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The researcher is interested and aims to investigate and analyze the mechanism for handling problematic financing implemented by Bank Sumut Syariah, especially at KCP Kota Baru Marelan. This research adopts a type of field research with a focus on phenomena or symptoms that occur in the field related to problematic financing in Sharia Home Ownership Credit (KPR) products provided by PT. Bank Sumut Syariah, especially at the Sub-Branch Office (KCP) Kota Baru Marelan. The results of this research are based on observation and scientific logical analysis of data collected from the field. Based on in-depth discussions, Bank Sumut Syariah, especially at KCP Kota Baru Marelan, has implemented a mechanism for handling problematic financing by paying attention to sharia principles. This process involves proactive communication, involvement of sharia experts, and customer openness. Customers, as represented by Mrs. Nilam Kurnia, gave positive testimony regarding the bank's approach in handling problematic financing.

First of all, let's understand between Islamic education and non-Islamic education. The orientation of Islamic education is when the education system is based on the values, teachings and principles of the Islamic religion, while non-Islamic education refers to an education system that is not based on a particular religion. The problem that arises is when there is an imbalance between these two orientations. Some people argue that the orientation of Islamic education can ignore important aspects of non-Islamic education such as science, technology, arts and culture. On the other hand, there are those who argue that non-Islamic education can ignore the values ​​and religious principles that are important for the majority of Muslims.

This research analyzes the dressing table products of PT XYZ using anthropometric methods, taking into consideration body measurements such as hip width, thigh length, seated body height, and elbow length. The primary objective is to assess the suitability of product dimensions with human body structure from an anthropometric perspective. The process of testing data uniformity involves calculating the average of observation results, standard deviation, and establishing upper and lower control limits with the coefficient value of k. Adequacy testing of data is conducted to evaluate the quantity of collected data. Subsequently, ideal dimensions for the dressing table product will be determined. The analysis results indicate significant differences between the initial dimensions and the ideal dimensions, concluding that adjustments to product dimensions are necessary. Therefore, it is recommended that PT XYZ make adjustments to the dimensions of the dressing table product based on anthropometric principles to enhance user comfort and customer confidence in the product.                                        

The presidential election in Indonesia is an important moment for citizens, including Christians, who cannot escape the influence and spiritual direction of pastors. Although the Bible does not directly address modern presidential elections, its moral principles provide a foundation for pastors to provide guidance to their congregations. Through an understanding of the Bible, pastors can guide their congregations to consider moral values in choosing leaders, in accordance with the principles of justice, truth, and responsibility to others and God. Pastors not only lead spiritually, but also as moral counsellors who instil spiritual and civic responsibility. They also serve as prayer warriors, guiding the selection of leaders with character and responsibility, according to biblical principles. The moral responsibility of leaders, peace, unity, and reconciliation are the focus of pastors' guidance to their congregations. Pastors are expected to provide an understanding of the ideal leader, in accordance with biblical principles. This study explores the role of pastors in Indonesia's presidential election from a biblical perspective, highlighting their moral responsibility, voting based on biblical principles, and their role in promoting peace and unity amidst political differences.    

STBM is a comprehensive approach that not only includes sanitation infrastructure development, but also emphasizes changes in community behavior and sustainable waste management. Thus, in the implementation of STBM, the 3R Waste Disposal Site (TPS) is a key component in sustainable waste management. TPS 3R refers to waste management with the 3R principles, namely Reduce, Reuse, and Recycle. However, in this case Menur Pumpungan Village still does not have a 3R-based waste processing facility. So it is necessary to plan the optimal design of TPS 3R to be applied in the future and be able to make a significant contribution in efforts to realize Community-Based Total Sanitation. To calculate the number of TPS 3R services as the basis for design, data on the population in 2023 and the waste generation rate of 2.6 liters/person/day were used. Based on the calculations made, in an effort to support the implementation of the Community-Based Total Sanitation program. The construction of TPS 3R, which is planned to be able to serve the domestic waste processing of the entire Menur Pumpungan urban village community, is expected to reduce the amount of waste entering the landfill. The total land required for operational facilities is 511.85 m2 with a TPS 3R design consisting of a 440.85 m2 waste processing area and 96 m2 of other supporting facilities..

