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This study aims to analyze the comparison of financial performance between conventional commercial banks and sharia commercial banks in Indonesia. This research is a type of descriptive research with a quantitative approach. The population taken in this study are commercial banks registered with the Otoritas Jasa Keuangan (OJK). Sampling in this study was conducted using purposive sampling technique so that a sample of 11 conventional commercial banks and 9 sharia commercial banks was obtained. The data used is secondary data obtained from the published annual reports of each commercial bank registered with the Otoritas Jasa Keuangan (OJK) during the 2016-2020 period. The data in this study consists of financial ratios Return On Assets (ROA), Return On Equity (ROE), Net Interest Margin/Net Operating Margin (NIM/NOM), Operating Costs to Operating Income (BOPO), and Non-Performing Loans/Non-Performing Financing (NPL/NPF). In this study, data analysis was carried out using descriptive statistical analysis and the two-sample independent test of non-parametric statistics, namely the Mann Whitney test. After analyzing the data, the results show that there are differences in the financial performance of conventional commercial banks and sharia commercial banks as measured by the ratio of ROA, ROE, NIM/NOM, BOPO and NPL/NPF. In general, the financial performance of conventional commercial banks is better than that of Islamic commercial banks.  

 Assessment of food consumption can be used to determine the amount and source of nutrients eaten. This can help show the supply of nutrients in the body that is sufficient or less regular with balanced nutrition that supports stamina and body health, especially for children. This habit supports physical and mental growth. Familiarizing children with healthy eating patterns is easy. Many parents complain about their children's poor eating habits, such as refusing to eat rice complete with side dishes, choosing only sweet foods or refusing to eat the same for various reasons. Of course it makes parents worry about the development of the baby (Luchan, 2014). The results of the research obtained, can be seen from research on 32 respondents about the relationship between diet and nutritional status in toddlers aged 1-4 years in Huta III Village Tanjung Pasir Simalungun Regency can be drawn as follows: Based on the largest frequency of eating respondents have a good frequency of eating as many as 25 people (78.12%), respondents have a frequency of eating that is not good that is 7 people (21.88%). Based on the portion of food the majority of respondents had a good portion of food, namely 21 people (65.62%), the portion of food that was not good was 11 people (34.38%). Based on the main food, respondents have a good type of food, namely 19 people (59.38%) and 13 people (40.62%).

Generally, people use the everyday language that they apply in their surrounding environment and it is not uncommon for the use of Indonesian to be tucked into their native language and foreign languages. This research only focuses on finding and determining the amount of code mixing used when reading short messages by broadcasters from RIS FM radio listeners. According to Suardi, there are 3 types of code mixing, namely inner code mixing, outer code mixing and hybrid code mixing. This research is a literature study so it does not require a special location for the research. This study aims to identify and describe the use of code mixing in the reading of short messages by broadcasters from RIS FM radio listeners. Based on the research results obtained from the tape recorder and notes, it was found that there was internal code mixing, external code mixing, and mixed code mixing in the form of words and sentences.

Feasibility study is the tool that is able to be consideration materials in making the decisions to receive or reject the investment proposed in developing or establishing the project/business planning. The research about analysis of business feasibility, instead of to know whether it is feasible or not of the value of investment criteria, it is also to know the amount of investment funds that needed, the existing market share, and any constraints that will be possible to occurs in the process of establishing that type of business. As for the objectives that will be obtained from this research is to conduct the analysis of business feasibility as viewed from several aspects, that are financial aspect, and social aspect.

