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The paper industry plays a crucial role in supporting the economy, particularly in Indonesia, through the printing, packaging, and export-import sectors. However, technological advancements have introduced new challenges, demanding companies to manage resources efficiently and improve financial performance. This research adopts a descriptive comparative method, analyzing the financial performance of five pulp and paper companies: PT Indah Kiat Pulp & Paper Tbk, PT Alkindo Naratama Tbk , PT Suparma Tbk, PT Fajar Surya Wisesa Tbk, and PT Toba Pulp Lestari Tbk. The study uses financial reports from 2019 to 2023 and evaluates liquidity, solvency, profitability, and activity ratios. Results indicate that INKP demonstrates the best liquidity, SPMA excels in activity efficiency, and SPMA also leads in solvency ratios. INKP records the highest profitability. Major challenges include raw material price fluctuations, market demand shifts, and sustainability requirements. The study concludes that to enhance competitiveness, companies should improve asset management and optimize financial structures. This approach aims to help firms face industry competition and seize future opportunities.

In recent years, the idea of leadership has changed dramatically to keep up with the quick advancements in technology, society, and the economy. Effective leadership has a direct impact on organizational productivity. A leader who properly manages human resources makes sure that workers are efficient and productive. Leaders create a positive work atmosphere, improve employee motivation, and give clear directions. Effective leadership increases productivity and helps organizations reach their objectives. Therefore, a leadership approach that emphasizes individual development is essential to enhancing overall organizational performance. In this study, the literature review approach is used. The results of this study of the literature suggest that inclusive, flexible, and technology-based leadership are all necessary for effective leadership in the current day. Employee engagement, well-being, and performance have all been demonstrated to improve under leadership that emphasizes personal growth and active team participation. Leadership that prioritizes technology utilization, interpersonal interactions, and change adaptation is essential to an organization's future success.

Fintech has emerged as a key driving force in fostering sustainable transactions and green investments at the global level. Through product and service innovation, fintech is making access to sustainable financial products easier, encouraging wider participation in the green economy. The role of fintech in driving global sustainable transactions and green investments is increasingly significant as the need for environmentally friendly financial solutions grows. Financial technology (fintech) facilitates wider access to green finance through inclusive and efficient digital platforms. Fintech contributes to carbon footprint reduction by adopting digital-based technologies to replace traditional resource-intensive financial processes. In addition, fintech also encourages green investment by providing services such as crowdlending for renewable energy projects, green asset tokenisation, and sustainability-based portfolio monitoring applications. Collaboration between fintech, regulators, and the traditional financial sector is key in creating an ecosystem that supports the transition to a low-carbon economy. This article discusses the strategic role of fintech in driving sustainable transactions and global green investments, the challenges faced, as well as the future potential to achieve sustainable development goals (SDGs).

Technology is essential to the efficient teaching and learning process. But technological advancement does not ensure that everyone can take full use of it. Acquiring technical literacy or knowing how to utilize it involves more than just learning how to read; it also involves being able to use, access, and integrate technology into the teaching and learning process. Although a lot of people use the internet, not everyone is able to fully utilize its benefits, particularly in the field of education. Learning can be done more quickly and in a number of ways, particularly while learning English. In our nation, English is a foreign language, and students will have a lot of trouble using it. Therefore, in order to help students understand and avoid becoming disinterested in the process of learning English, teachers need to possess additional skills. As a result, providing the internet and educational websites as resources for learning English will benefit both educators and learners. While the use of the internet for educational purposes is not new in our nation, not all institutions are able to put it into practice because of a lack of necessary resources, including computer equipment and internet access.

Computer assembly is the process of putting together various hardware components to ensure the computer functions optimally. To assemble a computer correctly, a deep understanding of its hardware, both logically and physically, is essential. Additionally, in order for the computer to be used for its intended purpose, software installation is required. This installation includes programs like Microsoft Windows, Microsoft Office, and others, which help adjust the software to the installed hardware and unpack compressed files. This community service activity is held at SMK Lowis Sakti, Sakra Timur, focusing on computer assembly and installation training. This process plays a vital role in the development and maintenance of efficient and reliable computer systems. A comprehensive knowledge of assembly and installation procedures is necessary to ensure optimal system performance and security. Therefore, the goal of this training is to equip SMK Lowis Sakti students with the skills to assemble and install computers independently, enabling them to apply this knowledge both in school and in the workforce.