of how important it is to have good ethical values ​​in order to be a role model/good example for their students so they can creating a generation of educators with good morals; 2) The specificity of teacher ethics in the book Adabud Dunya Wa Addin is the special ethical values ​​contained in the book Adabud Dunya Wa Addin taught by Imam Al Mawardi as a teacher must have ethics, as follows: tawadhu', practicing his knowledge, being generous for his knowledge, guiding students, ridding themselves of doubtful jobs, aiming to hope for the blessing of Allah, respecting their students, and giving advice and being gentle with their students. That is also the objective of an educator's benchmark, namely to make educators become human beings who have good morals; 3) the actualization of teacher ethical values ​​in the adabud dunya wa addin book when applied today is also an illustration that in fact there is still a teacher who applies these teacher ethical values ​​properly in an institution, forum, or between individuals. This is a race that anyone can and can apply these ethics properly.

This article examines the analysis of sentence types in the History Text of Class XI Sociology Books in the Merdeka Curriculum. The content of this study uses narrative text. The purpose of this study is to describe functions, categories, and roles at the syntactic level. sentences in the presentation of sociology book material for class XI SMA/MA contained in Chapter 2 Social Problems Due to Social Grouping pages 41 to 81. This research is a literature study. Therefore, the method used in collecting data is reading and taking notes. The collected data were analyzed by descriptive analysis. In qualitative research, data is analyzed inductively, which means that specific things found during the research are grouped and conclusions are drawn from these results. This approach does not use the collected data to prove or disprove the hypotheses that have been made before but rather focuses on describing data to facilitate understanding. The writing method of this research adopts historiography as the main approach. Sentence structure analysis is also used to improve grammar skills and abilities to better understand. Sentence structure analysis itself is a topic that is rarely discussed. To improve the application of linguistic rules in writing historical texts, a good understanding of grammar, a broad vocabulary, and a habit of reading and writing historical texts are required. Therefore by analyzing sentence structures in historical texts in Sociology Class XI books SMA/SMA/ MA Kurikulum Merdeka, this research provides an overview of the variations in the use of sentence structures and the importance of correct grammar in understanding texts. It is hoped that this research can improve understanding of syntax and grammar which will facilitate understanding of sociology and historical texts.

The challenges of the 21st century nursing world demand that nursing educators be able to prepare future nurses who can adapt to changes in the health care system, new technologies, changes in information systems (computerized), changes in pharmacological therapy, increased workload for nurses, increased infectious diseases in the community. , increasing cases of antibiotic-resistant infections, increasing aging population, and increasing number of chronic and co-morbid conditions (Aiken, Clarke, Cheung, Sloane, & Silber, 2003). Nurse educators are responsible for preparing graduates who can adapt to this rapidly changing health system. The simulation learning strategy is proposed as a suitable method to overcome this problem and can bridge the gap between education and clinical practice in hospitals. This literature search aims to analyze the results of related research that focuses on the effect of Simulation-Based Learning on the critical thinking of nursing students. This study was conducted using the review method of research results from 2010 – 2020 which have been published in electronic media such as ProQuest, Pubmed, and CINAHL. The number of journals obtained was 10 journals and 6 of them met the criteria. The conclusion of the research results obtained was that simulation is an interactive teaching-learning process, learning knowledge about critical care from a simulation of real patient situations, learning clinical skills and presenting holistic patient care by playing a role , and bridging the theory-practice gap to enhance critical thinking. In addition, simulations can hone critical thinking skills through feedback from simulators and monitor displays, develop communication skills through teamwork, and improve task delegation skills in complex situations.

Literacy and numeracy are fundamental competencies that have an important role in determining the quality of a nation. The problems that arise in the education sector have received great attention from the government. However, in fact, the literacy and numeracy competencies of students in Indonesia are still low and education has not developed as it should, so that it is far behind other countries. Therefore, the Ministry of Education, Culture, Research and Technology launched the Teaching Campus program as a form of solution to the problems experienced by schools affected by the pandemic. The Campus Teaching Program Batch 5 is held at SDN Kenjeran 248 Surabaya for sixteen weeks. The purpose of this activity is to improve students' literacy and numeracy skills, provide assistance with technology adaptation, and assist schools in administration. The implementation of the Teaching Campus program batch 5 at SDN Kenjeran 248 Surabaya provides many benefits for the school. Students' literacy and numeracy skills have increased. Students become more fluent in reading and are able to conclude the contents of a reading. In addition, students are able to memorize multiplication well.

