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The aim of this research is to explore the effectiveness of using Augmented Reality (AR) technology as an innovative medium in learning Natural and Social Sciences (IPAS) to increase elementary school students' awareness and understanding of preserving natural resources. This research uses a quasi-experimental research method with a pretest-posttest control group design. The research subjects were fifth grade students at an elementary school in Indonesia, who were divided into an experimental group that used AR media and a control group that used conventional learning media. The research results show that the use of AR media significantly increases students' understanding of the concept of preserving natural resources compared to traditional learning methods. In addition, students in the experimental group showed higher levels of learning motivation as well as active participation in class discussions. The implication of this research is that AR technology can be an effective and interesting learning tool in teaching complex environmental topics. The use of AR not only helps students understand concepts visually and interactively, but also motivates them to be more actively involved in efforts to conserve natural resources. The results of this research provide a basis for the development of technology-based learning media that can be applied in various educational contexts, especially to support sustainable education at the elementary school level.

The liquidation of a subsidiary in the banking sector is a strategic step with a significant impact on the financial performance, reputation, and sustainability of the parent company. This study aims to analyze the factors that drive liquidation, both internal such as financial performance, mismanagement, and legal compliance, as well as external such as market changes, natural disasters, and globalization pressures. Data were collected through academic literature review using qualitative approaches and data triangulation to improve the reliability of the results. The results of the study show that poor liquidity management, both due to internal and external factors, is the main cause of liquidation. The impact on the reputation of the parent company is dualistic: on the one hand it increases operational efficiency, but on the other hand it risks creating negative perceptions, such as management failures or employee losses. Therefore, companies must strengthen financial management, utilize technology to monitor cash flow in real-time, and develop flexible risk policies. Transparent communication with stakeholders is also important to minimize reputational impact. This study shows that effective liquidity management supports operational efficiency and increases public confidence, customers, and regulators, relevant for both Islamic and conventional banking in dealing with market dynamics.

The use of artificial intelligence (AI) in banking has grown rapidly in recent years, providing opportunities and challenges in dealing with it. AI in the banking world is expected to facilitate use, strengthen customer data security, and optimize risk management. This article aims to analyze the level of customer user experience towards banking services by utilizing artificial intelligence (AI). The analysis technique used in this study is descriptive with a quantitative approach, involving 100 respondents of various ages, various jobs and various educational backgrounds. The main requirement for respondents is that they are customers of various conventional banks in Ponorogo Regency who have used artificial intelligence (AI)-based banking services. Data were collected through questionnaires supplemented with secondary data in the form of documents related to the implementation of artificial intelligence in the banking service system. The application of AI in the banking sector is the detection and prevention of fraudulent transactions in real time, identity verification through biometrics, identity verification through biometrics, chatbots and virtual assistants for customer service, detecting suspicious activity, and the use of smart wallets. The findings in this study explain that artificial intelligence (AI) is able to increase the efficiency of services to customers, provide a better experience, and improve the quality of banking services. Customers are greatly helped by the use of artificial intelligence (AI)

This article examines how Indonesia's economic growth was affected by the global financial crisis brought on by the US subprime mortgage crisis. In addition to having an effect on Indonesia through trade and financial channels, this crisis led to a downturn in the demand for consumer spending, investment, and exports in developing nations. This decrease was a contributing factor to the drop in Indonesia's GDP. The research approach adopted is literature study with analysis of pertinent literature. In addition, this article also covers comments on the causes of the crisis from conventional and Islamic economic viewpoints, as well as the significance of market reform to prevent excessive speculation. The author highlights how using the concepts of Islamic finance can be beneficial enhance the domestic financial sector to increase its resilience to external shocks and avert future crises.

This study is motivated by the decline in 21st century students' interest in learning caused by various factors, such as conventional learning methods that are not relevant to everyday life and lack of active involvement in the learning process. The research method used is a literature study or Library Research, by collecting data from various relevant literature sources. This study resulted in 3 important themes of findings, namely: 1. Flipped Classroom, 2. Mindfullness and emotional well-being, 3. Peer teaching. The purpose of this study is to contribute to the development of a dynamic system model that can increase the learning interest of 21st century learners.    

Communication ethics is a set of principles that regulate how to communicate politely, courteously, and effectively, which is very important in everyday life, especially in the educational environment. However, communication ethics skills are often not optimally mastered by students due to the lack of interactive and relevant learning media. This research aims to develop innovative role-playing-based learning media designed to improve the communication ethics skills of grade 8 students at MTs Al Azhaar Ummu Suwanah. This research is motivated by the importance of communication ethics skills as one of the basic competencies in learning, which is often poorly facilitated through conventional learning methods. This role-playing media is designed to provide an interactive learning experience through simulating everyday communication situations that are relevant to students' lives. Effectiveness testing was carried out through limited trials and field trials involving 8th grade students as research subjects. Data were collected through observation, and expert validation. The results showed that this role-playing learning media was effective in improving students' communication ethics skills. In addition, this media is also considered attractive, easy to use, and able to create a fun learning atmosphere. Thus, the role-playing board can be an innovative alternative to support the interaction-based learning process and direct practice in the classroom.