Almost all surgeries cause pain, the pain that is felt is the result of the incision. The effects of pain that do not subside are myocardial ischemia, increased morbidity, and hopelessness. One intervention to relieve postoperative pain is Spiritual Emosional Freedom Technique (SEFT). The purpose of this case study is to describe the reduction in pain scale of postoperative patients in Nusa Indah Room TK.III 04.06.02 Bhakti Wira Tamtama Semarang Hospital after SEFT intervention. This type of research is descriptive using a case study approach. The subjects in this study were 2 postoperative patients with criteria of moderate to high pain. Analysis of pain measurements using the Numerical Scale Branch scale. The analysis showed that there was a decrease in pain scale after the intervention. On subject 1 the pain scale 7 (high pain) became the pain scale 4 (moderate pain) and subject 2 the pain scale 8 (high pain) became the pain scale 4 (moderate pain). Effective SEFT therapy is used to reduce postoperative pain in the room because it is easy and simple. Good therapy is applied by nurses in the room to reduce the scale of pain in postoperative patients.

This study aims to determine the ability to write narrative texts of class X students of SMA Rahmat Islamiyah Medan. This type of research is quantitative research with a Quasi Experimental Design approach. The data collection technique is the test. The data analysis technique used was a paired simple test with a different test. The results of this study, namely: that from the results of the pretest test that has been obtained by class X SMA Rahmat Islamiyah Medan with an average pretest score of 71.14% and an average posttest score of 82.03%. The calculation of the t-test on the posttest tcount (48,836) > ttable (2,052) which means that there is an average difference in the posttest and pretest scores. The increase in pretest-posttest is 11%, which means that the working hypothesis (Ha) in this study is accepted and the null hypothesis (Ho) is rejected.

The purpose of this research is to analyze and prove the effect of cash flow reports to assess financial performance at the Pintu Air Savings and Loans Cooperative, Akkareso Makassar Branch. The type of data used in this research is quantitative data, namely data that is a collection of numerical data. The research results show that cash flow in 2019 was obtained at a value of 29,409,800 and in 2020 it obtained a value of 28,115,300. In 2021 it produces a value of 39,201,500, an increase of 139.28% from 2020. The results of the liquidity ratio, namely the current ratio, in 2019 obtained a value of 201.26%, in 2020 it obtained a value of 212.70%, in 2021 it produced a value of 213 .00%, while the cash ratio in 2019 was 28.16%, in 2020 it was 22.51%. In 2021 it produces a value of 25.59%. For the profitability ratio, namely ROE in 2019, it obtained a value of 45.25%, in 2020 it obtained a value of 26.10%. In 2021 it produces a value of 19.89%. Meanwhile, in 2019 ROE was obtained at a value of 46.99%, in 2020 it obtained a value of 22.88%. In 2021 it produces a value of 19.12%.

Tourism villages provide freedom for the community to manage their hometown in accordance with village authenticity. Among the several tourist villages in Semarang Regency, one of them is Jembrak Tourism Village. This village is located in Jembrak Village, Pabelan District, Semarang Regency, Central Java Province. This research aims to examine the involvement of local communities in the development of tourist villages and to formulate a tourism village development model that prioritizes local community participation. The method chosen by the researcher is a type of qualitative research method. The focus in this research is on community participation in the development of Jembrak village. The time needed for this research starts from January to March. The data collection method used in this research is by observing, interviewing, and documenting. The results and discussion obtained in this study include an overview of the Jembrak tourism village and an analysis of local community participation in the development of a tourist village.

Learning outcomes are indicators of success in learning, learning outcomes are closely related to activity, namely if student learning activities are good then learning outcomes will be good, so that activeness and learning outcomes are important to have, but the reality in school learning outcomes and student activity is low, this is because the model and the media used does not facilitate active students in learning which has an effect on learning outcomes, one solution to the problem of the media and the module is the use of the quiz team model assisted by the lectora inspire. The purpose of this study was to determine the effect of the Quiz Team model with the help of Lectora Inspire on learning outcomes and activeness of class X. The design of this study was a pretest - posttest control group design with a quasi-experimental type. The sampling technique using cluster random sampling was obtained X MIA 1 as the experimental class and X MIA 2 as the control class. Hypothesis testing using MANOVA obtained sig 0.00 < 0.05, meaning that there is an effect of the Quiz Team model assisted by the Lectora Inspire media on learning outcomes and student activity.

