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The study aimed to find out the prospects of Development integrated farming business of beef cattle and cashew nuts. The study was carried out from March to May 2021. Respondents of the study consisted of beef cattle farmers who also grow cashew nuts. Sample of the location were determined purposively for a reason that not all sub districts are located in Muna regency, only a few out of 22 sub districts in total. Samples of sub districts and villages were selected purposively on a consideration that there were both beef cattle cattle and cashew nuts in the selected sub districts and villages. Samples of cattle breeders were determined with a random sampling, meaning that all breeders had equal opportunities to be selected. Data and the study were obtained by means of direct interviews, which were analyzed by Feasibility Tally Sheet. Based on the research results can be concluded. The research results show that integrated cattle and cashew farming has prospects for development with each rating, namely technical (7), economic (7), social (4), financial (4) and factors management (6) .  

An increase in company value will make investors believe that the company is able to manage its performance in future prospects. From the background of the problem. The importance of the information needed in determining company policy, which is useful for measuring the company. To find out whether the budget plan for the construction of the Bukit Mega Harmoni housing development at PT. Graha Mega Cendana Makassar is effective and efficient. The type of research used by researchers is descriptive qualitative. Based on the analysis of data from the research results and discussions that have been described, it can be concluded that in general the preparation of the budget plan for the construction of Bukit Mega Harmoni Housing by PT. Graha Mega Cendana in 2017-2019 was quite effective on average, although the overall level of cost efficiency was less than the expected target of 5%. The efficiency of direct costs for building materials was able to exceed the target of 5.32% because there were efforts to control the use of materials in the field, while for craftsman labor costs there was in-efficiency or inefficiency of -4.97% due to demands for increases. the cost of piecework wages for craftsmen during the course of project implementation. For overhead costs or indirect costs, the average efficiency is 20.36% and the most prominent is the efficiency in financial cost items of 32.56%. This occurs because of a decrease in the value of bank credit interest expenses as a result of smooth installment payments. credit and accelerated repayment of bank credit. However, on average, of all cost items, the cost efficiency of building Bukit Mega Harmoni Housing from 2017–2019 of 73 units was only 3.17%, this is because the comparison between the amount of efficiency funds and the total cost budget plan funds used is very small.

Palm sugar produced from sugar palm plants is an alternative sugar to granulated (refinery) sugar produced from sugar cane plants.  Recently, more and more consumers are switching from granulated sugar to palm sugar. However, because entrepreneurs are still traditional, efforts to meet changing consumer tastes still have many obstacles. This research aims to (1) determine the potential of sugar palm plants as; (2) analyze the prospects for the Indonesian small palm sugar industry in the future. The method for determining the research location was carried out purposively, namely the Republic of Indonesia, which is one of the largest palm sugar producers in the world. This research was carried out from March 2024 to May 2024. This research was carried out using a survey approach and used secondary data, especially BPS publication data. To find out the prospects for palm sugar in Indonesia, it is explained using simple linear regression. Meanwhile, the analysis of plant potential is explained descriptively qualitatively and quantitatively. The research results show that sugar palm cultivation in Indonesia has great potential, especially because sugar palm plants do not require complicated growing requirements. Almost all areas in Indonesia can be planted with palm trees. The availability of land in Indonesia is quite extensive, has hydrological and conservative functions.  There is a traditional farming culture in cultivating palm sugar. The results of regression analysis using time series data from 1992 to 2020 show that the development of land area, which is a manifestation of farmers' response to demand for palm sugar, shows an increasing trend. With ß of 1,046.5, it shows that on average every year there is an increase in the area of ​​sugar palm plantations of 1,046.5. Meanwhile, from the production aspect, the results of the regression analysis also show a significant increasing trend with ß of 2,575.4, which shows that from the production aspect there has been a significant increase in production, namely 2,575.4 tonnes each year.  Furthermore, it can be concluded that the potential for palm tree development is quite good and the prospects for the palm sugar industry in Indonesia are quite bright.

