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Islamic microfinance is a new strategy for economic development that is intended to help low-income people who have not been touched by financial goods and services (unbankable). Islamic microfinance can play an important role in community empowerment and poverty alleviation by facilitating access to financial goods and services. The importance of economics and microfinance to the Indonesian economy is undeniable. MSMEs, for example, are able to absorb more than 90% of the national workforce and contribute 60.34% of GDP. In this study, qualitative techniques using descriptive research were applied. The research data comes from interviews with related parties, including the Head of BMT UGT Sidogiri KCP Kediri. In this research, data analysis includes data reduction, data presentation, and conclusion drawing. Based on the findings of the study, BMT UGT Nusantara Kediri made a significant contribution to business growth in the City of Kediri.

Pendidikan adalah proses belajar dimana peserta didik aktif mengembangkan potensinya . UINFAS Bengkulu merupakan perguruan tinggi islam yang memiliki mahasiswa dari latar belakang yang bermacam-macam. Karakter yang Dimiliki mahasiswa nya pun beragam. faktor terbentuknya karakter mahasiswa adalah keluarga, masyarakat, teman sebaya dan lingkungan disekitarnya. UKM-KI UINFAS adalah sebuah Lembaga organisasi didalam lingkup lingkungan kampus yang bergerak dalam bidang kerohanian islam. Dengan adanya organisasi ini diharapkan dapat menerapkan nilai-nilai karakter Qur’ani dalam kehidupannya maupun lingkungan masyarakat. dengan adanya kegiatan yang ada di kampus dapat memberikan pengaruh terhadap mahasiswa dengan lingkungan sosialnya. tujuan dari penelitian ini untuk mengetahui implementasi kegiatan UKM-KI yang dapat membentuk karakter mahasiswa di UINFAS BENGKULU. Dalam penelitian ini, peneliti menggunakan metode kualitatif dan untuk mengumpulkan data, peneliti melakukan jenis penelitian library research yaitu mengumpulkan karya tulis ilmiah yang berhubungan dengan masalah yang dibahas. Adapun hasil penelitian mengenai implementasi karakter mahasiswa pada kegiatan UKM-KI. Dengan adanya implementasi yang dilakukan UKM-KI UINFAS Bengkulu yang melakukan kegiatan-kegiatan yang positif dan bermanfaat bagi mahasiswa dapat membentuk karakter mahasiswa menjadi lebih baik.

Zakat has developed as a significant source of state revenue used to help the poor, as well as to advance Islam, science, other fields of study, build infrastructure, and provide other forms of support. The role of zakat is in line with the economic conditions of the poor and of course they still need several types of assistance services, but they are still dealing with the right to access services in order to increase people's prosperity. This study aims to find out how the form of collecting zakat, the form of the role of the national amil zakat agency, and what factors influence the collection of zakat. This study uses a qualitative methodology. This method is explained to be able to understand what phenomena the research subject is experiencing, in this case includes actions, motivations, perceptions, behaviors and so on, through verbal and linguistic descriptions, in the unique environment experienced, and by applying various scientific techniques. The results of the study show that: (1) The forms of zakat collection include the establishment of zakat collection units, zakat reception counters, opening of bank accounts, consultations about zakat, zakat pick-up programs, infaq, and shadaqah, household donations, teacher donations. These aspects play an important role in increasing the success rate of zakat collection. (2) The role of the national amil zakat agency in Pinrang Regency includes outreach, the zakat utilization program, and the zakat distribution system. (3) The factors that influence the collection of agricultural zakat in Kaballangang Village are internal factors and external factors

This research leads to the Effect of the Ratio of Roa, Roe on Profit Building in Mining Companies Listed in the Jakarta Islamic Index for 2018-2022. The benefit of this research is to find out whether there is an effect of the Roa, Roe Ratio on Profit Growth in Mining Companies Registered in the Jakarta Islamic Index for 2018-2022. The analytical method used in this study is panel data regression. and processed data used in this study by utilizing Eviews 12 and Microsoft Excel 2010 software. The sampling method used was purposive sampling, namely by considering several criteria specified in this research. The research results show that Roa has an effect on profit growth and Roe has no effect on profit growth, while together (simultaneously) Roa and Roe have an effect on profit growth in mining sector companies in JII 2018-2022Keywords: net income, total assets and share price

