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The rapid growth of technology and economic growth is the result of modernization. It is getting easier for people to carry out financial transactions by providing high-quality services as the level of competition between them increases. Banks will make money by providing banking services. Revenue is derived from service-based fees and product revenue. It is hoped that banking services will be able to increase the income of BRILink agents.

This study aims to determine whether the financial performance of the government of Ribang Village, Koting District, is economical, efficient and effective based on the concept of value for money. This study used a quantitative approach originating from the office of Ribang Village, Koting District. Analyzed using Microsoft Excel and value for money formula. The results of the research conducted concluded that the financial performance of Ribang Village, Koting District, from an economic perspective, in 2018 was quite economical and in 2019-2021 it was economical. efficiency category, (2) whereas in 2020 the index was not efficient, (3) the financial performance of Ribang Village, Koting District in terms of effectiveness in 2018-2021 was quite effective.

This research is motivated by the existence of financial problems in the younger generation, namely the influence of love of money and gender on personal financial management in generation Z in Mojokerto City. This study uses primary data obtained from distributing questionnaires distributed to respondents. In this study, a sampling technique was used, namely random sampling from a total of 14,857 population so that the number obtained from the calculation of the slovin formula was 99 respondents which were rounded up to 100 respondents. The analytical method to be used in this study uses multiple linear regression analysis using SPSS ver. 22 data needed to score the data, plan the tests that will be used to input data and analyze the answers to each hypothesis or research question. as well as, used to examine the relationship between love of money on financial management and gender on financial management in generation Z in Mojokerto City. The results of this study indicate that love of money partially has a significantly positive effect on personal financial management, gender partially has a significantly positive effect on personal financial management.

One of the major breakthroughs in waste management in Indonesia is the waste bank program. Through this program, it is formed in people's minds that waste is something that is useless and is simply thrown away, converted into something that also has value and price. Through the waste bank, people can save waste, which can then generate money within a certain period of time. Research using descriptive research methods with quantitative analysis. This study aims to find out how the impact of the waste bank program on the socio-economic community in Sememi Village, Benowo District, Surabaya City. Impact is defined as an influence that brings both positive and negative consequences. In this case the impact is aimed at the socio-economic life of the community at the Eka Jaya Garbage Bank, Sememi Village, Benowo District, Surabaya City. Based on the results of data analysis, it was concluded that there was a positive impact on the socio-economic life of the people in Sememi Village, Benowo District after the construction of the Garbage Bank. This is indicated by an increase in people's income, although it is small, it provides significant benefits for the community. Not only income has increased, but health and better social interaction among people, most importantly, a cleaner environment has also increased from time to time.

One of the major breakthroughs in waste management in Indonesia is the waste bank program. Through this program, it is formed in people's minds that waste is something that is useless and is simply thrown away, converted into something that also has value and price. Through the waste bank, people can save waste, which can then generate money within a certain period of time. This research uses descriptive research methods with quantitative analysis. This study aims to find out how the impact of the waste bank program on the socio-economic community in Sememi Village, Benowo District, Surabaya City. Impact is defined as an influence that brings both positive and negative consequences. Based on the results of data analysis, it was concluded that there was a positive impact on the socio-economic life of the people in Sememi Village, Benowo District after the construction of the Garbage Bank. This is indicated by an increase in people's income, although it is small, it provides significant benefits for the community. Not only income has increased, but health and better social interaction among people, most importantly, a cleaner environment has also increased from time to time.

This study aims to determine and analyze financial performance using the value for money method of the Sikka Regency Regional Financial and Asset Management Agency. This type of research is descriptive quantitative. The data used is secondary data. Data collection techniques using literature and documentation. The data analysis used is quantitative analysis using the value for money method based on three elements, namely economy, efficiency and effectiveness. The results of the study show that the financial performance of the Sikka Regency Regional Financial and Asset Management Agency for the 2019-2021 fiscal year, when viewed from an economic level, is categorized as economical because the economic ratio level is less than 100%. Judging from the level of efficiency, the 2019-2021 fiscal year is categorized as efficient because the efficiency ratio is less than 100%. In terms of the level of effectiveness for the 2019 and 2021 fiscal years, they are categorized as ineffective because the effectiveness ratio is less than 100% and 2020 is categorized as effective because the effectiveness ratio is more than 100%.

