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There are still many FEBI students UIN STS Jambi who do not understand Financial Literacy, so they often allocate their money for things that are not needed. Lifestyle patterns lead to consumptive behavior. Self-control is still relatively low so it is easy to be influenced to buy something that is not needed. Research objectives determine the effect of financial literacy, lifestyle and self-control on consumptive behavior in Islam. This research used quantitative research. Quantitative research method is a method based on philosophy that is used to research certain populations and samples, data collection uses research instruments, analysis is quantitative or statistical, with the aim of testing the hypotheses that have been set. Lifestyle influences consumptive behavior. But financial literacy and self-control have no effect on consumptive behavior, which means that even without financial literacy and self-control, students still behave consumptively. but simultaneously Financial Literacy, Lifestyle and Self-Control affect Consumptive Behavior. FEBI students UIN STS JAMBI are expected to improve their financial literacy, lifestyle and self-control so they can avoid consumptive behavior. Future researchers are expected to be able to use other variables besides Financial Literacy, Lifestyle and Self-Control to show other things that also influence the level of Consumptive Behavior.

Employee performance in a company that is not well managed can be one of the obstacles to company activities in achieving its goals. The purpose of this study is to explain the effect partially and simultaneously skills and work culture on employee performance. This type of research uses quantitative research. Source of data in this study using primary data and secondary data. The sample in this research is 40 employees of UD. Indokey uses a saturated sampling technique in which researchers use all UD employees. Indokey is a sample. The analysis technique used is validity test, reliability test, normality test, linearity test, multicollinearity test, heteroscedasticity test, t test, F test, multiple linear regression analysis, and coefficient of determination test (R2) using the SPSS version 25 program. The results of this study are that partially the skill variable has a positive and significant effect on the performance of employees at UD. Indokey, partially the work culture variable has a positive and significant effect on the performance of employees at UD. Indokey and simultaneously stated that the variable skills and work culture have a significant effect on the performance of employees at UD. Indokey

This study aims to determine the influence of Digital Marketing and Personal Selling to Decision Purchasing Insurance Policy PT. Askrindo Sorong Branch. This study has two independen variables is Digital Marketing and Personal Selling, while the dependent variable is Decision Purchasing The method used in this research is quantitative method with descriptive approach using data analisys, namely multiple linear regression analysis. Data were obtained by questioners that spread out to 60 customers of PT. Askrindo Sorong Branch which purchasing insurance policy (especially on Fire Insurance Policies). The sampling technique in this study is to purposive sampling approach. The result of the study concluded that Digital Marketing and Personal Selling partially and simultaneously had an effect on Decision Purchasing. The test results showed that the Personal Selling was the most dominant in this study. The coefficient of determination (R2) is equal to 0.283 or 28,3% the independent variables of digital marketing and personal selling affect a 28,3% on the dependent variable. While for the rest, 71,7% influenced or explained by other variabels not include in this study.

Adolescents should aware of leucorrhea symptoms. Continuous pathological vaginal discharge will disrupt the function of the female reproductive organs, especially in the ovarian tract, which can cause infertility. Women who lack knowledge and information about genital hygiene will also have an impact on their behavior in maintaining genital hygiene, because knowledge and good care behavior are determining factors in maintaining genital hygiene. This study aimed to determine and analyze the factors that influence leucorrhea in female students. This is quantitative and qualitative mixed methods research. The research was conducted at SMA Harapan Mekar Medan. The population was all class XII female students totaling 33 people. The sampling used was total sampling. Data analysis used univariate and bivariate analysis with chi-square test, and multivariate analysis with multiple logistic regression test at 95% confidence level (?=0.05). The results showed that the factors influencing leucorrhea in class XII female students at the School were knowledge (p=0.005), attitude (p=0.016), behavior (p=0.005), and source of information (p=0.006) and there was no effect of the adolescent care health program on leucorrhea (p=1.000).  The conclusion shows that knowledge of personal hygiene is the most dominant variable affecting leucorrhea in female students. It is suggested to the School to pay attention to facilities such as clean water sanitation and toilets and cooperate with the Health Center to organize health counseling and demonstrate how to take care of genital hygiene using a phantom of external reproductive organs so that students can directly practice genital hygiene actions

