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Olivia Pebrianti; Suhar Suhar; Eri Nofriza

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research is entitled The Role of Cash Waqf in the Economic Development of the Darul Hijrah Islamic Boarding School on the Rengas River, Batanghari Regency. The aims of this study are: 1) To find out how cash waqf is managed at the Darul Hijrah Islamic Boarding School. 2) To find out the role of cash waqf in the economic development of the Darul Hijrah Islamic Boarding School. The research method used by researchers is a qualitative approach. The results of this study are: 1) In the process of managing waqf funds at the Darul Hijrah Islamic Boarding School, the fund management function starts from planning to realization. These stages are applied in every waqf fundraising process, the business preparation process, the placement of workers to the allocation of operating proceeds. In the implementation of waqf fund planning at the Darul Hijrah Islamic Boarding School, including: Planning for types of business, Planning for waqf sources, Planning for managing the business needed, and Planning for income to be obtained and where to distribute it. The source of cash waqf funds at the Darul Hijrah Islamic Boarding School comes from the waqf of the local government, parents of students and the general public. While the types of Islamic boarding school economic businesses funded by waqf funds are oil palm plantations, canteen businesses and buffalo livestock. 2) The forms of waqf in the Darul Hijrah Islamic Boarding School are in the form of cash waqf, immovable waqf. Waqf of immovable objects in the form of palm oil fields and buffalo livestock. In addition, the waqf received is also in the form of cash and other objects such as building materials, food ingredients and Al-Quran manuscripts. This form of waqf is used for, 1) Development of Islamic boarding schools, 2) Consumption of students, 3) Learning facilities and infrastructure, 4) Honorarium of teachers and 5) Economic activities of Islamic boarding schools. 3) The existence of waqf funds at the Darul Hijrah Islamic Boarding School plays a very important role for the economy of the pesantren residents at the Darul Hijrah Islamic Boarding School in 3 ways, namely, firstly creating jobs for the students and for the pesantren's teachers, secondly increasing income for the students, teachers and the pesantren itself to meet daily needs and help meet the needs of Islamic boarding schools, thirdly increasing business capabilities for Islamic boarding school students and teachers in terms of sales, business and business management. As a result, the role of the waqf is able to increase the economic independence of the Darul Hijrah Islamic Boarding School in the income of students and teachers, honorariums for teachers, and consumption as well as the development of Islamic boarding schools.

Wiwi Widia Argita; Neneng Fitriah; Abu Bakar Sidiq; Rasidah Novita Sari

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the problems and development of sharia banking in Indonesia in the context of globalization. Sharia banking in Indonesia has experienced significant development during the era of globalization. Globalization is a process of international integration that occurs due to the exchange of world views, products, thoughts and other cultural aspects. The progress of transportation and telecommunications infrastructure, including the emergence of the telegraph and the Internet, is a major factor in globalization which increasingly encourages interdependence of economic and cultural activities. The era of globalization has brought changes to the world economic order and presented challenges and opportunities for sharia banking. However, with the development of sharia banking, various problems and challenges have arisen that need to be overcome, the central problem is the lack of socialization and education to the community, as well as competition with conventional institutions which is also a challenge for sharia banking in Indonesia. The analysis method used by the author is a qualitative approach. The results of the research in this journal are the innovation of Islamic banking products, developing digital banking and increasing human resources as a strategy for the development of Islamic banking in Indonesia in the era of globalisation.    

