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Annisa Nila Sakinah; Ahmad Ridho

Konstruksi: Publikasi Ilmu Teknik, Perencanaan Tata Ruang dan Teknik Sipil 2025 Asosiasi Riset Ilmu Teknik Indonesia

This research aims to design an Islamic Boarding School (Ponpes) with a sustainable architecture approach that is able to answer environmental, social, and economic challenges holistically. The method used is a qualitative-descriptive approach through architectural design research, which combines empirical data from the field with theoretical studies from relevant literature. The design location is on Jl. Gunungpati Raya, Nongkosawit Village, Gunungpati District, Semarang City, with an area of ±19,909.77 m². Data collection techniques include literature study, site observation, and comparative design study. Data were analyzed descriptively and spatially to formulate user needs and site potential. The design results show that the sustainable architecture approach can be implemented through functional layout, passive energy utilization, vegetation preservation, rainwater management, and waste recycling system. The design also accommodates social and economic aspects through the provision of organic farming areas and small farms as part of practice-based education. Contemporary Islamic architectural aesthetics are applied contextually, creating a healthy, inclusive, and adaptive learning environment. This research produces a sustainable pesantren design concept that can be a reference model in the development of environmentally friendly and self-reliance-based Islamic educational institutions..

Fitri Fitri; Nadia Salzabila; Ilham Ilham

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to analyze the legal protection of customers within the Islamic banking system in Indonesia, both normatively and practically. In Islamic economic principles, customer protection is not merely a legal obligation, but a moral and religious responsibility rooted in the values of maqāṣid al-sharī‘ah, particularly in ensuring justice (al-‘adl), trust (tsiqah), and protection of wealth (ḥifẓ al-māl). This research applies a qualitative-descriptive approach through literature review and normative juridical analysis of statutory regulations, DSN-MUI fatwas, and relevant Islamic legal doctrines. The findings indicate that although legal frameworks such as Law No. 21 of 2008, DSN-MUI fatwas, and OJK regulations offer a substantial basis for customer protection, implementation faces several challenges. These include information asymmetry between banks and customers, low Islamic financial literacy, insufficient monitoring of standard contracts, and limited access to Sharia-based dispute resolution mechanisms. Therefore, the study recommends reformulating contract structures, strengthening the role of the Sharia Supervisory Board (DPS), and enhancing public education regarding their rights as Islamic banking customers. Legal protection must be both formally legal and ethically grounded in Islamic justice.

Besse Suci Nurul Maqfira; Ana Kurnia; Amirul Syam Fadhil; Ilham Ilham

Jurnal Inovasi Ekonomi Syariah dan Akuntansi 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The development of the sharia economy in Indonesia demands the existence of a judicial institution capable of resolving disputes in accordance with Islamic legal principles. The Religious Court, through the amendment of Law Number 3 of 2006, has obtained the authority to handle cases in the field of sharia economics, including Islamic banking disputes. However, the implementation of this authority faces various challenges, both in terms of regulation, dualism of authority with general courts, and institutional readiness, such as human resources and infrastructure. This study employs a qualitative method with a normative juridical approach to analyze the legal basis, court practices, and institutional responses in the exercise of this authority. The results of the study indicate that the Religious Court holds great potential as a pillar for upholding sharia economic law but requires reinforcement in various aspects, including improving judges’ competencies, digitalizing the judicial system, and fostering inter-institutional synergy. Moreover, legal protection for justice seekers highly depends on the effectiveness and professionalism of the judicial institution. Therefore, a sustainable strategy is needed to build the institutional capacity of the Religious Court to respond to the dynamics of the sharia economy in a fair, accountable manner and in line with Islamic legal values in Indonesia.

Septian Uky Kriscahya; Suwardi Suwardi

International Journal of Sociology and Law 2025 Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

Money laundering is the act of changing or hiding money or assets resulting from crime to appear to have come from a legal source. Haram funds can damage the market and harm honest business actors. The study addresses two main issues: Does digital financial transactions fall into the category of money laundering. Are the rules related to digital transactions included in the crime of money laundering (TPPU)? The research was carried out using the method of juridical analysis, which is to examine the applicable legal rules. The results show that digital transactions have the potential to be used for money laundering, especially through technologies such as digital payments and cryptocurrencies that can disguise transaction traces. Technological advances and lifestyle changes also affect the economic system. Today, electronic money is widely used through e-commerce, online transportation services, and digital merchants. Based on Articles 3, 4, and 5 of the Anti-Corruption Law, anyone who disguises the origin of assets from criminal acts — including through digital transactions — can be sentenced to up to 20 years in prison and a fine of up to Rp10 billion.

