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The mobile technology advancement has been growth rapidly. Every persons use mobile phone to support their daily activities. This condition make banks have to change their traditional methods of customer service to adoption of information technology.Customers today require more personalized services at any time and any place. Mobilebanking is one of advanced information technologies that can employ to achieve a high level of customer services and emerging technology that permits conduct of banking transaction through mobile phone. For bank’s customers, this application will support their banking transaction if they think it has a usefulness and easy to use. The important one is customer trust to mobile banking application. This research purposes to test the effect of perceived usefulness, perceived ease of use and trust to use of mobile banking. A survey was conducted at BSI KCP Medan Kampung Baru Collected data analized with multiple regression analysis. The results of this research show that perceived usefulness, perceived ease of use and trust tend to have effect on use of mobile banking And There are still many customers who make transactions directly to the teller even though there is mobile banking.

With the rapid development of globalization, there are people who have the desire to change their own gender or what is usually called transsexual. Transsexualism can happen to someone due to environmental factors and hormonal factors. This phenomenon raises problems in all legal dimensions, one of which concerns inheritance for transsexuals. In this writing, normative juridical research methods are used because this research examines library materials to find certainty about Minangkabau customs. In Indonesia itself, it still recognizes customs which are the inheritance of customs. As in Minangkabau custom, it is still motivated by the values and norms of the Islamic religion. It is known that the Islamic religion does not accept the existence of transsexuals, so Minangkabau customs also reject these transsexuals. This writing  to find out, explain and analyze transsexual inheritance in Minangkabau customs.

The use of the internet by students as a means of facilitating their activities and survival through social media has become a trend. The integration between the internet and social networks facilitates online product learning, especially in the context of online shopping. Students' consumption patterns, especially fashion products, have increased in line with their desire to follow the trends of today's young people. Fashion and appearance are the main focus for students, viewing it as an important aspect in showing identity and social status. Students' involvement in using the internet, especially for shopping, has changed their lifestyle significantly. Public consumption trends are influenced by students' online shopping behavior, which is not only based on needs, but also for personal pleasure and lifestyle. This can lead to consumer behavior, where individuals develop purchasing habits to satisfy themselves and increase prestige as a form of demonstrating socio-economic status. E-commerce, as a result of the development of Information Technology systems, has become an important means of meeting consumer needs. Factors such as price, level of trust, time freedom, and product variety influence students' online purchasing intentions. The wide variety of products online is an attraction, while trust is the basis for a mutually beneficial relationship between online sellers and buyers. This research uses a qualitative approach to get an in-depth picture of the impact of e-commerce on student consumption behavior. The research results show that student consumer behavior, especially in terms of online shopping, is influenced by factors such as trust, convenience and security. Trust in e-commerce is a key factor in growing students' buying interest.

Traditional markets are an important element in the economic and social life of communities in various regions of Indonesia, and the Temu Traditional Market around Prambon, Sidoarjo, is no exception. This research aims to carry out an in-depth analysis of the potential of the Temu traditional market as a buying and selling interaction process for the community around Prambon. Through descriptive qualitative research methods, including surveys, interviews and field observations, we explored how this traditional market functions as a center of economic activity and social interaction, as well as how it influences the dynamics of local communities. The results of the research reveal that Temu Traditional Market is not just a place for shopping, but are also important in preserving cultural heritage, supporting people's livelihoods, and encouraging unique social interactions. However, this research also identifies several challenges facing traditional markets, such as changes in consumer tastes and competition with modern shopping centers. Therefore, this research provides important insights for stakeholders and the community in understanding the vital role of the Temu traditional market in supporting economic and social life in the market.

Abstract. The baby's social emotional development must be a parent's main goal, because if social emotional development does not go well it will affect and hinder other developments such as psychomotor, emotional and other baby development. This research uses a method called critical review, which involves careful examination and evaluation of various sources of information, such as scientific journals, articles, and other media. The main goal of this approach is to improve readers' comprehension and interpretation skills in the field of early childhood development. Infancy is a time of rapid growth and change, infancy is a time of reduced dependency. The developmental tasks of infancy throughout the life span are, learning to eat solid food, learning to walk, learning to talk, learning to control the elimination of body waste, learning sexual differences and procedures, preparing to read, and learning to distinguish right from wrong, and starting to develop conscience. The development of patterns in the changes experienced by individuals since they were still in the womb over a certain life span, namely, weight, height, physical proportions, bones, muscles and fat, body shape, teeth, nervous system, and development of the sense organs. The psychological function of infancy is the period of formation of fundamental psychological patterns for eating, sleeping, and toileting, although the formation of these habits may not be complete by the end of infancy.