Abstract  Freedom of religion is one of the fundamental human rights that is internationally recognized and regulated in various national legal instruments. Freedom of religion is an important aspect in the context of Indonesia's social and cultural diversity. This article examines the condition of religious freedom in Indonesia, the challenges faced, as well as the legal and human rights implications that accompany it. The main focus is given to the analysis of legal regulations, incidents of human rights violations in religious freedom, and efforts to protect religious rights. A multidimensional approach is used to analyze various factors that influence religious freedom, including legal, political, social and cultural aspects. challenges such as intolerance, discrimination and interreligious conflict are the main focus in this analysis. Prospects for strengthening religious freedom, including efforts to strengthen legal protection and the promotion of interfaith dialogue, should be well advanced. This research aims to provide an in-depth understanding of the dynamics of religious freedom in Indonesia and offer policy recommendations that can help create an inclusive and just environment for all religious communities. Thus, it is hoped that this research can make a significant contribution in advancing issues of religious freedom and strengthening the foundations of democracy and pluralism in Indonesia.

In the midst of job competition between countries in Asia, people with disabilities must also fight for their place in the job market. People with disabilities, who may face physical, mental, intellectual, motor and sensory barriers, face the additional challenge of finding employment commensurate with their abilities and barriers. Although the Indonesian government has made efforts to provide equal rights to people with disabilities through laws and policies, many challenges remain. Many people with disabilities are forced to work in the informal sector with low wages, and low participation. Therefore, research on the career prospects and experiences of individuals with disabilities is important in identifying the obstacles faced and exploring solutions that can improve disability inclusion in the world of work. Literature studies can provide valuable insights into the potential and problems experienced by people with disabilities in finding and maintaining employment, and provide a basis for the development of more inclusive policies and more effective support. By encouraging better accessibility and providing appropriate support services, communities and governments can help people with disabilities develop their potential and achieve success in their careers, while ensuring that work environments become more inclusive for all individuals, regardless of background or physical condition.

International human trafficking is a serious crime that causes harm to millions of individuals in various parts of the world. The purpose of this article is to examine the challenges and prospects in law enforcement efforts against international human trafficking. Through an analytical approach, this research will investigate various aspects included in the relevant international legal framework, effective law enforcement strategies, as well as cooperative efforts between countries in handling human trafficking cases.

The urgency of this research lies in the importance of digital transformation in enhancing the quality of public services in Bima Regency. This study employs a qualitative descriptive approach to explore digital transformation in public services in Bima Regency. The research subjects involve local government officials, SKPD employees, and the general public to obtain a broad perspective on the obstacles and solutions in digital transformation. The research findings indicate that the implementation of e-Government faces various significant challenges, including accessibility, digital literacy, cultural and organizational changes, official support, and budget allocation. Bima Regency requires an inclusive and affordable approach to develop e-Government services accessible to all layers of society, including those in remote areas and vulnerable groups. Digital literacy emerges as a crucial factor in confronting digital transformation, and structured digital literacy programs can assist the public and government employees in acquiring the necessary knowledge and skills. Cultural and organizational changes are also vital in adopting e-Government, necessitating organizational restructuring, capacity building, and continuous learning. Support from officials and public awareness are also crucial factors in the successful implementation of e-Government. With commitment from officials and public awareness of the benefits of e-Government, local governments can accelerate technology adoption and ensure widespread participation from all layers of society. Additionally, adequate budget allocation is crucial in supporting the development of e-Government, enabling the construction of robust technological infrastructure and enhancing service accessibility.

By conducting literature research, this research aims to evaluate the difficulties and prospects in increasing digital literacy in education. In today's digital era, digital literacy is becoming increasingly important. The ability to understand, use and participate in digital environments is essential. However, the development of technology and its use in education also raises complex problems. Literature analysis was carried out to identify the main problems faced by students and teachers in improving digital literacy. The results of the analysis show that some of the main problems include the pace of change in digital technology, lack of access to technology, inappropriate curriculum, lack of teacher training, and inequality. On the other hand, there is a huge opportunity to improve digital literacy. This can be achieved through developing a curriculum that is integrated with technology, increasing accessibility to digital infrastructure and devices, and ongoing training for educators. A better understanding of the complexities of difficulties and opportunities in improving digital literacy among students and educators is gained from this research. It is hoped that this research will make a positive contribution to the continued progress of education in the computer and internet era because these findings can help create more efficient educational policies and teaching strategies that take advantage of developments in digital technology.