The Al-amin Science And Industrial Park area is projected to become a center for field laboratories and workshops that accommodate all study programs at UNPAB. In addition, the Al-amin Science And Industrial Park area is also planned to be the location of Ecoedutourism (Ecoedutourism) based on agriculture and processing of agricultural products. Eco-education is expected to attract visitors to enjoy the location of the Al-amin Science And Industrial Park Area with attractions based on field activities from study programs at UNPAB such as horticultural gardens, nurseries, animal husbandry, waste management for the use of renewable energy to processing packaging of garden and livestock products. The construction of the Al-amin Science And Industrial Park Area Mosque is expected to become a center of Islamic activities consisting of worship activities, mu'amalah and da'wah education, as well as Islamic information centers, not only for the Al-amin Science And Industrial Park area but also for the surrounding community and visitors to the area.

Mukhabarah is a form of cooperation in agriculture, which is a form of cooperation between sharecroppers and landowners, where the land owner gives his land to the manager or sharecropper to be managed or planted and maintained based on an agreement (contract) in exchange for a certain part (percentage) of the land. yields. Mukhabarah also occurred in Bulisu Village, Pinrang Regency, where the community was more familiar with the term profit sharing. The profit-sharing collaboration that takes place in Bulisu Village, Pinrang Regency is generally a contract only orally based on trust without presenting witnesses, and the contract period is not clearly defined. The purpose of this research is to find out what the profit sharing system in Bulisu Village looks like and whether it is in accordance with the profit sharing system (mukhabarah). This study uses qualitative research with a perspective approach to data collection through observation, interviews, and documentation. The results of the study indicate that the cooperation system that occurs is a profit-sharing system. The implementation of the profit-sharing system in Bulisu Village is a mukhabarah contract in Islamic economics, but there are some things that are not quite right, namely the contract period that is not clearly defined, so that the practice is not fully in accordance with the Islamic concept. determined

This research was conducted to find out whether the new Sengki village government was economical, and to develop community economic empowerment infrastructure. This research method uses a qualitative method which originates from the Sengkatan Baru village office, sub-district. Mersam District. Batanghari. The results of the research conducted by the researchers concluded: 1. The planning stage of Village Fund Allocation in the village of Rambahan is in accordance with what was planned by the village government and in accordance with the needs of the community to improve the standard of living of the community. However, the lack of participation of the Sengkuti Baru village community in the deliberations on the Determination of the Use of the Village Fund Budget resulted in several parties having different opinions. 2. The implementation of the Village Fund Allocation (ADD) for the empowerment of rural communities is appropriate from an Islamic economic viewpoint, because it has applied the ta'awun principle and the shura principle quite well according to the Islamic perspective. 3. The use of the village fund budget in Seangkati Baru Village, Mersam District, can be seen from the success of the financial performance of village funds in Rambahan Village for 2019-2021 in the like category, based on the category and proportion of each statistical statement, the average is in the good category and the percentage above 60% until it reaches below 80% success.

The use of information and communication technology (ICT) in education has become an important topic in optimizing human resources in schools. This article aims to provide an overview of the benefits and challenges of utilizing ICT in education, and how ICT can improve the quality of human resources in schools. The research method used in this article is a literature review conducted by studying references related to the use of ICT in education. The results and discussion show that the use of ICT in education can provide significant benefits, such as facilitating teachers in presenting teaching materials, providing access to more diverse information and learning materials, and improving interactions between teachers and students. However, there are challenges and barriers in utilizing ICT, such as accessibility problems to ICT infrastructure and difficulties in operating ICT devices. Therefore, efforts are needed to improve the accessibility and infrastructure of ICT in schools, as well as providing training and developing the competencies of teachers and students in operating ICT devices. In conclusion, this article presents useful information for the development of education in Indonesia, especially in terms of the utilization of ICT as a means to improve the quality of human resources in schools. With appropriate efforts, the use of ICT in education can provide more optimal and sustainable benefits for the improvement of human resources in schools.