BR PA, Esra Julita; Gaby Agustina Nainggolan; Desy Yolanda Br Bangun; Syuratty A Rahayu Manalu

Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

Corruption has become a global concern in efforts to strengthen good governance. In the context of Islamic law, aspects of preventing corruption and implementing the principle of legality in criminal acts attract in-depth attention. This article analyzes corruption prevention strategies from the perspective of Islamic law in the context of applying the principle of legality to criminal acts. The method in this research is a qualitative method in exploring Islamic legal concepts related to preventing corruption, such as Taqwa, Adl, and Amanah,as well as how these values ​​can be applied in efforts to prevent and overcome corruption. Furthermore, this article also examines legal aspects related to the implementation of the principle of legality in enforcing the law against criminal acts of corruption according to Islamic teachings. The results of the analysis show that the principles of Islamic law provide a strong foundation for corruption prevention strategies. Concepts such as justice, transparency, fair punishment, and building strong institutions are the main focus in overcoming the problem of corruption. In the context of implementing the principle of legality, consistency with sharia principles in establishing and enforcing laws is crucial to ensure the success of efforts to prevent corruption. This article contributes to a better understanding of corruption prevention strategies from an Islamic legal perspective, as well as the importance of integrating Islamic legal values ​​and principles in efforts to eradicate corruption. The practical implications of this analysis support the need for a holistic approach that includes legal and moral aspects in tackling corruption to create a society that is more just and has integrity.

Syafila Chabsarotul Islamiyah; Timurrana Dilematik; Qonita Annavidza; Nuril Badiatus Sa’adah; Ika Ayuningsih +1 more

Jurnal Bintang Pendidikan Indonesia 2023 Pusat Riset dan Inovasi Nasional

This research was conducted to see the influence of the positive culture implemented in schools on improving the character education of class X students at SMAN 1 Sooko Mojokerto. The research method used in writing this article is descriptive qualitative. The population of this study was all class X students at SMAN 1 Sooko by random sampling in class X-6. The researcher applied calculations, the greater the score on the student's character education instrument, the more the application of positive culture influenced the action. In this case, the data we use is taken from student character education questionnaires and direct observation. Based on the results of the research we conducted in class X-6, positive culture has a quite significant influence on student character education. This proves that the positive culture implemented at SMAN 1 Sooko has been successful and has become the basis for forming the character of students with the profile of Pancasila students in accordance with the current curriculum.

Zakia Darojat; Nur Dinah Fauziah; Rahma Sandhi Prahara

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to determine the factors that influence the interest of KH.Abdul Chalim Islamic Boarding School students' interest in investing in the Sharia Capital Market through the Digital Investment Platform. This research is a type of qualitative research with a case study approach. This research uses primary data obtained from observations and interviews and tertiary data obtained from the student affairs bureau. The data collection techniques used are observation, interviews and documentation. The data analysis technique used is data triangulation.The results of this research are: Factors that influence student interest at the KH Islamic Boarding School. Abdul Chalim's desire to invest in the Sharia Capital Market through the Digital Investment Platform comes from internal factors including interest, desire and belief. Interest that comes from within the individual, such as applying theories learned in college, being inspired by Korean drama films and role models. Desire to hope for something that interests you, such as wanting to gain profits from investment results. Belief is an individual's belief in something that has qualities and benefits.    

Dian Aprianingsih

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Islamic Human Development Index dalam penelitian ini digunakan untuk mengukur kesejahteraan daerah berdasarkan Maqashid Syariah. I-HDI mengukur kesejahteraan daerah yang mencakup kesejahteraan material maupun kesejahteraan non material dengan lima perlindungan Maqashid Syariah, yaitu perlindungan agama (ad-Dien), perlindungan jiwa (an-Nafs), perlindungan akal (al-‘Aql), perlindungan keturunan (an-Nasl) dan perlindungan harta (al-ma’al). Penelitian ini menggunakan penelitian kuantitatif. Penelitian ini dilakukan pada tiga provinsi yang berbeda yaitu Provinsi Aceh, Provinsi Bengkulu dan Provinsi Sumatera Barat. Tujuan dilakukan penelitian ini adalah untuk menganalisis index pencapaian pembangunan manusia di Provinsi Aceh, Provinsi Bengkulu dan Provinsi Sumatera Barat yang dilakukan dengan metode perhitungan I-HDI. Hasil penelitian menunjukkan bahwa provinsi Aceh, Bengkulu dan Sumatera Barat dikategorikan kedalam status pembangunan I-HDI yang rendah melalui perhitungan I-HDI.

