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Economic life cannot be separated from the important role of the financial services sector in general and banking in particular. It is through this media that the aim is to realize a healty economy by empowering existing funds or investment potential in the community which can be channeled into various productive activities so that healthy economic growth can be achieved and avoid usury. There are several financing products such as mudharabah, ar-rahn, and qardhul hasan. Baitul Maal Wat-Tamwil to provide financing to small businesses cannot possibly be replaced by sharia banks, because it is impossible for sharia banks to operate in small scale financing, while the community needs small capital. The purpose of this study was to determine the effect of knowledge the intention to use murabahah financing in the Baitul Maal Wa-Tamwil Al-Ishlah, Jambi City, to determine the effect of public perceptions on yhe interest in using murabahah financing in the Baitul Maal Wat-Tamwil Al-Ishlah, Jambi City, and to determine the influence of public knowledge and perceptions of interest in using murabahah financing in Baitul Maal Wat-Tamwil, Jambi City. This research is a quantitative research, collecting data using questionnaires and questionnaires. The sampel for this research was the local community in RT 19, Simpang IV Sipin Subdistrict, Telanaipura District, Jambi City, totaling 86 peole. The reseacrh results show that the variables of knowledge and public perception influence interest in using murabahah financing. The results of calculating the coefficient of determination show that the variables of knowledge and public perception are 76,9% and 23,1% influenced by other variables outside this reseach.  

The aim of this research is to determine the positive influence of the implementation of the Scramble Model learning by PAK teachers on the learning interest of class IX students at SMP Negeri 4 Tarutung, North Tapanuli Regency for the 2023/2024 academic year. The research method used is a quantitative research method with a descriptive inferential statistical approach. The population is all 103 class IX students of SMP Negeri 4 Tarutung, North Tapanuli Regency for the 2023/2024 academic year who are Protestant Christians and a sample of 28 people was determined using the cluster random sampling technique. Data was collected using a positive closed questionnaire with 41 items, namely 20 items for variable North Tapanuli 2023/2024 academic year: 1) Test analysis requirements: a) positive relationship test obtained rxy = 0.618 > rtable(a=0.05,n=28) = 0.374. b) Testing a significant relationship obtained tcount= 4.013 > ttable(a=0.05, dk=n-2=26)= 2.056. 2) Influence test: a) Regression equation test, obtained the regression equation Y ̂="6.51"+1.01X. b) Regression coefficient of determination test (r2) = 38.2%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable=(a=0.05, dk numerator k=14, dk denominator=n-2=28-2=26) namely 16.09 > 2.09. Thus Ha is accepted and H0 is rejected.  

This research aims to determine the positive and significant influence of the Discovery Learning Model on Interest in Learning Christian Religious Education in Class XI Students of SMA Negeri 1 Simanindo Samosir Regency Academic Year 2022/2023. The method used in this research is quantitative descriptive inferential. The results of data analysis show that there is a positive and significant influence between the Discovery Learning Model on Interest in Learning Christian Religious Education in Class the calculated r value > r table is 0.641 > 0.297, thus it is known that there is a positive relationship between variables significant between variables X and Y. 2) Effect test obtained: a) Regression equation test Ŷ=11.15 + 0.65X. b) Test coefficient of determination (r²) = 41%. 3) Test the hypothesis using the F test to obtain F count > F table namely 34.83 > 1.42. Thus Ha is accepted and H0 is rejected.

The aim of this research is to determine whether the Role Playing learning model can increase interest in learning about Christian Religious Education and Characteristics of class VIII students at SMP Negeri 1 Lae Parira for the 2023/2024 academic year. The research method is descriptive quantitative. The population is all class VIII students of SMP Negeri 1 Lae Parira Dairi Regency for the 2023/2024 academic year, totaling 171 people and a sample of 43 people was determined, namely 25% of the total population using probability sampling techniques. Data was collected using a positive closed questionnaire with 40 items. The results of data analysis show that there is a positive and significant influence of the Role Playing learning model on interest in learning Christian Religious Education and Characteristics of class VIII students of SMP Negeri 1 Lae Parira for the 2023/2024 Academic Year: 1) Test the analysis requirements: a) test a positive relationship obtained rxy value = 0.576 > rtable(a=0.05,n=43) = 0.301. b) Testing a significant relationship obtained tcount= 4.513 > ttable(a=0.05,dk=n-2=41)= 2.021. 2) Influence test: a) Regression equation test, obtained the regression equation Y ̂="10.65"+0.85X. b) Regression coefficient of determination test (r2) = 33.2%. Thus Ha is accepted and H0 is rejected.