Wind Turbine Blades are one of the renewable energy sources that are the main solution to reduce excessive use of conventional fuels. Wind Turbine Blades absorb kinetic energy into mechanical energy which is then converted into electrical energy by the generator. This study uses the National Advisory Committee for Aeronautics (NACA) 1.2 horizontal axis wind turbine blade design with a taper type (having a wide base and a small tip). The initial wind turbine blade data was obtained rotating at a wind speed of 3.5 m/s with a voltage of 5.1 Volts. This blade design was carried out using maximum wind speed data of 9.5 m/s and minimum wind speed data of 3.6 m/s, then current and voltage data were obtained. The results of this study confirm that the design of this wind turbine blade affects the efficiency of converting wind energy into electricity. This taper type wind turbine blade is designed to produce optimal performance in a certain wind speed range.

This research examines the concept of money from an Islamic economic perspective which is fundamentally different from conventional economic views. In Islam, money is not a commodity that can be traded for profit. Money is a medium of exchange that must be used to support real economic activities and contribute to social welfare. The basic principles of Islamic economics, such as the prohibition of usury, gharar, and maysir strictly regulate the use of money so that it cannot be used for speculative activities that have the potential to be detrimental. This research aims to analyze the role of money in Islamic economics, explore its application in the Islamic financial system, and assess its impact on wealth distribution and economic stability. The research results show that the concept of money in Islam emphasizes justice, ethics and balance in the economy, and can provide a more sustainable alternative compared to conventional financial systems which often pursue maximum profits without paying attention to social impacts. This research concludes that the application of money principles in Islamic economics can support the creation of a fairer and more inclusive financial system and contribute to the overall economic welfare of the people.

The decline in student interest in learning in case studies among 5 students at SDN 104607 Sei Rotan has become a significant challenge at SDN 104607 Sei Rotan. This research aims to evaluate the effectiveness of using Wordwall-based learning media in increasing interest in learning PAI among students. The research method used is quasi-experimental research with a pre-test and post-test design in two groups, namely the control group and the experimental group. Data was collected through a learning interest questionnaire and analyzed using the t- test to measure significant differences between the control and experimental groups. The research results show that the use of Wordwall-based learning media significantly improves case studies for 5 students compared to conventional methods.

The development of digital technology has brought significant changes in the invitation industry, replacing conventional paper invitations with digital invitations that are more environmentally friendly and efficient. This study aims to analyze the business model of the Untukmu digital invitation business using the Business Model Canvas (BMC) framework. BMC includes nine key elements, namely customer segments, value propositions, channels, customer relationships, revenue streams, key resources, key activities, key partners, and cost structures. The results of the analysis show that the personalization approach, interactive features such as RSVP and photo galleries, and digital promotion strategies through social media are the main competitive advantages of this business. This study also identifies the challenges faced, such as market competition and limitations of UI design, and provides strategic recommendations to overcome these obstacles. With this analysis, it is hoped that the Untukmu digital invitation business can increase its competitiveness and business sustainability.

The use of the internet is not only limited to utilizing information that can be accessed via social media, but can also be used as a means to carry out trade transactions that have been introduced in Indonesia, namely e-commerce. In e-commerce transactions in cyberspace, it is possible for disputes to occur, just like disputes that occur in a conventional legal relationship. The more numerous and extensive trading activities and e-commerce transactions, the higher the frequency of disputes and this means that there will be many disputes that must be resolved. One of the payments in e-commerce is COD (Cash On Delivery) which is made on the spot after the order from the courier is received by the buyer. In fact, there have been several cases that have resulted in losses felt by the seller in a buying and selling transaction via e-commerce. How to alternatively resolve consumer disputes through an out-of-court settlement process, and how to provide legal protection for consumers and business actors.    

