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Irma Dwi Pratiwi; Robiyatul Alawiyah; Arsa Arsa

Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This research was conducted among the people of Suka Makmur Village, Muaro Jambi Regency, among whom work as farmers and traders. In the lean season, they still have to fulfill their daily needs, such as clothing, food and shelter. Apart from that, they also have to save and invest to meet future needs. This research aims to: (1) find out strategies for managing family finances in an Islamic way in creating a sakinah family. (2) knowing the supporting and inhibiting factors faced by the people of Suka Makmur Village, Muaro Jambi Regency in managing family finances in an Islamic manner in creating a sakinah family. This research uses a qualitative approach with the type of field research. Determining the research subjects was purposive and used data collection techniques through observation, interviews and documentation. The results of this research show that the Islamic family financial management strategy in creating a sakinah family in the Suka Makmur Village community, Muaro Jambi Regency has carried out financial planning such as managing family finances, savings, investment and zakat. Meanwhile, the supporting and inhibiting factors faced by the people of Suka Makmur Village, Muaro Jambi Regency in managing family finances in an Islamic manner in creating a sakinah family. Supporting factors are faced such as instilling mutual respect, providing support to your partner or family, and having a good personality such as being frugal. Meanwhile, factors such as wasteful nature, lack of communication, and economic problems.    

Ilham Mundzir; Yeni Nuraini; Sinta Nur Anasti; Nayla Syawallia Putri

Jurnal Pelayanan Hubungan Masyarakat 2024 International Forum of Researchers and Lecturers

Single mother are women who are supporting their children alone due to divorce, death of a spouse, or the decision to give birth without a partner. They face huge challenges in managing finances and household responsibilities. BPS 2013 data shows that there are more single mothers in Indonesia than single fathers (14.84% vs. 4.05%). This research examines the case of Mrs. Kiki, a single mother in Pondok Pinang, South Jakarta, who runs a stall after her husband passed away. We provided business capital assistance to expand her business. This step is part of our efforts to support economic empowerment and create a more independent and prosperous community. Economic empowerment is one of the important aspects in empowering the poor

Kevin H. Tupamahu; Bryan F Manihuruk; Susi Elia Simaremare; Fiona M Tarima; Noch Lorensius Fatruan +1 more

Jurnal Hasil Kegiatan Bersama Masyarakat 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Socialization activities to improve financial and accounting literacy in the community were carried out in Rumah Tiga Village, focusing on the role of financial and accounting literacy in family financial management. Rumah Tiga Village was chosen because it still needs understanding and skills about financial management and accounting to support economic development and community welfare. The methods used in this activity include practical demonstrations, surveys to the community, as well as cooperation with Rumah Tiga Village officials. The main focus of this socialization was to increase understanding of household financial management, achieving future financial goals, the importance of long-term savings, education on future investments, and emergency funds to avoid future financial difficulties. The role of accounting in recording income and expenses, preparing budgets, and understanding how to make household financial reports are important points for the community to become better at managing their finances. The implementation of this socialization activity is tailored to the needs of the village community, involving cooperation with the village government to increase understanding of financial literacy and accounting. It is hoped that this activity can provide good knowledge to the Rumah Tiga community about financial literacy and accounting in the community.

Septa Soraida; Ani Mahrita; Ratna Pancawati

Jurnal Hasil Kegiatan Bersama Masyarakat 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Micro, Small and Medium Enterprises have a very important role in the national economy. One of the drivers of MSMEs is women who contribute 64% of Indonesian MSMEs. Finance has a very important role in starting a business. Based on the information we got, it can be concluded that Dharma Wanita mothers are still confused about how to start a business from their husband's limited income, therefore we help Dharma Wanita mothers how to manage their income so that they can set aside part of their income which will be used as capital in starting a business. The method of implementing this service is carried out by means of presentations and interactive discussions. The result of this service was that the women of the Dharma Wanita Association of the National Park Hall were very enthusiastic about the event. This could be seen from the many questions asked related to family financial management

Budiandriani Budiandriani; Mahfudnurnajamuddin Mahfudnurnajamuddin; Mapparenta Mapparenta

Jurnal Masyarakat Mengabdi Nusantara 2023 STIPAS Tahasak Danum Pambelum Keuskupan Palangkaraya

Managing family finances is not easy, but it is also not difficult if we know how. Good family financial management is the key to a family's success. Both husband and wife have responsibility for managing family finances, so husband and wife must be able to manage expenses well. For the financial scope in a family, financial management is mostly carried out by a wife as someone who is responsible for managing the household. Having a role as family financial manager, a wife must have knowledge about managing family finances. Starting from recording routine expenses, knowing the family's short, medium and long term needs, to setting aside for future savings. The results achieved through the training provided can increase understanding of family financial planning, participants are also able to make financial plans that are useful in managing household finances. This training is able to increase the training participants' awareness of the importance of family financial planning, then increase the training participants' motivation to create or prepare a budget, save and invest in managing finances. Training participants are able to prepare and simulate financial management in the process of preparing financial planning from the total income they have and the budget allocation that must be made to make it easier for families to manage their finances.

