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Financial education is an activity that aims to increase knowledge and skills in financial management. The 2019 Indonesian National Financial Survey shows the level of Islamic financial literacy is only 8.93 percent, meaning that only nine out of a hundred Indonesian adults are familiar with Islamic financial products. The 2019 National Financial Literacy and Inclusion Survey (SNLIK) found a financial literacy rate of 38.03% and a financial inclusion rate of 76.19%. This is because the Indonesian people in general do not have a good understanding of the characteristics of different financial products and services. Therefore, this study examines how financial literacy affects the interests of students of the Faculty of Economics and Islamic Economics, UIN STS Jambi. in Islamic banks. The purpose of this study was to measure the impact of financial literacy on savings in students of the Faculty of Islamic Economics at UIN STS Jambi Islamic bank. This research uses quantitative methods. Data collection tools in this study were observation and questionnaires/cursors. Primary data and secondary data are used as data sources. The informants of this study were students of the Faculty of Economics and Islamic Economics, UIN STS Jambi. From the research results it is known that the financial literacy variable has a significant effect on student savings

This study aims to analyze the power dynamics that occur in the interaction between a clown and a driver at a red light using Michel Foucault's power theory approach. Clowns at red lights are often objects of interest to motorists and pedestrians, but their role in public space is rarely examined from a power perspective. This study uses a qualitative research method with a case study approach to gain an in-depth understanding of the clown's interaction at the red light. Data was collected through participant observation, interviews with clowns, and content analysis from social media that describes these interactions. The results showed that clowns at red lights use various strategies to attract the attention of motorists, such as funny gestures, flashy costumes, and silly actions. However, behind the fun and joy shown by the clown, there is a hidden power structure. Through the use of humorous actions, clowns are able to change the dynamics of public space, divert the attention of motorists from existing traffic rules, and form alternative narratives about that space. This study also shows that the presence of a clown at a red light involves a complex power and knowledge relationship between the clown, the driver, and the general public. Clowns use their symbolic power to control people's perceptions and evaluations of public space, as well as to go beyond the rules and norms that apply. Using Foucault's theory of power, this study provides a new understanding of the clown's interaction at the red light as a form of resistance to existing power. This research also describes how clowns, as actors who are underestimated by many people, can utilize their power to shape and reconstruct meaning and experience in public space.

Marketing strategy is an effort made by a businessman in introducing his product to achieve the desired goals by developing competitive advantages and efforts used to generate profits. The marketing strategy is very important for Micro, Small and Medium Enterprises (MSMEs) in marketing their products. Where in marketing management there are four marketing strategies through the Marketing Mix, namely product, price, place and promotion. The purpose of implementing a marketing strategy through Marketing Mix is ​​to increase product sales and provide an understanding of marketing strategies in order to solve specific problems in marketing. This community service activity was carried out in the Bojo Environment, Awang Tangka Village, Kajuara District, Bone Regency. The results achieved in this activity were an increase in image and sales as well as an increase in knowledge and insight regarding marketing strategies at Mrs. Asriani's MSMEs Pastry Business. The method used in this activity is the socialization method of implementing marketing strategies by utilizing brochures as learning materials.

This community service activity program seeks to teach teachers and students participating in the Teaching Campus MBKM the basics of preparing financial reports. Teachers and students in elementary schools need a basic understanding of the preparation of financial reports to apply the theories learned at school. Training from Lecturers to Teachers and Students at SDN 131 Cijawura and SDN 027 Cicadas Bandung City is the method applied in this community service project. Indonesia's situation is still in the COVID-19 pandemic since March 2020 President Joko Widodo informed that many Indonesian people have contracted COVID-19 until the community service activities were carried out on March 5 2023, the counseling was carried out via zoom sessions. The teachers and students who are currently implementing the government program, namely the Teaching Campus MBKM at SDN 131 Cijawura and SDN 027 Cicadas Bandung City clearly understand the subjects taught by the lecturers, seen from the excitement with which these questions are answered during this counseling activity. This activity is expected to help teachers and students understand how to record and make reports so that they can successfully adapt when entering society and make accountability reports for the MBKM Campus Teaching activities.  

The ASEAN Economic Community (AEC) was enacted at the end of 2015, this is an opportunity for a country's skilled workforce to become professional workers in ASEAN member countries. Because the inherent nature of the enactment of the AEC is the repeal of regulations that allow the flow of goods, services, people (skilled workers), and money to be unhindered. In this condition, the role of cross-cultural communication in organizations is very strategic in creating reinforcement for the sustainability of skilled workers in pursuing their professional careers. It has become a trend that in the era of the global economy there are company activities that involve individuals/employees/managers from more than one country, both those assigned to other countries and those assigned to their own country. This condition causes cross-cultural communication to become unavoidable. In cross-cultural communication, one of the obstacles is language. Language is an extension of a culture. Differences in understanding or interpreting a word or symbol become a potential barrier to communication and this can hinder the process of business or organizational activities. For individuals who are involved in cross-cultural communication within an organization, it is recommended: 1) Increase knowledge and understanding of the culture of business partners or colleagues, 2) It is better to assume that other people who come from other cultures are different from us so as not to cause misperceptions and miscommunication with that person, 3) Apart from mastering the universal language, it is highly recommended to learn the local/regional language where we are assigned/work.    