HIV/AIDS is a growing global health issue, with an increasing prevalence of cases among adolescents. Adolescents, as a group vulnerable to risky behaviors, require appropriate education on HIV/AIDS prevention. Health education through technology-based learning media, such as social media, educational videos, and other interactive platforms, holds significant potential in improving adolescents' understanding of HIV/AIDS. This study aims to explore the role of learning media in enhancing adolescents' knowledge and awareness about HIV/AIDS. The community service project was conducted at SMAN 76 Jakarta Timur, involving 75 productive-age adolescents. The activity began with a pre-test to assess initial knowledge, followed by an educational session that included a 20-minute video presentation and material discussion, as well as an interactive discussion. After the session, a post-test was administered to measure changes in participants' understanding and awareness levels. The results showed a significant improvement in knowledge about HIV/AIDS and awareness of the importance of prevention. The use of social media as a primary information source also increased, while conventional media such as television and radio saw a decline. These findings suggest that technology-based learning media can be an effective tool in delivering health education. However, attention must be given to the quality of information to avoid the spread of misinformation, and it is crucial to involve medical professionals and reputable institutions in the creation of educational content.

Rationality in Islamic economics is a concept rooted in sharia principles, which aims to create a balance between material and spiritual needs. In contrast to conventional approaches to rationality which are often oriented towards maximizing utility and profit, Islamic economics expands the concept of rationality to include moral, ethical and social justice dimensions. Rationality in Islamic economics emphasizes economic decisions that not only take into account individual interests but also collective interests and sustainability.This concept involves compliance with halal and haram rules, as well as principles such as zakat, the prohibition of usury, and the importance of sharing risks in financial transactions. Islamic economics seeks to create a just and sustainable economic system, where the main goal is not only the accumulation of wealth but also social welfare and equitable distribution. Thus, rationality in Islamic economics does not only refer to economic efficiency, but also to moral and spiritual responsibility, which reflects the integration between faith and economic action.This study highlights how these principles can be applied in a modern economic context, as well as the potential of Islamic economics in providing solutions to global economic challenges, such as social injustice and unequal distribution of wealth.

Early literacy serves as an essential foundation that plays a crucial role in shaping the cognitive, social, and emotional development of young children. It extends beyond the ability to read and write, encompassing skills such as listening, speaking, and comprehensively understanding information in a holistic manner. In the digital era, these skills have become increasingly critical as children are exposed to diverse forms of information through technology, including digital books, educational applications, and interactive learning videos. Technology presents significant opportunities to support early literacy development in innovative and engaging ways. However, the digital age also poses notable challenges, such as the risk of distraction from entertainment content, exposure to age-inappropriate information, and disparities in access to technology across different social groups. This study aims to deeply explore the strategic role of parents in supporting early literacy development in the digital era, including the strategies they employ, the challenges they face, and the impacts of their involvement. Using a qualitative-descriptive approach, the research analyzes data from in-depth interviews, observations of parent-child interactions, and recent literature on early literacy and technology. The findings indicate that active parental involvement, both through technology-based approaches and traditional methods, significantly enhances children's literacy skills. Nonetheless, the study also identifies various challenges commonly encountered, such as time constraints, low digital literacy among parents, and inequities in technology access. This article underscores the importance of synergy between technological and conventional approaches to create a holistic and sustainable literacy environment. It provides in-depth insights into the critical role of parental support in the digital era and offers practical recommendations to address existing barriers, ensuring that early literacy development proceeds optimally and aligns with contemporary needs. 

In Indonesia, traditional medicine has a legal position that is recognized and protected by state law in the provisions of article 50 paragraph (1) and paragraph (2) of Law Number 36 of 2009 concerning Health. It is also stated in the new Law Number 17 of 2023 concerning health article 192 paragraph (1). Although traditional medicine is recognized and regulated by national law, traditional medicine practitioners can also engage in malpractice acts. Currently, people have a lot of problems with traditional medicine, which is too prone to mishandling patients' diseases because of its methods that have not been clinically tested. The increasing number of cases of fracture infection caused by fracture shamans every year is one example of inappropriate handling that occurs in the Kemak Tribe in Kampung Sadi, Belu Regency. This research is a socio-legal research supported by an empirical approach that uses primary data and secondary data collected using interview and observation techniques and processed and dialysed using Editing, Coding, Verification, and Interpretation techniques. The results of this study show that (1) Negligence in traditional medicine is a serious problem that has a wide impact on individuals and society. (2) In traditional medicine, the prevention and control of negligence requires a comprehensive approach through education, regulation, and cooperation between the government, practitioners, and conventional health workers.