In the era of technological and information development that is all sophisticated and modern, let's call it the era of industry 4.0 which is currently taking place and will also lead to the era of society 5.0, of course, making the use of the internet and technology a primary need. It cannot be denied that there are positive and negative impacts from the use of the internet and technology, moving from the negative impact that has started to make people behave individually. Lack of care and intolerance among others, the main purpose of this paper is to analyse the concept of Pancasila education as a national character education in the midst of the current era. The research in this paper uses qualitative research methods, with descriptive analytical research type, with data collection techniques using literature review. The results of this study indicate that Pancasila education as a national character education is certainly a character formation starting from the practice of Pancasila values ​​for the millennial generation in all aspects of social, national and state life. This can certainly be done well if the strengthening of the cultivation of Pancasila values ​​is carried out both in the family environment and in the world of education or even introductory socializations that can be carried out so that the millennial generation does not lose direction, it can actually better understand the values ​​of Pancasila itself.

Traditional family medicinal plants or herbs or often abbreviated as Toga, are very beneficial for health and when planted around the house create a beautiful environment. Currently, people prefer to use chemical-based medicines for several reasons, including: the first is the lack of knowledge about medicinal plants, the second is the limited land for growing family medicinal plants, third, the lack of information dissemination about family medicinal plants on easily accessible media. or informative to citizens.From some of the problems above, we can draw the main points of the problems that are discussed and this writing tries to find ways to provide education to the community in terms of the types of family medicinal plants, as well as the design and implementation of the construction of the toga garden.The scope of this paper is related to the author's discipline, namely in the architectural realm and takes a case study on an empty land next to a security post located in RT 08, RW V, Sumurboto Village, Banyumanik District, Semarang.The purpose of writing related to knowledge of the types of family medicinal plants, toga garden designs and their implementation are: first so that people know about the types and benefits of family medicinal plants, second so that people understand the importance of family medicinal plants for health, third so that people maximize and utilize the land. that exist in their respective environments.

This study aims to: (1) analyze and find the ratio of the decision of the Constitutional Court Decision Number 49/PUU-X/2012 concerning the annulment of Article 66 paragraph (1) UUJN-2004, (2) the legal impact of the Constitutional Court's decision no. 49/PUU-X/2012 Against Legal Protection for Notaries. The type of research is normative law. While the research approach used, namely: Legislation, contextual approach, and case approach, as well as a comparative approach. The legal materials used in this study are primary legal materials and secondary legal materials. While the analysis of legal materials using qualitative analysis. The results of the study show that: (1) The ratio decidendi of the cancellation of Article 66 paragraph (1) of Law Number 30 of 2004 concerning the Position of Notary Public is based, that the article is not in accordance with the principle of equality before the law (equality in law) for every citizen. There is the approval of the Notary Honorary Council, not in accordance with the sense of justice and the criminal law enforcement process, as well as the principle of an independent judicial power; (2) Legal Impact of MK Decision No. 49/Puu-X/2012 Regarding Legal Protection for Notaries, the notary loses his special rights, namely summoning a Notary in the case of interest in a criminal examination does not need to obtain permission from the Regional Supervisory Council as stipulated in the provisions of Article 66 of the JN Law, this is for guarantee legal certainty and responsibility for the deed issued.