Yulias Hidayah; Misnawati Misnawati; Rendy Diaz Hilrian; Adinda Nurul Rahmadyan; Finia Novarisy Zultia +1 more

Jurnal Mutiara Ilmu Akuntansi (JUMIA) 2023 Pusat Riset dan Inovasi Nasional

Islamic financial institutions use an accounting system that is different from conventional accounting. The basis of sharia banking accounting follows the principles of Islamic economics which include the prohibition of interest or what is often called usury (including other usurious practices), then the prohibition of investment in businesses that are considered haram, as well as encouraging fair wealth and economic growth.

Ulfatul Khasanah

Riset Ilmu Manajemen Bisnis dan Akuntansi 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The purpose of this study is to determine the financing ability to mediate CAR, NPF and FDR on the Profitability of Sharia Commercial Banks in Indonesia. This study used a quantitative approach with secondary data types. The sample of this study is a sharia commercial bank registered with OJK for the period 2016 to 2020. By using purposive sampling, 9 Islamic banks were obtained. This study used PLS-SEM analysis. The results showed that CAR, NPF and FDR had a positive effect on profitability. While financing has no effect on profitability. This has an impact on the financing ability to mediate CAR, NPF and FDR. These three variables have not been able to be mediated by financing to profitability.

Roselli Anjelina Lumbansiatar; Rahma Dhani Fitria Sinaga; Agatha Sofia Simanjuntak; Syuratti A Rahayu Manalu

Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

Inheritance law is a provision that regulates matters of property. If it is not regulated in detail, this will result in disputes within the family, even disputes will have very fatal consequences, even bloodshed between the family itself, sometimes because the influence of custom or law is still very strong. custom, namely by postponing the distribution of the heir's inheritance. To avoid this, rights are required that are recognized or granted by law and must also be attached to the person's responsibilities, if they are protected. Benefits or rights recognized or granted by law must also attach to the person's responsibilities. The method in this research is a qualitative method with a statutory approach and a conceptual approach where this writing examines statutory regulations and examines legal concepts contained in the articles contained in legal regulations, especially regarding the role of notaries in determining rights and responsibilities. the heir's responsibility from the perspective of Islamic law. In this case, the Notary has an important role in a will because they ensure its legality, validity and execution in accordance with the law. They help prevent inheritance from becoming available and ensure that the will's wishes are legally fulfilled.

Yassir Arafat

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

At present there are many Islamic banks that have been established and developed in Indonesia, all Islamic banks compete with each other in making their products, as well as providing the best service to the community (customers) Many products have been operated by Islamic banks, among others: ijarah financing this product is shown to serve the community (customers). And one of the Islamic banking financing products opened to serve and facilitate the many Indonesian people who use ijarah financing. The problem formulation in this study is How is the ijaroh financing mechanism at KOSPPI, How is the suitability of ijaroh financing at KOSPPI with Islamic economic law? The data analysis method used in this research is descriptive qualitative method. In this study there are two things that will be analyzed, namely the Ijarah financing procedure and sharia accounting standards. Data collection used in this research is literature study, namely by reading or taking information from scientific journals, books and also utilizing the internet as a source of information.  From the discussion above, the following conclusions can be drawn: that Islamic banking financing products based on lease contracts consist of pure leases and leases that end with the transfer of ownership rights or known as ijarah muntahiya bit tamlik. Ijarah vomia bit tamlik (IMBT) is basically a combination of leasing and buying and selling.

