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Hadi Karyono

Jurnal Suara Pengabdian 45 2023 LPPM Universitas 17 Agustus 1945 Semarang

Pemilihan Umum merupakan sarana demokrasi guna mewujudkan sistem pemerintahan negara yang berkedaulatan rakyat. Pemerintah negara yang dibentuk melalui Pemilihan Umum itu adalah yang berasal dari rakyat, dijalankan sesuai dengan kehendak rakyat dan diabdikan untuk kesejahteraan rakyat. Pemerintahan yang berkedaulatann rakyat adalah menempatkan rakyat sebagai orang yang menentukan siapa yang akan diberikan mandat memegang pemerintahan, untuk diberi mandat sebagai pemimpin negarawan. Namun kenyataan dimasyarakat banyak juga yang tidak memahami arti pentingnya pemilihan umum dan mencari pemimpin negarawan dalam setiap kali pesta demokrasi diadakan. Penyuluhan hukum tentang pemilu ini dengan tujuan untuk meningkatkan kesadaran pentingnya partisisipasi dalam pemilu dalam upaya memcari pemimpin negarawan. Penyuluhan hukum ini dilkaksanakan di desa Girirejo, Kecamatan Ngablak, Kabupaten magelang. Hasil penyuluhan telah membangkitkan semangat masyarakat desa Girirejo, hal ini dibuktikan terjadinya dialog antara warga dengan penyuluh tentang berbagai problema dalam pemilihan umum dari masalah money politik, pelanggaran hukum pemilu sampai bagaimana memahami ciri-ciri pemmpin yang negarawan dan bagaimana seharusnya kita sebagai warga negara harus bersikap.

Natasya Choirin Nur Fildzah; Sukma Dwi Melida; Eva Dwi Kurniawan

Jurnal Ekonomi dan Keuangan 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Poverty can be a big problem for the country. By not having property, human life becomes completely limited. The lack of shelter, food and clothing facilities means they cannot meet their living needs as they should. Poverty is the main problem in the novel Keep The Aspidistra Flying where the main character suffers from poverty since birth. In the story, even though Gordon Comstock, the main character in this novel, was born into a poor family, he really hates money and state capitalism. He prefers to live independently with simplicity and persistence. This novel research uses the Hermeneutics method. Hermeneutics is a method that regulates methods of interpretation, namely the interpretation of texts and other signs that can be considered texts. This problem of poverty must be resolved immediately, otherwise many bad impacts will arise, one of which is long-term poverty.  

Tri Wahyudi Ramdhan; Moh Holil Baitaputra; Bahrul Ulum; Mufaizin Mufaizin

FUNDAMENTUM : Jurnal Pengabdian Multidisiplin 2023 Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

In addition to being a means of enhancing and developing self-quality, community development aims to increase the independence of both individuals and groups. It is strongly anticipated that community organizations will exist and oversee the accomplishment of institutional goals; nevertheless, their human resources must possess the flexibility to quickly seize any presented chances. In order to achieve strategic and sustainable goals where the principle of benefit will return to the community/ummah, waqf serves as a middleman for those who have more money to donate to community projects. This is in addition to the fact that waqf charity is itself a religious command.So the purpose of this service is to provide training and assistance on how to manage waqf money and waqf assets properly and productively according to the muwakif's objectives. This waqf collection and management assistance is carried out using the counselling method through several stages, including, 1) Activity programme planning; 2) Implementation of the activity plan 3) Implementation of activity evaluation and reporting. The goal of this help is to manage waqf funds efficiently and effectively while also accelerating the rise of waqf earnings. Senior students, Pesantren administration, and Baitul Wakaf Hidayatullah Gresik management participated in this exercise..

Ahmad Jainuri; Lucky Nugroho; Yosi Mardoni

Jurnal Riset dan Publikasi Ilmu Ekonomi 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The aim of this research is to find out how many santri students have online loans, the purpose of santri students making online loans and find out how santri students pay off these online loans. This research method uses a descriptive qualitative method by conducting surveys and in-depth interviews with Islamic boarding school students who have online loans. Furthermore, the descriptive qualitative method aims to answer the problem formulation in this research. The results of this research are (i) the majority of santri students have online loan facilities, (ii) all santri students use online loans for consumptive purposes, (iii) the source of installment payments for online loan payments comes from the santri students' pocket money. The implication of this research is to provide information and references to stakeholders regarding the reach of online loans which have spread among Islamic boarding schools. The novelty of this research is related to the research object, namely online loans among Islamic boarding schools.