Reproductive health is one of the national and global development targets based on the 2030 sustainable development goals. The prominent problems among adolescents are grouped into three risks or the KRR Triad. Correct knowledge and good understanding of reproductive health can direct a teenager towards responsible sexual behavior. The purpose of this study was to describe the level of knowledge about adolescent reproductive health among students at SMPN 1 Batang Kapas. The research design uses a purely descriptive study using a quantitative approach. The sample in this study were 26 students of SMPN 1 Batang Kapas who fit the inclusion and exclusion criteria. Questionnaires are used as research data collection tools. The data were then analyzed univariately using the SPSS application. The average age of the respondents was 13.23 years with the youngest being 12 years and the oldest being 15 years. Respondents consisted of 8 men (30.76%) and 18 women (69.24%). The level of knowledge about reproductive health is good at 73.08% or 19 people. While the remaining 7 people (26.92%), have a sufficient level of knowledge. The majority of respondents have a good level of knowledge about adolescent reproductive health. This is because respondents have received information about reproductive health before. Provision of information sources is significantly related to adolescent knowledge regarding fertility, sexual intercourse, marriage plans, and the lowest safe age for childbirth so that it will encourage the formation of positive sexual behavior. The level of knowledge about reproductive health in this study is in the good category. It is hoped that this level of knowledge can lead to good reproductive behavior and function.  

The development of this thinking ability through education, with education students can make the best use of the information they have. The observation results show that most of the teachers have not used HOTS-based assessments. This is very concerning because students are only fed by learning with the old pattern, namely students are only learning objects with the lecture method. The aim of the training is to increase teachers' understanding of assessment, increase teachers' understanding of the HOTS-based assessment concept and efforts to improve teachers' skills in developing in learning evaluation. Training methods Lectures and demonstrations. The success of the implementation of this training is determined based on pre-test and post-test data using a Likert scale. The results of increasing the pre-test and post-test scores in this community service activity show the criteria of "very good" which means that there is an influence of the activity on the ability of junior high school teachers in preparing HOTS-based assessments.

This classroom action research was carried out to improve the learning process which was not yet optimal and the low learning outcomes in class V of SD Negeri Marga Cinta Kab. East Oku.  This research aims to evaluate the effect of applying the demonstration method on students' understanding and learning outcomes regarding science subjects regarding animal and human movement organs. Implementation of improvements was carried out in two cycles, namely Cycle I on 06 May 2022 and Cycle II on 08 May 2022. In Cycle I, there were several problems that arose during the learning process so that the expected goals were not achieved optimally. Only 63.6% of the student data obtained scores above the requirements for completeness or (KKM). However, in Cycle II, the learning process becomes more conducive and the expected goals can be achieved well. The demonstration method has succeeded in increasing students' enthusiasm, activeness and learning outcomes very satisfactorily, achieving a success percentage of 100%. This shows that the application of the demonstration method effectively increases students' understanding and learning outcomes in the science subject material on animal and human movement organs in class V of SD Negeri Marga Cinta Kab. East Oku. These results indicate that the demonstration method can be an effective alternative in improving student learning outcomes in animal and human movement organs.

This research discusses how to optimize marketing through social media at Sugarbelly_id SMEs. Currently Sugarbelly_id is facing fierce competition from other MSMEs selling similar products. This obstacle was factored in by the owner's lack of understanding of the latest business strategy developments which caused sugarbelly_id to have little engagement from target consumers and a brand image that had not yet been formed. So this study aims to provide an understanding regarding good Social Media Marketing strategies for sugarbelly_id SMEs and help optimize the use of social media and online platforms to build a more effective and attractive Brand Image and increase promotion using digital tools that guarantee increased engagement. The method used is descriptive qualitative analysis which is collected through interviews with the owner, surveys through questionnaires and observations which then analyze the appropriate strategy. The results obtained are that Sugarbelly_id SMEs already have a good brand image and the number of followers on the Sugarbelly_id Instagram account has increased from before, which was 350 followers. In addition, the number of Profile Visits on the Sugarbelly Instagram account has also increased, reaching 1,801 visitors in the last 6 days.