The purpose of this study is to describe: (1) the figurative meanings contained in the lyrics of Nidji's song; (2) the imagery contained in the lyrics of the song Nidji; and (3) the application of Nidji's song lyrics in learning to identify the elements of poetry in class X SMA. The data collection of this research was carried out using the observation method. The data analysis of this research is content analysis. The results of data analysis are presented with informal techniques. Based on the data and discussion, it is concluded that (1) the figurative meanings contained in the lyrics of the Nidji song include (a) hyperbole figure of speech which serves to exaggerate the situation when someone is in love. His heart blossomed and everything became beautiful; (b) association figure of speech serves to describe different vibrations when falling in love with millions of feelings; (2) The types of imagery in Nidji's song lyrics consist of (a) auditory images found in the lyrics "I hear the singing of a thousand gods and goddesses of love" and "Echoing the world", (b) visual images found in the lyrics "I see the sun will come to me” and “I see the moon will come to me”, (c) the motion images found in the lyrics “Come to me, hug me dearly” and “The moon will come to me”. (3) The application of learning using Nidji's song lyrics is in accordance with basic competencies 3.17 Analyzing the elements of poetry building. The method used is Discovery Based Learning with learning steps which include the following: greeting and motivation, apperception, division of study groups, analyzing Nidji's song When I Fall in Love based on figurative and imagery elements, presentations, and concluding learning activities.

This study aims to discuss the hidden meaning in the text of the poem "Padamu Jua" by Amir Hamzah through discussion and exposure in terms of Hermeneutics and also examines interesting diction in the text of the poem. The hermeneutical theory is used to interpret the meaning of the poem. This study also uses a descriptive qualitative research model. The data subject of this study is a literary work of poetry with research data in the form of quoted words whose meaning and diction are analyzed using a hermeutical approach. Diction is word choice. That is, we choose the right words to convey an idea and accuracy. The role of diction in poetry is very important because in poetry words are everything. In fact, for the type of imaginary poetry as stated by Sapardi Djoko Damono. The data collection technique in this article is the first to analyze the meaning of perbait with a hermeneutical approach, the second to analyze and look for the interesting diction in the poem "Padamu Jua" by Amir Hamzah and the third to present the data results in descriptive form.

This research is entitled "The Concept of Faith According to Islam and Catholicism". As for the focus of this research, there are three sub-problems, namely: 1) what is the concept of faith according to Islam and Catholicism, 2) what is the similarity of faith according to Islam and Catholicism, 3) how is the difference in faith according to Islam and Catholicism. This type of research is comparatively qualitative. Comparatively qualitative is doing analysis to find and find similarities and differences in phenomena. This research is focused on the literatures and library materials related to the research title, namely the concept of faith according to Islam and Catholicism. The approach used is a normative theological approach. Has two sources of data consisting of: primary and secondary sources. The primary data sources in this study were sourced from the Koran and the Bible. Meanwhile, secondary data sources are supporting data such as books or other scientific works as well as various writings ranging from books, journals, websites, theses and so on. The results of this study are the similarities and differences in Islam and Catholic Christianity related to faith, namely; First, in terms of understanding about faith, these two religions have the same meaning, although they differ in terms of language, but have the same meaning if taken from the Qur'an and the Bible, because basically these come from the same root. Second, they both believe that God created the universe, and that God also created humans, although they differ in terms of the pronunciation and the way of believing in it. Third, these two religions both believe in several prophets and apostles who are believed to be messengers of God to reveal His glory to mankind. Like the prophet Adam and his wife Eve were the first humans created by God after creating the world. Fourth, believe in the Day of Judgment or life after death. which is clearly different from the way you believe in it or what you believe in.  

At the beginning of 2020, the world was shocked by the outbreak of a new virus, namely the coronavirus of type (SARS-CoV-2), and the disease is called Coronavirus disease 2019 (COVID-19). It is known, that the origin of this virus came from Wuhan, China, which was discovered at the end of December 2019. In this COVID-19 pandemic situation, the government made a policy of limiting almost all routine services, one example of which is maternal and neonatal health services and service facilities. other health. This causes anxiety in pregnant women so that they delay carrying out pregnancy tests. The type of this research is quantitative research, using the solving method in sample collection. While the testing in this study includes the validity test and reliability test. The findings of this study explain that the results of the reliability test also show that the data is declared reliable because of the value of Cronbach's Alpha > r table. The results showed that online media education was better than offline education in preparing the psychology of pregnant women to face childbirth in the COVID-19 era at Batuceper Health Center in 2022.