The banking capital structure by manage appropriately for smooth operations. This study purposes to: analyze the effect of Profitability, Growth Bank, Bank size on the capital structure of Sharia banks in Indonesia. Assess the size effect of Profitability, Bank size, Growth Bank on the capital structure of Sharia banks in Indonesia. The research method used descriptive and verification. Data is obtain from the published Sharia Bank annual financial statement.Sample of this study is 33 Sharia Banks in Indonesia. Data analysis techniques used panel using the program Eviews 9 fixed effect models. The results showed the profitability and Bank Size are negative effect on the structure of Sharia Bank Capital in Indonesia. Growth Bank have no effect on the structure of Islāmic Bank Capital in Indonesia

Penelitian ini bermaksud untuk mengetahui epistemologi pemikiran Islam menurut Abid Al-Jabiri. Hal ini dikarenakan pola berfikir yang ada di dunia Islam tidak melihat dari berbagai aspek perkembangan di bagian Barat atau Eropa. Sehingga memunculkan suatu anggapan apabila seseorang mengemukakan pemikiran atau gagasan yang berpatokan dengan filsafat. Penelitian ini termasuk penelitian kualitatif yaitu penelitian kepustakaan (library research) yakni mengumpulkan data-data daninformasi dengan barbagai macam materi yang terdapat dalam kepustakaan. Hasil penelitian ini menunjukkan bahwa epistemologi pemikiran Islam menurut Muhammad Abid Al-Jabiri bertujuan untuk memperoleh pengetahuan sekaligus memproduksi pengetahuan dengan metode bayani, irfani dan burhani. Al-Jabiri memulai dengan mendefinisikan turats (tadisi).    

This Community Service aims to increase knowledge and skills in planning, compiling and managing Islamic finance for students of MAN 2 Karanganyar. The students of MAN 2 Karangayar are Generation Z who play a role in this nation. The problem faced by partners is the first, limited knowledge of sharia-based financial planning. Second, the lack of skills and ability to prepare budgets for sharia-based financial management. The solutions to these problems include: first, training to increase knowledge about sharia financial planning. Second, training in preparing an ideal budget. It is hoped that with this solution, MAN 2 Karanganyar students will be able to plan and budget for Islamic financial management so that they do not have a lifestyle with the desire to follow a trend that is currently rife or developing which can lead to hedonism and other detrimental traits. The output of this activity is increasing knowledge and increasing skills in preparing personal budgets for sharia financial management by partners.

Harun Nasution lahir pada 19 September 1919 di Pematang Siantar, Sumatera Utara dan meninggal pada 19 September 1998 di Jakarta. Semasa hidupnya, Harun mengikuti beberapa tingkat pengetahuan, maupun didalam ataupun di luar negeri, antara lain Hollandsh Indlandsche School (HIS)., pendidikan Belanda., Modern Islamic Kweek school (MIK), Padang, Sumatera Barat, juga belajar di Mekkah serta di Universitas Al-Azhar pada tahun 1939, selanjutnya di McGill Institute of Islamic Studies, Monteral, Kanada. Kedua, upaya Harun Nasution untuk mengembangkan Islam di Indonesia adalah: Cara fikir Islam membuat bermacam karya ilmiah berupa buku di bidang Pengetahuan Islam, sebagai dosen di beberapa perguruan tinggi di dalam dan luar negeri, beliau kadang pernah menjadi Direktur IAIN Syarif Hidayatullah pada tahun 1973. Ketiga, Pengaruh Pemikiran Islam dalam Sosio Islam - Organisasi Keagamaan di Indonesia oleh Harun Nasution. Dalam hal ini Nahdatul Ulama menemukan pengaruh pemikiran Harun Nasution dalam organisasi, walaupun di bidang pendidikan maupun dalam pemikiran Islam.

Artikel ini merupakan riset lapangan yang mensintesis ekologi spiritual kemudian merepresentasikan optimasi pendidikan Islam melalui pohon beringin depan kampus Universitas Sains Al-Qur’an. Tulisan ini merupakan temuan riset lapangan dengan setting fenomenologi, hasil riset menunjukkan: bahwa pohon beringin depan kampus merupakan jenis ficus benjamina yang sering dimanfaatkan oleh dosen maupun mahasiswa sebagai tempat berteduh dari teriknya matahari ataupun dari hujan gerimis. Ia hidup sebagai bagian dari mahkluk Tuhan yang perlu direfleksi dalam bingkai keharmonisan alam. Kata kunci pendidikan adalah keberlangsungan, dan pendidikan Islam telah memberi pedoman, dimana Nabi Sulaiman telah meneledankan bagaimana membangun harmonisasi alam, demikian pula Rasulullah Saw, maka sudah seharusnya kita menjaga alam disekitar sehingga terjagalah ekosistem demi keberlangsungan generasi berikutnya. Implikasi penelitian terhadap kesadaran menjaga lingkungan ekologis kampus.