Abstract.This article explores the creation story in Genesis 1:1-31 and provides a deeper understanding of how time, matter and space play a role in creation. Through the time perspective, we can understand that God created everything in six days and rested on the seventh day. The material perspective discusses the materials of the creation of the universe and life that show God's greatness in creating everything. Meanwhile, the spatial perspective explains the position of the Earth and the universe in the creation story.This paper also discusses how humans can understand and appreciate God's creation through this creation story. As God's created beings, humans should be able to appreciate God's greatn ess and care for His creation. The implication of understanding God's greatness in the creation story is to strengthen our faith as human beings and inspire us to care for the environment as part of our responsibility as God's creatures.  

This study examines the effectiveness of using audio media in improving the memorization of short surahs. This research employs a qualitative descriptive approach with data collection methods including observation, interviews, and documentation. The data sources consist of Islamic Education teachers, classroom teachers, and 33 students. Data analysis techniques were conducted through (1) data reduction, (2) data presentation, and (3) conclusion drawing. Data validity was checked through four steps: 1) Credibility, 2) Dependability, 3) Confirmability, and 4) Triangulation. The results show that the effectiveness of using audio media in improving the memorization of short surahs at Madrasah Tsanawiyah An-Nur Monano Gorontalo is significant. Teachers were able to provide good short surah memorization materials to students, enabling them to memorize the surahs perfectly and fluently. Additionally, teachers were able to impart the understanding to students that memorizing short surahs is beneficial. Besides the fact that many students liked the media, they felt helped in repeatedly reviewing the memorized short surahs fluently and correctly. Thus, audio media is considered effective in facilitating the memorization of short surahs, with a high degree of effectiveness, as evidenced by the following grades: A- 36.36%, B+ 54.54%, C 3.03%, and 6.06%.

This community service and research aims to increase public awareness of the importance of improving parenting patterns in families and provide an understanding of the health impacts of early prostitution behavior deviations. In addition, the community is also given legal education so that the community knows the consequences of early prostitution. This community service was carried out for two days, where the first day was a seminar and the second day met and greeted the community directly from house to house so that the community could consult directly for free. Students of the BPI STAI YPIQ Baubau study program also helped smooth the process of counseling activities by dividing tasks, some were in charge of the event section, consumption, and documentation so that the activities ran smoothly. The facts found in the field turned out that the community was still not aware of the dangers of early prostitution and their literacy was still very low, so the community service efforts that researchers and several stakeholders involved did greatly helped the community to be aware and careful with the environment and technological tools that could lead children into early prostitution deviations.

This research is based on the results of preliminary observations that in order to achieve success and effectiveness in the implementation of Regional Autonomy, it is necessary for the Regional Government to be prepared in all fields, including the readiness of human resources to be able to answer the challenges in the implementation of Regional Autonomy. In addition, what is no less important for the implementation of Regional Autonomy to run effectively is how regions can explore and empower existing regional potentials, so that in terms of finance which is the main element in running regional government, independence can be achieved. The method used is a qualitative descriptive research method. The population in this study was 5 people. The sampling technique used a purposive sample technique, thus the sample in this study was 5 people. The data collection technique used a questionnaire. The results of the study are as follows: The Regional Original Income Increase Program in Supporting the Implementation of Regional Autonomy in Cilacap Regency has been effectively implemented through intensification and extensification programs that are quite effective in boosting the increase in Regional Original Income (PAD), and the Central Government's control of programs carried out by the Regional Government in an effort to increase regional income. The obstacles faced are the lack of existing human resources, both in quality and quantity; Frequent changes in higher legal regulations that disrupt the process of collecting regional revenue; Facilities and infrastructure that are still inadequate in carrying out the task of collecting regional revenue; Lack of understanding of laws and regulations on taxes and levies from the community; Weak law enforcement efforts against taxpayers and levy payers Efforts made to overcome obstacles in the program to increase Regional Original Income in supporting the implementation of Regional Autonomy in Cilacap Regency, are In increasing Regional Original Income (PAD) the Cilacap Regency Government has carried out the following: Improving the quality of human resources/collectors through functional training. Conducting research and reviewing regulations in the field of revenue to be adjusted to applicable laws and regulations. Improving facilities and infrastructure in order to support regional revenue collection. Conducting counseling to the community, especially to taxpayers and levy payers

Increasing the creativity of Christian religious education teachers through the development of digital learning materials is urgently needed because without developing digital learning materials, PAK teachers will experience a lag in digital information. This study aims to investigate the development of digital learning materials that can increase the creativity of Christian religious education teachers. In the digital era that continues to grow, the use of technology in Christian religious education has great potential to create a more interesting and effective learning experience. This study uses a type of qualitative research and involves literature studies to gain an in-depth understanding of the integration of Christian religious values in digital learning. The results of the study show that the development of digital learning materials can provide significant benefits in increasing the creativity of Christian religious education teachers. By integrating Christian religious values, teachers can create more innovative and creative teaching methods. The use of technological resources such as multimedia, video, and interactive software allows teachers to extend learning materials and create more engaging learning experiences for students.

