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This study aims to determine and analyze the effect of non-performing loans (NPL), loan to deposit ratio (LDR), operational costs on operating income (BOPO) on financial performance at Islamic commercial banks for the period 2015 to 2020. The approach uses a quantitative approach with . The type of data used in this study is quantitative data sourced from secondary data. The data collection technique in this study used a documentation study. The data analysis used is multiple linear regression with the results of this study showing that the NPL of non-performing loans has an effect on the Financial Performance (ROA) of Islamic Commercial Banks in 2016 and 2020. The ratio of loans to deposits (LDR) has no effect on Financial Performance (ROA) in Islamic Commercial Banks in 2016 and 2020. Operational costs on operating income (BOPO) affect the Financial Performance (ROA) of Islamic Commercial Banks in 2016 and 2020. Simultaneously the influence of non-performing loans (NPL), loan to deposit ratio (LDR) ), operational costs on operating income (BOPO) affect the Financial Performance (ROA) of Islamic Commercial Banks in 2016 and 2020

Online media news is known for its lack of credibility in conveying information and its lack of prioritizing objectivity (accuracy, fairness , completeness) in pursuit of instantaneousness. There is quite a bit of news that puts Muslims in a corner, creating a negative image of the Islamic religion . This research aims to find out how the Radar Bogor media presents news content, as well as knowing the accuracy of news content about Islam on the Radar Bogor online media. This research uses the library research method or library study using Roland Barthes' Semiotics. The assessment categories in analyzing accuracy are in accordance with research conducted by the Press Council in reporting research on 28 newspapers in Java in 2004, including checking, writing errors, relevant news sources, title and content accuracy, photo and content accuracy. The results of the research show that in terms of checking and rechecking, suitability of photos and news content, relevant news sources, suitability of news titles and content, Radar Bogor accurately presents news about Islam. However, in news writing, the 5W 1 H element is complete, the sentences are connected to each other. In spelling, typos or typos were found in 6 news stories which did not reduce the original meaning.

This study aims to analyze the principal’s efforts in improving the quality of Islamic Religious Education (PAI) learning at SMP Hikmah Yapis Jayapura. PAI learning plays a significant role in shaping students’ faith, morals, and personality in accordance with Islamic teachings derived from the Qur'an and Hadith, as well as the exemplary conduct of the Prophet Muhammad SAW. In this context, the principal, as an educational leader, holds a strategic role in managing, guiding, and enhancing the performance of PAI teachers to ensure that the learning process is carried out effectively and contributes positively to students’ spiritual and character development.This research employs a qualitative approach with a descriptive design. The subjects of the study include the principal, PAI teachers, and students of SMP Hikmah Yapis Jayapura. Data were collected through observation, in-depth interviews, and documentation to obtain comprehensive and contextual information regarding the implementation of PAI learning. The data analysis process was conducted through data reduction, data presentation, and conclusion drawing. To ensure the validity and reliability of the findings, source and technique triangulation were applied.The results indicate that PAI learning at SMP Hikmah Yapis Jayapura is not only conducted in the classroom through the delivery of materials related to aqidah, morals, fiqh, and the Qur'an and Hadith, but is also strengthened through various religious programs integrated into the school culture. The principal’s efforts to improve learning quality include conducting regular academic supervision, involving teachers in professional development programs, providing work motivation, and consistently monitoring the learning process. Additionally, religious activities such as Qur'an memorization programs, daily Qur'an recitation before lessons, and routine dhikr and salawat activities support the internalization of Islamic values.Supporting factors include the principal’s active leadership and professional experience, while inhibiting factors consist of limited infrastructure, administrative burdens, and varying levels of teacher competence. Overall, these efforts have contributed positively to improving the quality of PAI learning and fostering students’ character development.

This research aims to examine Self-Submission as a Preventive of Radicalism in Realizing Cross-Cultural Harmonization. Tawakal is a work of the heart, spiritual work, a worship whose meaning is very difficult, but needs to be implemented in reality. Tawakal must be linked to the law of cause and effect, so that tawakal is no longer defined as being silent without any activity. Tawakal will encourage a person to have a sense of optimism and courage in facing all life's problems. All of these values ​​exist in the religions of Islam, Christianity (Protestant and Catholic), Hinduism and Buddhism. The equal value of surrendering oneself to God is manifested in worship activities both individually and in congregation. In all religions there is a value of servitude which includes the value of surrender.