Fisona Fisona; Imam Syafi’i; Ashari Ashari

Jurnal Riset Ilmu Pendidikan, Bahasa dan Budaya 2023 Asosiasi Periset Bahasa Sastra Indonesia

This research uses qualitative research with a case study approach. Data collection was carried out by interviews, observation and documentation. The data analysis process is carried out starting from data collection and checking the validity of the data. To check the validity of the research data using the data triangulation method.The research results show that: 1) Planning by: a) integrating curriculum objectives, namely using the same vision and mission, b) integrating the organization of curriculum content by pairing Islamic boarding school material and school material in general knowledge, this curriculum organization is included in the form of integration in the form of extracurricular activities;. 2) Implementation by: by: a) integrating curriculum implementation programs, namely academic calendars and joint school and Islamic boarding school academic activity plans, academic activities such as daily schedules for students, matsada, wama, high school and family convergence, student achievements, graduation certificates, b) integrating supervision of curriculum implementation with cooperation between Islamic boarding schools and schools; 3) Evaluation by: a) evaluating the context of the joint curriculum, which includes: socio-cultural development, development of science and technology, b) evaluating joint input, which includes: competency of teaching staff, readiness of students and availability of learning media/facilities, c ) conducting joint process evaluations, including: weekly evaluations and incidental evaluations, and d) conducting joint product evaluations, which include: mid-year evaluations and end-of-year evaluations.   Keywords: Management of Islamic Boarding School Curriculum Integration, Extracurricular Activities

Yassir Arafat

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

Buying and selling must not be done based on one's own wishes and methods which can cause harm to other people. Islam is always based on values ​​and ethics in all aspects of human life as a whole, including discourse on buying and selling, however buying and selling has regulations in Islamic law which are sourced from the Qur'an and Sunnah. Based on the background above, the author is interested in studying further by conducting a scientific research entitled: "The Impact of Implementing Islamic Business Ethics on Sales (Case Study of Muslim Actors in Sukowono Market)". The problem formulation in this research is: 1. How is business ethics applied in buying and selling transactions at the Sukowono market? 2. How is Islamic business ethics applied in buying and selling transactions at Sukowono Market? The method used in this research is a qualitative descriptive method using an Islamic economic approach which includes a discussion of buying and selling in Islam and a psychological approach, namely an approach to the problem to be studied. The data collection techniques used were observation, interviews and documentation. Based on the results of the research and discussions that have been carried out, several conclusions can be drawn from the research on the application of Islamic business ethics in buying and selling transactions at Sukowono Market, Sukowono District, Jember Regency. Based on the results of observations obtained from traders and buyers at Sukowono Market when viewed from the four indicators General business ethics is used as a benchmark. The application of business ethics in general has not been implemented well by traders at Sukowono Market because only legal indicators and indicators of religious teachings have been implemented well. Meanwhile, the economic indicators and ethical indicators of each business actor have not been implemented properly by traders at Sukowono Market.

Muhammad Saefullah; Abdurrohman al-Asy’ari; Soffan Rizqi; Robingun Suyud El Syam; Salis Irvan Fuadi

Jurnal Pelayanan Hubungan Masyarakat 2023 International Forum of Researchers and Lecturers

Empowerment has an important role in educational institutions which makes a real contribution to improving human resources. This includes empowering Islamic boarding school graduates in improving the quality of human resources. The aim of this service is to understand the process of empowering the Al-Qur'an Al-Asy'ariyyah Alumni Association (IKMAAL) in Kalibeber Village, Wonosobo Regency. The empowerment strategy includes four strategies, namely: preparation, work meetings, follow-up, and building togetherness. The results of this activity show that the working meeting of the Al-Qur'an Al-Asy'ariyyah Alumni Association (IKMAAL) in Kalibeber, Wonosobo district produced important points that show the alumni's gratitude towards the Islamic boarding school, namely: 1) making a coupon for land purchasers for development foundation, 2) creating an al-Al-asyariyyah coin program in each branch for the benefit of members, 3) planning a joint Umrah within the IKMAAL association, and in 2025 holding a Javanese and Madurese Qur'an hamatul. This contributes to increasing human resources for society within an institutional framework. The conclusion focuses on the importance of ties in realizing a goal and its implications for expanding the alumni network.