The research aims to determine the positive and significant influence of using the problem based learning model on the interest in learning PAK of class VIII students at SMP Negeri 1 Sipoholon for the 2022/2023 academic year. The research hypothesis is that there is a positive and significant influence between the use of the problem based learning model on the interest in learning PAK of class VIII students at SMP Negeri 1 Sipoholon for the 2022/2023 academic year. This research is a regression research using Descriptive and Inferential Statistics techniques. The population of all class VIII students at SMP Negeri 1 Sipoholon who are Protestant Christians is 190 people. Random sampling (random sampling) is 25% of the total population, namely 48 people. The research instrument is a closed questionnaire. From the determination coefficient test, the value r2 = 0.2520 is obtained. From the determination value (r2), it can be seen that the percentage of influence between the use of the problem based learning model on the interest in learning PAK of class VIII students of SMP Negeri 1 Sipoholon for the 2022/2023 academic year is 25.20% and 74 .80% is influenced by other factors as explained in the literature review, namely factors in the school environment, factors in the home environment, factors in the community environment. The results of the analysis requirements obtained the value rxy=0.502>rtabel=0.284 and tcount=3.937>ttable=2.021, indicating that there is a relationship between the use of the problem based learning model and students' interest in learning PAK and obtaining the regression equation. Hypothesis testing obtained Fcount=52.15>Ftable=3.23, so H0 is rejected and Ha is accepted. The research concluded that there was a positive and significant influence between the use of the problem based learning model on the interest in learning PAK of class VIII students at SMP Negeri 1 Sipoholon for the 2022/2023 academic year of 25.20%.

Banks that carry out their business activities based on sharia principles, or principles of Islamic law, are called sharia banks. As time goes by, Islamic banks are starting to have more Muslim customers. Bank BSI Kc Kualasimpang, for example, has active Muslim customers. Muslims are known to have great interest in Islamic sharia banking. BSI Bank Kc. Kualasimpang operates based on sharia principles and does not provide payment services. Because the data was obtained from direct observations at BSI Kc Kualasimpang, this is a type of field research. This study uses a qualitative methodology. Primary and secondary data were used in this research. Primary data consists of a description of the factors that influence non-Muslim customers. Secondary data consists of books related to the research topic. The author found two components: internal and external factors. The research results show that of the internal and external factors studied, the dominant external factors influencing non-Muslim customers' interest in BSI Kc Kualasimpang are promotion, service, location and social level. Work and motivation are internal factors. The more promotions and services offered by banks to non-Muslim customers, the more likely they will join an Islamic bank.

Reading is the pronunciation of words and the acquisition of words from printed materials. In the era of education 4.0, students' interest in reading, especially students at the elementary school level, needs to be improved. The era of education 4.0 is a challenge in itself, including for elementary schools in fortifying students from the negative impact of the rapid use of technology, especially in students' daily lives. Based on these conditions, the author is interested in discussing a media called E-bookstory to improve students' reading literacy. This research uses the library research method, which is research whose object of study uses library data in the form of books or journals as its data source. Digital books, also known as e-books, are publications consisting of text, images, video or sound, published in digital form and can be read on a computer or other electronic device.  One of the efforts that can be made by educational personnel is to use E-Bookstory media. Interest in reading will arise among children when they find interesting books and contain important knowledge in books, with that children become trained and diligent when reading.  

Research aims to determine the effect of industrial work practices (prakerin) and productive subjects on entrepreneurial interest through the Self-Efficacy of students majoring in Online Business and Marketing at SMKN 1 Jombang. The sample in this study was 103 students. The results of the research describe that partially 1) No influence of industrial work practices (prakerin) on entrepreneurial interest, 2) Positive and significant influence on productive subjects on entrepreneurial interest, 3) Positive and significant influence on Self-Efficacy on entrepreneurial interest, 4) Finding a positive and significant influence on industrial work practices (prakerin) on Self-Efficacy, 5) Not finding the effect of productive subjects on Self-Efficacy, 6) Finding a positive and significant influence on industrial work practices on interest in entrepreneurship through Self-Efficacy as a moderating variable, 7) Found positive and significant effect of productive subjects on interest in entrepreneurship through Self-Efficacy as a moderating variable.    