 Islamic education at the Elementary School (SD) level significantly impacts the formation of character and morality in children. This research focuses on the role of the family in supporting Islamic education at the SD level, identifying parents' perceptions, the family's role in reinforcing Islamic values in children, and the challenges faced by families in supporting Islamic education in the modern era. The research method used is a qualitative-literature approach.. The conclusion of this research provides a profound understanding of the dynamics of the relationship between the family and Islamic education at the SD level. These findings can contribute to educators, parents, and policymakers in creating an educational environment that supports the holistic development of children, especially in understanding the vital role of the family in supporting Islamic education at the SD level.

The intelligence of students in the contemporary era is no longer traditionally measured from cognitive achievement alone. The development of research on children's intelligence states that the ability to multi-intelligence is currently needed in the era of Society 5.0. Because at this time one's intelligence is required to be able to balance the development of an increasingly fast era and changing situations that are uncertain. In Islamic education, human intelligence is based on divine values ​​contained in the Qur'an as the core principle of intelligence. Because the core of Islamic teachings is aimed at developing one's potential as well as leading to an optimal direction. This study is a library research, data is collected from various literatures, then the data is processed by synthesizing various relationships between existing data and analyzed by descriptive analysis. The results of the study indicate that in order to increase the intelligence of students in the 5.0 era, it is necessary to strengthen contemporary learning models that are relevant in Islamic education. This learning model increases critical-religious reasoning which becomes the capital for students not only to think rationally but also to strengthen the awareness of divinity.    

We found the phenomenon of human−primate conflict (HPC) in the Kalisalak Forest, Central Java, Indonesia. This location is also known locally as the research site of the Kalisalak Study Site or Kalisalak Grand Forest Park (KGFP) and is used for religious activities by local ethnicities. The research site is used for pilgrimages every Suro Month in the Islamic calendar. Based on the history adopted from the local people, the macaques already existed in the colonial period of the Dutch East Indies. We interviewed "caretakers", mentioning that there are about 75 to 100 long-tailed macaques, but an unusual phenomenon occurs in HPC. According to local people, this conflict is in the form of crop-raiding, expressing agonistic behaviour such as grimacing and chasing visitors. However, when we repeated observations for one month, there was no conflict between long-tailed macaques and humans. The recorded population is still one large group. Besides, to conserve long-tailed macaques and minimize the incidence of HPC, further research is needed to be related to the management of primates by considering the location of the grand forest park type as well as secondary forest types, with the main commodity of the community being forest products.

Bilal: A New Breed of Hero is the first feature-length animated film from the United Arab Emirates and a Barajoun Entertainment film to win the award for Best Inspiring Movie in the Animation category. Bilal bin Rabbah himself was one of the companions of the Prophet Muhammad. Even so, this film was made by not highlighting Islamic studies in depth so that it can be accepted by various groups, not only Muslims. This film tells the story of Bilal's struggle from childhood to old age to be able to free himself and other people from Umayyah slavery. Bilal struggles for freedom, truth and justice which is impossible for him because he has been a slave all his life without being able to put up a fight. This study aims to determine the characteristics of the main character in the film Bilal: A New Breed Of Hero, namely Bilal bin Rabbah who fights for human independence from other human possessions in the path of truth, namely the teachings of Islam, and fights for the rights that should be owned by every human being. man. By using descriptive qualitative research methods, the existing data were collected by watching and recording the main points of the film Bilal: A New Breed of Hero. The results of this study indicate that the characteristics possessed by Bilal Bin Rabbah are: (1)Courageous (2)Never give up (3)Have a high fighting spirit (4)Firm stance (5)Patience (6)Forgiving (7)Ready to face risk (8)Loves to Help (9)Hard Worker (10)Cares for the Surroundings.

In choosing the right learning model, a teacher must pay attention to students' abilities and choose a learning model that can motivate them to learn and develop their potential so they can overcome problems in life. Problem-Based Learning is considered a learning model that can help students maximize their potential and develop skills in solving problems in everyday life. This study aims to critically analyze the application of problem-based learning models in the field of study of Islamic Religious Education. Through a literature study approach, this study focuses on a critical analysis of the basic concepts, principles, and procedures for applying the Problem-Based Learning method in learning Islamic Religious Education. The results of the research show that in order to implement PBL in the learning process, teachers should follow the procedures or implementation stages. The procedure for implementing PBL is divided into several steps, namely: problem orientation, organizing students to study (in groups), investigation or data collection, developing and presenting work results, and finally; evaluation and reflection.

The method of writing the history of Ahlus Sunnah wal Jama'ah is to rely on syar'i sources and prioritize it from other sources, must be based on correct Islamic creed, understand the condition of historical objects and ensure their truth, topics about a nation must be based on fair and inshaf fact , use the science of jarh wat ta'dil in tying up several contradictory narrations, referring to the books of hadith, especially in the early events of Islam, being careful in quoting from the books of heretics and non-Muslim books, paying attention to the conditions at the time of the events, use Islamic terms.