Alifiana Sabrina Febrianti; Mita Nur Maulidah; Risma Aulia; Sihmurni Fadhillah

Jurnal Masyarakat Mengabdi Nusantara 2023 STIPAS Tahasak Danum Pambelum Keuskupan Palangkaraya

Financial planning is an effort used to allocate a family's income and expenses properly and correctly to realize the family's financial goals (Ridwan, 2015). The aim of this activity is to increase understanding of sakinah financial management among PKK mothers in Sumber Rejo Village, to provide innovative ideas for PKK mothers who have MSME businesses on how they manage finances for their families and businesses. The implementation method for Innovation Development (PI) that will be carried out is in stages that are arranged systematically. The result of this activity was that group 14 was able to complete mentoring activities and seminars in the Sumberrejo sub-district.

Diajeng Anugrah Cantika Sari; Dita Kumalasari; Allya Salsa Bilatul Kh.

Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

In the increasingly advanced era of modern transportation, city transportation (angkot) is under high threat. They compete with online transportation that can be ordered via cellphone. Convenience and safety are also considerations why people prefer online motorcycle taxis to public transportation. Moreover, public transportation has travel routes and schedules that often do not suit the interests of the community. This study aims to explain the impact of the role of modern transportation on the decline in the existence of public transportation and the decline in public interest in using public transportation. The method used in this study is qualitative research using an ethnographic approach, namely research carried out by means of observation, interviews and documentation. This research uses conflict theory from Ralf Dahrendrof to strengthen the results of the research. The results of the research show that the impact of the role of online transportation on the shift in the existence of public transportation is very significant. Public interest in using public transportation has greatly decreased. This has caused the income of angkot drivers and angkot owners to decrease drastically, and some angkot are no longer operated because it is difficult to find passengers on these angkot routes. even though on the other hand they have to continue to finance their family's needs which are also increasing. This research is expected to provide a broader understanding of the role of modern transportation in the decline in public interest in public transportation which will be studied using sociological studies.  

Resty Wahyu Ramadhani; Putri Apria Ningsih; Victor Diwantara

Jurnal Penelitian Manajemen dan Inovasi Riset 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

In managing family management, the one who acts as the manager is usually the housewife. To be able to manage family finances professionally. Research with the title: "Family Economic Management After the Increase in Prices of Basic Materials (Case Study of Housewives in Betung Bedarah Timur Village, Tebo Ilir District). This research uses qualitative research methods. The types and sources of data needed are primary data and secondary data. With 9 informants who were interviewed, namely housewives. The research results show that housewives' understanding of family economic management is very simple. The absence of a housewife regulates the family economy after the increase in prices of basic commodities. There are no income posts and expenditure posts, and expenses often exceed income. There is no influence of internalization on family financial management. And the impact of rising prices of basic commodities has a big impact on housewives' purchasing power.  

Adrian Adrian; Asmuni Asmuni; Hasman Zhafiri Muhammad; Tommy Pratama; Syahmirwan Syahmirwan

Maslahah : Jurnal Manajemen dan Ekonomi Syariah 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

This study aims to examine more deeply the material related to corporate financial management, which in this study will focus more on family takaful insurance companies, this research method is through a literature study by collecting literature related to looking at all sources related to the financial performance of tabarru funds. by using a literature study, then every data found by the author will try to separate between what is considered true and not true. The results of this study indicate that tabarru funds are used by family takaful insurance companies to help fellow customers in need, then takaful applies the principle of shring of risk realized through the collection of tabarru funds, so as to be able to create solidarity, mutually protect relationships and establish kinship among participants. Then the participant's funds are managed by family takaful insurance based on a tijarah contract which is free from elements of obscurity, usury gambling etc., participant funds will be invested in sharia-based investment instruments such as sharia stocks, sukuk, syr'i mutual funds, so that they can move the economy to realize people's welfare

Nuralviani Nuralviani; Sri Wahyuni; Uswatun Kasanah

Jurnal Inovasi Riset Ilmu Kesehatan 2023 Pusat Riset dan Inovasi Nasional

Knowledge of couples of childbearing age about Implanable contraception is one factor in choosing the use of Implanable contraceptives. The better a person's knowledge of contraceptives, the more rational they are in using contraceptives. Support from the husband in the use of contraception is very necessary. Married couples must jointly choose the best contraceptive method, cooperate with each other in use, finance contraceptive expenditure and pay attention to red flags. (Laras T.N, 2018). This study aims to analyze the relationship between the level of knowledge of mothers and husband support with the selection of Implanable birth control at the Sudiang Raya Health Center in Makassar City. The type of research conducted uses descriptive analytics with a Cross Sectional Study approach. The research will be conducted in April - May 2023 at the Sudiang Raya Health Center in Makassar City. The sample size used in this study was 38 respondents. It can be concluded that from the results of statistical tests show that there is a relationship between the level of knowledge and the selection of Implan birth control with a value of p = 0.004. The results showed that there was a relationship between husband support and the selection of Implan birth control with a value of p = 0.018. The Health Office and midwives, especially those in charge of the poly family planning section, should always socialize about contraceptives and the advantages and disadvantages of contraceptives so that people can easily choose contraceptives that are in accordance with their wishes.