The Surabaya Teaching program is part of the Freedom to Learn Campus Merdeka (MBKM) policy to enrich student competence by providing opportunities for students to learn outside the classroom by providing assistance to teachers and education staff at the primary and secondary education levels. This program invites students to contribute to improving the quality of learning at the elementary and junior high school levels for one semester. The Surabaya Teaching program is currently the 3rd batch assigned to teach, assist with technology, and assist with school administration and teachers in schools in 3T areas. One of the schools where Surabaya teaches is SMP Negri 39 Surabaya, which is located on Jl. Raya Prapen, Panjang Jiwo, Kec. Tenggilis Mejoyo, Surabaya, East Java. Surabaya Teaching students also have a responsibility in improving the character and interest in learning students who are low. The goals that can be achieved in undergoing the Surabaya Teaching Program batch 3 are a process of adding relationships, adding experience outside the world of lectures, developing students' insights, character and soft skills, encouraging and spurring national development by growing student motivation to participate in development, and increasing the real role and contribution of universities and students in the development of education in Indonesia. The results of this program include improving educational services at these schools in terms of teaching, technology utilization, and administration. It can be concluded that the Surabaya Teaching program provides good benefits for all parties and also provides a lot of experience gained during assignments taking place at SMP Negri 39 Surabaya, starting from the observation, planning, implementation and evaluation activities that take place during activities.

. School as an organization certainly has a culture of organization which becomes an important role in the realization of the vision and mission of school. The culture of school organizations is the norms adopted and implemented by all components to achieve the vision and mission of the school effectively. This study aims to describe the culture of school organizations in SMK Negeri 1 Medan for preparing superior human resources and programs to support  the culture of school. The approach of this study was quantitative observation, interview and documentation were used as the instruments of eliciting the data. The research subjects included elements of school residents, namely the deputy headmaster, teachers, and students. The results of this observation showed that (1) SMK Negeri 1 Medan has three superior cultures namely the culture of discipline, cooperation, and the culture of industrial work, (2)  there are several programs for students in the application of school culture, (3) there are supporting and inhibiting factors for the realization of an effective school organization culture.  According to observations, the culture of school organizations in SMK Negeri 1 Medan can be said to be effective.

This paper describes the importance of Christian Religious Education teachers in the formation of the character, spirituality, morality and spirituality of students. Christian religious education teachers play a very important role in the formation of the character, spirituality, morality and spiritual life of students. Here are some reasons why the role of the Christian religious education teacher is so important. Teaching Christian Values: Christian religious education teachers are responsible for teaching students about Christian teachings, such as love, forgiveness, loyalty, justice, and humility. Through this teaching, the teacher helps students understand the values that are important in Christian life and how to apply them in everyday life. Character Formation: Christian religious education helps in shaping the character of students. Through teaching and examples given by teachers, students learn about integrity, discipline, responsibility, hard work, and respect for others. All of this helps students develop strong and moral characters. The importance of Christian religious education teachers in the formation of character, spirituality, morality, and the spiritual life of students cannot be underestimated. Their role is to help prepare students to become individuals with integrity, have a strong moral foundation, and be able to face life's challenges with solid Christian beliefs.

This study aims to determine the implementation process of strategic management in improving the quality of higher education at the Faculty of Economics, University of Bangka Belitung. This research uses descriptive method with quantitative approach. The population of this study were all students of the Faculty of Economics, Siliwangi University. The sample taken was 35 student representatives consisting of Management, Accounting, Economics, and Digital Business majors. Data collection was carried out by conducting observations and distributing questionnaires distributed using Google Form. The data collected is then processed by analysis. Based on the analysis and discussion that has been carried out, it can be concluded that the implementation of strategic management plays an important role in improving the quality of higher education at the Faculty of Economics, University of Bangka Belitung. The provision of facilities that support the administration and learning process, satisfying services, active participation of teaching staff and students, effective performance evaluation and control, and collaboration of all components are key factors in the implementation of strategic management.