The existence of political parties plays a strategic role in the development of democracy and the nation is faced with a number of issues that create a negative impression on these organs, some of which include; first, the problem of involvement of political parties in various cases of corruption and money laundering crimes that have an impact on the fall of public image and trust in the organization; second, the problem of pro and contra accountability of political parties involved in cases of corruption and criminal acts of money laundering before the law; and third, the issue of imposing criminal sanctions on political parties as the subject of corporate offenses known in corruption and money laundering. This research belongs to the typology of juridical normative legal research with secondary data types in the form of primary, secondary and tertiary legal materials. The approach taken includes the comparison, conceptual, statutory, and philosophical approaches, and analyzed descriptively qualitatively through literature. The results of the study show that; first, the justification of political parties as corporations in criminal acts of corruption and criminal acts of money laundering can be seen in five basic perspectives, namely philosophical foundation, juridical basis, historical basis, sociological basis, and political foundation of criminal law; second, the ideal concept of political party punishment as a corporation is carried out with a reconceptualization of the subject of corporate delictions in the affirmation of two types of corporations, namely corporations in the form of private and special corporations or in the form of public with different provisions on punishment arrangements. The need for an amendment to some provisions of the Corruption Law and the TPPU Law related to corporations in accommodating the two types of corporations into a forum for the implementation of ideas, of course issuing a law that contains specific provisions regarding special corporate punishment can be the answer to a myriad of issues regarding criminalization

Urbanization has been rapidly increased to Makassar the cities, In the other hand, the job opportunities in the cited cities have not fully fitted those who urbanize, thus bring them to be homeless.This research is a kualitatif descriptive taking a sample of 100 out of 269 homeless in Makassar city with using non random (purposive sampling) technique. The research pointed out that there are some reasons of being homeless, namely internal and external factors. These factors could be partially and mutually influenced the homeless. Internal factors consist of (i) the low of education; (ii) personality. Meanwhile, the external factors are : (i) urbanitation; (ii) environment; (iii) geographys; and (iv) economy.The alternative solutions should be comprehensively paid attention to the two aspects (i) namely the village condition and (ii) destination cities conditions. It is principally that the solutions should be able to protect them leaving their village to look for job in the cities by opening job opportunities in the village itself. Meanwhile, the homeless in the cities should be handled by making them have no chance to gain money as homeless.

The purpose of this study is to analyze the consumer price index in Indonesia and identify the factors that contribute to changes in consumer prices. This research will involve statistical and econometric analysis to identify the relationship between the CPI and important variables such as money supply, interest rates, GDP, exchange rates, and other relevant factors. This research is a qualitative descriptive study with a literature study method through literature studies sourced from journals of previous research results, using time series data from 2003 to 2022 obtained from the Central Statistics Agency (BPS) and Bank Indonesia. The results of this study explained that the money supply, interest rates, gross domestic product and exchange rates have a close relationship with the consumer price index variable in Indonesia

Based on the results of a survey conducted by KKN-T MBKM Group 62 students, there were only 10 MSME actors in Sumurmati Village. With the "Sekolah Bina Cerah" program, the aim is to try to instill and develop entrepreneurial spirit in students at SDN Sumurmati I by providing knowledge to students at SDN Sumurmati I in the form of providing material on entrepreneurship, training in managing finances by saving, and providing skills training in making crafts that have selling points. The implementation of the "Sekolah Bina Cerah" program which was carried out at Sumurmati 1 Elementary School was carried out on the 11th, 17th and 25th of May 2023 which targeted students in grades 4 and 6. From this activity an output was obtained where students could understand what entrepreneurship is, how to manage the money they earn to make it even more useful, and practice directly how to make a craft that has a sale value.