This research paper explores the integration of Information and Communication Technology (ICT) in English Language Teaching (ELT) within the context of Bangladesh. The study delves into the various problems and challenges that educators face while incorporating ICT tools into ELT practices. It examines factors such as limited access to technology, inadequate digital literacy among teachers and students, and infrastructural constraints. The paper also highlights the potential benefits and prospects of utilizing ICT in ELT, including enhanced engagement, interactive learning opportunities, and exposure to authentic language resources. Drawing on qualitative data, the research aims to provide insights into the current status of ICT integration in ELT, shedding light on both barriers and opportunities. This analysis offers recommendations for addressing challenges and maximizing the benefits of ICT integration, thereby contributing to the improvement of English language education in Bangladesh's educational landscape.

The cost of funds ratio is a matrix used to carry out analysis in financial reports to evaluate banking financial performance by connecting various factors that influence the cost of funds ratio. Financial ratio analysis is part of business analysis that assesses a company's prospects and risks. Cost of funds ratio analysis describes the relationship between the amount of money and the company's burden in managing these finances to increase profitability. Cost of funds ratio analysis method. Research was conducted to identify information related to cost of funds ratio analysis in banking. The research results show the significant impact of financial ratio analysis on the financial performance of banking companies in Indonesia. Suggestions include increasing LDR, reducing NPL, controlling operational costs, and improving customer service. It is also recommended that the banking industry be able to reduce the cost of funds ratio regularly to improve its financial performance.

Cassava is a potential food ingredient that has quite good prospects in the fields of agribusiness and agroindustry. Cassava crackers are made from cassava which is processed into crackers, as well as being another alternative food that contains nutritional value. Based on data from the Ministry of Agriculture, Forestry and Fisheries of Timor-Leste in 2009-2010, cassava production reached 47,845 tons. However, cassava production has not been utilized optimally by the people of Timor-Leste as a food ingredient for the nutritional value food industry. therefore, it needs to be developed. The aim of this research is to determine the effect of adding soybean concentration to each treatment and to find out which treatment is best for each parameter used in the test. The method used in this research was a Completely Randomized Design (RAL) with 4 treatments, namely 0% soybean concentration compared to 1 kg of cassava, 10% compared to 1 kg of cassava, 20% compared to 1 kg of cassava, 30% compared to 1 kg of cassava. Each treatment was repeated 3 times. The resulting data will be analyzed using analysis of variance and if necessary, will be presented with a follow-up test of the least significant difference (BNT) at the 5% level.The results of the variance statistical test show that the addition of soybean concentration has a significant effect on the color, taste, aroma and texture of making cassava crackers. This research shows that the best results are 10% soybean concentration in color, taste, aroma and texture.

Natural resource management in Indonesia brings complex conflicts involving stakeholders and the use of natural resources. In particular, the natural resource management paradigm needs to be changed to deal with oil palm-related conflicts in border areas, which have the potential to increase tensions between countries. This research aims to determine the effectiveness of natural resource management policies in Indonesia's border regions, with a focus on conflicts related to palm oil. The research method used is qualitative with a literature study approach, involving in-depth analysis of various sources of information such as scientific journals, government reports and other related literature. The research results show that conflicts related to natural resources tend to be triggered by social and economic inequality, as well as neglect of environmental problems. The importance of managing conflict efficiently using models such as negotiation and facilitation is apparent. Involving local actors, including the community, in making policies has a crucial role in ensuring the suitability of policies with community aspirations. Indonesia has adopted sustainable policies, but barriers such as perception and lack of coordination between levels of government still need to be overcome. Therefore, this research suggests creative and forward-thinking solutions, including civil service reform, increasing ecotourism, and developing active community participation as prospects towards natural resource management.