At this time, the development of various kinds of cosmetic brands is increasing and very diverse from time to time and products circulating are increasing rapidly, causing market competition. Everyone has their own choice in making a purchase decision. Brand equity and halal labels are one of the factors influencing purchasing decisions. This study aims to determine and analyze the effect of brand equity and halal labels on purchasing decisions for wardah products in the people of Muaro Jambi Regency, especially consumers at the 6666 beauty cosmetic shop. The number of samples in this study were 88 people using a non-probability sampling technique, namely purposive sampling. Data collection through questionnaires, observations, interviews as well as documentation. The results of the study show that brand equity has a positive and significant effect on purchasing decisions for wardah products. The halal label shows that there is a negative and insignificant effect on the decision to purchase wardah products. Brand equity and halal labels together have a significant effect on purchasing decisions for wardah products. This illustrates that the value of Adjusted R2 Square is 0.165, that the contribution of the independent variables and the dependent variable is 16.5% and 83.5% is influenced by other factors that are not part of this study.

As the world of technology develops, various kinds of smartphones appear on the market, so that this makes competition even tighter. The research aims to determine the effect of price and product quality on Xiaomi smartphone purchasing decisions. The population used in this study were students who are domiciled in Magelang Regency with a sample of 100 respondents. The sampling technique used in this research is purposive sampling technique. Based on the results of the analysis that has been done, it is concluded that price (X1) has a positive but not significant influence on purchasing decisions. While it is known that the product quality variable (X2) has a positive and significant influence on purchasing decisions.

The objectives to be achieved in this study are to determine and analyze the influence of work discipline and career development on employee performance at the Central Tapanuli Regency Transportation Service? The hypothesis in this study is that work discipline and career development have a simultaneous positive effect on employee performance at the Department of Transportation, Central Tapanuli Regency. population amounted to 117 people and a sample of 54 people. The type of data in this study is primary data obtained from field research and literature studies. The results obtained work discipline and career development simultaneously have a positive effect on employee performance at the Department of Transportation of Central Tapanuli Regency, where Fcount (44.747) is greater than Ftable (3, 13) or (44.747 > 3.13) Partially, the work discipline variable has the most dominant effect on employee performance, where the t-count value is 4.056 > t-table value is 2.004. Partially the career development variable has a positive and significant effect on employee performance, where the t-count value is 2.823 > the t-table value is 2.004. The results of calculating the coefficient of determination R Square of 0.554 means that 55.4% of employee performance can be influenced by work discipline and career development. While the remaining 44.6% can be influenced by other factors not discussed in this study.

This study aims to determine legal protection for online game users over the lootboox monetization system in a positive legal perspective in Indonesia, based on the title raised in this study. This research uses the type of normative juridical research. The process of collecting data from the objects studied in this study is using primary, secondary, and tertiary techniques. The data obtained by this research uses a qualitative method which explains the relationship between variables and generalizes the social phenomena studied.  The results of this study indicate that several formulations of laws and regulations that can help stabilize and defend rights and obligations from a civil perspective regarding the issue of the Lootboox Monetization System as well as in the case of the Lootboox Monetization System are inseparable from legal consequences and forms of accountability from parties who violate a law. agreement and also there are several suggestions about how the Lootboox Monetization System should be run nowadays.