Jihan Zahira Nurista; Geni Novella; Muhammad Ikhwanurrahim; Salma Syakira

Jurnal Publikasi Ilmu Psikologi. 2025 Asosiasi Riset Ilmu Kesehatan Indonesia

This study examines public perceptions of the practice of "dawn attack" in the 2024 election, which is a form of money politics that is still rampant in Indonesia. This study aims to understand how the public assesses the impact of such practices on democratic integrity and voter behavior. This study involved 101 respondents with diverse backgrounds, the majority of whom were students, and some came from other professions such as civil servants, teachers, entrepreneurs, and medical personnel. Data collection was carried out through an open questionnaire, which was then analyzed using thematic methods to identify the main patterns in the community's view. The results of the study showed that the majority of respondents considered the dawn attack as a form of political manipulation that undermined the principle of fairness in elections. As many as 56.4% of respondents admitted that they had seen or knew of this practice, with the main impact in the form of temporary economic benefits and changes in voter behavior. This study highlights the importance of concrete steps in suppressing the practice of money politics, including through stricter law enforcement and political education for the public. Thus, this research is expected to contribute to efforts to create a fairer, more transparent, and democratic electoral system in the future.

Suci Rahmawati; Azmia Siti Munasifah; Wafa Syakila; Neng Nazma Aulia; Joni Ahmad Mughni

Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 2025 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study explores the synergy between investment decisions and sharia compliance validation in developing financial products for SMEs, with a case study of PT Syariah Sejahtera. The research emphasizes the importance of integrating halal principles into investment analysis using methods such as Payback Period (PBP), Net Present Value (NPV), and Internal Rate of Return (IRR). The validation process involves systematic steps, including initial identification, legal analysis, consultation with the Sharia Supervisory Board, and issuance of fatwas to ensure products comply with Islamic law. Results demonstrate that effective integration enhances product credibility, attracts market interest, and contributes to economic and social welfare, especially in the agricultural SME sector. The findings suggest that combining financial analysis with strict halal validation fosters sustainable growth of sharia-based financial services, reinforcing trust and regulatory compliance.

Gilang Cahya Buana; Nabila Nurapitasari; Herawati Barkah; David Nugraha Saputra

Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora 2025 Pusat Riset dan Inovasi Nasional

The palm oil industry is a strategic sector that significantly contributes to Indonesia's economy through crude palm oil (CPO) exports. However, it is also prone to corruption practices, as revealed in the bribery case involving a judge in the handling of a CPO export trial. This scandal highlights corporate involvement in influencing court decisions for business interests and the weak law enforcement against corporations as the main perpetrators of criminal acts. This paper aims to analyze the chronology and modus operandi of the bribery, identify factors behind the weak corporate criminal liability enforcement, and formulate recommendations to strengthen the legal system to prevent similar cases in the future. The research method used is normative juridical with statutory and case approaches. The data is analyzed qualitatively to assess the effectiveness of regulations and the obstacles in implementing corporate criminal liability. This study is expected to contribute to reforming a fairer and more accountable legal system in strategic economic sectors.    

Harianto Harianto; Marice Simarmata

Jurnal Hukum dan Sosial Politik 2025 International Forum of Researchers and Lecturers

The existence of laws in health has been proven to have serious impacts on the health sector in various countries, including Indonesia. Through an analysis of philosophical texts and related research, this article reveals how corrupt practices affect the allocation of funds for the health system, disrupt the provision of adequate health facilities and services, and affect the quality of medical services. The economic implications of corruption on the health sector, including the high cost of obtaining quality health services and unequal access to health services. The social impacts of corruption are also analyzed, including poverty, unequal income distribution, and increased risk of criminal acts. In an effort to minimize the negative impacts of corruption on public health, this article proposes the implementation of strategies of transparency, accountability, and public participation. Implementation of the systeme-governmentand the active role of society ascitizen controlis a concrete step that can be taken to combat corruption and ensure more efficient and transparent use of public resources. The need for a joint role from the government, civil society, and the private sector in building a health system that is fairer, more transparent, and free from corruption. By strengthening the foundations of democracy and prioritizing transparency, Indonesia can move towards more equitable and quality public health for all people.