The problems that exist at Khairul Imam IT Junior High School can be seen from the behaviour or attitude of its personnel, including teachers who are unable to do work based on the tasks and responsibilities that have been assigned. This tendency can be seen from the teachers' preference to accumulate or collect work. This research is conducted with inferential principles where the relationship between various variables tests hypotheses and makes generalisations.  The population in this study were all teachers of SMPIT Khairul Imam, totalling 45 people. To determine the performance of SMPIT Khairul Imam teachers, the sampling procedure in this study used the saturated sampling method, namely the entire population (all teachers) who were used as respondents. This research data has 2 variables, namely the dependent variable is the performance of teachers (Y) and as an independent variable is the leadership style of superiors (X). In this study, it was found that the leaders at this research location have been able to carry out their functions well in directing, guiding, motivating, and supervising teachers to carry out their duties.  All of that takes place because there has been interaction, communication and cooperation in the school environment. If the teacher has a good impression of the leader then the teacher will carry out the tasks that have been set with full seriousness and responsibility. So in this study it was concluded that the leadership style has an influence on the performance of Khairul Imam IT Junior High School teachers..    

This study discusses the fulfillment of the rights and obligations of husbands and wives during the period of syiqoq from the perspective of Islamic law. Syiqoq, which refers to deep conflicts between husband and wife, poses a significant challenge in married life. The purpose of this research is to analyze how Islamic law regulates the fulfillment of rights and obligations during conflict and to offer solutions for its resolution. This study employs a qualitative descriptive approach using literature review methods, analyzing fiqh literature, fatwas from Islamic scholars, and other primary and secondary sources. The findings indicate that despite ongoing disputes, fundamental rights such as maintenance, protection, and housing must still be provided, and obligations like communication and consultation are essential for resolving conflicts. The role of hakam as a third party mediator is also identified as an effective mechanism for resolving syiqoq. The implications of this study provide practical guidance for couples and Islamic legal institutions in addressing marital conflicts fairly and in accordance with Islamic principles while strengthening the understanding of family law dynamics in a modern context.

Penelitian dan analisi ini bertujuan untuk memperoleh sebuah bukti empiris mengenai pengaruh dari, rasio lancar (current ratio) dan rasio cepat (quick ratio) terhadap harga saham. Penelitian ini menggunakan data sekunder yang bersifat kuantitatif. Teknik yang digunakan dalam penelitian ini adalah teknik sampling, Teknik sampling yang diguunakan adalah tenik sampling jenuh, metode analisis yang digunakan yaitu analisis regresi liinier berganda dengan menggunakan aplikasi SPSS versi 25. Sampel yang digunakan dalam penelitian ini yaitu seluruh populasi yaitu, laporan keuangan PT Aneka Tambang Tbk periode 2015-2022 per triwulan, secara keseluruhan jumlah sampel selama 8 tahun terakhir sebanyak 31 sampel. Hasil penelitian dengan menggunakan pengujian hipotesis menggunakan uji T menunjukkan bahwa Rasio lancar (current ratio) berpengaruh signifikan terhadap harga saham Syariah dan Rasio cepat (quick ratio) tidak berpengaruh signifikan terhadap harga saham Syariah pada PT Aneka Tambang Tbk yang terdaftar di Jakarta Islamic Index Periode 2015-2022.

One of the basic needs of every human being is to find happiness and be able to express it. One alternative that is often used by individuals in expressing happiness is social media. Happiness is also basically relative, depending on which perspective the expression of happiness is valued. This paper will search to describe various expressions of individual happiness on social media. The general concept of happiness from the perspective of the study of moral philosophy, in this case, hedonism and eudaimonism, is used in this paper as an analytical knife for this phenomenon. In addition, as a comparison, Islamic values are also presented in this theme. This type of study is library research with the main data sources being national journals, books, and other reading materials. The results of this study found that expressions of happiness on social media are quite diverse including shared reality, self-portraits (selfies), obtaining rewards, exploring and obtaining various entertainment from social media, and charity activities. Besides that, there are also expressions of happiness that are capable of harming others, including bullying and sharing hoaxes. These various activities have positive and negative positions from the point of view of moral philosophy and then the concept of Islam was born to complement and give birth to signs of obtaining happiness on social media.

