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Januaria Kartika Ati; Maria Indriyani Hewe Tiwu; Novi Theresia Kiak

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to analyze the influence of  financial behavior on non-cash payment behavior and to determine the influence of  financial knowledge on non-cash payment transactions in the community of Raihat District. This study uses primary data by distributing questionnaires to 30 respondents in Raihat District who are MSME actors. This study uses purposive sampling. The data analysis in this study uses multiple linear regression analysis with the results of the study showing that  financial behavior and  financial knowledge have a significant effect on non-cash payment transactions in the community in Raihat District.

Dede Handayani; Ahmad Haical Ramadhan; Muhammad Fauzan; Muhamad Rafly Rafsanzany

Uranus: Jurnal Ilmiah Teknik Elektro, Sains dan Informatika 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

This research aims to design and build a website-based library book e-catalog application at the Fatahillah College Center Foundation. This application is designed to overcome the limitations of the manual system currently used by libraries, increase the efficiency of book information management, and make information access easier for users. The research methods used include descriptive methods, observation, interviews, and system development using the Waterfall model. The research results show that the e-catalog application can manage book, member, and loan transaction data effectively. It is hoped that implementing this application can support literacy activities and increase library operational efficiency.

Asep Nana Hermana; Abdurahman Jundi Rabbani; Irgilian Satria Pratama; Muhammad Ihsan; Mochamad Rafi Adi Saputra +2 more

Bumi: Jurnal Hasil Kegiatan Sosialisasi Pengabdian kepada Masyarakat 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

Eighter Production is a home industry that acts as a clothing manufacturer that offers various kinds of clothing products. Eighter Production provides various categories of clothing with various materials and colors. In an effort to further expand its reach in reaching consumers, Eighter Production utilizes internet technology as a medium for information, promotions and transactions.

Bani Khafidz; Laelatus Sa’diah Amaliah; Ahassa Nafiza Habna; Wahyu Hidayat; Zaini Ibrahim

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Mobile banking is a service provided by banks that allows customers to conduct various types of service transactions anytime and anywhere through smartphone devices. This service is not only utilized by customers at large, but UIN students have also utilized the service in making single tuition payments. However, there are still many students who have not utilized the convenience of this service. The purpose of this study was to determine the effect of the effectiveness and instruments of using mobile banking on customer satisfaction. This research uses a quantitative approach.

Ade Irmanistanti; Erick Kusuma Effendi; Mochammad Andi Prastyo; Yanuar Verga Moreno; Yudy Prasetyo +1 more

Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat 2024 Asosiasi Riset Ilmu Pendidikan Indonesia

Nowadays, digital technology is in great demand because it offers easy access to a wide range of purposes and activities, including enabling innovation to generate business. The world of marketing will surely be heavily influenced by the advances of technology, the digital world, and the Internet. Marketing-based applications or e-commerce become the medium of sale and purchase transactions only but some have features as a program regulating the financial management of enterprises. Bukapalak can help UMKM perpetrators for media development, financial loyalties and new business opportunities. This dedication focuses on the perpetrators of the UMKM Village of Wadungasih, Kecamtan Buduran, Sidoarjo district. This dedication involves socialization activities with the stages of surveys, observations, and core activities. This dedication finds a lot of UMKM perpetrators who lack understanding of digital technology innovations as the times evolve. The purpose of this dedication is nothing more than a form of effort to develop and evaluate the progress of UMKM in an era of globalization where digital technology or e-commerce is used.

Dhea Isti Riyana; Iva Khoiril Mala; Sutantri Sutantri

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2024 LPPM Universitas Sains dan Teknologi Komputer

This research aims to find out the role of the digital economy in the performance of modern markets in Indonesia. The method used in this research is a qualitative descriptive method by collecting data from various books and journals whose research focus is the same as the title of the research being studied. The research results show that the digital business economy has provided opportunities for entrepreneurs in the future. By using digital everyone can advance their business and gain profits. With this modern market, consumers will find it easier to access transactions with traders in unlimited areas. However, on the other hand, the modern market also has a negative impact on the Indonesian economy, such as the traditional market ecosystem which will be defeated by the modern market and fraud.