Abstract. Children's development is usually accompanied by growth so it is more optimal and depends on a person's biological potential. This potential is the result of the interaction of various interrelated factors, namely genetic factors, bio-physical-psycho-social environment and behavior. The unique process and different end results give each child its own characteristics. This research uses a critical review method by reading various books, journals, or other publications related to the research topic discussed by comparing research methods, processing methods, and the results obtained from each article. The research results show that language development in late childhood can be seen from speech progress such as increasing vocabulary, forming sentences and pronunciation. In late childhood, language development reaches a higher level. Children are able to use more complex sentences. Emotional development in late childhood involves various changes and existence caused by learning experiences and self-understanding. Social development occurs quickly, and children begin to learn to adapt to their surroundings. Social development in children requires the role of parents, educators (teachers) and the environment in synergy to develop social aspects in children so that they are able to socialize with the surrounding environment.

Globalization has driven profound changes in educational curricula. A more inclusive and globally oriented approach is becoming a major trend. The Islamic education curriculum is not immune from these changes. There are efforts to integrate Islamic educational materials with a broader understanding of the world and global culture. In some cases, Islamic education curricula adopt a more progressive approach with a focus on critical thinking skills, foreign languages, and digital literacy. Globalization has introduced various new learning approaches and methods. Traditional Islamic education, which often consists of rote memorization and reproduction of sacred texts, faces pressure to adopt an approach more oriented towards understanding social and global contexts. Globalization has opened access to international educational resources through technology. This allows Islamic students and teachers to access new information and knowledge more easily, which can change the way Islamic education is taught and studied.

Abstract. Development is a pattern of changes experienced by an individual from the time they are still in the womb until a certain period of life.  Development generally involves growth (progress) but at certain times it will involve aging.  This development is the result of the maturity process and learning experiences of each individual.  Development is closely related to tempo and rhythm, it is integral to it.  Individuals who experience development can be marked by certain characteristics, but it is not uncommon for individuals to be less aware of the changes that have occurred to them.  This research uses a critical review method, which involves careful examination and evaluation of various sources of information, such as scientific journals, articles and other media.  The main aim of this approach is to improve the reader’s understanding and interpretation skills in the context of prenatal, early childhood and child development psychology while offering a critical assessment of the material reviewed.  In addition, a critical review requires identifying important topics in the literature, analyzing the methodology used, and evaluating the strengths and limitations of the sources studied.  In development, there is a pattern of changes experienced by individuals from the time they are still in the womb up to a certain period of life. In a child’s life there are two processes that have the potential to be continuous, namely growth and development. In this case, both processes have stages, including moral and spiritual stages.

This research proposes a combination of Quantum Key Distribution (QKD) based on the BB84 protocol with Improved Logistic Map (ILM) to improve data transmission security. This method integrates quantum key formation from BB84 with ILM encryption. This combination creates an additional layer of security, where by default, the operation on BB84 is only XOR-substitution, with the addition of ILM creating a permutation operation on quantum keys. Experiments are measured with several quantum measurements such as Quantum Bit Error Rate (QBER), Polarization Error Rate (PER), Quantum Fidelity (QF), Eavesdropping Detection (ED), and Entanglement-based detection (EDB), as well as classical cryptographic analysis such as Bit Error Ratio (BER), Entropy, Histogram Analysis, and Normalized Pixel Change Rate (NPCR) and Unified Average Changing Intensity (UACI). As a result, the proposed method obtained satisfactory results, especially perfect QF and BER, and EBD, which reached 0.999.