One of the goals of providing financial incentives is to encourage employees to have high performance. Besides that, individual characteristics make a difference when they are given assignments. But in reality the performance shown by employees is less than optimal. The purpose of this study was to find out whether financial incentives and individual characteristics jointly influence the performance of employees at the Central Tapanuli District Licensing Service. The hypothesis that the author proposes is that financial incentives and individual characteristics jointly influence the performance of employees at the Licensing Service of Tapanuli Tenga Regency. The population is 34 people and used as a sample. The results of the study found that financial incentives and individual characteristics simultaneously had a positive effect on employee performance at the Central Tapanuli District Licensing Service, where Fcount (44.747) > Ftable (3.13) Partially the financial incentive variable had the most dominant effect on employee performance, where the t-value count 4.056 > ttable value 2.004 Partially individual characteristic variables have a positive and significant effect on employee performance, where the t-count value is 2.823 > ttable value 2.004 (2.823 > 2.004) 55.4% employee performance can be influenced by financial incentives and individual characteristics. It is recommended that agencies need to pay attention to employees, especially THL, by providing financial incentives, not just employees with civil servant status, because the service wheels for the community serve more THL

This research on teacher performance aims to analyze the effect of achievement motivation and career development on teacher performance with organizational commitment as a mediating variable. The population in this study were all public elementary school teachers in the Education Coordination Unit, Mlonggo District, Jepara Regency, amounting to 298 people. Determination of the number of samples in this study based on Isaac's table and with an error rate of 5%, obtained 158, and the data processed were 125. The method of analysis used path analysis with multiple regression models. The results of hypothesis testing show that achievement motivation has a positive and significant effect on organizational commitment, so it can be interpreted that the higher the achievement motivation, the higher the organizational commitment. Career development has a positive and significant effect on organizational commitment, so it can be interpreted that the better the career development, the higher the organizational commitment. Organizational commitment has a positive and significant effect on teacher performance, so it can be interpreted that the higher the organizational commitment, the better the teacher's performance. Achievement motivation has a positive and significant effect on teacher performance, so it can be interpreted that the higher the achievement motivation, the better the teacher's performance. Career development has a positive and significant effect on teacher performance so that it can be interpreted that the better the career development carried out, the better the teacher's performance. The results of the analysis of mediating variables using the Sobel test, found that organizational commitment can mediate the effect of achievement motivation on teacher performance. This proves that organizational commitment as a mediating variable of the influence of achievement motivation on teacher performance. Organizational commitment can mediate the effect of career development on teacher performance. This proves that organizational commitment as a mediating variable of the influence of career development on teacher performance.

This study aims to determine the effect of tuition fees, promotions, facilities, infrastructure, and also reputation on student decision-making in choosing the Islamic Economics study program, at the Faculty of Economics and Business (FEB) Diponegoro University, Semarang. This study uses a quantitative approach. The variables used in this study are tuition fees, promotions, facilities, and infrastructure, reputation, decision-making. The method used in this study was by taking questionnaire data which was distributed to active students of the Islamic Economics study program at Diponegoro University. The population used in this study is the number of active students in 2019, 2020, 2021, and 2022 which total 615 students. The samples taken were 97 students using the proportional random sampling technique. This study used multiple linear regression which was processed using the Statistical Package for Social Science (SPSS) version 26. The results showed that the infrastructure and reputation variables influenced student decision-making in choosing a study program, but the tuition and promotion variables did not affect student decisions in choosing the Islamic Economics study program, Faculty of Economics and Business (FEB) Diponegoro University Semarang.

This study concerns profitability, aiming to analyze the effect of Non Performing Loans (NPL) and capital structure on profitability mediated by credit growth. The population of this study were all Rural Banks (BPR) in Central Java province, totaling 257 BPRs. This study used purposive sampling, with the criteria being a private BPR with its head office in Central Java province and reporting complete financial data for the 2019-2021 period. Methods of data analysis using multiple linear regression analysis and data processing using SPSS. The results of hypothesis testing show that Non-Performing Loans (NPL) have a significant negative effect on credit growth. Capital structure have a significant positive effect on credit growth. Credit growth have a positive but not significant effect on profitability. Non Performing Loans (NPL) have a significant negative effect on profitability. Capital structure have a significant positive effect on profitability. The results of the analysis of mediating variables using the Sobel test, found that credit growth cannot mediate the effect Non Performing Loans (NPL) against profitability.Credit growth cannot mediate the effectcapital structure on profitability.