M. Junaidi; Fitri Dzakiyya

Concept: Journal of Social Humanities and Education 2023 Sekolah Tinggi Ilmu Administrasi Yappi Makassar

The main problem in this research is to examine the issue of the concept of Law Number 11 of 2020 concerning Job Creation Using a Beneficial Approach, regarding the view of Islamic Law regarding Law No. 11 of 2020 concerning Job Creation, benefits of Law no. 11 of 2020 concerning Job Creation for workers and the existence of Law no. 11 of 2020 concerning Job Creation from a Sharia Economic Law perspective. The type of research used in this research is library research. The data sources used are primary data and secondary data. The results of this research are that the review of Islamic law in Law no. 11 of 2020 concerning Job Creation is a form of preserving the soul (hifzh al-nafs) in the principles of maqashid sharia as a means of maintaining their economic rights to survive. As for the benefits of Law no. 11 of 2020 concerning Job Creation that can be felt at this time, namely: creating jobs, encouraging investment, an easier and faster licensing system, and simplified investment requirements. The value of Sharia Economic Law is viewed from Law no. 11 of 2020 concerning Job Creation, providing sharia economic growth, especially in the sharia financial industry in Indonesia such as Sharia Banks, Non-Bank Sharia Financial Industry, Sharia Cooperatives and Sharia Capital Markets, in the future there will be great opportunities in running their business.

Hidayah, Shofia; Lailatul Fajriyah; Siti Aisyah; Diana Susilowati

Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia 2023 Fakultas Teknik Universitas Maritim AMNI Semarang

The purpose of this service is to describe initiatives that can be done to increase students' interest in learning mathematics, especially in the material of natural number calculation operations. The solution offered in this activity is assistance in learning the concept of natural number counting operations using natural number calculation operation board props. Participants in this service activity involved 28 students of grade III MI Miftahul Islam. The stages of this activity consist of three stages, namely the preparation, implementation, and evaluation stages. The conclusion obtained from this service activity is that assistance in learning the concept of natural number counting operations using natural number calculation operation board props is said to have succeeded in increasing students' interest in learning mathematics. This is evidenced by the increase in the percentage of students who achieve scores above KKM (Minimum Completeness Criteria) after mentoring, from 30% to 85%.

Emi Eriyani; Sucipto Sucipto; Agustina Mutia

Jurnal Kajian dan Penalaran Ilmu Manajemen 2023 CV. Aksara Global Akademia

The purpose of this study was to determine the influence and how much the premium and service quality have on customer satisfaction at pt. Bri life Jambi branch. This research uses a quantitative approach with primary data collection techniques in the form of a questionnaire of 48 respondents. It can be concluded that the variable premium and service quality have a significant effect on customer satisfaction. The results showed that the calculated t value for the premium variable (Xi) was 2.589 with a significance level of 0.013 because t calculated was greater than t table (2.589 <0.05), so it could be concluded that Ho was rejected and Ha was accepted which stated that there was premium significantly positive effect on customer satisfaction Bank BRI Life

Bachrul Ulum; Silvi Ivana Ramadhani

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The form of cooperation in muamalah is the leasing activity that is common in society. This transaction is basically permitted in Islam if it fulfills the pillars and conditions because not everyone is able to meet their needs without the help of others. but whether the lease is legal or still violates sharia economic law. Because many people or communities do everything possible to get money without thinking it is legal or not. The purpose of the research is to find out the review of sharia economic law on the practice of leasing rice fields with a rendeman system in the western potok hamlet of Sukowono village, Sukowono sub-district, Jember district. The research method used is descriptive qualitative research using primary and secondary data sources and data collection methods with observation, interviews and documentation. While the data analysis used is descriptive analysis, to test the validity of the data and researchers use source triagulation. From the results of this study, the lease agreement with the rice field rendeman system in Sukowono village from the perspective of Islamic economic law is not justified because it violates the pillars of Ijarah, namely Muta'aqidain which can be called mu'jir and musta'jir, namely the person who has the benefit of the Ijarah. This means that there are two actors renting rice fields based on Islamic law, there is no second party (third tenant / musta'jir shani) in the pillars of ijarah.    

