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This research is conducted to analyze the comparison of disgorgement in the US and Indonesia and the regulation of POJK No. 65 /POJK.04/2020 in legal protection for investors. This research is categorized as normative legal research with a statute approach and comparative approach and uses library research techniques from primary and secondary legal sources. The results showed that POJK No. 65 /POJK.04/2020 has the potential to recover investor losses. Nevertheless, the risk of loss still exists mainly due to crimes and violations in the capital market. By implementing the regulation, it is expected to increase investor confidence and strengthen the integrity of the capital market. However, to achieve optimal implementation, further education to investors, transparency in the disgorgement determination process, and an effective monitoring and evaluation system are needed.    

Blood transfusion safety is a top priority in the management of transfusion services, considering the risk of pathogen transmission and adverse transfusion reactions. With advances in technology, there are significant opportunities to improve blood filtration and processing processes, which could significantly reduce these risks. This study aims to evaluate the effectiveness of new technologies in screening and processing transfusion blood in reducing pathogen contamination and improving patient safety. This research method involves a comparative analysis of historical data on the incidence of transfusion reactions and the incidence of infection transmission before and after the implementation of pathogen filtering technology and improved blood processing systems in several blood transfusion centers. The results showed that the use of the latest pathogen screening technologies, together with improved blood processing methods, contributed significantly to reducing the incidence of infection transmission and adverse transfusion reactions. Data analysis also shows an increase in patient satisfaction and confidence in the blood transfusion process. The conclusions of this study suggest that the integration of new technologies in the screening and processing of transfusion blood is an effective strategy to improve patient safety and reduce transfusion-related risks

Until now, there are still many who are afraid to start a business, including online business, so a real manifestation of a successful businessman has high self-efficacy/ability in starting a business. Apart from having the ability, a businessman must also be able to understand marketing planning and strategy. well in developing a business so that the business succeeds as expected, therefore the purpose of this research is to find out: 1) How is the self-efficacy of entrepreneurs in online business for FEBI students, 2) What is the strategy for developing entrepreneurship in online business for FEBI students, 3) What are the obstacles faced in developing entrepreneurs in the online business of FEBI students. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were students who had been running their online business for more than 3 years. The number of subjects in this study were 10 people. The results of this study note that FEBI students have high self-efficacy in online business or entrepreneurship, students are confident in their abilities and have expectations for their abilities in doing business online, in building confidence students obtain from several sources, namely personal experience, other people's experiences, verbal persuasion and emotional state. In the student business development strategy it is still not running well and efficiently, and there are obstacles to student businesses such as suppliers, competitors, capital and customers.

A house is a basic human need, many people are rarely able to save in cash due to rising house prices. By providing pawn products (Home Ownership Credit), the Bank acts as a mediator between the interests of home buyers and sellers in this situation. However, Muslims are not allowed to use the usury transaction interest system used by mainstream banks. For Muslims who want interest-free financial services, the rise of Islamic banking is a good thing. However, the fact that sharia banking has not been able to match conventional banks in Indonesia is proof that the majority of Muslim communities there do not have full confidence in using sharia banks. Based on this, the author looks at and discusses how murabahah contracts are used in sharia finance at the Bank Sumut Syariah Lubuk Pakam Branch Office. The aim of this qualitative descriptive research which combines case study theory is to describe the implementation of the murabahah contract and determine its impact on sharia financing at Bank Sumut Syariah Lubuk Pakam Branch Office. To gather information regarding the use of murabahah contracts in Islam, the data collection approach uses interview procedures, namely questions and answers to officers, employees and authorized parties (in authority), as well as documentation. Descriptive techniques are used in data analysis procedures. The research findings, the application of the DSN-MUI fatwa regarding murabahah, turns out that the DSN-MUINo.04/DSNMUI/IV/2000 fatwa was followed in the case of murabahah financing for subsidized housing mortgage financing carried out by the North Sumatra Syariah Bank, Lubuk Pakam Branch Office.

This study examines the impact of structured online collaborative learning (OCL) on foreign language skills in multinational higher education settings. As digital platforms become integral to global education systems, OCL has proven effective in enhancing language proficiency, especially in speaking, writing, and interaction. Using a quasi-experimental design, the study employed pre-test and post-test assessments to measure language improvements before and after engaging in OCL activities. The results demonstrated significant progress in all areas of language proficiency, particularly in speaking and interactional skills, owing to continuous peer interaction, structured feedback, and collaborative tasks mimicking real-world communication scenarios. The study emphasizes the importance of synchronous collaboration in fostering fluency and confidence, particularly through real-time communication and peer feedback. However, challenges such as technological disparities and cultural differences were observed, occasionally limiting full participation. Despite these obstacles, the findings suggest that OCL is an effective method for improving foreign language skills. The study advocates for the integration of collaborative online learning tools in language education curricula, particularly in diverse, multicultural environments. Future research should explore the long-term effects of OCL on language acquisition, address technological barriers, and investigate the effectiveness of various collaborative models in enhancing specific language skills.