Pembangunan pedesaan yang dikerjakan haruslah sinkron dengan masalah yang dihadapi, serta partisipasi masyarakatnya dengan menggunakan sumber daya yang di perlukan untuk merancang dan membangun perekonomian yang dimiliki, serta memanfaatkan potensi ekonomi yang ada sehingga bisa lebih meningkatkan kesejahteraan masyarakat. Fenomena yang ada pada desa jatimulyo kecamatan dendang kabupaten tanjung jabung timur yaitu masih banyak program kerja desa yang masih belum terealisasi. Sama sepeti dengan Desa – desa yang lain, Proses Pengelolaan Dana Desa pada Kantor Desa Jati Mulyo terdiri dari 3 Tahap Yaitu Perencanaan, Pelaksanaan dan Pelaporan/Pertanggungjawaban. Program desa yang masih belum terealisasi sebagaimana yang telah dijelaskan diatas, dikarenakan proses pegelolaan manajemen dana desa yang belum maksimal sehingga berdampak dalam proses perencanaan pembangunan desa. Manajemen Pengelolaan Dana Desa dari tahun 2018-2021 sudah menunjukan beberpa  peningkatan di banding dengan tahun sebelumnya akan tetapi masih saja ada program yang belum terealisai. Hal ini dibuktikan masih ada program pembangunan yang belum di laksanakan. Dalam proses pengelolaan Dana Desa pada kantor Desa Jati Mulyo terdir dari tiga tahap yaitu perencanaan, pelaksanaan dan pelaporan/pertanggungjawaban. Tidak terealisasi nya program tersebut dikarenakan proses pengelolaan manajemen dana desa yang belum maksimal. Desa Jati Mulyo belum mencapai indicator diantaranya belum cukup baik akses masyarakat dalam kegiatan ekonomi, akses yang dimaksud ini adalah perkerasan jalan yang belum maksimal sehingga masyarakat masih kesulitan dalam mengeluarkan hasil bertani. Dalam tinjaun manajemen syariah terhadap pengelolaan Dana Desa sendiri bahwasannya pelaksanaan Dana Desa masih belum cukup memenuhi standar nilai-nilai dasar ekonomi islam, disini manajemen pengelolaan Dana Desa masih mengarah ke konvensional. Akan tetapi kalau dilihat dari sifat dari nilai syariah yang rabbani dimana pengawasan internal yang dilakukan dari hati nurani yang bergerak untuk menunjukkan ataupun mewujudkan sesuai tujuan, sudah dilakukan olehaparatur dan masyarakat dalam hal mengawasi pengelolaan Dana Desa baik secara langsung ataupun tidak langsung.

Penelitian ini membahas persoalan terkait asal mula pemberian gelar Lalu dan Baiq di kalangan masyarakat sasak Lombok dengan fokus pembahasan yaitu mengetahui sejarah pemberian gelar lalu dan baiq, kesenjangan kasta sosial antara kaum bangsawan dan kaum jajar karang suku sasak, dan problematika tradisi perkawinan di suku sasak. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Subjek penelitian ditentukan secara purposif dengan mengambil informan yang berasal dari tokoh adat, budayawan, dan sejarawan yang menguasai betul bidang yang diteliti. Sementara, pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi. Keseluruhan hasil penelitian kemudian dibahas lebih lanjut pada pembahasan.

From the standpoint of Islamic Economic Law, this article seeks to describe and examine the syndicated financing of Islamic Banks in Indonesia. With the kind of library research used to examine the formulation of the problem in this study, a qualitative research methodology was used to conduct this study. The findings of this study suggest that a hybrid contract or multi-contract approach can be used to implement Islamic banking product innovation. Sharia syndicated finance products exist in banking as a result of the requirement for huge quantities of funding, which means that Islamic banks must work with other banks since they will not be able to support it alone. In accordance with the Fatwa DSN No: 91/DSN-MUI/IV/2014, syndicate financing is permitted. Musyarakah Mutanaqishah contracts are typically used for syndicated financing in Islamic banks. The Sharia Banking Law, KHES, Fatwa DSN, and other relevant rules have both been accommodated by syndicated financing in Islamic banks. The Sharia Supervisory Board will continue to oversee the implementation of syndicated financing products at Indonesian Islamic Banks so that it is, in theory, consistent with Sharia Economic Law and no restrictions are broken.