Penelitian ini menganalisis hubungan antara bahasa dan masyarakat khususnya dalam penerapan bentuk sapaan. Tujuan dari penelitian ini adalah untuk mengidentifikasi jenis-jenis sapaan yang digunakan oleh para pembicara dalam film Fast and Furious 7. Dalam pengumpulan data, peneliti menggunakan metode observasi dengan teknik nonpartisipan. Dalam menganalisis, peneliti menggunakan metode pragmatis. Selanjutnya, teori yang dikemukakan oleh Wardaugh (2006) digunakan untuk menganalisis jenis-jenis bentuk sapaan Kemudian, hasil analisis data disajikan dengan menggunakan informal. Hasil penelitian menunjukkan bahwa bentuk sapaan yang digunakan oleh penutur dalam film Fast and Furious 7 adalah first name (FN), last name (LN), title (T), title plus first name (TLN), title plus last name (TLN ), nama kesayangan (PN), dan nama kekerabatan (KN).

The research aims to determine the Marketing Strategy of Mulia Product at Pegadaian Syariah Hasanuddin and to find out the development of mulia product used by Pegadaian Syariah Hasanuddin in marketing mulia product. The type of research used is a qualitative approach with data collection techniques in the form of interview guidelines and documentation to describe the results of observing reality and developing a theory of marketing strategies for Pegadaian Syariah Hasanuddin mulia product and the obstacles it faces. From the results of the study, it can be concluded that the strategy used is literacy of the community and offers investment by way of gathering precious metals, promoting mulia product and providing discounts for advances and holding gold bazaar activities with payment transactions in cash or installments. The obstacles they face are that people’s harvest fail, some areas of the community lack knowledge about noble products and people are more interested in gold jewelry than gold bullion.

Today's technology continues to grow and the benefits of using the internet are felt for the users. Some people feel dependent on the internet, including the activities of Micro, Small and Medium Enterprises (MSMEs) in utilizing information technology to run their business, especially in the era of the ASEAN Economic Community (AEC). The purpose of this study is to generally describe the impact of digital marketing on sales volume for MSMEs in Sidorejo village. This research is of a qualitative type, using a triangulation model, which combines structured interview methods, in-depth interviews and observations of MSME actors who are actively registered at the Office of Market Community Empowerment – Cooperatives and City Small and Medium Enterprises. From the research results it is known that digital marketing makes it easier for MSME actors to provide information and interact directly with consumers, expand market share, increase awareness and increase sales for MSME players in Sidorejo village. This program emphasizes the importance of understanding digitization from an early age for Micro, Small and Medium Enterprises (MSMEs) to market products in today's modern business style, and is expected to increase the value branding of these products or increase sales turnover.

This study aims to determine the effect of the combination of the STAD learning model with NHT on the problem solving ability of students in class X Mipa 3 and 4 at SMA Negeri 9 Malang with the material being taught is kingdom Monera this research is a qusi-experimental research using a purposive sampling design. The population in this study amounted to 68 students who werea a combination of all class X in the school, while the sample was taken from two classes with 34 participants in the each class. The class was divided into control and experimental classes, where each class used conventional model for the control class and combination of STAD and NHT learning model for the experimental class. The study measures the problem solving ability of students. The data collection teachniques in the study were in the from of problem solving ability tests, observations, interview, documention with instruments in the from of lesson plans, LKPD, LKPD assement rubrics, observation sheets on the implementation of learning implematation plans, and problem solving ability instrument sheets in the from pre-test and post-test essays. Test analysis of research data used inferential statistical analysis with covariate analysis (anacova). The result of the hypothesis test showed that there was a significant effect, namely 0.008 < 0,05 from the learning model combination the STAD and NHT models with the kingdom monera material in class X at SMA Negeri 9 Malang.