Andy Satria; Taufik Ahmad; Andreas Natanael Pangaribuan; Jerry Alviansyah

Jurnal Sipil Terapan 2023 Fakultas Teknik Universitas Cenderawasih

Presentation in architecture has developed over time. From initially using hand drawings, he then switched to using visuals created by computers. The more technology develops, the more interesting the presentations produced. The results of the presentation also become more realistic so that they are closer to the original design object. Technological developments are increasingly advanced and the use of Virtual Reality technology is widely used in almost all fields, including in the field of architecture. In Architecture, the use of Virtual Reality as a presentation tool has been widely used. However, the method used requires quite a large amount of money and is still too complicated to apply. However, currently Virtual Reality can be done simply and can be applied generally and by architectural practitioners.

Zaky Raihan; Karim Karim; Novita Rahmasari; Darul Arqom; Fitri Raya

Jurnal Riset dan Publikasi Ilmu Ekonomi 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The definition of price is the value of goods which is determined or expressed in terms of money or the amount of money or other equivalent means of exchange, which must be paid for goods or services, at a certain time and in a certain market. The price level attached to the product describes the quality of the product. Meanwhile, price discrimination is a term used in international trade, referred to as a trade practice carried out by exporters by selling every commodity on the international market at a price that is less than the appropriate value or can be said to be lower than the price of the goods in their own country, which is considered unfair because can damage the market and harm competing producers in the importing country. Among the activities of entrepreneurs that usually do not favor competition is price discrimination. This situation describes a situation where sellers provide different prices for their products with the same quality and quantity to two or more sellers, or provide unequal prices to buyers or consumers in the form of inappropriate inventory, or take action by setting a pricing strategy. to gain advantages for more profitable consumers.

Muhammad Rifki; Moh. Amin Tohari

Journal Innovation in Education (INOVED) 2023 STIKes Ibnu Sina Ajibarang

Teenagers whose daily lives are altered by excessive gadget use may face a variety of health and social issues as a result of their overindulgence in technology. The purpose of this study is to ascertain how teenage social function development is impacted by gadget use. This study employs descriptive approaches in a qualitative manner. Data were gathered by documenting, interviewing, and observation. Purposive sampling is the method used in this study to select informants. Additionally, this study triangulates its data in order to verify the information derived from the field findings.The study's findings show what adolescents go through in terms of social functions, including developing new, more mature relationships with both male and female peers, achieving male and female social roles, accepting and making use of their physical condition, seeking emotional independence from parents and other adults, achieving guaranteed economic freedom, making career and family-planning decisions, and developing intellectual concepts and skills that are critical for civic competence. Additionally, informants reported negative effects, such as excessive use of gadgets that waste money on everyday necessities and negatively impact teenage behavior.

Acok Tang; Efni Anita; Nurlia Fusfita

Maslahah : Jurnal Manajemen dan Ekonomi Syariah 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

There are two issues studied in this thesis, namely (1) How is the Pawn Practice of the Community in Sungai Sayang Village, Sadu Subdistrict, (2) How is the Islamic Economics review of pawning in the Sungai Sayang Village Community, Sadu Subdistrict. The purpose of this study is to find out how the community pawning practice in Sungai Sayang Village, Sadu Subdistrict and to find out how the Islamic economic review of pawning in Sungai Sayang Village community, Sadu Subdistrict. To reveal these problems in depth and comprehensively, the researchers used a qualitative approach by collecting data using observations, interviews, and documentation. The data analysis technique used is field analysis using the interactive model of Miles and Huberman including data reduction, data display, and data verification. From the results of the study, it can be concluded that the practice of community pawning in Sungai Sayang Village, Sadu Subdistrict is that the pawner (rahin) delivers the pledged collateral (marhun) to the pawnee (murtahin) after the pawnbroker receives the money (debt) from the pawn recipient, (rahin) the pawner. The pawn requires that the object being pawned during the period of pawning is the result of the payment of the debt of the pawner to the recipient of the pawn, while the Islamic economic perspective is in the practice of pawning in Sungai Sayang Village, Sadu Subdistrict, namely, in terms of the contract, aqid (the giver and recipient of the pawn), marhun (goods). pawn), marhun bih (debt), there are pawn contracts that are in accordance with Islamic economics, from the aspect of the pillars the conditions are fulfilled, some have not or some are not in accordance with Islamic economics because they contain elements of usury.