The aim of this research is "Describe how trusting is students themselves through the scouting method 'Interesting and challenging activities' on Scout extracurricular node material in class II UPTD SDN Gili Timur 2 Bangkalan”. This research is a qualitative research. The type of research is field study. The population used is alert students. Samples used 1 male standby student and 1 female standby student. Data collection techniques use observation, documentation and interviews. Data validity techniques using Triangulation. The triangulation used is technical triangulation and triangulation source. Triangulation techniques for conducting observations, interviews and documentation. Triangulation of sources using student sources, scout leaders and teachers. Results From data analysis, it states that the attitude of self-confidence that emerges is self-confidence, assertiveness, responsibility and positive thinking.

The importance of mastering English for students is something that needs to be considered, both by teaching staff and students themselves. This is because the ever-growing advances in science and technology require individuals to be able to master English language skills. This Community Service activity aims to provide training so that students can increase learning motivation, self-confidence, hone skills, increase knowledge and improve integrated abilities in English. Activities were carried out at the Muhammadiyah University of Jambi. This activity is aimed at students who are interested and want to improve their English language skills as many as 23 students. This English training received a positive response from students. It can also be concluded that this activity was successful and successful. This can be seen from changes in students' behavior and attitudes in dealing with English. Students begin to be confident and attractive in communicating using English.

This study aims to provide an overview of the clubbers' lifestyle during emerging adulthood, focusing on aspects including social interaction, clothing style, music preferences, and the impact on physical and mental health of clubbers. The research employs a descriptive qualitative research method. Data were gathered through in-depth interviews, observations at nightclubs, and documentation. The research subjects consisted of 3 respondents, including 2 females and 1 male. Purposive sampling technique was employed to select participants. The findings of this study acknowledge the significance of emotional expression in the clubbers' lifestyle during emerging adulthood. Social interactions at clubs foster self-confidence and identity enhancement. However, the study also reveals potential impacts on physical and mental health such as altered sleep patterns and stress potential. These findings emphasize the importance of balancing positive emotional expression and individual well-being in navigating the clubbers' lifestyle during the transition to young adulthood.

Business ethics is a business approach to conducting operations that covers all aspects of society, business and the public. Business ethics in an organization can influence the values, norms, and behavior of leaders and staff. Consumer trust is the confidence that consumers have in a product, service, or brand. This belief has an important role in influencing consumers' decisions to buy, reuse, and recommend certain products and services. CSR is a business initiative to consider the concerns of many stakeholders, including the environment, society, workers, and customers. The purpose of this research is to find out how important company ethics is in building consumer trust. This research uses a qualitative descriptive analysis method and data is obtained from literature studies, several books, references on the internet, and journals that examine similar research to support research on "The Role of Business Ethics in Building Consumer Trust". This research shows that a company's most morally responsible practices influence customer trust. This study highlights how urgent it is to see how the most morally responsible corporate practices influence customer trust. Sharia marketing strategies have a significant effect on consumer satisfaction and their trust in certain products and services. This research shows that the role of business ethics has a significant influence in building consumer trust.

Augmented Reality (AR) technology has emerged as a transformative tool in the e-commerce industry, enhancing the online shopping experience by offering interactive and immersive features. This study explores the impact of AR on consumer behavior, focusing on key factors such as trust, satisfaction, purchase decisions, and customer loyalty. Through a user experiment, participants interacted with AR-integrated e-commerce platforms, testing features such as virtual try-ons and product visualizations in real-world contexts. The results revealed that AR significantly enhances consumer trust, with more realistic and accurate product visualizations increasing confidence in both the product and platform. Customer satisfaction was also notably higher after interacting with AR features, with users reporting a more engaging and enjoyable shopping experience. Furthermore, purchase intention was positively influenced by the ability to visualize products and receive real-time, interactive feedback. Repeated exposure to AR led to increased customer loyalty, as participants expressed a higher likelihood of returning to use AR tools in future shopping experiences. These findings suggest that AR provides a strong competitive advantage for e-commerce platforms, enabling them to differentiate themselves in a crowded market by offering personalized, engaging, and trust-building shopping experiences. This research also highlights the practical implications for e-commerce businesses, recommending the integration of user-friendly and interactive AR features to enhance engagement, satisfaction, and decision-making. Future research should explore the broader applications of AR across industries and consumer segments to further understand its potential to revolutionize online shopping.