The aim of this research is to determine the influence of PAK teacher professionalism on the learning interest of class VIII students at SMP Negeri 3 Sitio-tio Samosir Regency for the 2022/2023 academic year. The method used in this research is quantitative. The population is all students in class VIII of SMP Negeri 3 Sitio-tio Samosir Regency for the 2022/2023 academic year, totaling 50 people. Data was collected using a closed questionnaire of 40 items, namely 20 questionnaire items for variable Samosir 2022/2023 Academic Year: 1) Test the analysis requirements: a) positive relationship test obtained by the value rxy = 0.563 > rtable(=0.05,n=50) = 0.297, thus it is known that there is a positive relationship between variable X with variable Y. b) The significant relationship test obtained is the value tcount= 4.716 > ttable(=0.05,dk=n-2=48)= 2.021, thus there is a significant relationship between variable X and variable Y. 2) Test influence: a) Regression equation test, obtained regression equation Y ̂="34.775"+0.371X. b) Regression coefficient of determination test (r2) = 31.7%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable=(=0.05, dk numerator k=18, dk denominator=n-2=50-2=48) namely 22.24 > 1.51 Thus Ha accepted and H0 rejected.

This research aims to find out whether people's consumption interest can increase profits from sales of West Pasaman specialty souvenirs, namely UMKM Corn Butter Chips after Covid-19. This research uses a qualitative method with a descriptive approach. The data collection technique in this research uses interview techniques, direct observation and literature study. The data analysis techniques in this research are data collection, data reduction, data presentation, and drawing conclusions. The research subject in this research is the owner of the UMKM Corn Butter Emping production house, namely Mr. Ade Media Saputra in Pinaga Village, Aua Kuniang, Pasaman District, West Pasaman Regency. Apart from that, several communities are responsible for providing the information needed by researchers. The sales data used in this research is data for 2018, 2019, 2020, 2021, and 2022 to see any changes in sales of UMKM Corn Butter Chips caused by Covid-19. The results of this research show that the sales profit of UMKM Corn Butter Chips after Covid-19 increased quite significantly compared to when Covid-19 occurred, reaching a percentage of 1.74% and a difference of Rp. 90,000,000, however, this sales profit has not yet reached the profit before Covid-19 occurred. Then, public interest in consumption can increase profits from sales of Butter Corn Emping souvenirs after Covid-19, as evidenced by the increase in public demand for Butter Corn Emping souvenirs with a percentage of 1.74% and a difference in demand of 1,800 kg.

The purpose of this study is to find out: (1) the use of Islamic mobile banking in the Islamic economy, (2) the interest of semester VIII Islamic banking students in using Islamic mobile banking. This research is a field research, namely describing and explaining facts as they are, not adding and not subtracting, which is descriptive in nature and tends to use analysis, describing social problems and research that produces findings that can be obtained by means of observation, interviews, documentation and literature. Data analysis is done by data collection, data reduction, data presentation and verification. The results showed that (1) interest in using sharia mobile banking in Islamic economics is permissible as long as it fulfills sharia principles that there is no usury, maisir, and other activities that are contrary to Islamic ethical principles (2) interest in using sharia mobile banking in semester VIII students of Islamic banking is still low because they do not have full cellphone memory, do not really understand the use of sharia mobile banking, BSI bank which only exists in Sibuhuan and has no branches so it is difficult to reach, and is not too important in the use of sharia mobile banking in everyday life.  

Students from the Islamic economics and business faculty at UIN Syahada Padangsisimpuan have a high interest in entrepreneurship. So there are many students who have their own businesses, and some students who do not have an interest in entrepreneurship. The aim of this research is to determine and analyze the influence of the environment, education and income on the entrepreneurial interest of students at the Islamic Economics and Business Faculty of UIN Syahada Padangsisimpuan. This research is quantitative research. The data collection technique used was a questionnaire method which was obtained directly from respondents, namely students at the Islamic Economics and Business Faculty of UIN Syahada Padangsidimpuan. Analyzed using statistical tools, namely SPSS Version 22. Based on the results of multiple regression measurements, it shows that there is a simultaneous influence between the variables of education, environment and income on the interest in entrepreneurship of students at the Islamic Economics and Business Faculty of UIN Syahada Padangsisimpuan

The research aims to determine whether there is a positive and significant influence from the implementation of the cooperative integrated reading and composition model on the interest in learning PAK of class IX students of SMP Negeri 3 Sitio-tio Samosir Regency for the 2023/2024 academic year. The research hypothesis is that there is a positive and significant influence between the application of the cooperative integrated reading and composition model on the interest in learning PAK of class IX students of SMP Negeri 3 Sitio-tio Samosir Regency for the 2023/2024 academic year. This research is a regression research using Descriptive and Inferential Statistics techniques. The population of all students in grades VII-IX of SMP Negeri 3 Sitio-tio for the 2023/2024 academic year who are Protestant Christians is 177 people. Purposive sampling was 33 people. The research instruments were closed questionnaires and observations. The results of the analysis requirements obtained values ​​rcount=0.599>rtabel=0.344 and tcount=4.165>ttable=2.042 indicating a relationship between the cooperative integrated reading and composition model and students' interest in learning PAK and obtained the regression equation. The determination test showed that the magnitude of the influence of the cooperative integrated reading and composition model on interest in studying Christian Religious Education for class IX students at SMP Negeri 3 Sitio-tio for the 2023/2024 academic year was 35.88%. Hypothesis testing obtained Fcount=17.162>Ftable=3.32, so H0 is rejected and Ha is accepted. The research concluded that there was a positive and significant influence between the cooperative integrated reading and composition model on interest in studying Christian Religious Education of class IX students at SMP Negeri 3 Sitio-tio, Samosir Regency, Academic Year 2023/2024.