Online Single Submission (OSS) is an application that functions to make business licenses or business legality online for both micro, medium and large scale businesses. As a form of empowering MSMEs in the Bareng Village, the authors carried out socialization activities regarding the importance of having a business legality or in this case a Business Identification Number (NIB) and also conducted a survey of every MSMEs actor in the Bareng Village. The purpose of this research is to make it easy for business owners to obtain capital assistance in the form of supporting or supporting tools, capital money, and business development funds. Apart from being used as a business identity, NIB ownership is what brings benefits to business owners. This study uses a qualitative method by surveying every MSMEs actor and also using a quantitative method. The results of this study explain that NIB can stimulate MSMEs products so that they have an identity to be recognized by the wider community so that they can prosper MSMEs actors and Become a Legal protector of business that are officil and recognized by the state throught the OSS or Online single submission.

In the perspective of Islamic economics, there are only 2 functions of money, namely money as a unit of value and money as a medium of exchange. There are 4 functions of money in a conventional economic system, namely money as a unit of account, money as a unit of exchange but in a conventional economic system, money does not only function as a valid medium of exchange but also as goods that can be traded or to make a profit, money as a storage unit. value, money as the standard unit of payment in the future. This study aims to find out how the perceptions of the Bukittinggi community regarding the function of money from an Islamic economic perspective. The type of research used is descriptive qualitative research. The research informant is the Muslim community of Bukittinggi City. Data collection is done by documentation, observation and interviews. The data analysis technique used is data reduction, data presentation, and drawing conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool for personal gain. This is contrary to the concept and function of money in Islam.

QRIS is a non-cash payment instrument in the form of a QR code developed by Bank Indonesia and the Indonesian Payment Association. With the existence of QRIS, Bank Indonesia hopes to facilitate public transactions and not be left behind by technology. As a Muslim community, especially in Pasar Atas, Bukittinggi, we must understand how the law uses QRIS. because everything we do must be based and not deviate from the teachings of Islam. The aim of this research is to find out how the effectiveness of using the Quick Response Code Indonesian Standard (QRIS) in buying and selling transactions at Pasar Atas Kota Bukittinggi is viewed from an Islamic economic perspective. This type of research is a qualitative descriptive method by collecting data through interviews with traders and buyers who shop at Pasar Atas Kota Bukittinggi. The results of this study indicate that QRIS users receive many benefits, such as facilitating transactions, not having difficulty finding small money, reducing the spread of counterfeit money, not reducing the value of money and there are still many benefits received by QRIS users. Therefore it can be said that QRIS is more effective.

This study uses a quantitative type approach to examine certain populations or samples. Data collection uses research instruments and data analysis is statistical in nature, with the aim of testing the hypotheses that have been set. In this study the population is tourists who have visited Lake Toba at least once. as. The samples in this study consisted of 140 samples. The results of the study show that the fairness of prices has a large influence on the trust and satisfaction of Lake Toba tourists. because at a reasonable price, visitors will feel they don't need a lot of money to visit Lake Toba. In addition, tourist facilities also have an influence on tourist satisfaction. That's because with the availability of facilities on Lake Toba, tourists will feel happy and comfortable. With the availability of facilities, tourists will feel that visiting Lake Toba will be more interesting and enjoyable. so it is concluded that the fairness of prices and tourist facilities greatly have an influence on the trust and satisfaction of Lake Toba tourists.

To maintain its status as an NGO-based social institution (non-governmental organization), quality management means that it is an important element of serving donors in general and mustahik in Empowered Village, especially as a result of which the process of collecting and disseminating synchronously using donor desires becomes effective. The management of Productive Zakat is carried out by the management and staff of the Indonesian Zakat house amil zakat institution. This research was conducted to thoroughly examine how Rumah Zakat Indonesia implements productive zakat management using the aim of improving the welfare of residents.  Management of services in terms of collection, collection of donor data, collection of mustahik data, and increasing the standard of amyl to the point of distribution of zakat money in sync with institutional events.  This study uses narrative qualitative methodology, using the author's primary research sense, meaning observation and interviews. As per the findings of the author's research,.  