Muhammad Hafez; Rayna Putri Juliasari; Saiva Wulandari; Darma Ista Maulana; Muhamad Shandy Maulana +1 more

jurnal Riset Rumpun Agama dan Filsafat 2025 Pusat Riset dan Inovasi Nasional

Waqf is an act of worship that has a social and economic pattern because in the development of Islamic civilisation, from the development of science to its heyday, it cannot be separated from the role of Rasullulah and his companions who continued to struggle to spread Islam throughout the world, one of which was by using the waqf method because the waqf property or object is often used as a centre for the development of science and Islam in ancient times, for example the construction of mosque buildings and financing wars. Because waqf is an act of worship that is highly recommended for every Muslim. In addition, waqf worship is also explained in the Koran that people who endow their assets for the benefit of the ummah who have benefits, the rewards will continue to flow even though the person has died, which makes people flock to carry out waqf worship. However, it is not uncommon for there to be a lot of abuse committed by nazirs, starting from their unprofessional attitude because nazirs are often used as additional income for them to hoard wealth. So it is very important to find a nadzhir as a zakat manager who has a trustworthy nature because actually this waqf must continue to be developed to be more productive and useful, therefore the Indonesian government continues to make efforts to revise the rules regarding nazir because there are still many irregularities committed largely due to weak administrative sanctions and criminal sanctions for them.

Gita Puji Lestari; Widya Siti Nabilah; Nabila Bilqis Mutiara; Lina Marlina

Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 2025 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study examines the tax policies during the time of Abu Yusuf, a prominent Islamic scholar and economist who significantly contributed to the Islamic financial system through his work Kitab al-Khara. The research aims to analyze Abu Yusuf's taxation concepts, their implementation during the Abbasid Caliphate, and their relevance to modern taxation systems, particularly in Indonesia. This study employs a qualitative method with a literature review approach. The findings indicate that Abu Yusuf favored a proportional tax system (muqasamah) over a fixed tax system (misahah), as it is fairer and more adaptable to economic fluctuations. He also emphasized the importance of tax officials' integrity, transparency in tax administration, and strict supervision of tax collectors to prevent corruption. This study highlights that Abu Yusuf’s taxation principles remain relevant in modern taxation systems, particularly in terms of fairness, efficiency, and fiscal transparency.

Cendy Lestari; Rahma Dini Pratiwi; Dimas Julian Pratama; Sani Safitri

RISOMA : Jurnal Riset Sosial Humaniora dan Pendidikan 2025 Asosiasi Ilmuwan Pendidikan, Sosial, dan Humaniora Indonesia

The digital divide has become an increasingly relevant issue in the last five years, with significant impacts on the global education system. Differences in access to information and communication technology (ICT) in different regions, especially between urban and rural areas, affect the quality and equity of education. This research explores the impact of the digital divide on educational access, including limitations in the use of digital-based learning tools, students' low digital skills and lack of adequate infrastructure. This gap not only hinders teaching and learning but also exacerbates socio-economic inequality. This research also discusses mitigation efforts that have been made by governments, educational institutions and international organizations, as well as recommendations to reduce the gap in the future. Thus, the digital divide needs to be the focus of attention in education reform to create a more inclusive and sustainable education system.

Arinal Nasir; Hanafi Nur Zain; Rafi Kenny Akhdan; Lina Marlina

JUREKSI (Journal of Islamic Economics and Finance) 2025 STIKes Ibnu Sina Ajibarang

Productive waqf is an innovation in the Islamic economic system aimed at professionally managing waqf assets to provide sustainable economic benefits for society. This study analyzes Muhammad Abdul Mannan’s thoughts on productive waqf and its relevance in supporting sustainable development. Using a qualitative approach through literature review, this research explores Mannan’s ideas, including the concepts of cash waqf and share waqf, which allow waqf assets to be developed to generate social and economic benefits. The findings indicate that productive waqf serves not only as a means of worship but also as an economic instrument that can reduce poverty, create jobs, and strengthen the financial independence of the Muslim community. Furthermore, the implementation of productive waqf has significant potential in supporting the achievement of Sustainable Development Goals (SDGs) by funding social, educational, health, and economic empowerment programs. Despite its great potential, the application of productive waqf in Indonesia faces challenges such as a lack of public understanding, insufficient regulatory support, and limited human resources. This study is expected to contribute to optimizing the management of productive waqf to support sustainable development in Indonesia.