The purpose of this research is to determine the positive and significant influence of the use of learning videos on interest in studying Christian Religious Education and Characteristics of class XI students at SMA Negeri 1 Balige T.P 2023/2024. The method used in this research is a quantitative method, with a one shot case study experimental approach. The population was all class Data was collected using observation and a questionnaire totaling 48 items, namely 22 items for variable Negeri 1 Balige T.P 2023/2024: 1) Test the analysis requirements: a) positive relationship test obtained rxy = 0.549 > rtable(=0.05,n=36) = 0.329. b) Testing a significant relationship obtained a value of tcount= 3.827 > ttable(=0.05,dk=n-2=34)= 2.042. 2) Influence test: a) Regression equation test, obtained the regression equation Y ̂="23.97"+0.88X. b) Regression coefficient of determination test (r2) = 30.1%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable=(=0.05, dk numerator k=22, dk denominator=n-2=36-2=34) namely 14.65 > 1.62. Thus Ha is accepted and H0 is rejected.

Gadgets are electronic devices that are used as information media, learning media, and as entertainment. Another benefit of the gadget is that it can connect to the internet and students are familiar with the functions of the internet. This has resulted in many students misusing the use of the internet for negative things, so students must always be under the supervision of their parents. The purpose of this study was to analyze the effect of gadget use and interest in learning on junior high school students' learning outcomes. The type of research used in this research is quantitative research with a correlational descriptive approach, the nature of the data is ex post facto, namely a research conducted to investigate events that have occurred and then look back at past events to find out the factors that could have caused these events to occur. . The technique used by researchers in this study was to use a questionnaire to obtain data on the impact of using gadgets and learning interest on learning outcomes. This research was carried out with 20 students as research subjects and assisted by listening to teachers at Al-Azhar Middle School, Bekasi City. The results showed that the use of gadgets did not significantly influence student learning outcomes. There is a significant influence of the use of gadgets and learning interest on learning outcomes. This can be proven by the strong value of Sig = 0.000 and F count = 12.788 F table = 3.591. So this can be said to be the value and F count > F table and Sig 0.000 > 0 ,05. Based on these results, it can be concluded that the impact of using gadgets and learning interest on learning outcomes has a significant effect on Student Learning Outcomes at SMP AL-Azhar Bekasi City.    

Tujuan penelitian ini adalah untuk mengetahui apakah terdapat pengaruh media audiovisual terhadap minat belajar siswa pada mata pelajaran Pendidikan Agama Kristen dan Budi Pekerti kelas VIII SMP Negeri 2 Tapian Nauli Tahun Pembelajaran 2022/2023. Metode yang digunakan dalam penelitian ini menggunakan metode deskriptif kuantitatif. Populasi adalah seluruh siswa kelas VIII SMP Negeri 2 Tapian Nauli Tahun Pembelajaran 2022/2023 yang beragama Kristen berjumlah 53 orang. Pengumpulan data menggunakan angket tertutup sebanyak 40 item yaitu 16 item untuk variabel X dan 24 item untuk variabel Y. Hasil analisis data menunjukkan bahwa terdapat pengaruh yang positif dan signifikan media audiovisual terhadap minat belajar siswa pada mata pelajaran Pendidikan Agama Kristen dan Budi Pekerti kelas VIII SMP Negeri 2 Tapian Nauli Tahun Pembelajaran 2022/2023. Berdasarkan uji hubungan yang positif diperoleh nilai rxy = 0,483 > rtabel(a=0,05,n=53) = 0,226 dengan demikian diketahui bahwa terdapat hubungan yang positif antara variabel X dengan variabel Y. Uji hubungan yang signifikan diperoleh nilai thitung= 3,944 > ttabel(a=0,05,dk=n-2=51)= 2,000 dengan demikian terdapat hubungan yang signifikan antara variabel X dengan variabel Y. Uji koefisien determinasi regresi (r2) = 23,4%. Uji pengaruh: Uji persamaan regresi, diperoleh persamaan regresi  persamaan regresi ini menunjukkan bahwa dalam keadaan konstanta 36,73 maka untuk setiap penambahan Media Audiovisual maka minat belajar siswa akan meningkat sebesar 0,79. Dengan demikian Ha yaitu terdapat pengaruh yang positif dan signifikan media audiovisual terhadap minat belajar siswa pada mata pelajaran Pendidikan Agama Kristen dan Budi Pekerti kelas VIII SMP Negeri 2 Tapian Nauli Tahun Pembelajaran 2022/2023 diterima dan H0 ditolak.