Online Single Submission (OSS) is an application that functions to make business licenses or business legality online for both micro, medium and large scale businesses. As a form of empowering MSMEs in the Bareng Village, the authors carried out socialization activities regarding the importance of having a business legality or in this case a Business Identification Number (NIB) and also conducted a survey of every MSME actor in the Bareng Village. The purpose of this research is to make it easy for business owners to obtain capital assistance in the form of supporting or supporting tools, capital money, and business development funds. Apart from being used as a business identity, NIB ownership is what brings benefits to business owners. This study uses a qualitative method by surveying every MSME actor and also using a quantitative method. The results of this study explain that NIB can stimulate MSME products so that they have an identity to be recognized by the wider community so that they can prosper MSME actors.

This study aims to analyze the amount in circulation and interest rates on inflation in Indonesia. Based on the source, the type of data in this study is secondary data, because the data collected is data in the form of numbers or numbers. The data used is quantitative data from January 2016 to December 2021 with this research conducted in Indonesia. This research is a qualitative descriptive study with a literature method through literature studies supported by secondary data obtained from Bank Indonesia and the Indonesian Central Bureau of Statistics. The results of this study explain that the money supply and interest rates affect the high and low inflation that occurs in Indonesia.

The research aims to find out the history of development and monetary policy of the Central Bank of Indonesia in financial stability. This type of research is descriptive qualitative research with a literature study research method through literature study. The results of this study explain that the Central Bank is an institution that has an important role in the economy of a nation, especially in the fields of monetary, finance and banking. The purpose of the central bank as stated in the Indonesian Law No. 23 Year 1999 Chapter 3 Article 7 is to achieve and maintain rupiah stability. Another role of Bank Indonesia is in terms of channeling money, especially currency or paper and metal where Bank Indonesia has the sole right to distribute currency. Bank Indonesia has three pillars which are its three areas of duties: setting and implementing monetary policy, regulating and maintaining a smooth payment system, and regulating and supervising banking in Indonesia.

Credit in Article 11 of Law Number 10 of 1998 refers to the provision of money or the equivalent thereof in the form of a bill, based on the agreement and mutual understanding between the two parties, namely the Debtor and the Creditor, with the obligation for the Debtor to repay the debt and interest obligations that have been determined. Before credit is granted to the debtor, the creditor will conduct a field survey regarding the debtor's financial activities until all conditions are deemed fulfilled, in order to avoid default issues in the credit agreement between the two parties. There are many ways to resolve default cases, and in BPR Surasari Hutama, resolving default issues in Credit Agreement No. B.28613/2019 that occurred in March 2019 with the guarantee of ownership documents of a 2005 Hyundai Excel motor vehicle was done by providing a multipurpose credit loan of Rp 15,000,000. It can be said that the loan became delinquent because the debtor did not have good intentions to repay the debt, resulting in an outstanding balance of Rp 9,800,000, and fled with the object provided as collateral. This study aims to understand the resolution of default in Multipurpose Credit with Motor Vehicle Ownership Documents as collateral and to determine that the creditor does not immediately execute the object but rather issues verbal or written reminders, such as Collection Letters or Warning Letters, in accordance with Bank Indonesia Circular Letter No. 26/4/BPPP dated May 29, 1993, and adheres to OJK regulations and Bank Indonesia Regulation No. 7/2/PBI/2005 dated January 20, 2005 regarding Restructurable Banking Credit.

Referring to the modern lifestyle, to carry out a wedding, there are many needs that must be prepared, so it takes a lot of time and costs quite a lot. Many vendors provide party needs, but do not provide all needs in one area. So that the bride and groom need more time, energy and money to go to different places to meet all the needs of the party, the interior design of this Wedding House adopts a concept with the title "Personal White". This concept is based on the western cultural wedding concept which predominantly uses shades of white, where white symbolizes the purity of marriage. The character that appears in the interior design of this wedding house is elegant, graceful, clean, orderly and simple. With a combination of American style and character that emerges from each retail area, visitors can feel a different impression from other existing wedding services. This wedding house design includes retail areas such as consultation area, photography area, lighting area, bridal, salon, and accessories area.