Mohammad Firmansyah

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The practice of rowdy cows is a form of cooperation between cattle owners and cattle managers as a side job by managing other people's livestock in exchange for profit sharing. The focus of research in this thesis is how to review sharia economic law on the practice of rowdy cows and how to review sharia economic law against unilateral cancellations in the practice of rowdy cows. The purpose of this study was conducted to find out about how Islamic economic law reviews the practice of rowdy cows and reviews of Islamic economic law against unilateral cancellations in the practice of rowdy cows. The writing method in this thesis is a qualitative method that is describing objects systematically. Data and data sources used in this study are primary data sources and secondary data sources. Data collection techniques using observation, interviews and documentation. How is the review of sharia economic law on the practice of rowdy cows researchers concluded that the practice of rowdy cows in Cumedak village is a form of cooperation which is only an additional job, the contract is carried out orally and the capital is in the form of cows and bulls. Profits are divided into two, namely in the form of calves, and in the form of money. This contract is harmonious and the conditions have been fulfilled. What is the review of sharia economic law on unilateral cancellations in the practice of rowdy cows? researchers conclude that unilateral contract cancellations here fall into the category of ja'iz contracts, namely transactions that are not binding and are always open to unilateral cancellation. Permission to cancel the contract can occur when there is betrayal from one of the parties.

Ahmad Zabidi; Hamnah Hamnah; Sri Sunantri; Maulana Maulana; Alkadri Alkadri +1 more

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

Prayer is a Muslim's obligation, so there is no reason to abandon it except for women who are menstruating, postpartum and after giving birth. However, in the implementation of congregational prayers in the community there are differences, especially in terms of reciting zikr and prayers in congregation led by the imam. There are priests after congregational prayers reading zikr and prayers together with the congregation and there are priests after congregational prayers reading zikr and prayers in silence (reading slowly). This research is a type of qualitative library research. The data source is secondary data originating from library sources. The analytical method uses content analysis, to uncover problems in understanding differences. This difference is due to the existence of propositions or texts from the Quran and hadis which explain whether or not it is necessary to read dhikr and prayers in congregation. In fact, this difference does not need to be widely debated, but the lessons and benefits of this difference should be taken. So that the harmony and unity of Muslims is maintained and well maintained without prioritizing excessive desires and attitudes in understanding Islamic teachings, especially in terms of carrying out congregational prayers after fardhu prayers.

Mohammad Firmansyah

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

One of the businesses that is growing rapidly in Indonesia today is the multi-level marketing (MLM) business. MLM is a method of marketing goods or services from a system of selling goods directly through a marketing program in the form of more than one level, where business partners get sales commissions and sales bonuses from the sale of goods or services carried out by themselves and network members in their group. In general, this thesis discusses the multi-level marketing (MLM) business at PT.Melia Sehat Sejahtera in Jember district, with problems namely (1) how is the bonus system at PT.Melia Sehat Sejahtera in Jember district, (2) how is the review of Sharia Economic Law against the bonus system at PT. Melia Sehat Sejahtera in Jember district. This study uses a field research method with a descriptive approach which is useful for providing information, facts and data regarding the network bonus system at PT.Melia Sehat Sejahtera in Jember district. Then the data was analyzed using qualitative methods to uncover events, phenomena, facts and circumstances that actually occurred in the field. From this study it can be concluded that the bonus system at PT. Melia Sehat Sejahtera in Jember district has five types of bonuses, namely: sponsor bonuses, leadership bonuses, retail bonuses, retail group bonuses and unilevel bonuses. Meanwhile, according to Sharia Economic Law, the bonus system at PT. Melia Sehat Sejahtera in Jember district isThis can be done because it is in accordance with Islamic law.