ONY THOYIB HADI WIJAYA; ONY THOYIB HADI WIJAYA; Kirana Salsabilla Citra Wijaya; Yohanes Jentanu Nelson

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2024 LPPM Universitas Sains dan Teknologi Komputer

This research aims to analyze the implementation of Know Your Customer (KYC) through Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in the efforts to prevent and combat money laundering and terrorism within the financial services user base. In this study, the research method employed is literature review. The findings of this research can be utilized to support the development of policies and strategies for the prevention and eradication of money laundering and terrorism within the financial services user community. The application of KYC through CDD and EDD is crucial in reducing malicious risks, preventing theft of funds, and maintaining integrity and transparency in financial transactions. Therefore, it is essential for financial institutions and stakeholders to continuously develop and manage the KYC processes effectively and sustainably. 

Djeumenou Jean-Bosco; Alfred Amihere Tit; Joseph Nkoumou

International Journal of Law and Civil Affairs 2024 International Forum of Researchers and Lecturers

The growth of e-commerce has brought new challenges for consumer protection, with legal frameworks often lagging behind technological advancements. This article analyzes existing consumer protection laws in the e-commerce sector, identifying significant gaps and enforcement issues. Through case studies and regulatory analysis, the paper highlights the challenges of safeguarding consumer rights in a digital marketplace. The study concludes with recommendations for improving legal frameworks to better protect consumers in online transactions.

La Ode Abdullah; Sania Indana Zulfa

Kajian Ekonomi dan Akuntansi Terapan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to investigate the accounting information system employed by the company in the procurement of raw materials. Additionally, the study evaluates the implementation of internal controls by PT Tri Sukses Prima in its raw material procurement system located in Manguharjo District, Kota Madiun. The research employs a comparative descriptive analysis method with a quali-tative approach, and data is collected through field studies using an Internal Control Questionnaire (ICQ) as an analytical tool. The findings reveal that the internal control system for raw material procurement is largely in line with the internal control elements outlined by Mulyadi (2018). While PT Tri Sukses Prima effectively applies many of these control elements, there are still some areas needing improvement, such as overlapping job functions in the warehouse. Furthermore, based on the ICQ assessment, the internal control system for raw material procurement at PT Tri Sukses Prima is highly effective, with a score of 77.3%.  Interpretation of these results shows that PT Tri Sukses Prima's commitment to strengthening its internal control has produced positive results. The effectiveness of implementing the Champion method not only increases operational efficiency but also ensures integrity and ac-countability in every raw material purchasing transaction.  

Nurmaleni Nurmaleni

Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia (JPPMI) 2024 Sekolah Tinggi Ilmu Administrasi Yappi Makassar

This community service activity aims to socialize the use of the DANA digital wallet to the people of Bangun Jaya Village, Pagar Alam City. The methods used are presentations, demonstrations and direct practice. The results of the activity show an increase in public understanding and interest in using the DANA digital wallet for daily transactions. Using the Dana Digital Wallet will save the community IDR 6,500 more, compared to using other Digital Wallets.  

Zulfa Dwi A; Fadilla Qurrata A; Noor Mohammad Rozi; Maryatul Kibtiyah

Prosiding Seminar Nasional Manajemen dan Ekonomi 2024 Universitas Kristen Indonesia Toraja

The majority of residents in Sendangsikucing Village are fishermen and some people choose to look for marine products to meet their daily needs, because a fisherman's salary is not commensurate with their needs. Several MSMEs in Sendangsikucing village were important targets in the research. Limited product marketing is an obstacle in increasing sales turnover which is still done manually. The specific aim of implementing the Community Service Program in Sendangsikucing Village, Rowosari District, is to assist the village government in reviving the community economy among MSMEs. Based on payment techniques that still use the manual method, QRIS is the national QR code standard as a code payment medium, where the physical to digital payment method is more efficient. So, it is hoped that this service will be able to help provide positive energy to the community in the transformation towards a cashless society and the results of this activity will be directly put into practice by MSMEs on Sendang Asih beach using the QRIS application for payment transactions. In addition, this research can be used as a valuable reference source for banks or non-bank institutions to develop appropriate strategies to attract MSMEs to use QRIS.