The development of science and technology is increasingly encouraging reform efforts in the use of technological results in the teaching and learning process. One of the results of technology that can be used in the teaching and learning process is educational media. The educational media used must be adapted to the developments and demands of the times. The use of appropriate educational media in the teaching and learning process will facilitate the achievement of learning objectives. The purpose of this paper is to describe that educational media have been known and used in the Islamic education system since the beginning of Islam. The discussion method used is descriptive method. The results of this study are that at the beginning of the spread of Islam, teaching and learning activities were known, at that time educational media already existed and had been applied by the Prophet Muhammad SAW in teaching science and Islamic religious law to his friends. In addition, in the hadith there are several terms used to indicate the use of educational media in learning, such as pictures, pebbles, and fingers. The conclusion of this paper is that educational media will affect whether or not a learning information is complete and on target, as well as affect the final result of the learning process that is carried out. implemented.

Social media is an online medium, with its users being able to easily participate, share, and create content including blogs, social networks, wikis, forums and virtual worlds. Blogs, social networks and wikis are the most common forms of social media used by people around the world. The positive impact of social media is that it makes it easier for us to interact with many people, expand relationships, distance and time are no longer a problem, easier to express ourselves, information dissemination can take place quickly, costs are cheaper. While the negative impact of social media is to keep people who are close and vice versa, face-to-face interactions tend to decrease, making people addicted to the internet, causing conflicts, privacy problems, vulnerable to bad influences from others. The existence of social media has influenced social life in society. Changes in social relationships or as changes to the balance (equilibrium) of social relations and all forms of changes in social institutions in a society, which affect the social system, including values, attitudes and behavior patterns among groups in society. Positive social changes such as the ease of obtaining and conveying information, obtaining social and economic benefits. Meanwhile, social changes tend to be negative, such as the emergence of social groups in the name of religion, ethnicity and certain behavioral patterns that sometimes deviate from existing norms.

Tujuan dari penelitian ini adalah untuk mengetahui pemasaran digital hasil pendanaan di Lembaga Filantropi Islam (Studi Kasus Dompet Sosial Bali Madani). Penelitian ini menggunakan sistem SPSS 24 dengan pendekatan kuantitatif dengan  observasi, penyebaran kuesioner, dan  validasi data. Populasi  penelitian ini adalah Muzakki dan para donatur dari Lembaga Amil Zakat Dompet Sosial Madani Bali, dan saat ini sampel penelitian menggunakan metode Slobin sebanyak 66 orang. Dari hasil survei, kami menemukan hal berikut. Pemasaran digital memberikan dampak positif dan signifikan terhadap hasil pendanaan NIS di LAZ Dompet Sosial Madani Bali.  ZIS Funding Officer LAZ Dompet Sosial Madani Bali akan dengan baik dan tepat meningkatkan perolehan produk layanan baik offline maupun online sehingga nantinya Muzakki dan donatur dapat memahami tujuan penggalangan dana ZIS.

Bank Syariah merupakan salah satu bank umum yang  kegiatan operasional dan produk-produknya bebas dari bunga dan berlandaskan hukum syariah. Peningkatan jumlah Bank Umum Syariah yang diiringi dengan peningkatan jumlah kamtor cabang ternyata tidak diimbangi dengan peningkatan pengetahuan masyarakat terhadap bank syariah. Belum optimalnya penyerapan pangsa pasar Bank Syariah di negera yang mayoritasnya beragama Islam merupakan permasalahan yang dihadapi perbankan syariah. Rendahnya literasi perbankan syariah yang disebabkan kurangnya promosi dari perbankan syariah kepada masyarakat menjadi salah satu penyebab hal tersebut. Masyarakat Parit lalang mayoritas beragama Islam tetapi pengetahuan mereka tentang perbankan syariah pada masyarakat sangat rendah. Hal ini yang menjadi alasan pelaksanaan program peningkatan literasi produk bank syariah pada masyarakat Kelurahan Parit Lalang. Penelitian bertujuan untuk mengetahui peningkatan literasi produk bank syariah setelah program dilaksanakan. Hasil pelaksanaan program adalah adanya peningkatan pengetahuan masyarakat terkait produk bank syariah dan juga peningkatan minat masyarakat untuk bertransaksi di perbankan syariah.    

This study aims to analyze the Arrangement of Term Waqf according to Article 6 of Law Number 41 of 2004 concerning Waqf. The results of this study indicate that Islamic Law on the Application of the Term of Waqf according to Article 6 of Law Number 41 of 2004 concerning Waqf is something that is very helpful in distributing some assets in the form of movable and immovable assets to be used as benefit and with the existence of term waqf. time expands the space in distributing part of the assets with a period of time agreed upon by the wakif and the recipient.