Vivi Oktari; Aloysius Dimas

Jurnal Pelayanan Hubungan Masyarakat 2023 International Forum of Researchers and Lecturers

Currency is a symbol of a country's sovereignty, the Rupiah is currency as well as a legal means of payment for use in economic transactions in Indonesia. Learning to understand the difference between fake and real money and implementing how severe punishments for dealers and users of counterfeit money are carried out effectively will provide a positive change in the future for students. This socialization regarding disclosing the secret of the difference between real and fake money and preventing fake money fraud was highly appreciated regarding this socialization, especially teachers and students, but many students were still confused about differentiating between real and fake money. So that female students do not get caught up in fraud and the distribution of counterfeit money, this socialization hopes that female students from early ages to adults can avoid and be able to distinguish between real and fake money, understand the characteristics of the authenticity of money, and know the penalties related to the laws that apply to its use. and distribution of counterfeit money. The methods for implementing activities in this socialization are lecture, interview, discussion and evaluation methods. The results of the training are an increase in understanding of real money vs fake money, understanding the characteristics, increasing insight regarding applicable legal regulations and being able to use this knowledge better in the present and future.

Saprianto Saprianto; Agustina Mutia; Ahmad Syahrizal

Jurnal Kajian dan Penalaran Ilmu Manajemen 2023 CV. Aksara Global Akademia

The purpose of this study was to determine the role of BMT Al-Islah Jambi City in empowering the MSME economy, the obstacles faced by BMT Al-Ishlah Jambi City in carrying out its role in empowering the MSME economy and the efforts made by BMT Al-Ishlah Jambi City in dealing with these obstacles. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were the BMT and its customers. The number of subjects in this study were 10 people. The results of the study show that BMT Al-Ishlah plays a role in developing an entrepreneurial spirit for its customers. Factors that become obstacles faced are limited capital so that BMT has not been able to provide large-scale financing, lack of human resources, and financial literacy of MSMEs is still lacking because customers are only limited to recording business financial receipts and expenditures without supporting document storage. The solution provided by BMT is that we hold group meetings and continue sharing about the constraints of their business. And every week teaches making financial reports so that customers understand where money is coming in and out.

Bachrul Ulum; Silvi Ivana Ramadhani

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The form of cooperation in muamalah is the leasing activity that is common in society. This transaction is basically permitted in Islam if it fulfills the pillars and conditions because not everyone is able to meet their needs without the help of others. but whether the lease is legal or still violates sharia economic law. Because many people or communities do everything possible to get money without thinking it is legal or not. The purpose of the research is to find out the review of sharia economic law on the practice of leasing rice fields with a rendeman system in the western potok hamlet of Sukowono village, Sukowono sub-district, Jember district. The research method used is descriptive qualitative research using primary and secondary data sources and data collection methods with observation, interviews and documentation. While the data analysis used is descriptive analysis, to test the validity of the data and researchers use source triagulation. From the results of this study, the lease agreement with the rice field rendeman system in Sukowono village from the perspective of Islamic economic law is not justified because it violates the pillars of Ijarah, namely Muta'aqidain which can be called mu'jir and musta'jir, namely the person who has the benefit of the Ijarah. This means that there are two actors renting rice fields based on Islamic law, there is no second party (third tenant / musta'jir shani) in the pillars of ijarah.    

Rika Wulandari; Sabirin Iskandar; Fausiah Fausiah

Jurnal Manuhara : Pusat Penelitian Ilmu Manajemen dan Bisnis 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study aims to determine the performance of the Makassar City Tourism Office in 2020-2022 in terms of economic, efficiency and effectiveness elements. This research is a descriptive research study with the object under study is data on the realization of financial achievements contained in the Financial Report and Performance Report (LAKIN) of the Makassar City Tourism Office in 2020-2022. The data analysis technique used is quantitative descriptive analysis on economic, efficiency, and effectiveness measurements. Based on the results of the study, it shows that the performance of the Makassar City Tourism Office in terms of Economic, Efficiency and Effectiveness elements has almost met the requirements of Value for Money where each element almost reaches the maximum ratio value which is accompanied by budget savings every year. So it can be stated that the financial performance of the Makassar City Tourism Office almost meets the requirements of Value for Money where each allocated budget is able to be managed quickly in carrying out each program that has been determined.