Anggi Canita Simanjuntak; Miranda Elisabet Sitanggang; Muhairoh Indah Cahyani; Nita Syahputri

Bridge : Jurnal Publikasi Sistem Informasi dan Telekomunikasi 2024 Asosiasi Profesi Telekomunikasi Dan Informatika Indonesia

Data mining is a technique to dig up new information from a data warehouse, information is seen as very important and valuable because by mastering information it is easy to achieve a goal, this makes everyone compete to obtain information, as well as in trading businesses such as the Iblite Luxury store.  This store is located in Medan close to residents' houses, Sales transaction data will continue to grow, causing data storage to be even larger. Sales transaction data is only used as an archive without being properly utilized. Basically, a dataset has very useful information. Market basket analysis with a priori algorithm is one of the data mining methods that aims to find association patterns based on consumer shopping patterns, so that it can be known what items of goods are purchased in a At the same time, the results of this study found that the highest support and confidence values were Ysl and Chanel with a support value of 50% and confidence of 75%.

Septi Dwi Wulandari; Nabilah Az-zahra; Simamora Desi Anna Sari; Muhammad Rifai; Muhammad Syahwildan

Kajian Ekonomi dan Akuntansi Terapan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The bank is an official state institution in the financial sector that has the task of withdrawing and disbursing public money. Banks are one type of trusted institution among the surrounding community. Banks that have a non-trivial task make the bank also registered in the law for its security. There are many banks in Indonesia, one of which is BSI. BSI is the only bank that applies sharia principles based on the Koran and hadith. The existence of these principles makes Islamic banks not carelessly choose transactions or cooperation with other parties or customers. Uniquely, Islamic banks also use a profit sharing system as their ratio. Whereas conventional banks use the deposit interest system as their ratio. That is why researchers are interested in conducting research on the difference between the principles of Islamic banks and conventional banks in fundraising products (funding). There are three types of fundraising products in both Islamic and conventional banks, namely checking accounts, savings accounts and time deposit accounts. The difference is that Islamic banks use wadi'ah contracts and mudharabah contracts. This study aims to introduce to all people that Islamic banks have their own uniqueness and characteristics. Therefore, it is necessary to explain the contracts involved in Islamic banking. In this study, researchers used qualitative techniques. There are two data sources: Primary and secondary data sources. The researchers conducted direct interviews with informants based on primary data.

Syafira Salsabilla; Linggar Sekar Kemuning; Dien Noviany Rahmatika

Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Transfer pricing is a pricing policy for transactions between parties with a special relationship. However, multinational companies often use transfer pricing to reduce the overall taxation of the multinational group. The purpose of this study is to review the literature using the systematic literature review (SLR) method, considering various aspects such as the impact of taxes, tunneling incentives and exchange rates on transfer pricing decisions of manufacturing companies discussed in previous studies. 60 journals from different sources were used in this study. The method used in this study is the SLR method (Systematic Literature Review Method). This study was conducted over several years to provide a performance evaluation. Therefore, this paper conducted a systematic literature review to find out which methods were used to analyze the impact of taxes, tunneling incentives and exchange rates on transfer pricing decisions of manufacturing companies.    

Aulia Syahda; Diva Nurul Aida; Wahyu Hidayat; Zaini Ibrahim

Jurnal Riset dan Publikasi Ilmu Ekonomi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Before the development of science and technology, the payment system in Indonesia was only done using cash. Money is used to make daily human payments as a medium of exchange. Cash payment instruments are regulated in Law Number 7 of 2011 concerning Currency. But along with the development of science and technology, payment instruments have been more widely used. This progress comes in the form of digital payment instruments. QRIS is one of the digital payments available today. QRIS stands for Indonesian Quick Response Code Standard launched by Bank Indonesia. When making payments through QRIS as a means of payment, you can use one e-wallet to pay merchants, such as Link Aja, Gopay, OVO, DANA, Shopeepay, and others. This research was conducted to compare payment systems (cash and QRIS payments) made by Banten students in making transactions. This research was conducted using quantitative methodology. The distribution data was collected through the distribution of questionnaires.

Dwi Indah Oktaviani

Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This research aims to investigate the experiences and protection strategies against fraud in digital business, focusing on Anafoya store that sells clothing products. The study reveals various challenges faced by sellers in dealing with fraud in the context of digital business. This study employs a qualitative approach with a case study research design through in-depth interviews. The interview results highlight several common forms of fraud, such as non-payment in COD transactions and returns of goods that do not match their condition. To address these challenges, Anafoya store has implemented proactive protection strategies, such as strengthening payment verification procedures and tightening return policies.