This research was conducted to determine how big the relationship between the role of the family in providing Islamic education to children's abilities and to find out how big the ability of parents to provide basic Islamic education to their children. The method used in this research is to use quantitative methods using a correlation approach. We took samples from the parents of the students of the Al-Husna female dormitory. The results of this study state that there is a correlation between the ability of families to basic Islamic education in children. This is based on the calculation of r + 0.611 which is then consulted with the price of "r" tanel with N = 25 and a significance level of 1% = 0.505, thus 0.611> 0.505 , so it is accepted while H is rejected. And if interpreted on the correlation index "r" momentct product, then 0.611 is between 0.40-0.70, which means there is a moderate or moderate relationship between the family's ability to basic Islamic education in children.

Islamic education in general can be understood as an effort to increase students' faith, understanding, appreciation and practice of the religion of Islam so that they become Muslim individuals who believe and are pious and have noble character in personal, social, national and state life. This study aims to reveal the effect of Islamic Religious Education on the Attitudes of Single Parent Children: 1) Implementation of Islamic Religious Education. 2) Attitude of Single Parent Children. 3) The Effect of Islamic Religious Education on the Attitude of Single Parent Family Children This research is a field research with quantitative approach with correlation method. The data collection techniques used are: 1) Observation Method 2) interviews (interviews) 3) questionnaires (questionnaires) 4) documentation. Data analysis techniques include calculating the average value (mean), product moment correlation techniques, and drawing conclusions. Based on the research that has been done, it can be concluded that Islamic religious education has a good influence on the attitude of single parent children.

Taruna Alqolam Islamic Boarding School carries out community service by holding mural-making activities on the Islamic boarding school's walls to spread important messages to the surrounding community. The murals created by the students function as decoration and as a reminder of the importance of environmental cleanliness, local wisdom, and religious values. Through this service, the students also provide knowledge and skills to the surrounding community and strengthen ties between the Islamic boarding school and the local community. Discussion of the results of the service opens up space for in-depth reflection on the values ​​contained in the work of art and how these messages can permeate people's daily lives. Taruna Alqolam Islamic Boarding School has created an environment that promotes sound values, increases awareness of important issues, and inspires behavior under religious and moral teachings. Thus, this service benefits the surrounding community and provides valuable experience for the students in terms of contributing to society and strengthening the role of Islamic boarding schools in building a better and more sustainable society socially, environmentally, and spiritually.

Mental health is very influential in the teaching and learning process, therefore it is important to maintain mental health so that the learning process runs effectively, one way to heal mental disorders such as emotional wounds is to do self-healing. This study discusses the comparison of the implementation of self-healing in Islamic boarding school students and students in public formal schools. By using a comparative research method with a qualitative approach and the data obtained through filling out a questionnaire (questionnaire) and interviews of 5 students and 5 students of state junior high schools. The results of the study show that there are differences in the implementation of self-healing in junior high school students and students based on where they are, the conditions and situations they are experiencing, students use self-healing more by drawing closer to Allah and putting their trust in God, while junior high school students are more able to do self-healing. Self-healing that students cannot do, such as using a mobile phone, is due to the rules that exist in Islamic boarding schools.

Adanya inovasi atau perubahan dalam bidang kurikulum yang diterapkan dalam pendidikan institusi. Khususnya untuk kurikulum PAI, inovasi juga harus dilakukan dengan tujuan: mewujudkan lulusan yang cerdas dan berakhlak mulia. Implementasi perubahan yang dilakukan pada era globalisasi lebih bertumpu perubahan material yang sebenarnya bertentangan dengan ajaran agama Islam karena masyarakat revolusi 4.0 lebih diwakili oleh kapitalisme dan sosialisme dengan ketergantungan internet. Keagamaan adalah salah satu lembaga yang mewadahi tentang bagaimana pembentukan siswa dengan kepribadian islami yang memiliki ilmu teknologi dan kualitas yang mampu bersaing dalam globalisasi tanpa meninggalkan budaya daerah. Tujuan penulisan artikel ini adalah mendeskripsikan peluang inovasi kurikulum Pendidikan Agama Islam (PAI) di era globalisasi. Metode penelitian adalah studi literature dengan mengumpulkan data-data tertulis dari sumber referensi yang terkait. Hasil tulisan artikel ini memetakan inovasi dan literasi kurikulum PAI, dan tahapan penyusunan kurikulum PAI di era globalisasi.