Mohammad Firmansyah

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The practice of rowdy cows is a form of cooperation between cattle owners and cattle managers as a side job by managing other people's livestock in exchange for profit sharing. The focus of research in this thesis is how to review sharia economic law on the practice of rowdy cows and how to review sharia economic law against unilateral cancellations in the practice of rowdy cows. The purpose of this study was conducted to find out about how Islamic economic law reviews the practice of rowdy cows and reviews of Islamic economic law against unilateral cancellations in the practice of rowdy cows. The writing method in this thesis is a qualitative method that is describing objects systematically. Data and data sources used in this study are primary data sources and secondary data sources. Data collection techniques using observation, interviews and documentation. How is the review of sharia economic law on the practice of rowdy cows researchers concluded that the practice of rowdy cows in Cumedak village is a form of cooperation which is only an additional job, the contract is carried out orally and the capital is in the form of cows and bulls. Profits are divided into two, namely in the form of calves, and in the form of money. This contract is harmonious and the conditions have been fulfilled. What is the review of sharia economic law on unilateral cancellations in the practice of rowdy cows? researchers conclude that unilateral contract cancellations here fall into the category of ja'iz contracts, namely transactions that are not binding and are always open to unilateral cancellation. Permission to cancel the contract can occur when there is betrayal from one of the parties.

Zaenol Hasan

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

One of the supports in the country's economy is market health, both the goods and services market, the money market, as well as the labor market. Market health depends on market mechanisms that are able to create a balanced price level, namely the price level generated by the interaction between healthy supply and demand forces. If this condition is reasonable and normal without any violations, such as hoarding (ikhtikar), the price will be stable. This type of research is library research. The result showed that the Shafi’I Mazhab emphasized the prohibition of tas’ir (price fixing) by the government because it would cause injustice to one of the parties in the market, while according to the majority of scholars tas’ir (price fixing) by the government is permitted and even obligatory on the ground of maslahat, namely to avoid hoarding (ihtikar), monopoly, and fraud commited by traders.

Tina Novianti Sitanggang; Ronald Hasudungan Rajagukguk; Jhon Lismart Benget. P; Riadi Riadi

Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia 2023 Fakultas Teknik Universitas Maritim AMNI Semarang

Kartika Muda Orphanage, is one of the children's orphanages in Medan City, North Sumatra, located at Jalan Sunan Kalijaga/ Ampera Manunggal Pasar 6. Kartika Muda Orphanage has 25 children with an age range of 6 - 15 years. The aim of this service is to improve the financial literacy skills of the children of the Kartika Youth Orphanage through an introduction to money and its functions, an introduction to financial institutions and the concept of saving. In this service, the PKM Team found that the children of the Kartika Youth Orphanage did not know how to manage their finances well and did not have awareness of the importance of saving.

Irfan Ridha; Enjelinda Amelia; Fadhli Maulana; Fenia Nur Aulia4; Herma Suryani Pratiwi +3 more

Deposisi: Jurnal Publikasi Ilmu Hukum 2023 International Forum of Researchers and Lecturers

In general, when someone applies for a loan to a financial institution such as a bank or company, they will usually make an agreement that has been approved by both parties. However, it often happens that agreements are only based on verbal agreements, without being written. The aim of this research is to analyze the validity of verbal credit agreements using a car as collateral, as well as to examine whether the principle of good faith is applied in the agreement. This research is empirical legal research that uses primary and secondary data obtained from field research, literature and statutory regulations related to the issues raised. Data collection techniques are carried out through recording and documentation. This data is then analyzed and presented qualitatively. The research results show that the credit agreement made verbally between Party 1 and Party 2 meets all the requirements necessary to be considered valid in accordance with Article 1320 of the Civil Code (KUHPerdata). There was an agreement to borrow money using a Toyota car as collateral. Party 1 has also carried out its obligations in good faith in accordance with the agreement made together with Party 2, without any violations. Party 1 repaid 30% of the total loan to Ketut within 5 months, with loan interest of 10% per month.    

