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This study aims to determine the development of musyarakah financing in Indonesia. The research method used is descriptive method with content analysis or content analysis. Broadly speaking, this writing systematic is more of a narrative nature that collects secondary data from BPS, opinions of experts, journals, books and articles published on the internet related to musyarakah financing in Indonesia. The results of the study show that musharaka financing continues to show increasing growth from year to year. As a form of financing that focuses on the productive sector, musyarakah financing needs to be further increased compared to murabahah financing which focuses on the consumptive sector.

The obstruction of several business activities caused by the pandemic has led to the need for institutions that can manage and develop MSMEs in the midst of this outbreak. One of the institutions that is being developed is Sharia fintech. This research uses a literature study method where in this method the researcher uses several sources that present topics related to the research. This research also uses secondary sources where the source presents data related to Sharia fintech and MSMEs. The research technique used in this study is descriptive statistics by examining patterns to develop MSMEs using Sharia-based fintech. The results of this study revealed that currently the total assets of Sharia fintech reached 50 billion in IDR with a growth 8.32 %, which shows a significant figure compared to February 2020. Since the development of Sharia fintech, there have been 13 Sharia financial technology and there’re six companies engaged in financing 65 to develop MSMEs. The pattern used in developing MSEs that have a Sharia basis can use the role of fintech institutions not only providing financial assistance in the form of money but also providing assistance in the form of companions in developing their businesses related to MSME marketing..

This study aims to see and find out whether there is a relationship between the ability to learn mathematics and the results of learning physics online. Physics is a branch of science that studies the behavior of nature through experimental observations and quantitative measurements. In studying nature, Physics uses the language of mathematics to model natural phenomena in mathematical equations. In studying Physics, it is necessary to be able to The research method used is descriptive correlation analysis. The sample of this study was 60 students for three different classes. The research instrument is a report on student learning outcomes or a list of odd semester report cards for the 2020/2021 school year. The results of data analysis show that there is a significant relationship between mathematics learning ability and online physics learning outcomes with a large correlation coefficient (r) of 0.787 For class X-1, the value of the correlation coefficient is r = 0.734 for class X-2 and r = 0.661 For class X-3. This shows that if the ability to learn mathematics is high, the learning outcomes of physics will be high as well.

The title of this research is Moral Values ​​in the Short Film Don't Read Pancasila by Rafdi Akbar. Film itself is a tool to convey various messages to the public or community with story media. The film Don't Read Pancasila tells the story of a family with a child named Sandy. As a child, Sandy grew up like children in general. But on the other hand, Sandy suffers from a syndrome called Asperger's or in other words called Autism, causing him trouble or difficulty from an early age, so that he is always seen as strange and stupid by many people including his friends because of his temperament and autistic nature. . The method used in this research is descriptive qualitative method. Meanwhile, the results obtained in this study are in the form of words, phrases, clauses, and sentences obtained in the short film Don't Read Pancasila by Rafdi Akbar. The data collection technique that the author did in this study used the listening and note-taking technique. This study aims to find the moral values ​​contained in the short film Don't Read Pancasila by Rafdi Akbar. While the results obtained in this research are displayed in the real reality, namely the existence of moral values ​​such as courage, humility, lying and compassion.

The activities of the Cahaya Phinisi Nusantara PT Bank Sulselbar cooperative can be measured based on the cooperative's financial performance. The good and bad financial performance of a cooperative can be assessed through financial reports in the form of a balance sheet or cooperative profit and loss report which is presented regularly. The aim of this research is to obtain an in-depth overview of Liquidity Ratio Analysis and Profitability Ratios in measuring financial performance in cooperatives. The research approach used is quantitative research with a descriptive approach. The descriptive method is a method used to collect, classify, analyze and interpret data related to the problem and compare it with the actual situation at the Cahaya Phinisi Nusantara Cooperative PT Bank Sulselbar and then draw conclusions. Analysis of Profitability Ratios at the Cahaya Phinisi Nusantara Cooperative PT. Bank Sulselbar in terms of the average value of Return On Assets (ROA) of four point forty three percent (4.43%) and Return On Equity (ROE) of five point eighty six percent ( 5.86%) where the value of the benchmark and determining the cooperative health predicate is five percent (5%) which indicates that it is not good at optimizing its own capital and investment in generating net profits.

