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Puput Risna; Andi Herman Jaya; Yoberth Kornelius

Jurnal Nusantara Berbakti 2023 Universitas Kristen Indonesia Toraja

The community's low understanding of financial management means that financial management education is carried out which aims to provide understanding and knowledge about the importance of financial planning and how to allocate good expenditure items within the family environment. The method used in this education is the method of discussion and question and answer as an effort to find out the extent of knowledge of residents about their finances. The results of this education show an increase in public knowledge about managing their finances, before this education was carried out only some residents knew the ideal percentage of expenditure items in their family. then after educating the implementing party to evaluate it, it can be seen that there is an increase in residents' understanding of the ideal percentage for spending based on needs, wants and savings and the maximum debt they have.

Robi Krisna; Mohammad Yusuf; Eka Putra

Proceeding. of The International Conference on Business and Economics 2023 Universitas 17 Agustus 1945 Semarang

The purpose of this study is to determine the Halal Ecosystem and Halal Literacy in the development of Sharia Economic Halal Regulations. This study explains the halal ecosystem as a whole and what is included in the halal ecosystem. In addition, it also discusses halal literacy in Indonesia. Halal literacy is very important for all countries to learn to prepare people to face an ever-changing financial system. People will need a more economical understanding to actively participate in a global economy that tends to change. The data analysis method in this research uses qualitative-descriptive analysis. Qualitative research is carried out to build knowledge through understanding and discovery, so it is expected to reveal a variety of information that is thorough and full of meaning, but also does not reject quantitative information in the form of numbers. The results of this study are that the ecosystem needed in improving the halal industry refers to the supply, demand and enabler approaches. From the supply aspect, the existence of the Indonesian halal industry sector (food, tourism, fashion, medicine, media and renewable energy) has prepared various products that can be consumed by the public with a halal label. Government support provided, both as regulators, executors and evaluators, is needed as an enabler component in the halal industry ecosystem. Products from the halal industry itself are experiencing quite rapid development, the halal food and beverage sector, the financial sector, tourism, fashion, cosmetics and medicines, media and entertainment, as well as other sectors such as health care and education.

Dessyta Gumanti; Reni Respita; Salman M. Noer; Caterina Lo; Detman Detman +2 more

Jurnal Nusantara Berbakti 2023 Universitas Kristen Indonesia Toraja

: Financial literacy literacy in the digital era is very much needed, especially in the new normal era after the Covid-19 pandemic. Financial literacy is also very important to be implemented from an early age because it relates to the ability to manage and make the right financial decisions. The service activities carried out aim to provide reinforcement to students regarding financial literacy in the digital era for students of SMKN 3 Padang. Activities carried out by direct observation method. Before the community service activities were carried out, students were given a pretest to find out the extent of students' basic knowledge regarding financial literacy. The activity continued with the provision of material and discussion, finally a post-test was given to see students' understanding of material regarding financial literacy in the digital era. The survey conducted on participants found that this activity provided reinforcement of financial literacy that they had understood so far to be able to apply it from an early age in managing finances. The results of these activities provide strengthening of knowledge to students regarding financial literacy in the digital era and the formation of students' understanding of financial literacy so that it can be applied in students' daily lives, especially in the current digital era.

Aisah, Nurul; Hermansyah, Doni; Ismawar , Bawono

Adi Widya: Jurnal Pengabdian Masyarakat 2023 Lembaga Penelitian dan Pengabdian Masyarakat

This Community Service aims to increase knowledge and skills in planning, compiling and managing Islamic finance for students of MAN 2 Karanganyar. The students of MAN 2 Karangayar are Generation Z who play a role in this nation. The problem faced by partners is the first, limited knowledge of sharia-based financial planning. Second, the lack of skills and ability to prepare budgets for sharia-based financial management. The solutions to these problems include: first, training to increase knowledge about sharia financial planning. Second, training in preparing an ideal budget. It is hoped that with this solution, MAN 2 Karanganyar students will be able to plan and budget for Islamic financial management so that they do not have a lifestyle with the desire to follow a trend that is currently rife or developing which can lead to hedonism and other detrimental traits. The output of this activity is increasing knowledge and increasing skills in preparing personal budgets for sharia financial management by partners.