Exchange rate stability is an important indicator in maintaining the balance of a country's economy, especially in facing global market dynamics. This research aims to analyze the effectiveness of sharia monetary policy instruments in maintaining exchange rate stability, with a focus on the principles of justice, transparency and stability which are the basis of the Islamic economic system. Instruments such as sukuk, mudarabah contracts, and ijarah are analyzed from theoretical and empirical perspectives to measure their impact on exchange rate fluctuations. This study uses a qualitative approach with analysis of secondary data obtained from various economic reports, scientific journals and related statistical data. The research results show that sharia monetary policy has significant potential in mitigating exchange rate volatility through stable liquidity management and a system free from speculation. Consistent implementation of sharia principles can also increase market confidence in the domestic currency. Furthermore, this research finds that integration between sharia monetary policy and conventional approaches can create synergy in maintaining exchange rate stability. This collaboration allows the monetary authority to be more flexible in responding to global economic challenges without abandoning sharia principles. Apart from that, educating market players regarding the benefits of sharia monetary policy is considered important to expand the adoption of this instrument. This study concludes that the successful implementation of sharia monetary policy is highly dependent on the commitment of the government and regulators in providing a conducive ecosystem, including financial infrastructure, strengthening regulations, and integrated policy support. This research provides theoretical and practical contributions in the development of sharia-based monetary policy in countries with dual economic systems.

This study aims to: 1) Identify the learning outcomes of students of the Al-Qur'an Hadith at MTsN 01 Wonosobo; 2) Analyze the application of Nearpod-based learning media at MTsN 01 Wonosobo; 3) Assess the effectiveness of the application of Nearpod-based learning media on the learning outcomes of students of the Al-Qur'an Hadith at MTsN 01 Wonosobo.The approach used is a quasi-experimental method with a nonequivalent control group pretest posttest design. The subjects of the study consisted of two classes, namely the experimental class and the control class. Before the learning process, both classes were given pretest questions. The experimental class received learning using Nearpod-Based Learning Media, while the control class used PPT Media. After that, both classes underwent a final test in the form of a written test. The test results were then analyzed using the t-test and gain test to determine the differences between the two classes and the improvement in learning outcomes.Data analysis showed a significant increase in student learning outcomes after the application of Nearpod compared to conventional learning methods. These findings are expected to contribute to the development of technology-based learning media in Islamic education and encourage teachers to integrate technology in the teaching and learning process in order to achieve better results. The results of the study showed that in learning the Qur'an and Hadith, students who used Nearpod-Based Learning Media experienced a significant increase, with the gain test value for the experimental class reaching 0.618. In addition, there was a significant difference between students who were taught with Nearpod-Based Learning Media and those who were not taught with the media, as evidenced by the t-test with a tcount value> ttable at a significance level of 1%, namely 3.21> 2.676, and at a significance level of 5%, namely ttable 2.008.

This article discusses alternative Islamic finance as a solution without usury in the contemporary era. The background to this research focuses on the negative impact of usury practices in the conventional financial system and increasing public awareness of the importance of ethical transactions. The aim of this research is to analyze the influence of sharia financial products on people's financial welfare and to evaluate the level of understanding and adoption of sharia financial products in society. This research uses quantitative methods with descriptive and inferential statistical approaches, which include surveys of various community groups who use sharia financial products. The research results show that Islamic financial products such as murabahah, musyarakah, and mudarabah not only encourage more ethical investments, but also increase local economic growth and support sustainable development. However, the main challenge faced is the public's low understanding of sharia principles, which hinders optimizing the potential of this sector. Financial technology (fintech) and collaboration between sharia financial institutions and the government are identified as important factors in expanding access and increasing financial inclusion. In conclusion, despite challenges such as a lack of understanding and the need for better regulation, Islamic finance has great potential to become a key pillar in a fairer and more sustainable global financial system. This research provides recommendations that more efforts should be made to improve education, transparency and collaboration to strengthen the Islamic finance sector in the future.

In the era of globalization, technology increases efficiency in various human activities, including plant cultivation. Chili plants require special care, especially in meeting water needs according to ideal soil moisture, which is 30% -50% for chili. Conventional monitoring methods are inefficient because they require a lot of time and energy. A new breakthrough is needed to continuously monitor temperature, air humidity, and soil moisture. The designed tool will be placed in Cipadung Village to monitor soil moisture in chili plants, which require soil moisture that is not too high. This tool facilitates monitoring through the application, allowing automatic and manual watering. Soil moisture stability is also important for tomatoes, so watering can be regulated through the application display. This tool is useful for monitoring soil moisture levels effectively, supporting plant care with stable soil moisture needs, and facilitating the watering process through the application.

This study aims to analyze the effect of implementing learning media through the Quizizz application on student learning outcomes in grade V. This study uses an experimental design by comparing two groups, namely the experimental class using Quizizz and the control class using conventional learning methods. The research instrument is a learning outcome test consisting of pretest and posttest questions. The results of the study indicate that the application of Quizizz can significantly improve student learning outcomes. Statistical tests conducted on pretest and posttest data show significant differences between the experimental class and the control class. The results of the validity and reliability of the instrument also show that the test used has good quality. Based on these findings, it can be concluded that the use of Quizizz as a learning medium can improve student learning outcomes and can be applied in the learning process to improve teaching effectiveness.