This study aims to look into the effects of employee placement and selection at PT Kahatex in Bandung Regency. Simple random sampling was used in this study's 699-person population, and it produced a sample of 86 participants. The SPSS version 22 program was used to test the hypothesis in this study, which uses descriptive statistical analysis techniques. A significant value of 0.000 0.05 in the F test results indicates that both the selection and placement variables have an impact on employee performance. The t-test reveals that the selection variable only slightly affects worker performance.    

Sampang Regency has tourism potential, one of which is the Klampis Reservoir in Kedundung Village. Reservoir with an area of ​​approximately 1 hectare is a catchment area that has not been properly optimized by the community. This condition is exacerbated by the presence of wild plants that disturb the view. So that this research provides an innovation in the form of a source boad suggestion. To support the facilities, an analysis of the factors of tourist interest in visiting is carried out in order to synchronize the needs of the community with the invasion given. The method used is SPSS to improve quality and improve the quality of a variable. This method uses analysis of questionnaire data. This study uses 30 questionnaire samples to strengthen the results of the analysis. The purpose of this study is to find out the factors that most influence the sustainability of the tourist village area through the means of bounty boad. The results of the research on factors that can influence are the availability of facilities and infrastructure with an average total value of 500.

The analysis of this research is whether the work environment and work facilities have an effecthas a positive and significant effect on employee performance at the Representative Council OfficeRegional People of West Sumatra Province. The method that I use in this research isquantitative method with the help of the SPSS 22.0 program. This study uses analysismultiple linear regression. The population in this study were all House of Representatives employeesRegional People of West Sumatra Province, and Sample A total of 89 respondents. primary datausing the Questionnaire. This study shows that the work environment has a positive effectand significant to the performance of employees of the Regional Representatives Council of Sumatra ProvinceWest. tested and acceptable based on the t-count value of Variable X1 3.258 t-table 1.663 andsign value (0.002 < 0.005) The magnitude of the influence of the work environment (X1) on performanceemployees (Y) of 0.191 units. Work facilities have a positive effect on employee performance.tested and acceptable based on t-count (5.480) t-table (1.663) and sign (0.00) < 0.05.the magnitude of the influence of work facilities (X2) on performance (Y) is 0.445. which meanevery time there is a good work facility it will increase performance by 0.445 units. R² valueis 0.467 which indicates that the independent variable (X1,X2) explains the effectto the dependent variable namely Employee Performance of 0.467 or 46.7%. conclusion onIn this study, the work environment and work facilities have a positive and significant effecton the performance of employees at the Regional People's Representative Council office of Sumatra ProvinceWest.

This research aims to determine the effect of applying a problem-based learning model with the following variables: 1) teacher activity, 2) student activity, and 3) cognitive learning outcomes of grade XI students, on competency standard choux paste at SMKN 2 Mojokerto. This type of research is experimental with a pretest-posttest control group design and uses two classes that act as experimental and control classes. The instruments used were pretest-posttest questions and observation sheets of teacher and student activities. Data analysis was carried out by independent sample t-test using SPSS 25 for Windows. The results of the independent sample t-test test for the pretest showed that the pretest in the two classes was not significantly different and it could be concluded that the two classes had the same initial ability. While the results of the independent t-test test for the posttest obtained a Sig. (2-tailed) of 0.034 which means that the significance value is <0,05. The conclusions on the results of this research are: 1) teacher activity is classified in the very good category, 2) student activity is classified in the very good category, and 3) student's cognitive learning outcomes in the experimental class have increased more than the control class.

Nurmila Auliya. 2023. The Relationship between Reading Skills and Indonesian Language Learning Outcomes for Class IV UPTD SPF SD Negeri 64 Medde, Soppeng Regency. Thesis. Elementary School Teacher Education Study Program, Faculty of Teacher Training and Education, University of Muhammadiyah Makassar. Supervisor I Sitti Aida Aziz and Advisor II Syahruddin.This study aims to determine the relationship between reading skills and learning outcomes for Indonesian language students in class IV UPTD SPF SD Negeri 64 Medde, Soppeng Regency. This type of research is a quantitative correlation research. The population of this study were all students of class IV UPTD SPF at SD Negeri 64 Medde, Soppeng Regency. The sample of this research is 19 people. Data analysis techniques were carried out using descriptive analysis techniques and correlation analysis between the independent variables and the dependent variable by utilizing SPSS version 23.The results of this study indicate that the correlation coefficient between reading skills and Indonesian learning outcomes is rxy = 0.947, this correlation is included in the very strong category and sig. shows the number 0.000 which shows that there is a significant difference between reading skills and Indonesian learning outcomes because p < 0.05 (0.000 < 0.05). Thus it can be concluded that there is a significant relationship between reading skills and the results of learning Indonesian for class IV UPTD SPF SD Negeri 64 Medde, Soppeng Regency.