The aim of this research is to determine the positive and significant influence of Active, Innovative, Creative, Effective and Fun Learning (PAIKEM) by Christian Religious Education teachers on the Learning Interest of Class VIII Students at SMP Negeri 3 Lintongnihuta for the 2023/2024 Academic Year. The research method used is a descriptive quantitative method. The population is all students in class VIII of SMP Negeri 3 Lintongnihuta, Humbang Hasundutan Regency for the 2023/2024 academic year who are Protestant Christians, totaling 177 students and a sample of 43 people was determined using the Random Sampling technique. Data was collected using a closed questionnaire with 35 items, namely 17 items for variable Learning Interests of Class VIII Students at SMP Negeri 3 Lintongnihuta for the 2023/2024 Academic Year. 1) The results of data analysis show: a) a positive relationship test obtained a value of rxy = 0.612 > rtable(=0.05,n=43) = 0.375. b) Testing a significant relationship obtained tcount= 4.961 > ttable(=0.05, dk=n-2=41)= 2.021. 2) Test the effect: a) Test the regression equation, obtained the regression equation Y ̂="10.29"+0.84X. b) Regression coefficient of determination test (r2) = 37.5%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable=(=0.05, dk numerator k=21, dk denominator=n-2=43-2=41) namely 24.61 > 1.51. Thus Ha is accepted and H0 is rejected.

The aim of this research is to determine the positive and significant influence between the attention of Christian religious education teachers on the learning interest of class VIII students at SMP N 4 Siborongborong for the 2023/2024 academic year. The research method used is a quantitative research method. The population was 206 students in class VIII of SMP N 4 Siborongborong for the 2023/2024 academic year and a sample of 52 people was determined using random sampling techniques. Data was collected using a positive closed questionnaire with 32 items, namely 16 items for variable 2024: 1) Test the analysis requirements: a) positive relationship test obtained rxy = 0.550 > rtable(a=0.05,n=52) = 0.297. b) Testing a significant relationship obtained a value of tcount= 4.651 > ttable(a=0.05, dk=n-2=50)= 2.000. 2) Test the effect: a) Test the regression equation, obtained the regression equation Y ̂="27.20"+0.48X. b) Regression coefficient of determination test (r2) = 30.2%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable=(a=0.05, dk numerator k=22, dk denominator=n-2=52-2=50) namely 21.63 > 1.39. Thus Ha is accepted and H0 is rejected.

The objective of this article is to examine the elements that impact the inclination of customers of Indonesian Islamic banks, specifically those in KC Medan Ahmad Yani, to utilize mobile banking. Technology has significantly influenced people's lives, and the banking industry has utilized the internet to enhance their services. This has resulted in the emergence of mobile banking, which refers to banking services accessed through mobile phones or, in other words, phone banking. Mobile banking, along with services like ATMs and credit cards, has become essential for Indonesian banks to expand their target market. Currently, mobile banking serves as a primary focal point and an effective operational strategy for banks to enhance their services.The purpose of this analysis is to identify the factors that influence customers' interest in using mobile banking and the strategies employed to increase customer engagement. Additionally, the study aims to ascertain whether mobile banking can be employed as a marketing strategy to drive customer growth at Bank Syariah Indonesia KC Medan Ahmad Yani. Data collection for this research is conducted through a questionnaire, which includes inquiries intended to gather relevant information.

This research aims to find out the influence of premiums on public interest in the district. Padang Lawas District. Aek Nabara. To find out the influence of products on public interest in Kab. Padang Lawas District. Aek Nabara. To determine the influence of premiums and products on public interest in the district. Padang Lawas District. Aek Nabara The research used was descriptive qualitative. The research results show that based on the results of the partial test (t test), premiums have a significant effect on public interest in having sharia insurance in Aek Nabara Barumun. Partial test results (t test), Product on public interest in having sharia insurance in Aek Nabara Barumun. Simultaneous test results (F test), premiums and products simultaneously have a significant effect on people's interest in having sharia insurance at Aek Nabara Barumun.