Theoretically, the relationship between insurance and economic growth can be a causal relationship, economic growth supports insurance growth or insurance growth supports economic growth. The aim of this research is to look at the prospects for insurance growth which are linked to macroeconomic indicators, such as: growth in the number of insurance companies, investment funds, gross premium receipts, economic growth and gross domestic product.The research method used is descriptive analysis which discusses insurance growth over the 10 (ten) years from 2013 to 2022. The research results show that, this can be seen from the average growth over the 10 (ten) years from 2013 to 2022, including; insurance company growth was 0.83%, investment fund growth was 11.48%, gross premium receipts growth was 12.80%, and average economic growth in Indonesia was 4.87% and gross domestic product growth was 8.41%.

MSMEs play an important role in national development, especially in absorbing labor,equalizing income, regional economic development, increasing non-oil and gas exports, and increasing gross domestic product (GDP). Challenges often faced by MSME economic actors include limited working capital, low human resource capacity, and low mastery of science and technology, resulting in generally uncertain business prospects.The development of training programs for Micro, Small and Medium Enterprises (MSMEs) is carried out systematically using consultation methods, production discussions and mentoring.

This program encapsulates comprehensive efforts undertaken by Bina Desa in North Ngadilegi, focusing on community-oriented initiatives such as Focus Group Discussions (FGD), the fabrication of waste sorting buckets, and counseling sessions addressing waste sorting and maggot cultivation. The counseling sessions, attended by a diverse group of 33 residents, including village officials, housewives, farmer groups, and youth organizations, aimed to instill knowledge and enthusiasm for sustainable waste management practices. The community's active participation underscores the potential impact of maggot cultivation in mitigating household organic waste while concurrently enhancing economic prospects. Maggot cultivation, particularly utilizing Black Soldier Fly (BSF) larvae, emerged as a promising solution for this problem. The study underscores the ease of BSF breeding and its affinity for organic waste, presenting a valuable opportunity for community-based waste management. The residents' demonstrated enthusiasm signifies a positive reception to the initiatives, fostering optimism for long-term adoption. The collective activities orchestrated by Bina Desa lay a foundation for holistic community development, emphasizing environmentally friendly practices and economic sustainability. As the program seeks to expand waste sorting and maggot cultivation infrastructure, it envisions a future where each household contributes to sustainable waste management, concurrently realizing economic benefits. This study contributes to the discourse on community-based waste management strategies and highlights the potential of maggot cultivation as a transformative solution for both waste reduction and local economic development.

This study aims to analyze the financial performance in the automotive sector of PT Astra Internasional Tbk, PT Garuda Metalindo Tbk, and PT Indomobil Sukses Internasional Tbk during the 2020-2022 period. The analysis was carried out using qualitative descriptive research methods. Explaining that descriptive research is research that seeks to describe a symptom or event that is happening. The results showed that the financial performance of the three automotive companies improved in 2022 compared to 2020. This is indicated by an increase in financial ratios, such as liquidity ratio, activity ratio, solvency ratio, profitability ratio and market ratio. Based on Time Series and Cross Section Analysis, it can be concluded that PT Garuda Metalindo is a company that has high growth prospects than PT Astra Internasional Tbk and PT Indomobil Sukses Internasional Tbk.

This qualitative research aims to explore the role of Strategic Financial Fluency (SFF) as a catalyst for growth in Micro, Small, and Medium Enterprises (MSMEs). The study employs a multi-method approach integrating literature review, case studies, and expert interviews to construct a comprehensive understanding of SFF and its impact on MSMEs' growth trajectories. Sampling techniques involve purposive sampling of MSMEs representing diverse industries and geographical locations to ensure comprehensive data collection. Data analysis employs thematic analysis, focusing on identifying patterns and themes related to SFF adoption, utilization, and its influence on business growth. The findings reveal that MSMEs equipped with Strategic Financial Fluency demonstrate higher adaptability, resilience, and growth potential. Moreover, SFF facilitates informed decision-making, efficient resource allocation, and strategic planning, thus fostering sustainable growth in MSMEs. This research contributes to the existing literature by highlighting the pivotal role of financial literacy and strategic financial management in enhancing the competitiveness and growth prospects of MSMEs in a dynamic business environment.