Muhammad Yusuf; Eti Muliati; Gusmawarni Gusmawarni; Mihra Julianti; Odesa Ramadanti +1 more

Jurnal Masyarakat Mengabdi Nusantara 2023 STIPAS Tahasak Danum Pambelum Keuskupan Palangkaraya

Doing business, big or small, is bound up with ethical issues. Ethics refers to what a person should do morally. PKM activity partners are UKMs engaged in creative craft products made from acrylic/mute and knitted materials. located in Serang Banten. PKM activities aim to provide partners with knowledge about business ethics that partners need to have in doing business. Plus, partner businesses are located in densely populated areas. It is necessary to maintain ethical behavior where the partner's business is located. The method offered to partners/MSMEs is education/socialization using LEAFLET which is carried out door to door. . The material provided in the leaflet includes a discussion of (1) The role of ethics in business for UMKM, (2) Benefits of doing business for UMKM (3) Application of ethical principles in business in financial, marketing, production and HR activities. The results of the activity showed that partners were very enthusiastic in listening and discussing during the activity. Apart from that, it can provide knowledge about ethics in running a business.

Fara Shaliza; Nurul Hasanah

Jurnal Hasil Kegiatan Bersama Masyarakat 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Youth play a strategic role in national economic development because their creativity, innovation, and energy can drive the growth of micro, small, and medium enterprises (MSMEs) at both local and national levels. However, many youth groups face challenges in developing their businesses due to limited capital, managerial knowledge, marketing skills, and restricted networking opportunities, which hinder optimal profit generation. Business incubators provide a strategic solution to empower youth groups by offering mentorship, training, and facilities to expand networking and access to capital, enabling sustainable profit generation. This community service program was implemented by creating a business incubator for youth groups, including business management training, marketing strategies, financial management, and direct field mentoring. The results indicate improvements in managerial skills, business productivity, and actual profit generation, along with enhanced marketing networks and digital technology utilization to broaden market reach. The conclusion emphasizes that business incubators serve as an effective mechanism to create independent, productive youth entrepreneurs who contribute meaningfully to local and national economic growth.

Dian Prasetyo Widyaningtyas; Bonaventura Hendrawan Maranata

Nusantara: Jurnal Pengabdian kepada Masyarakat 2023 Pusat Riset dan Inovasi Nasional

Effective and efficient financial management is essential for the success of UMKM. However, UMKM are often hampered in optimizing their performance and competitiveness due to lack of knowledge and skills in financial management. Therefore, this community service aims to train UMKM in financial management to improve their financial literacy and their ability to utilize skills in business management. This activity uses a participatory approach by involving UMKM in the Bugangan Village area and the method includes theoretical explanations and direct practical assistance. The training materials include basic concepts of financial management and simple financial report analysis. The results showed that participants had a better understanding and skills to manage business finances more effectively. In addition, participants also reported increased time efficiency and accuracy of financial records after the training was implemented. Thus, this program is expected to help UMKM become more adaptive to the demands of the digital era and contribute to sustainable local economic growth.

Tini Mogea

Student Scientific Creativity Journal 2023 Pusat Riset dan Inovasi Nasional

This research intends to find out the struggle of Afro-American women against discrimination in Alice Walker’s The Color Purple. This research is qualitative, which means that the data are in the form of words; thus, the data came from the novel and other books that are relevant to this research. A mimetic approach is used in data analysis to unearth the literary work as an imitation or reflection of aspects of human life, such as sociological, historical, or psychological background that is related to the topic. The result shows that the Afro-American women that are pictured in Celie’s life should struggle against both white and black discrimination. The whites did not accept the existence of the blacks and treated them cruelly through violence, rape, and murder. On the other side, the black man oppressed the Afro-American woman through sex abuse, physical abuse, and economic depression. The black women were living under the protection of men. However, their protection is no better than dominance and subservience. Even though Celie was treated abruptly and disrespectfully by her father and her husband, she could face it bravely, increasing her knowledge and insights, achieving financial success, and being happy in her life. Therefore, she achieves self-esteem, self-acceptance, economic independence, and, above all, freedom for the whole of her life. This is the realization of African American women's desire to gain recognition as individuals who deserve fair and equal treatment.