Education is very important for the development of children's knowledge, so it needs to be supported by effective learning media. Learning media are familiar to a teacher such as textbooks, teaching aids and other media. However, after observations were made at one of the Class V Manumuti SDKs, in the Timor Leste Border area, it was found that teachers predominantly taught using textbooks and no other learning media. The existing conditions result in students learning monotonously, students being less active, teachers not being creative and students not understanding science lessons well. So in this research, learning media will be created that are fun and not monotonous in order to arouse students' motivation to study science. In this case, the media used is Audio-Visual Technology Learning Media. This media will be elaborated in the Teams Games Tournament (TGT) model, where students will be formed into several groups, then given a science knowledge game, and students compete with their opposing groups. That way, a sense of responsibility, healthy competition, imagination, and student activity in class dominate and students will be motivated to learn science because the end of this learning model is an award or reward for students who become winners. To measure the attainment of science knowledge, observation, discussion, tests, scores and audio-visual media are used. It is hoped that the results of the research will ensure that students in the Timor Leste border areas do not miss out on technological knowledge, teachers will be more creative and students will be able to play an active role and increase their motivation to learn science.

This journal discusses the implementation of character values of Papuan culture in civic education learning. By integrating various local values into the curriculum, and it is expected that learners can understand and appreciate their own culture while strengthening their civic identity. strengthen civic identity. This research uses a qualitative method qualitative method with a case study approach with the aim of exploring the impact of implementing Papuan cultural Papuan cultural character values in learning. Results show that integration of local values contributes positively to the development of students' character development and their understanding of citizenship.

The rapid growth of digital startup companies in Indonesia brings its own challenges in human resource (HR) management, especially related to workload and organizational commitment. High work dynamics, aggressive targets, and intense operational pressure can cause an imbalance in workload that impacts motivation, work stress, and increased turnover intention. HR commitment is a key factor in startup success, but it is difficult to achieve without effective and humane workload management. This community service activity was carried out by Karangturi National University (UNKARTUR), through the Faculty of Economics, Business and Humanities (FEBHum), which aims to improve the understanding, skills, and awareness of digital startup entrepreneurs and employees in Bugangan Village, Semarang, regarding workload management strategies. The methods used include workshops, group discussions, and direct assistance. The results of the activity showed an increase in participants' understanding of the impact of disproportionate workloads, as well as the ability to implement efficient and sustainable work strategies. This activity also encourages collaboration between academics and practitioners in designing a healthy and adaptive work environment. With better workload management, it is hoped that the level of commitment, satisfaction, and retention of employees in digital startups can increase, while strengthening the competitiveness of local businesses in the era of digital transformation.

Effective and efficient financial management is essential for the success of UMKM. However, UMKM are often hampered in optimizing their performance and competitiveness due to lack of knowledge and skills in financial management. Therefore, this community service aims to train UMKM in financial management to improve their financial literacy and their ability to utilize skills in business management. This activity uses a participatory approach by involving UMKM in the Bugangan Village area and the method includes theoretical explanations and direct practical assistance. The training materials include basic concepts of financial management and simple financial report analysis. The results showed that participants had a better understanding and skills to manage business finances more effectively. In addition, participants also reported increased time efficiency and accuracy of financial records after the training was implemented. Thus, this program is expected to help UMKM become more adaptive to the demands of the digital era and contribute to sustainable local economic growth.

This study aims to investigate the interplay between good governance, earnings management, tax compliance, and firm longevity in fostering sustainable futures for organizations. Employing a qualitative research design, the study utilizes semi-structured interviews with key stakeholders from a diverse range of firms. Sampling techniques involve purposive sampling to ensure representation across industries and organizational sizes. Data analysis adopts thematic analysis, allowing for the identification of patterns and themes within the qualitative data. The findings reveal intricate relationships between governance practices, earnings management strategies, tax compliance behaviors, and long-term firm sustainability. Insights from this study contribute to the understanding of how organizational practices influence sustainability and inform policymakers and practitioners on fostering responsible corporate behavior for long-term viability.

Poetry is a literary work that expresses thoughts and expresses the soul through aesthetic words. Poetry is also a literary work in which there are many signs, both in the form of meanings that need to be translated by the readers themselves and linguistic markers that do not require reinterpretation. Semiotics is a field of science that examines the role of signs in a literary work. The sign and everything related to the sign, both the way the sign is sent and received, will have meaning and significance. This study aims to determine the markers in a poem by Heri Isnaini entitled “Mata-Mata” using Charles Sanders Peirce's semiotic theory. This study used descriptive qualitative method. Research on this poem is considered interesting because the use of diction in it only has slight differences and seems repetitive. Therefore, semiotics has an important role in analyzing a poem so that the poem can provide an overview and understanding to the reader.