Tax compliance is an attitude when taxpayers are able to fulfill their tax obligations with their own awareness. The change in the tax system which originally implemented an official assessment, changed to a self-assessment, is hoped that taxpayers will be more compliant in fulfilling their tax obligations, because taxpayer compliance and awareness greatly influences state revenues from the tax sector. The government also has another way to increase taxpayer compliance, namely by implementing tax amnesty. For taxpayers who take part in the Tax Amnesty program, they can receive forgiveness for the taxes they should pay as well as the elimination of administrative and criminal sanctions. Almost every country has an infrastructure development program to meet the welfare of the general public, including Indonesia and to run this program the main funds come from taxes. So taxes and values ​​have a very important and influential role in the country's development process and as financing for government expenditure for its implementation. This research aims: 1) to find out whether self-assessment has an effect on taxpayer compliance. 2) to find out whether the tax amnesty has an effect on taxpayer compliance. The writing in this article uses a qualitative method with a descriptive approach. So the research results show that self-assessment and tax amnesty have a positive effect on taxpayer compliance.    

Information and digital technology has become an important part of an organization to grow and develop in an era of change. This will show how tourist villages use information and digital technology to provide new information, services and value to a wide audience. One of the tourist attractions in Lembanga Randanan is the Painted Rice Fields. The fertile rice fields provide beautiful landscapes and a deep impression. Students from the Management study program at the UKI Toraja Faculty of Economics with the theme Tourism Village are collaborating with the Lembang community and parties in the development and promotion of the Painted Rice Fields tourism in Lembang Randanan so that it can be touched by a wide audience, especially the commercialization of tourism. From the results of observations, it was found that the basic problems that hinder tourism promotion are the lack of public awareness to promote painted rice field tourism and the ineffective use of information and digital technology. The aims and objectives of organizing community service are to introduce painted rice field tourism to the general public and to help the Lembang Randanan community in using information and digital technology for promotion. This research was conducted using a qualitative descriptive research method with primary data collection techniques in the form of observation, interviews and documentation, while secondary data collection was obtained from searching various references such as books, journals and articles. The results of the service activities that have been carried out are helping tourist villages with promotion, marketing and management of tourist villages. This includes creating Instagram and YouTube social media accounts which aim to promote tourist villages, especially painted rice field tourism in Lembang Randanan. From this research, it is hoped that potential-based tourism village promotion can be carried out.

Technology that continues to develop becomes a medium of access to see the outside world. Young people as the backbone of the future began to follow the flow of the times and technology. The presence of a lot of content on social media makes young people start consuming foreign cultures, this cannot be separated from the influence of globalization, a reality that has real consequences on how people and institutions around the world run. They believe that local countries and cultures will be lost to global culture and economy. It is undeniable that the influence of globalization on cultural diffusion is increasingly visible with the development of information technology, so that cultural diffusion no longer has to go through migration but can take place through internet access that can be connected to the world.This research uses qualitative methods by looking for sources of information with a descriptive literature study approach. Social media has become the main channel that facilitates the transfer of Western values such as the concepts of individualism, consumerism, and views related to freedom of expression. Nowadays young people tend to forget local culture as an inherent identity and follow the flow of westernization which is considered more modern and more advanced than local culture which is considered traditional and ancient, this tendency is because young people follow more prestige in the development of the times without thinking about the consequences it causes.      

The aim of this research is to look at the role of technology in a literary work. The literary work used in this research uses the novel genre entitled Saturday with Father by Adhitiya Mulya. The problem discussed is how technology plays a role in shaping the dynamics of family life in the novel. This includes, among other things, how technology can change the way families communicate, both positively and negatively, and its impact on the dynamics of relationships between family members, then how technology can act as a liaison between family members who are physically separated or otherwise based on the context of the story described. in the novel. The method used in the research uses a hermeneutic approach to explore the role of technology in shaping the dynamics of family life. Through this research, we can understand how technology is not only a tool used in everyday life but also influences how families interact, communicate, and form emotional bonds in their lives.

One of the government programs created to realize MBKM (Free Learning and Independent Campus) activities is the Teaching Campus. This program is intended for students as agents of change to increase human resources by contributing and providing innovation to educational problems, especially in learning activities. This campus teaching activity includes several activities regarding literacy and numeracy, adapting technology to more innovative methods. The Covid-19 pandemic has caused changes in students' learning patterns (Learning Loss), which has had a major impact on children's interest in learning, understanding of the material and learning outcomes. In connection with existing problems, the aim of writing this journal is to have a direct impact on holding campus teaching programs. Research or studies from this journal were carried out using a qualitative approach in the form of collecting data on learning outcomes during the program. The results of research and studies show that there is an increase in students' interest in learning by using learning media that is more exciting and fun. Apart from that, this learning method is very effective in increasing the value of the learning outcomes of class V students at SDN Simokerto I / 134. Good learning outcomes come from good learning methods, because interest in learning is proportional to the understanding gained too.