The purpose of preparing this article is to describe the juridical basis for inclusive education. This study uses a qualitative method. Data collection techniques include: observation using the Google Scholar search tool. The results of this research are that inclusive education is education that is friendly to all children, with an education service system that requires children with special needs to study in nearby schools in regular classes with friends their age. The juridical basis for inclusive education can be found in several laws and regulations and can be applied in schools with the principles of Law NO. 8 of 2016 Chapter III Part 6 Article 10 Concerning the Right to Education. States that, The right to education for Persons with Disabilities.

This research aims to analyze the implementation of public services, the prevailing bureaucracy and the suitability of the computerized service system when viewed from the principles of good governance at the Wonokromo Kora Subdistrict Office, Surabaya. The research method used is a qualitative descriptive approach. The required research data collection was 6 informants consisting of 4 sub-district staff and 2 community recipients of public services. The data analysis techniques used are data collection, data triangulation, data reduction, and data presentation. The results of the research found that the Wonokromo Subdistrict Office, Surabaya City, in carrying out its services, has not fully implemented the principles of good governance, and reporting on public servants has not been fully transparent because it requires permission from the District first and certainty of when residents can collect files or the results of the service are sometimes not fully implemented.

Good Corporate Governance (GCG) is a structure and mechanism that regulates the management of a company so as to create long-term sustainable economic value for shareholders and stakeholders. In achieving company goals, GCG has the principles of transparancy, accountability, responsibility, independence and fairness. This research uses qualitative methods and hermeneutic methods The purpose of this research is to find out how the Track Construction Company implements the principles of Good Corporate Governance in the novel "After All This Time" by Ollyjayzee, in an effort to solve the problems faced in working on the Sindur toll road project. We hope that this research can provide lessons and additional information to readers. The results obtained are that by implementing the principles of Good Corporate Governance, the Track Construction Company can avoid the problems that hinder the work on the Sindur toll road project.

The moral development of children in the early and late stages of their lives is a crucial process in shaping their character. In the early stage, children tend to rely on the influence of adults, such as parents and teachers, to understand the concepts of right and wrong. They often strictly follow rules and avoid moral violations. In contrast, in the later stage, the moral development of children becomes more complex. They start to develop a deeper understanding of morality based on the values and principles they have learned throughout their lives. Children in this stage can consider the moral consequences of their actions and develop autonomy in making moral decisions. A better understanding of the moral development of children can help adults, such as parents and educators, support the healthy moral development of their children throughout the early and late stages of their lives.  Set a good example: Children tend to imitate the behavior of adults around them. Therefore, it is important for parents and adults around children to set good examples in behavior, attitudes and communication. Teach moral values: Teach children about moral values ​​such as honesty, responsibility, empathy, mutual help, patience, etc. Discuss these values ​​with them and provide concrete examples of how these values ​​are applied in everyday life.

This research examines language politeness which is an important skill that needs to be instilled early on to familiarize children in communicating politely. One effective method is through children's shows that apply the principles of language politeness. In the study, the researcher used the animated video "Pada Zaman Dahulu" as the medium of analysis. The researcher focuses on the ten principles of language politeness according to Leech which are manifested in the utterances of the Kancil and Monyet characters. The purpose of this research is to find out the language politeness of the two animated characters, namely Kancil and Monyet. The research method used is descriptive qualitative and pragmatics theoretical approach. The data were obtained from the animated series "Pada Zaman Dahulu" which consists of five videos with speech that is in accordance with language politeness. This study analyzes the compliance and violation of speech based on ten language politeness thimbles. The maxim found and analyzed include the generosity maxim, tact maxim, approbation maxim, modesty maxim, obligation of S to O maxim, obligation of O to S maxim, agreement maxim, opinion reticence maxim, sympathy maxim, and feeling reticence maxim. The number of the ten maxim will be presented in a table. Meanwhile, the data of the characters' speech in the animation that uses Malay language will be presented with the context as an explanation of the speech in order to facilitate data analysis and also facilitate readers in knowing the meaning of Malay language that is not yet understood so that readers can understand the analysis of language politeness in the animation "Pada Zaman Dahulu"