Syahirah Syahirah; Muhammad Yafiz; Nur Fadhilah Ahmad Hasibuan

Jurnal Akuntan Publik 2023 International Forum of Researchers and Lecturers

This study aims to determine the measurement of the financial performance of the Regional Government of Medan City using value for money at the Regional Financial and Asset Management Agency of Medan City. This research uses a descriptive qualitative approach method. Data collection techniques in this study are in the form of interview techniques and documentation techniques. Based on the results of the study obtained namely, The Financial Performance of the Medan City Government as measured by the economic ratio from 2017-2021 can be said to be economical because based on the economic ratio calculated for 5 years, the overall average is 77%, which is included in the economic category because the economic ratio level is less than 100%. In terms of efficiency, from 2017-2021, the overall average is 95%, which is included in the efficient category because the efficiency ratio level is less than 100%. And in terms of effectiveness from 2017 – 2021, the overall average is 85%, which is included in the ineffective category because the effective ratio level is still below 100%.

Amru Alba; Rudi Kurniawan; Taufik Gunawan; Muhaddis Muhaddis

Jurnal MIMBAR ADMINISTRASI 2023 Universitas 17 Agustus 1945

Pre-prosperous families do not understand that social assistance must be accounted for according to technical instructions. Recipients of social assistance do not know that the assistance they receive must be used according to the budget plan and the activity implementer must submit a report to the Directorate of Social Security, Ministry of Social Affairs of the Republic of Indonesia and BPKP to check whether the assistance is appropriate and on target. The aim of implementing this service is to provide understanding to underprivileged families that social assistance is provided selectively and recipients are researched professionally. Social assistance is provided to improve the standard of living of underprivileged families, paying attention to justice, propriety, rationality and benefiting from the principles of transparency, accountability, fairness and selectiveness. Social Assistance is assistance in the form of money or goods given to protect underprivileged families from social risks. The method used is socialization through seminars, problems are answered by collecting data, documentation and interviews. Partners in implementing this socialization are the village head, Village Representative Council, village figures and students. Researchers obtained data from underprivileged families regarding aid that was right on target, aid was not distributed all at once but was divided into stages and the use of the budget was checked by the Financial and Development Audit Agency.

Kurniawan Kurniawan; Yenni Samri; Juliana Nasution

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The purpose of this study was to determine the Analysis of the Role of Amil Zakat Hidayatullah City of Medan in Improving Small and Medium Enterprises for Mustahik This study uses a qualitative research method. The research method used is in-depth interviews on research subjects, observation and documentation. As for the research location, namely the Amil Zakat Hidayatullah Institute, Medan City, the data collection used in this study was Interview, Observation, Documentation The data analysis used in this study is descriptive analysis, where the aim of this analysis is to describe systematically, factually and accurately the facts and the relationship between the phenomena being investigated. The results of the role of amil zakat Baitul Maal Hidaytullah in utilizing zakat through the Indonesian cart and mosque program by increasing SMEs in the city of Medan have yielded quite good results. Given that programs or activities to improve SMEs to the community will provide more ways or opportunities and knowledge to them, not provide fish or money as working capital. Keyword: Amil Zakat, Mustahik, UKM

Ian Ricky Prasitya

Transformasi: Journal of Economics and Business Management 2023 Universitas 17 Agustus 1945 Semarang

This research wants to find out more about "The Effect of Product Variation on Consumer Purchase Interest" in accordance with the subject matter raised, namely the Effect of Product Variation on Consumer Purchase Interest at Erigo Store through Instagram Media. The background to this research is that in the current digital era, social media, especially Instagram, has become a popular platform for e-commerce businesses to promote and sell their products. In this context, this study tries to understand how the variety of products offered by erigo stores through the media of their Instagram accounts affect consumer buying interest. The purpose of this study was to find out how product variations in Erigo store products can influence consumer buying interest, to find out what factors most influence consumers in choosing Erigo store products through Instagram media. The method used in this research is descriptive quantitative research method based on positivistic (concrete data), research data in the form of numbers that will be measured using statistics as a means of calculating the test, related to the problem under study to produce a conclusion. The population in this study are followers of Instagram Erigo store. Conclusions based on the results of the analysis and discussion of money that the researchers have explained, it can be concluded that attractive and varied product variations can increase consumer buying interest.