Each student has different abilities. There are students who can achieve it without difficulty, but quite a few students experience difficulties in learning. Several problems were found among students, such as laziness, easily discouraged, indifferent, accompanied by an attitude of opposition to teachers, which were part of students' learning problems. This article discusses the analysis of students' learning difficulties in active learning in elementary schools. The aim of this article is to gain a better understanding of what components influence students' ability to use active learning approaches in elementary schools optimally. The method used in this article is a qualitative method with a literature study approach. In reality, each student is often unable to achieve their learning goals or does not achieve changes in behavior as expected, this can indicate that students often experience learning difficulties and this is an obstacle in achieving learning outcomes at school. By knowing students' learning difficulties, they can of course identify and overcome these difficulties by looking for information about their learning problems, adjusting learning methods, providing additional support and using active learning strategies.    

Teenagers who are agents of change usually have various creative ideas and opinions that can provide positive change for world change. However, many teenagers do not dare to express their opinions to the public or in discussion forums because they do not have public speaking skills or speaking in public. Therefore, the researcher wants to try to improve public speaking skills, especially in this case, namely young women at the Hanifa III Village Orphanage using group guidance with discussion techniques. This research uses descriptive qualitative research methods with data collection techniques in the form of interviews and observations as well as data analysis techniques in the form of data reduction and data verification by summarizing all the research findings obtained. The results of this research show that efforts to improve the public speaking skills of young women at the Hanifa III Kampuang Orphanage using group guidance with discussion techniques have proven successful. Group guidance using discussion techniques made young women at the Hanifa III Kampuang Orphanage make them more courageous and confident in speaking to express their opinions in public.

This research discusses complex problems in child development psychology, especially those experienced in the family environment. Difficulty in educating children who do not meet expectations can hinder growth and development according to their age. The family environment has a crucial role as a good educator, meeting standards as a necessity for parents. Failure in this case has a serious impact on the psychology of child development, because of the close relationship between parents and children to support their future. The importance of the family environment, especially the role of parents, as the first education for child development psychology is the main focus of this research. The child's development process in language, physical-motor and emotional aspects requires critical support from the family environment as capital for the child's future life. Early childhood experiences a vulnerable phase called the Golden Age, where their development experiences a significant spike and does not repeat itself in the following age period. Developmental psychology is defined as qualitative changes in an individual's personality, more than quantitative changes. Child development includes physical, intellectual, social, linguistic, emotional, moral and religious aspects, all of which are integrated into one whole. This research describes the complexity of an individual's life personality development, distinguishing from various main aspects, including physical and motoric, intellectual, social, language, emotional, moral and religious. The findings from this research provide in-depth insight into how the family environment can play a critical role in shaping a child's development, with major implications for that individual's well-being and future.

This research aims to determine the effect of the use of digital money on the amount of money circulating in Indonesia. The method used is Library Research (Library) in this writing, this method uses books, and journals, both written and online. Based on this research, it can be concluded that the use of digital money brings efficiency in transactions, reduces operational costs, allows fast payments, and allows better transaction tracking. It changes the way we interact with finance, providing benefits to individuals, businesses, and the economy as a whole. However, it should be noted that security, regulation, and consumer protection are also important concerns in the development of this financial technology.

In today's competitive business environment, there are many companies that look like a single entity when in fact they are made up of several separate companies. Some of these companies conduct business combinations consisting of mergers, acquisitions, and consolidations. In conducting these business combinations, there are regulations that govern, namely PSAK 22 as a result of IFRS convergence. This study aims to further analyze business combinations with IFRS convergence. The research method used is a quantitative engineering approach by focusing on literature review. The results of this study indicate a change in the purchase method to goodwill impairment testing, adjustments to non-controlling interests, and more detailed disclosures.

Social media serves as a tool that enables individuals to easily interact with each other without the constraints of time, distance, location, or additional costs. Its usage has become a societal necessity, bringing both positive and negative impacts on cultural and social changes. The presence of social media has deeply integrated into modern society, becoming an inseparable element of mass media. Its effects are evident in the transformation of norms, habits, and attitudes gradually eroded by the advancements in mass media, replaced by new patterns of behavior. The ongoing technological advancements, particularly in social media, require attention to ensure that the society does not fall prey to its negative effects.