To achieve recovery, TB sufferers must have self-confidence about how serious the condition and symptoms of the disease are and the impact on daily life. So that TB sufferers are able to carry out treatment for a long period of time and TB sufferers have the confidence to recover from the disease. The aim to be achieved in this research is to analyze the success factors for treatment of pulmonary TB sufferers at the Imelda Workers Indonesian RSU in 2023. This type of research uses a descriptive analytical survey with a cross sectional design. The population in this study were all category I pulmonary tuberculosis patients who visited the Imelda Workers Indonesian Hospital from January to September 2023, a total of 118 people were sampled using the accidental sampling method while the sample was 91 people. Data analysis was carried out using univariate, bivariate and multivariate analysis. Based on the results of the chi-square test, it is known that patient success influences knowledge, family support, supervision of taking medication and support from health workers with a value of p = 0.001, meaning that there is an influence of knowledge, family support, supervision of taking medication and support from health workers on the success of TB treatment. Lungs. From the results of the multivariate analysis, it is known that the most influential variable in this study is the medication monitoring variable with an OR value of 15.104. The conclusion in this study is that medication-taking supervisors are the dominant factor influencing the success of pulmonary TB treatment at the Indonesian Imelda Workers RSU. The advice given is in the form of instructions for using a daily insulated medicine box, using a smart calendar during treatment which is brought to you every time you come for treatment and in the current digital era, using the mHealth application is also very helpful in providing TB information notifications and reminders to take medication regularly for sufferers and PMOs.

The objective of this research is to investigate the potential impact of implementing the TPS cooperative learning model on enhancing the self-confidence and mathematics communication abilities of seventh-grade students at SMP Negeri 5 Percut Sei Tuan. The specific focus will be on the Set content. This study used a class action research design, consisting of two distinct cycles. Each iteration comprises two meetings. The participants in this research consisted of 28 students from class VII-8 of SMP Negeri 5 Percut Sei Tuan. The primary focus of this study is to enhance students' self-confidence and mathematical communication abilities by using the TPS cooperative learning model on Set material at SMP Negeri 5 Percut Sei Tuan during the academic year 2022/2023. Based on the findings derived from the analysis of the data, it was observed that the mean score for students' initial self-confidence was 53.61. Additionally, the mean test score for students' initial communication skills was found to be 44.92. Among the participants, a total of 3 students (13.04%) demonstrated mastery in this area, while the remaining 20 students (86.95%) had not yet achieved mastery. The learning process in cycle I was conducted using the TPS model. As a result, the average score of student confidence increased to 62.14, while the average score of the mathematical communication ability test increased to 55.80. Out of the total number of students, 8 students (34.78%) reached the completion criteria, while 15 students (65.21%) did not reach the completion criteria. In the second cycle, there was an observed increase in student performance. The average score for student confidence was recorded as 76.29, while the average score for the mathematical communication ability test was 75.97. Out of the total number of students, 19 students (82.60%) achieved completeness in the test, while 4 students (17.40%) did not reach completeness. The self-confidence questionnaire and mathematical communication skills exam administered in cycle II yielded results indicating a satisfactory level of student proficiency. 

Insecurity is a situation where a person has feelings of discomfort, this is felt bye individuals who lack self confidence, are anxious, pessimitics, depressed and feel like they are always wrong. The purpose of the research is to  find out how much insecurity exists in teenagers. This research method uses quantitative methods with a directive counseling approach. Based on research results, this feeling of insecurity is experienced by many teenagers aged 11-21 years and this insecurity is very dominant among women because they have a higher level of sensitivity to what is around them and they also like to compare the contents of themselves. with the achievements of other individuals, that's why they often don't feel enough about themselves. Therefore, a mindset as well as support and the surrounding environment are also really needed here so that feelings of insecurity can be reduced and eventually disappear and teenagers can freely believe in what is in themselves.

The state of insecurity is an emotional problem. Insecure feels tense, anxious, and experiences conflict along with various consequences. A person's motivation causes feelings of insecurity in studying English. Insecurity itself can appear in various aspects of life, for example in work, social relationships, and even physical appearance.. This feeling of insecurity can hinder emotional well-being and reduce a person's quality of life.. On average, women experience insecurity. , especially in Indonesia..There are several reasons why Indonesian women feel insecure (not confident)..One of the main factors is due to their physical shape. The aim of this research is to determine the effect of self-confidence on the learning motivation of class X female students at SMA MTA Surakarta. The method in this research uses a quantitative descriptive method to analyze data about what factors cause students' motivation and feelings of insecurity. The subjects in this research were female class X students at SMA MTA Surakarta. The results of this research are the lack of a strong and significant influence between Insecurity and learning motivation.