This research delves into the intricate realm of maritime education, focusing on the academic and professional preparedness of Semester 3 cadets at the Maritime Institute Jakarta (STIP Jakarta). Anchored in a qualitative descriptive approach, the study synthesizes document analysis and cadet surveys to unravel the multifaceted dynamics shaping the educational landscape. The document analysis reveals a curriculum at STIP Jakarta that aligns commendably with international standards, supported by comprehensive lecturer training programmes. However, the nuanced cadet perspectives spotlight a need for refined emphasis on the practical application of English proficiency in real-world maritime scenarios. Cadet self-assessment underscores both confidence in academic intelligence and an identified need for additional language support, calling for targeted interventions. Exploring professional competences uncovers a disparity between technical proficiency and English Maritime communication, highlighting the importance of a holistic approach to bridge this gap. Cadet motivations vary from a genuine passion for maritime activities to the allure of lucrative career prospects and international recognition. Recognizing this diversity urges the need for personalised career guidance and mentorship programmes. The research also sheds light on English Maritime and Literacy proficiency, differentiating between basic skills and the ability to handle complex communication scenarios. Recommendations include integrating advanced language modules and tailored language support initiatives within the curriculum, ensuring a seamless development of linguistic skills alongside technical competences. In conclusion, this research offers a comprehensive understanding of maritime education at STIP Jakarta, unveiling challenges and opportunities that resonate globally. The synthesis of findings and recommendations forms a compass for refining pedagogical approaches, fostering linguistic and technical adeptness in future maritime professionals. This voyage towards enhancement is not merely a localized pursuit but a contribution to the broader discourse on cultivating global competence in maritime education.

This research delves into the intricate realm of maritime education, focusing on the academic and professional preparedness of Semester 3 cadets at the Maritime Institute Jakarta (STIP Jakarta). Anchored in a qualitative descriptive approach, the study synthesizes document analysis and cadet surveys to unravel the multifaceted dynamics shaping the educational landscape. The document analysis reveals a curriculum at STIP Jakarta that aligns commendably with international standards, supported by comprehensive lecturer training programmes. However, the nuanced cadet perspectives spotlight a need for refined emphasis on the practical application of English proficiency in real-world maritime scenarios. Cadet self-assessment underscores both confidence in academic intelligence and an identified need for additional language support, calling for targeted interventions. Exploring professional competences uncovers a disparity between technical proficiency and English Maritime communication, highlighting the importance of a holistic approach to bridge this gap. Cadet motivations vary from a genuine passion for maritime activities to the allure of lucrative career prospects and international recognition. Recognizing this diversity urges the need for personalised career guidance and mentorship programmes. The research also sheds light on English Maritime and Literacy proficiency, differentiating between basic skills and the ability to handle complex communication scenarios. Recommendations include integrating advanced language modules and tailored language support initiatives within the curriculum, ensuring a seamless development of linguistic skills alongside technical competences. In conclusion, this research offers a comprehensive understanding of maritime education at STIP Jakarta, unveiling challenges and opportunities that resonate globally. The synthesis of findings and recommendations forms a compass for refining pedagogical approaches, fostering linguistic and technical adeptness in future maritime professionals. This voyage towards enhancement is not merely a localized pursuit but a contribution to the broader discourse on cultivating global competence in maritime education.

increasingly fierce business competition in the realm of e-commerce causes business people to implement the right strategy, improve service quality, and manage good relationships with consumers. Technology has changed the way businesses operate in recent decades. Rapid technological innovation has provided new opportunities for businesses to grow and develop. This needs to be done by a company as an effort to maintain loyalty customers as well as acquiring new customers. Good product quality is indeed an important factor to be able to increase company sales. However, there are other things that you should pay attention to, namely establishing good relationships with customers it is undeniable that customers are one of the factors that will affect the condition of your business. If you don't have customers, then you won't get any income. Therefore establishing a good relationship with customers becomes important for the sustainability of the company. By definition, a customer relationship is a marketing strategy that retains and manages customers to make repeat purchases. Customers that you have successfully attracted must be managed as well as possible so as not to switch to competitors. The more customers you have, the better the impact on business development. The way this is done is to manage it in such a way that it encourages purchases repetitive and prevents them from switching to competitors.this can also be done by providing answers and solutions to problems owned by customers. Customer relationship practices help salespeople automate sales activities with a customer relationship strategy, you know when to reach out to your sales prospects, what to say, and how to say it.