This study aims to determine the impact of  COVID-19  toword buses and the income of Micro, Small and Medium Enterprises (MSMEs) in the Tamalanrea sub-district, Makassar City. This research is a qualitative research with qualitative descriptive analysis method using data collection such as documentation and theoretical studies. Based one the results of research in the Tamalanrea District, Makassar City. COVID-19 has had a significant impact on the culinary trade business, the culinary industry and handicrafts, SMEs have also experienced a decline income during the COVID-19 pandemic and some are even threantened with bankruptcy. The government must make policies that can help the economy of SMEs in the midset of the COVID-19 pandemic. In this way, ME actors are able tu survive in their respective business despite the decline in income. 

The title of the counseling guidance teacher's efforts in dealing with delinquency in class XI students at SMA N 1 Batur, Batur District, Banjarnegara Regency, in this study has an educational background that is closely related to a strong character. Meanwhile, development in Indonesia is carried out as a whole, which requires quality human resources, various efforts for the formation of the nation's personality, especially in the younger generation. One of the efforts to improve quality resources is through education. However, every educational process, especially tackling delinquency, has an obstacle and obstacle, which occurs in SMA N 1 Batur, especially class XI, from this research it has a goal. 1) knowing the efforts of BK teachers in dealing with student delinquency; 2) knowing the method used; 3) knowing the inhibiting and supporting factors, by using qualitative methods that produce descriptive data, then data collection techniques through interview observations and documentation, in analyzing data systematically, organizing data, describing data into units and compiling into a pattern that produces a conclusion, namely learning that occurs at SMA N 1 Batur is in accordance with the objectives and procedures for learning, then in each lesson several factors, both supporting and inhibiting factors, are found from internal and external sources, and several efforts have been made by counseling teachers at SMA N 1 Batur Banjarnegara..    

This research is motivated by the existence of one marketplace application. This study discusses the style of language in featured advertisements in the application. Advertising language style has the ability to convince readers by playing words or phrases so that readers are influenced to use the product. The purpose of this study is to analyze and describe the style of advertising language in the shopee application. The method used is descriptive qualitative method. The data in this study is the style of advertising language and the source of the data in the study is advertisements for shopee features that appear on youtube and television. The data collection technique in this study is the method of listening. Based on the results of the discussion on the analysis of the use of advertising language style on YouTube, it can be concluded that the Shopee application uses persuasive language style in the advertisements that are displayed, namely the use of repetition figurehead.

Literary work is the author's reflection on the reality of life.This study aims to determine the intrinsic and extrinsic elements contained in the short story "a piece of a letter in silence" by Asma Nadia with a mimetic and objective approach. The method used in this research is through a qualitative descriptive analysis with a mimetic approach and objective approach in the work literature. The data analysis technique used is reading and observe short stories, collect data, describe, and drawconclusions from research results. The results of the research show that there are valuesthe reality of life in the form of social reality, the reality of life's struggle, the reality of the real world contained within short story "a letter in silence" with a mimetic approach.The conclusion of this research is that there is a phenomenon of reality values ​​within short story, in the form of the love struggle of a man without a name for a woman without a name even though it has no beautiful ending.