In the era of digitalization like this, and in the realm of the process of finding the identity of a teenager, it is very easy for teenagers to be affected by many good and bad things by the surrounding environment. The problem that is often faced by teenagers is mental health where there are many causes and consequences that can trigger this to happen. Because of this problem, teenagers lack an understanding of self-love or love themselves. Self love has the meaning of a feeling where we feel confident and proud of our own abilities without attaching importance to the opinions of others by involving aspects of self-awareness, self-confidence, and caring for ourselves. Looking at the reality, this article uses qualitative methods and literature studies in answering these problems. In the interview that we have conducted to 7 existing resource persons and contain active high school teenagers based in the city of Surakarta. With the hope that the interview that has been done can help some and even all speakers about the importance of 'self love' for themselves. With the results we get in several existing aspects such as self awareness, self care, self esteem and in the 7th self worth aspect, the informant has a fairly good and high percentage. Even though in the aspect of self esteem at the same time it is still wrapped in a sense of insecurity.

Confidence is an important element in the development of self-esteem and self-forgiveness. This study aims to reveal the role of K-pop idol Seventeen in the formation of self-esteem and self-forgiveness among young adult female students. This research method is a literature review or library study that involves reading and examining various journals, books, and various other published manuscripts related to the research topic in order to create an article on a particular topic or issue. Research shows that the content on Seventeen's YouTube channel can increase self-confidence and reduce levels of depression in young adult female students. We conclude that the feeling of well-being that occurs after viewing Seventeen's content can increase a person's self-confidence and subsequently foster self-esteem and self-forgiveness in young adult students. This reduces the intensity of depression and self-harm. Even suicidal thoughts can be removed.

This study aims to analyze the self-actualization of Rebecca's character in the novel entitled "Dear Nathan-Hello Salma" using Abraham Maslow's hierarchy of needs theory, which has five levels of needs namely physiololgis, security, affection, self-esteem and self-actualization. By using descriptive qualitative research methods, analyzing the life of Rebecca's character in building self-confidence after going through a problem that almost made her give up on life. The results of the study show that the five hierarchical needs of Rebecca have been fulfilled entirely in sequence starting from the needs at the lowest level to the highest level. Namely from physiological needs, then the need for security, the need for love and existence, the need for appreciation and the last is the need for self-actualization.

This study aims to analyze the self-actualization of Rebecca's character in the novel entitled "Dear Nathan-Hello Salma" using Abraham Maslow's hierarchy of needs theory, which has five levels of needs namely physiololgis, security, affection, self-esteem and self-actualization. By using descriptive qualitative research methods, analyzing the life of Rebecca's character in building self-confidence after going through a problem that almost made her give up on life. The results of the study show that the five hierarchical needs of Rebecca have been fulfilled entirely in sequence starting from the needs at the lowest level to the highest level. Namely from physiological needs, then the need for security, the need for love and existence, the need for appreciation and the last is the need for self-actualization.

The era of globalization demands the ability to read quickly as a crucial skill in facing the rapid growth of information. Speed reading is not just about speed, but also maintaining understanding of the reading content. This journal reviews the concept of speed reading, inhibiting factors, benefits, and strategies for increasing reading speed. The research method used is a qualitative approach with a focus on data collection and analysis. The results show that speed reading involves speed without compromising content understanding. Inhibitory factors involve vocalization, lip movements, head movements, finger pointing, regression, and subvocalization. Strategies to overcome inhibition include reducing physical movements, minimizing vocalizations, and strengthening self-confidence. The goals of speed reading involve efficiency in getting a general impression, finding specific information, and saving time. Increasing reading speed can be achieved through applying methods, focusing on relevant aspects, and avoiding inhibiting habits. This journal presents a comprehensive view to help individuals optimize their speed reading skills.  

This research analyzes the dressing table products of PT XYZ using anthropometric methods, taking into consideration body measurements such as hip width, thigh length, seated body height, and elbow length. The primary objective is to assess the suitability of product dimensions with human body structure from an anthropometric perspective. The process of testing data uniformity involves calculating the average of observation results, standard deviation, and establishing upper and lower control limits with the coefficient value of k. Adequacy testing of data is conducted to evaluate the quantity of collected data. Subsequently, ideal dimensions for the dressing table product will be determined. The analysis results indicate significant differences between the initial dimensions and the ideal dimensions, concluding that adjustments to product dimensions are necessary. Therefore, it is recommended that PT XYZ make adjustments to the dimensions of the dressing table product based on anthropometric principles to enhance user comfort and customer confidence in the product.