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Fransisca Adline Mlati Dewi; Putri Nur Amaliya Sariman; Abiyadh Raissa Ramadhan; Muhammad Farhan; Tugimin Supriyadi

Jurnal Publikasi Ilmu Psikologi. 2024 Asosiasi Riset Ilmu Kesehatan Indonesia

The development of digital technology and increasingly widespread internet access in recent decades has led to a significant increase in online gambling participation. The ease of access offered by online gambling platforms has attracted a wide range of people regardless of age, gender, or socioeconomic background. However, this phenomenon also brings serious negative impacts, including addiction that can trigger criminal behaviour such as fraud, theft, and money laundering. This research aims to explain the relationship between online gambling and criminal behaviour from a criminal psychology perspective and discuss the social implications and effective prevention strategies. The method used is a literature study, with analysis of various data sources from books, journals, and previous research. The results of the review show that online gambling not only affects the economy, religion and mental health of individuals, but can also damage household harmony and social relationships. This study is expected to provide a deeper understanding of the dynamics of online gambling addiction and criminal behaviour so that more effective intervention approaches can be formulated.

Andre Yosua M; Muhammad Gastari

International Journal of Social Welfare and Family Law 2024 Asosiasi Penelitian dan Pengajar Ilmu Sosial Indonesia

Today's crimes are increasingly showing increasingly modern patterns, one of which is the crime of money laundering (" money laundering "). The crime of money laundering is understood as the act of hiding the origin of funds which are illegal because they are obtained from a criminal act which appears to be legitimate. Law Number 8 of 2010 concerning Prevention and Eradication of Money Laundering. The stages of money laundering which consist of conversion (" placement "), layering (" layering "), and integration ("integration") in its development are carried out by utilizing cyberspace (" cyber "), so that it constitutes " cyber crime ", the handling of which is increasingly difficult and complex, because this crime can be a transnational crime, even though law enforcement officers in carrying out their authority are limited by jurisdiction. Apart from that, special competence and expertise is also needed in the field of " cyber ". " Cyber money laundering " is an inevitability that must be faced as a form of " white collar crime " in the 21st century era, so that efforts to prevent and eradicate the crime of money laundering can be achieved. implemented optimally.

Aqil Tajuddin Zhahir; Ariesta Chandra Perdana; Claudia Theresia Sihotang; Muhammad Galih Sampurno

Jurnal Ilmu Pendidikan, Politik dan Sosial Indonesia 2024 Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

The Bill on the Limitation of Cartal Money Transactions (RUU PTUK) is a regulation regarding the limitation of cartal money transactions to 100 million rupiah in a day either in one transaction or several times, more than that must use digital money. The purpose of this bill is to reduce circulation and emphasize counterfeit money and reduce corruption activities. This paper aims to identify the problems and impacts of the passage of the PTUK Bill on corruption and money politics in Indonesia. The PTUK Bill in its application requires public participation to support the PTUK Bill, besides that the public needs to understand the consequences of money politics on the sustainability of government.

Ryan Purnama Putra; Merline Eva Lyanthi

Jurnal Kajian Ilmu Sosial, Politik dan Hukum 2024 Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

One factor to consider in efforts to enforce illicit online gambling laws is preventing the flow of money from online gambling. In the midst of the use of technology in banking transactions and online gambling, it is important to pay attention PPATK Policy in Terminating Money Laundering Transactions in Online Gamblingand the need for preventive efforts with the rise of online gambling itself makes It is necessary to do research related to the Authority of the Financial Services Authority in Blocking the Results of Online Gambling Transactions. This research aims to inform and understand PPATK's policy for stopping suspicious money laundering transactions in online gambling. The type of research used in this legal research is normative legal research. The approach method used in this research is the statutory approach method. The research results are that PPATK's policy in stopping suspicious money laundering transactions in online gambling is to stop transactions because there are indications of online gambling activity, coordinating with the police to accelerate online gambling activities, and PPATK is tasked with collecting and processing suspicious information related to money laundering in online gambling.    

Roagave L. Toruan; Jusuf Leiwakabessy; Sherly Lewerissa; Valiand Sapulette; Audrey Leiwakabessy

ARDHI : Jurnal Pengabdian Dalam Negri 2024 Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Considering that today's children mostly live with a consumerist attitude, it is necessary to provide education and introduction to the benefits of the value of money and manage finances by cultivating a frugal lifestyle and a love of saving from an early age. Educating them to avoid consumerist lifestyle behavior also aims to manage their own finances and can increase their comfort in the future. The main target of this activity is the community, especially children in Latta Village, Baguala District, Ambon City. This activity was attended by 25 children and 10 mothers in Latta Village. This activity program is implemented using the material presentation method. The main mission of socialization activities is to foster a frugal lifestyle, a hobby of saving from childhood for a more prosperous future, and children being able to differentiate between needs and wants.    