Zeis Zultaqawa; Mohamad Donie Aulia; Yaumi Sidik Ginanjar; Mohammad Husni Syam; Wahyudi Wahyudi

Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora 2025 Pusat Riset dan Inovasi Nasional

The World Trade Organization (WTO) acts as the main institution in regulating the global trading system based on the principles of fairness and openness. However, in practice, protectionist challenges arising from large countries, such as in the trade conflict between the United States and China, hamper economic liberalization efforts and create instability in the global market. This study aims to analyze the effectiveness of the WTO's role in facing these protectionism challenges. The method used is normative juridical with a qualitative approach, which includes analysis of WTO regulations and policies, as well as a comparative approach to examine the impact of protectionism in several countries. Data were obtained through literature study of academic sources and relevant international legal documents. The results show that policy harmonization between the WTO and its member countries is needed to maintain the stability of the multilateral trading system. In addition, reforms to the WTO dispute settlement mechanism are crucial to make it more adaptive to global geopolitical dynamics. Developing countries are advised to improve competitiveness through market diversification and strengthening economic diplomacy to remain relevant in the changing international trade architecture.

Hilmy Awalu Faizien

Jurnal Riset Rumpun Ilmu Tanaman 2025 Pusat riset dan Inovasi Nasional

This study aims to comprehensively examine the role of women in agricultural economic development through three main focuses: women's real contribution in agricultural economic activities, structural and socio-cultural barriers that limit their participation, and empowerment strategies to realize a more inclusive agricultural economy. The background of this research stems from the reality that although women play a significant role in various aspects of agricultural production and resource management, recognition of their contribution is still structurally and culturally limited. This research uses a descriptive qualitative method with a library research approach, which utilizes primary sources such as official government documents and reports of international institutions, as well as secondary sources in the form of relevant scientific literature. Data were collected through a systematic search of digital databases, then analyzed using content analysis techniques to identify key themes related to the roles, barriers and strategies for empowering women in the agricultural economy. The results show that women have concrete contributions in production activities, processing of agricultural products, and financial management of farm-based households. However, their participation is still hampered by patriarchal structures, limited access to resources (such as land, capital, and training), and social norms that tend to marginalize women's role in decision-making. Effective empowerment strategies include strengthening women's capacity through education and skills training, forming women's farmer groups, and advocating for policies that support gender equality in agricultural development. In conclusion, the role of women in the agricultural economy is not only relevant but also crucial in promoting food security and sustainable rural development. Therefore, the integration of gender perspectives in agricultural policy is an urgency that cannot be ignored.

Nurma Maha Rani; Muhammad Givar Pamungkas; Salwa Ariza Irawan

Epsilon : Journal of Management (EJoM) 2025 Lembaga Pengabdian Masyarakat Universitas Ichsan Gorontalo

This study aims to analyze the concept of consumer demand in the perspective of Islamic economics with a focus on the influence of spiritual values ​​on the consumption behavior of Muslims. The academic problem underlying this study is the gap between the values ​​of Islamic teachings that emphasize simplicity, blessings, and spiritual responsibility, with the social reality of Muslims who often exhibit consumptive behavior and follow the flow of modern capitalism. This study uses a qualitative approach with library research methods, reviewing various literature related to the concept of consumption in Islamic economics, maqashid al-syari'ah, and spiritual values ​​such as halal, thayyib, qana'ah, wara', and zuhud. The results of the analysis show that spiritual values ​​have a significant role in shaping consumer demand that is not only oriented towards material satisfaction, but also towards blessings and social responsibility. Demand in Islamic economics is positioned as a moral and worship activity, not merely a rational economic decision. Consumption based on spiritual values ​​is also positively correlated with inner peace and mental health of consumers. Therefore, internalization of Islamic values ​​in consumption behavior is believed to be able to realize a fair, sustainable, and falah-oriented economic system (happiness in the world and the hereafter).

Lia Wardatul Umah; Risma Hermawati Apriliani; Naila Alya Fadila Hilman; Wafa Jannatul Ma'wa; Joni Joni

JUREKSI (Journal of Islamic Economics and Finance) 2025 STIKes Ibnu Sina Ajibarang

Money has different functions and roles based on conventional and Islamic perspectives. The time value of money in Islam and conventional economics have different perceptions, which can lead to debate. In addition, the sharia legitimacy review of the time value of money in the conventional economic system raises a dividing line against the Islamic economic system. This research aims to examine the concept of the time value of money and its legitimizing role from a sharia perspective. The method used in this research is data analysis method using literature study with qualitative method. This research has implications for the theory and practice of Islamic finance.