Luyanny Luyanny; William Widjaja

Jurnal Manuhara : Pusat Penelitian Ilmu Manajemen dan Bisnis 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The rise of the trade in fake cosmetics and skincare in various well-known e-commerce makes consumers more selective in purchasing cosmetic and skincare products. However, Sociolla as the number one well-known beauty store in Indonesia comes with its e-commerce platform that specifically sells cosmetic and skincare products from various well-known product brands and is able to stay in first place in the beauty product category in Top Beauty-Commerce. This trend can be seen from the increasing frequency of repeated transactions on the Sociolla platform. This study aims to determine the effect of the relationship between electronic service quality (E-Service Quality) and repurchase intention (Repurchase Intention) through electronic satisfaction (E-satisfaction) as a mediation variable. This research is quantitative. The data collection technique was carried out by distributing a 4-level linear scale statement questionnaire. Samples were taken using Non-Probability Sampling techniques with data analysis techniques using Smart PLS tools. The respondents involved were 160 respondents who met the criteria for having made purchases on the Sociolla platform twice. The results showed that good E-Service Quality skills increased E-Satisfaction which led to Repurchase Intention by Sociolla platform users. This shows that E-Satisfaction effectively acts as a mediation between E-Service Quality and Repurchase Intention.

Batista Sufa Kefi; Bagus Kusuma Ardi

Jurnal Kendali Akuntansi 2024 International Forum of Researchers and Lecturers

The purpose of this research is to determine the application of the inventory accounting information system in supporting the production process at the manufacturing company PT. Pan Pacific Jakarta Semarang Branch and problems in its implementation. The research location is at PT. Pan Pacific Jakarta Semarang Branch. Analysis tools use data reduction, presenting data, and verifying conclusions. The results of the research obtained information namely PT. PAN Pacific Jakarta Semarang Branch has successfully implemented control of incoming goods through recording using a system, enabling evaluation of goods inventory. Using the Provider Inventory System with output in Excel format makes it easier to present and document data in the form of soft files and hard files. Before data is entered, incoming and outgoing goods are recorded as an initial report. The FIFO system assessment runs smoothly, as evidenced by the storage of incoming and outgoing goods data, as well as reports reflecting transaction results. Even though PT. PAN Pacific Jakarta Semarang Branch has carried out the inventory function in accordance with accounting theory, the documentation and procedures used are not fully appropriate. The use of only delivery letters as documents and the incompatibility of procedures with accounting theory indicate room for improvement in the implementation of inventory accounting information systems.      

Megasari Megasari; Dafa Rafif Pratama

Global Leadership Organizational Research in Management 2024 STIKes Ibnu Sina Ajibarang

This research aims to determine the influence of digital marketing and product quality on consumer satisfaction in culinary businesses in Metro City, Lampung Province. The type of research used is explanatory research with a quantitative approach. The population in this research is consumers who have visited and carry out culinary product purchase transactions. The sample used in this research was 100 female respondents taken using purposive sampling, Meanwhile, the data collection procedure was carried out using field studies include interviews, questionnaires, observation and documentation. The research results obtained were analyzed with statistical tools using the smartPLS program, shows that digital marketing and product quality have a positive effect on consumer satisfaction.  

Andy Hermawan; Bayu Wicaksono; Tigfhar Ahmadjayadi; Bagas Surya Prakasa; Jasico Dacomoro Aruan

Algoritma : Jurnal Matematika, Ilmu pengetahuan Alam, Kebumian dan Angkasa 2024 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

Market Basket Analysis (MBA) is an analytical technique used to identify relationships between items in purchasing transactions. This notebook uses retail transaction datasets and the Apriori algorithm to discover hidden associations and patterns that retailers can leverage in optimizing marketing strategies, store layouts, and product recommendations. Through initial data processing, data exploration, and application of the Apriori algorithm, this analysis succeeded in identifying various significant associations between items that are frequently purchased together. The results provide valuable insights for retailers to develop targeted promotions and improve customer shopping experiences, while emphasizing the importance of selecting the right parameters to obtain accurate and relevant results.