Catering Mrs. Kokom was established from 2019 until now, but there was a decline in sales at the time of the COVID-19 pandemic that caused the mentality and quality of human resources among employees to decline. In order to be able to improve the performance of employees, they need motivation or an incentive that makes them engaged and improves the quality of their work. The method used to compile this article uses descriptive and qualitative methods by interviewing business owners. The result is an increasingly motivated role to give reinforcement to desires that lead to better work performance and can guide individual behavior in the achievement of goals

Aviation Security officers play an important role in carrying out inspections to maintain the security and safety of prospective passengers. This study aims to determine the application of inspection procedures in the new adaptation era and to analyze the performance of Aviation Security (AVSEC) officers in the new normal adaptation era at Lede Kalumbang Airport. This study uses a qualitative approach with data collection techniques using participant observation, structured interviews, and documentation collected from relevant informants when the writer went into the field. The results of this study indicate that the inspection procedure in the new normal adaptation era is the same as the previous examination but there are additional checks or rules such as passengers must wear masks, maintain a minimum distance of 1 meter and examine health documents for passengers who will travel. And the performance of Aviation Security personnel at Lede Kalumbang Airport is in accordance with the SOP set at Lede Kalumbang Airport.

According to Law No. 20 of 2008, Micro, Small, and Medium Enterprises (MSMEs) are defined as independent business activities carried out by individuals or groups that are not branches of larger companies. MSMEs plays a significant role as an economic driver in Indonesia and can absorb up to 97% of the workforce. The city of Blitar has a total of 9,243 MSMEs units producing 14,000 types of products. One of the challenges faced by MSMEs is the underutilization of social media as a marketing platform. Digital marketing is considered a more effective and efficient communication medium for product promotion. By implementing digital marketing strategies, MSMEs can improve their marketing systems, expand their target market reach, and enhance sales activities for the future. Therefore, to help address the challenges faced by MSMEs, a socialization program is conducted to provide guidance on the initial steps to gain publicity on social media.

This research aims to explore the implementation of e-learning strategies for enhancing second language acquisition in Madrasah Ibtidaiyah through a library research approach. The study investigates the key e-learning strategies employed in Madrasah Ibtidaiyah and explores their differences from traditional classroom approaches. It exploress the effectiveness of e-learning in enhancing second language acquisition for students, considering factors such as age, gender, and language proficiency level. Additionally, the role of interactive multimedia tools in supporting second language acquisition and its engagement with students in the learning process is explored. The extent to which e-learning platforms in Madrasah Ibtidaiyah offer personalized learning experiences tailored to individual students' needs and learning styles, and its impact on second language acquisition outcomes are studied. Finally, the challenges faced by teachers in implementing e-learning strategies for second language acquisition and the measures taken to address these challenges effectively are discussed. This research provides valuable insights into the use of e-learning strategies to enhance second language acquisition in Madrasah Ibtidaiyah, offering practical implications for educators and policymakers in the field of language education.  

This study aimed to determine the effect of Islamic School (Madrasah) Principals’ entrepreneurship on Students’ entrepreneurship in the Islamic School Education environment. Entrepreneurship among students is an essential factor in creating a personality that is equipped to encounter workplace challenges and create opportunities in various sectors. Principals play a crucial role in shaping a school culture that promotes and facilitates the entrepreneurial development of students as educational leaders. This research employed a qualitative approach through interviews and observations as a data. The respondents of the study were the Islamic School Principals and students of Madrasah Aliyah in Soreang District, Bandung Regency. The study’s findings demonstrated that the entrepreneurship of Islamic School Principals significantly affected students’ entrepreneurship. Islamic School Principals with a high spirit of entrepreneurship could serve as role models who inspire students to adopt proactive, innovative, and independent attitudes. Essential factors that encourage the development of student entrepreneurship include a learning environment that promotes entrepreneurship and empowers students, a relevant curriculum, and entrepreneurial attitudes. This study provided a deeper comprehension of the significance of the role of the Islamic School Principal in shaping student entrepreneurship. The practical significance of this research is the necessity to establish educational policies that emphasise developing student entrepreneurship in the context of the Islamic School environment. Thus, this research can enhance educational quality and equip students for increasingly complex and competitive business and entrepreneurship challenges in the future.