In the era of technological and information development that is all sophisticated and modern, let's call it the era of industry 4.0 which is currently taking place and will also lead to the era of society 5.0, of course, making the use of the internet and technology a primary need. It cannot be denied that there are positive and negative impacts from the use of the internet and technology, moving from the negative impact that has started to make people behave individually. Lack of care and intolerance among others, the main purpose of this paper is to analyse the concept of Pancasila education as a national character education in the midst of the current era. The research in this paper uses qualitative research methods, with descriptive analytical research type, with data collection techniques using literature review. The results of this study indicate that Pancasila education as a national character education is certainly a character formation starting from the practice of Pancasila values ​​for the millennial generation in all aspects of social, national and state life. This can certainly be done well if the strengthening of the cultivation of Pancasila values ​​is carried out both in the family environment and in the world of education or even introductory socializations that can be carried out so that the millennial generation does not lose direction, it can actually better understand the values ​​of Pancasila itself.

Analyzing a literary work can be done in a wide variety of ways or approaches. This article discusses the hidden meaning of the poem by Rustam Effendi. This discussion aims to better understand the reader of the content of the poem. The theory used in this refrain is Zygmunt Bauman's Heurmenetic theory which focuses on the clarity of the message and the basic understanding of an obscure speech or writing. The method used in this analysis is a qualitative descriptive method where this research is carried out to examine an object with natural characteristics to create factual research results. The stages carried out in this discussion begin with analyzing the array, analyzing the structure that composes the text of the poem, objectifying the structure of the text, and interpreting the text of the poem. Thus, the results of this study can show the hidden meaning in the poem "Not Beta Bijak Berperi" by Rustam Effendi as a form of ideology that the poet uses in representing ideas in the form of poetry.

This study aims to find and analyze the intrinsic elements contained in the short story "Robohnya Surau Kami" by AA Navis. This research was conducted within the scope of the field of literature and was carried out using qualitative methods and descriptive data analysis techniques. In this research, it is necessary to study documents and study literature. In the world of education, the teacher's role is not only AS a provider of material, but also AS an educator who teaches character for each student. Educators AS examples and reflections in the world of education that teach how to shape students with character. One way to shape the character of students is through a literary work. Literary work is something that is conveyed communicatively both orally and in writing in which there is a message or intention to be conveyed by the author. Through literary works students can easily understand how to build a good character in everyday life, because literary works are also a reflection of life. There are many theories and literary approaches to studying a literary work. One of them is the expressive approach. Through an expressive approach students can recognize the characters in a literary work. One of them is in a short story literary work entitled "Robohnya Surau Kami".

This article is a discussion of the analysis of the short story special gift by Honest Prananto which uses an objective approach, namely an approach that focuses on a literary work in a thorough and structured manner. The research method used is descriptive qualitative, namely a research method that focuses on what is thoroughly, deeply and broadly researched. By providing the results of the discussion in words and sentences as well as quality meanings without being compared with the results of other analyses. Thus the results obtained from this study are in the form of intrinsic elements: theme, point of view, plot, setting, character, character, style of language, and message from the short story special gift by Honest Prananto. It is hoped that this research can help friends in analyzing in depth the analysis of the short story A Special Gift by Honest Prananto.

This study aims to analyze the intrinsic and extrinsic elements in the short story, Lara Lana, by Dee Lestari using an objective and mimetic approach. The research method that I use in this analysis uses a qualitative descriptive method. The resource in this study is the short story Lara Lana by Dee Lestari. The data collection technique used in this study was to read critically and carefully the entire contents of the short story. The data analysis technique is discussing or reviewing the contents of the short story Lara Lana by Dee Lestari. The results of the research are to find intrinsic elements in the form of themes, points of view, plot/plot, setting, characters and characterizations, style of language, and message. You can also find social elements in the phenomena that occur in short stories that are related to real-world life in the form of 1) economic status (poor and rich) 2) bullying 3) love relationships in the novel Lara Lana by Dee Lestari.