The purpose of this research is to analyze the effect of exchange rate, deposit and bi rate on profitability with credit as a mediating variable. The population in this study is all monthly data from the exchange rate, BI rate, deposits, credit and profitability (ROA) of conventional commercial banks in Indonesia. The sampling method is purposive sampling with the criteria used being the closest (up to date) period by taking available data from January 2011 to December 2021. The results of hypothesis testing show that hypothesis 1 (H1) that the exchange rate has a negative effect on credit is not proven and cannot be interpreted. Hypothesis 2 (H2) that deposits have a positive effect on credit is proven and can be interpreted that an increase in the amount of deposits will increase the amount of credit. Hypothesis 3 (H3) that the BI rate has a negative effect on credit is proven and can be interpreted that an increase will reduce the amount of credit. Hypothesis 5 (H5) that the exchange rate has a negative effect on profitability is proven and can be interpreted that an increase in the exchange rate will reduce ROA. Hypothesis 6 (H6) that the BI rate has a negative effect on ROA is not proven and cannot be interpreted. The hypothesis (H7) that exchange rates have an effect on ROA with credit as a mediating variable is not proven. Because the results of the hypothesis testing are not significant, there is no mediating effect. The hypothesis (H8) that the BI rate has an effect on ROA with credit as a mediating variable is proven, resulting in a mediating effect and it can be interpreted that an increase in the BI rate will decrease ROA.

This study aims to find out and analyze the influence of organizational culture, leadership style, and self-confidence on the work commitment Employees of Department Education and Culture Padang City. This type of research is quantitative research. This study uses primary data obtained through distributing questionnaires to Employees of Department Education and Culture Padang City. The total population of this study was 117 people. Sampling in this study using total sampling technique. The number of samples in this study were 117 respondents. The data analysis technique used is multiple linear regression and t-statistic test. The research results show that, Organizational culture has a significant effect on the work commitment Employees of Department Education and Culture Padang City. Leadership style has a significant effect on the work commitment Employees of Department Education and Culture Padang City. Self-confidence variable has a significant effect on the work commitment Employees of Department Education and Culture Padang City. The work commitment is influenced by organizational culture, leadership style and self-confidence of 75.5%. While the remaining 24.5% is influenced by other factors not examined in this study, such as work environment, work motivation, work discipline, personality and so on.

ABSTRACT , The working relationship of employees and leaders can determine the level, benefits of the Work Environment and Employee Performance of the company they feel. Any positive work relationship can help create a healthy work environment and environment for employees. The purpose of this research is to find out how the work environment affects the work productivity of employees at the AMC Unit of PT. Angkasa Pura I Yogyakarta International Airport. This study used a quantitative method with data collection techniques through questionnaires and documentation which was carried out from 1 March to 31 March 2023. Respondents from this study were all employees of AMC PT. Angkasa Pura I Yogyakarta International Airport with a total of 15 people. testing the results of this research using IBM SPSS 23 Statistics For Windows. The results showed that variable X (Work Environment) on variable Y (Employee Performance) in the AMC Unit with a simple linear regression test showed a strong influence by obtaining a correlation coefficient of 0.576 and a large effect with a coefficient of determination test of 33.1%. Therefore, the work environment must be maintained or improved so that the performance of the AMC Unit personnel of PT. Angkasa Pura I at Yogyakarta International Airport maintains and improves its performance in the room and in the field.