The communication system is related to the growing communication network in society. The components discussed when discussing communication systems include non-media communication systems and media communication. This type of research is qualitative research which describes data using a series of sentences. The method used in this research is descriptive method. Descriptive method is a method whose data sources are words, pictures, and data from books, journals and other scientific works. In addition, everything that is collected is likely to be the key to what has been researched. So the use of this method does not produce data in the form of numbers, but data that is descriptive in nature. This study uses written data sourced from scientific journals and previous research. In today's digital era, da'wah media is very important in spreading religious messages, especially in Islam. Salam TV is a communication system that plays an important role in spreading Islamic da'wah through da'wah media. Through Salam TV, Islamic da'wah messages can reach a wide audience, convey the right da'wah messages, play a role in religious education, and encourage positive social interaction.

Gadgets have an important role in human life. In addition, the gadget also has a negative impact on its users. This negative impact is caused by use not in accordance with the actual function, especially children. The purpose of this service activity is 1) to provide information about children's cognitive development, 2) to provide information regarding technological developments and their impact on child development, and 3) to provide information on the impact of gadgets on children's development and solutions for dealing with children who are addicted to gadgets. The methods used in this dedication are lectures, discussions, problem solving solutions. This dedication activity was carried out at Plus Muhammadiyah Pancor Elementary School. The results of this dedication show that the participants were enthusiastic and active in discussion activities during the activity.

Based on Law No. 20 of 2008, MSMEs are referred to as business activities that stand independently in the form of groups or individuals which are not business activities of a branch company. MSMEs play a very important role in the lives of Indonesian people because many Indonesians make a living from selling through MSMEs. There are still many problems that occur in the world of MSMEs in Indonesia, one of which is the lack of product innovation by MSMEs. There are still many MSMEs that only produce food that has spread widely in Indonesia so that the resulting competitive value is very tight between MSMEs. With these problems to help solve the problems faced by MSMEs, a product innovation assistance is held. This assistance is carried out to create a new product innovation in the form of mustard sticks which will later become the newest product in the Fostered MSMEs.

This study describes Green Auditing, specifically referring to the role of Green Auditing in influencing audit quality. The main method used in this study is a library research method with a qualitative approach. The data used in this study are secondary data in the form of previous research journals that discuss Green Audit. In conclusion, the influence of green auditing on audit quality can be interpreted as an audit carried out in accordance with established accounting standards and auditing standards. The results of the research study of the literature, Green Auditing is interrelated with audit quality.

This article discusses the role of asset management, cost control, and receivables management policies in improving financial resilience amid the Covid-19 outbreak, PT Unilever. The COVID-19 epidemic put tremendous financial pressure on many businesses, including Unilever. The research of this article was conducted using ku research methodologyantitaif.The result of thi re earchmviewAsset Management, Cost Control, and receivables policies have significant potential for Unilever'S long-term financial stability. Effective management of an organization's assets helps improve the efficiency and effectiveness of the use of those assets, enabling the organization to maximize the potential financial benefits of those assets. Effective monetary management can reduce the company's operating costs and increase profitability. A good receivables policy can also help reduce credit risk and improve business license requirements. In conclusion, this article highlights how important it is to use asset management, cost control, and receivables policies to improve a company's financial performance, especially in difficult situations such as the COVID-19 pandemic.

Global data for 2018 shows that 149 million children worldwide or the proportion of toddlers experiencing stunting is 21.9%. The incidence of recurrent infectious diseases is a direct factor causing stunting, where this factor is closely related to unsanitary sanitation conditions and the behavior of washing hands with soap. This research was conducted with the aim of finding the relationship between washing hands with soap, clean water facilities and ownership of healthy latrines with the incidence of stunting in toddlers. This study used an analytic observational design and a cross-sectional approach. The sampling technique used random sampling with a total of 100 samples. Data were collected directly from respondents through interviews and observations using questionnaires and observation sheets. Data were analyzed using the chi square test. The results of the study found that there was a relationship between clean water facilities and the incidence of stunting in Siau Dalam Village, with a p value = 0.000. There is no relationship between ownership of healthy latrines and the incidence of stunting in Siau Dalam Village with a p value = 0.115. It is hoped that the puskesmas will be more active in role health education with creative methods related to making and utilizing healthy latrines and it is important to use clean water which are aspects that are considered in the triggering factors for stunting.   Keywords: Stunting, clean water facilities, Letrine.