The purpose of this study is to understand the style of language used in postings on the Instagram account @kumpulan _puisi and its implications for literary connoisseurs on Instagram social media. . The method used in this research is a descriptive quantitative method. The source of the data that the author obtained is from posts contained in the @kumpulan_puisi account on Instagram social media and the accompanying comments. The data collection technique that the author uses is by reading deep understanding and appreciation and meaning. The data analyzed is the use of the language style used and its implications in the comments column by the readers, where the readers participate in replying to posts with poetry in a language style that is in accordance with contained in the post. Lexically, the poetry language style used in the @kumpulan _puisi real account emphasizes its meaning, and forms a rhetorical statement that involves the reader in understanding the meaning of the poem.

This study aims to examine (1) the structural form of the study contained in the poem Language, Nation by Mohammad Yamin. (2) analysis of the meaning contained based on the reader's point of view. The method used in this study is a qualitative descriptive method. The data acquisition used is by reading, listening and note-taking techniques. The data of this study is sourced from the poetry verse Language, Nation by Mohammad Yamin. The data analysis technique used in this study is the content analysis technique. The results of this study show that: (1) the intrinsic form of the structure in each array of poems is in the form of rhymes or old poems based on their sentence patterns (2) the analysis of the meaning in this poem is a sense of nationalism as a form of love and concern for language and nation.

This article discusses the structural study of the poetry “Kekasihku” by Joko Pinurbo. The focus of the discussion of this article is to describe the physical structure and inner structure of the poetry which is carefully described in the form of words, sentences and discourse. This research method is descriptive qualitative using a structural approach. The data source used as the object of research is one of the poetry contained in the book collection of poetry "Kekasihku" by Joko Pinurbo, published in 2004. The results and discussion in this article contain ( 1) the physical structure of poetry includes: (a) diction, (b) images, (c) figure of speech, (d) concrete words, (e) rhyme/rhythm, and (f) typography. The dominant physical structure is simple diction by creating communicative activities and not eliminating the aesthetic value of poetry. (2) The inner structure of poetry includes: (a) theme, (b) tone, (c) taste, (e) message. The element that dominates the inner structure of poetry is the feeling that creates inner experiences through writing.

School is an element of activity that will accommodate various student characters. One of them is critical thinking. Critical thinking will have an impact on the learning process and the results that will be obtained by students. However, in critical thinking, it has a weakness that becomes something that must be improved. The purpose of this research is to examine the weaknesses of critical thinking of SMK students. The method used is a qualitative approach with descriptive analysis. Data collection techniques using observation and interview techniques. The results of this study are to describe the weaknesses of students in critical thinking

This study aims to analyze the meaning of several dictions in a text that deals with it. The source of the data used in this study in the text of a poem entiled Sukma Pujangga by J.E Tatengkeng. The aspect that must be investigated is analyzing the meaning of the 6 dictions in the poetry text of Sukma Pujangga. The method used in this research is descriptive qualitative. The results showed that from several dictions that have been analyzed, it can be seen from the meaning of the poem that it describes someone who has a very high artistic spirit and is willing to make any effort to maintain his desires and stance. He doesn’t want to live for other people and just wants to be free to do whatever he wants and achieve his dreams even though he has to go through various obstacles. There are several meanings contained in the poem, including: connotative meaning, contextual meaning, abstract words, and special words.

The process of finding employees, or what is often called employee recruitment, is an important concern for employers. Recruitment is carried out with the hope of getting employees with the required classification. After the recruitment process is carried out, it is necessary to conduct training for new employees according to their job title. The training was conducted to equip employees to be more creative and able to provide excellent service to visitors. Training is one of the efforts to achieve the service standards that have been set in the business. The population and sample of this study were all 37 employees at RIC, with the data collection method in this study being a questionnaire that will be distributed to employees. The list of questions on the research questionnaire uses a Likert scale. The data analysis method uses descriptive qualitative analysis, namely by distributing questionnaires to respondents to solve the problems to be studied, and quantitative analysis is carried out by processing the data using the SPSS version 23 software tool. From the results of the study, it can be concluded that there is a significant influence between recruitment and training on employee performance at Coffee Idea House. This means that business people must pay attention to a good recruitment process and intense training to improve employee performance.