I Gede Putu Hendra Wijaya Kusuma; Ni Ketut Budiningsih

Jurnal Visi Manajemen 2025 Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Indonesia as one of the countries that adheres to an open economic system has conducted many international trade activities both exports and imports with other countries from various parts of the world. Coffee is one of the most important commodity crops in the world and has been the main export of several countries for generations. Indonesia's coffee sector is still characterized by low productivity and tends to stagnate, hampering export supply. This will affect the competitiveness of Indonesian coffee in the international market. The study aims to analyze the level of comparative, competitive, and specialization advantages of Indonesia's coffee export trade in the United States market in 2008-2022. The type of data used in this study is secondary data in the form of quantitative annual time series. Analysis techniques used are descriptive analysis, Revealed Comparative Advantage (RCA), Export Competitiveness Index (ECI), and Specialization Index (ISP). The results showed that Indonesia has strong comparative, competitive and competitiveness in the United States market in the period 2008-2022, or tends to be a coffee exporting country.

Dwi Putranti, Honorata Ratnawati; Widayati, Tri; Soegiastuti, Janti

Jurnal Riset sosial humaniora, dan Pendidikan (Soshumdik) 2025 LPPM Universitas 17 Agustus 1945 Semarang

The rapid transformation toward a digital economy has led to the emergence of the gig economy as a new form of employment relationship. This shift demands the development of new competencies among the workforce, particularly in digital economic literacy, which encompasses the ability to manage flexible income, understand platform-related risks, and optimize digital work opportunities. This study aims to explore the experiences of gig workers in building digital economic competencies and to analyze the challenges faced by educational institutions and human resource development (HRD) programs in preparing an adaptive workforce for this flexible work model. Employing a qualitative phenomenological approach, this study investigates the subjective experiences of gig workers in Indonesia. The findings reveal a significant gap between the digital economic competencies demanded by the new work ecosystem and the preparedness provided by formal education and vocational training systems. Based on these findings, the study recommends the development of HRD strategies centered on digital economic literacy, the adaptation of vocational education curricula, and the design of lifelong learning programs to strengthen workforce resilience in the era of the gig economy.

Aurelia Cahya Aini; Dea Marsa Amelia; Farhan Trisna Maulana; Sopia Icha Maharani4; Suci Hayati

Jurnal Inovasi Ekonomi Syariah dan Akuntansi 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Money in the Islamic perspective is understood as a medium of exchange and unit of account that must have real value and be used in productive and fair economic activities. In the theory of demand for money, Islamic economics has three main approaches. The mainstream school adopts the general principles of conventional theory with adjustments to sharia values, such as the prohibition of usury and the requirement for transactions based on real assets. The Iqtisaduna school, emphasizes the relationship between the monetary system and the Islamic social structure based on the values of justice and individual responsibility. Meanwhile, the alternative school criticizes the fiat monetary system and offers a concept based on intrinsically valuable money such as the dinar and dirham. The three schools also provide different views on the concept of money in circulation, ranging from an adjusted conventional monetary policy approach to a model that rejects a paper money system without asset support. This study provides a clear conceptual mapping of the differences and contributions of each school to the development of the theory of demand for money and money circulation management in the Islamic economic system.

Vella Sephia Arianto; Syadzadhiya Qothrunada Z

Globe: Publikasi Ilmu Teknik, Teknologi Kebumian, Ilmu Perkapalan 2025 Asosiasi Riset Ilmu Teknik Indonesia

The port industry plays an important role in Indonesia's economic growth, but its operational activities pose a major risk to occupational safety and health (OHS). The aim is to analyze the management of occupational accident risk hazards at Tanjung Perak Port. And identify potential hazards in loading and unloading activities, use of heavy equipment, and worker safety. This study was conducted qualitatively, which showed that several risks were in the low category with 2 risks, medium with 25 risks, and high with 12 risks, so that these results require immediate control measures. The application of OHS management through the HIRARC method helps to systematically identify, assess, and control hazards. This study suggests increasing compliance with the use of personal protective equipment (PPE), optimizing work procedures, and regular safety training to significantly reduce occupational accidents.