Gabriella Julianika Erline; Hasim As’ari

Nusantara: Jurnal Pengabdian kepada Masyarakat 2023 Pusat Riset dan Inovasi Nasional

Financial planning and management for employees of  New Topsy Salon Plaza Ambarrukmo Yogyakarta hasn’t been done optimally. Some employees are unable to pay debts on time and unable to pay mandatory contributions because of various reasons. The purpose of this community service activity is to increase knowledge & skills in financial planning & management, especially for employees at New Topsy Salon Plaza Ambarrukmo Yogyakarta. This community service activity at New Topsy Salon Plaza Ambarrukmo, Yogyakarta was carried out on April 05, 2023. The methods used in community service activities include counseling, discussion, questions and answers. The results, shows that community service activities at New Topsy Salon Plaza Ambarrukmo, Yogyakarta succeeded in providing education about ideal financial planning to employees, including housewives and employees who aren’t married. Participants were able to understand the importance of planning finances systematically and managing expenses, income, and investments to achieve short-term and long-term financial goals.  

Wiwien Wiwien; Nehemia Nome

Jurnal Pendidikan Agama dan Teologi 2023 International Forum of Researchers and Lecturers

There is no denying that it is one measure of the Christian's relationship with God. Personal finances, especially in terms of giving and keeping a tithe tax offering. Tithing is an important issue in Christian finance. Some believe that this is a tax to God for a happy life. Despite life's difficulties. Some people do not pay tithing. unmanageable income. In fact, there are things that we cannot give. Because he enjoys spending too much money on his life. Also, some Christians tithe eagerly, but for no apparent reason. Because that's what the church and family taught me since I was little.

Abd. Hafizh Amang Rustamin; Niluh Putu Evvy Rossanty; Harnida Wahyuni Adda

Manajemen Kreatif Jurnal (MAKREJU) 2023 Pusat Riset dan Inovasi Nasional

Family financial planning and management counseling activities for housewives were carried out in Kaliburu Village, Sindue Tombusabora District, Donggala Regency, Central Sulawesi. Housewives play an important role as regulators of family finances. The background to the implementation of this activity is that there are still many people who spend money beyond what is needed and beyond their own income, so that they are trapped in debt and unable to pay bills on the grounds that they are running out of funds. This counseling activity was carried out with the aim of providing an understanding of housewives in Kaliburu Village so that they know the importance of planning and how to carry out good family financial management. This activity was attended by 10 participants on Thursday, December 22, 2022. The methods used were counseling, discussion, and question and answer. This activity was carried out well, it can be seen from the results after counseling 100% of participants understood the importance of family planning, before counseling only 30% of participants. Participants who knew how to plan and manage family finances reached 80% from only 20% previously. Participants who had carried out family financial planning well reached 50%, previously only 10%.    

Puput Risna; Andi Herman Jaya; Yoberth Kornelius

Jurnal Nusantara Berbakti 2023 Universitas Kristen Indonesia Toraja

The community's low understanding of financial management means that financial management education is carried out which aims to provide understanding and knowledge about the importance of financial planning and how to allocate good expenditure items within the family environment. The method used in this education is the method of discussion and question and answer as an effort to find out the extent of knowledge of residents about their finances. The results of this education show an increase in public knowledge about managing their finances, before this education was carried out only some residents knew the ideal percentage of expenditure items in their family. then after educating the implementing party to evaluate it, it can be seen that there is an increase in residents' understanding of the ideal percentage for spending based on needs, wants and savings and the maximum debt they have.

Yuningsih, Neneng Yani; Saefulrahman, Iyep

Adi Widya: Jurnal Pengabdian Masyarakat 2020 Lembaga Penelitian dan Pengabdian Masyarakat

In village development, the availability of accurate village profile data has an impact on its consistency policy direction.  However, there are some problems that are encountered to be able to update it including the quality of human resources, finance and infrastructure. Therefore, Community Service Program (PKM) activity is intended to provide knowledge about the importance of updating data in planning village development and helping the government update profile data and potential of their villages. The method used is training in updating basic data based on family data which is carried out by providing material and its implementation in the field. Community Service Program can be carried out according to the planned schedule, especially in the provision of training materials. Meanwhile, implementation of material in the training could not be carried out because it was constrained because lack of information technology. However, in general the Community Service Program in Neglasari Village was going well, marked by an increasing participant knowledge and an acceleration of online data updating assisted by students who were doing Community Service Program. Indirectly, this achievement at the same time show that the obstacles faced by Neglasari Village were not only on its human resources but rather on aspects of financial support and infrastructure. The actual presence from the government is needed to support the updating of the profile and potential data of this village because it is not only the village institution that requires it, but rather the central and regional governments.