Cindy Aulia Rusli; Dilla Ayu Kartika; Muhammad Reynal; Yuliana Dewi Siregar; Rizka Harianingsih +1 more

International Journal of Economics, Commerce, and Management 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The current era of globalization has many impacts on Indonesian society, including the impact of online gambling addiction. In recent years, gambling over the Internet, or commonly called online gambling, has been increasing. According to Kata data, of the total 2.8 million people involved in online gambling or slots in Indonesia, as many as 2.2 million of them are university students. These people participate in virtual gambling activities through online platforms such as websites and applications connected to the internet. The entire transaction process from depositing to withdrawing gambling winnings is carried out online in an online connected system. The purpose of this study is to analyze the factors that make current students interested in online gambling (scatter). This study uses quantitative research methods with a focus on results. The research data was collected through questionnaires distributed to several respondents who are students. The results showed that the impact of online gambling on students is to cause feelings of laziness and reduce academic performance. On average, students spend up to one hour playing Scatter. Financial difficulties (pocket money) are also a factor that affects students playing scatter (online gambling).

Yudiansyah B; Yasmirah Mandasari Saragih; Syaiful Asmi

International Journal of Sociology and Law 2024 Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

The purpose of writing this journal is to identify and analyze the ways and motives behind corrupt acts carried out by corporations, as well as understand the organizational structure and market dynamics that influence these corrupt practices. And evaluate the legal consequences that apply to corporations involved in acts of corruption and examine the effectiveness of implementing these penalties in efforts to prevent and overcome corruption among corporations. The approach method used in this research is Normative Law (normative juridical) using a statutory approach, a conceptual approach, and a comparative and empirical approach (field data). The research results show that corporations are involved in acts of corruption through various, often complex and covert means, driven by motives to increase profits, dominate markets, or avoid regulations. The mechanisms they use range from giving bribes, manipulating tenders, to money laundering practices. Corporations involved in acts of corruption can face a number of legal consequences, ranging from heavy fines, license revocation, asset confiscation, to operational restrictions. Although these penalties are intended to provide a deterrent effect, their effectiveness in preventing corporate corruption often varies. While fines may have a financial impact, without significant internal changes in corporate culture and governance, the potential for a return to corrupt behavior remains.

Shanty Nurrochma Kusuma Putri; Sonny Fransisco Siboro; Afifah Bilqis; Siti Vidia Regita Cahyani

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Thex Bogorx Regency Governmentxneedsx tox analyzex financialx performancex usingx thex Valuex Forx Moneyx methodx tox ensurex thatx eachx financialx unitx spentx providesx optimalx valuex forx thex community.x Thex methodx usedx isx descriptivex quantitative.x Thex populationx inx thisx studyx isx thex Bogorx Regencyx Governmentx Budgetx Realizationx Reportx inx 2022.x Calculationx ofx financialx performancex usingx thex economicx levelx showsx thatx inx 2022,x thex financialx performancex ofx thex localx governmentx hasx increasedx withx ax ratiox ofx 93.51%,x thisx showsx thatx inx managingx thex governmentx budgetx asx muchx asx possiblex tox achievex thex plannedx program.x Thex calculationx ofx performancex atx thex efficiencyx levelx reachesx 86.23%,x thisx showsx thatx thex governmentx canx usex thex leastx resourcesx tox achievex thex mostx goals.x Atx thex effectivenessx level,x itx isx consideredx ineffectivex withx ax calculationx ratiox ofx 98.41%.x

Ririn Deswita Putri; Nabila Nabila; Renita Br Tompul; Sonia Trifosa Siahaan

Jurnal Relasi Publik 2024 International Forum of Researchers and Lecturers

General elections are an important part of implementing election strategies to increase public participation by implementing cooperation in communication effectiveness to prevent violations. Student problematic efforts have become a major milestone in voicing aspirations to the government so that both parties prioritize wise character in choosing quality political institutions. Student indicators in carrying out their role are conducting political campaigns that are free of money politics through digital media by disseminating through podcasts, posters distributed through social media to attract audience attention and through other digital media. Public awareness to strengthen the selection of institutions in accordance with one's own decision in order to understand the concept of wise voter participation.    

Achmad Mufaqih; Sonny Fransisco; Raditya Ayu; Aulia Apriliana

Jurnal Mutiara Ilmu Akuntansi (JUMIA) 2024 Pusat Riset dan Inovasi Nasional

Based on the explanation of the findings above, it can be concluded that: Bogor City's financial performance is measured by economic indicators from 2020 to 2022, reaching an average of 68.5%, this figure is included in the economic category because the level of independence ratio is below 100%. Bogor City's financial performance as measured by the level of efficiency ratio in 2020 to 2022 shows an average efficiency level of 101% and the higher the efficiency level, it falls into the non-efficiency category, because it is more than 100%. Bogor City's financial performance is measured by the effectiveness ratio in 2020 to 2022 from the overall average which reached an effective ratio of 110.3% and is included in the effective category because the effective ratio is above 100%.

Iman Harapan Jaya Zalukhu; Deasy Rosmala Dewi; Daniel Happy Putra

Jurnal ilmu Kesehatan Umum 2024 Asosiasi Riset Ilmu Kesehatan Indonesia

Financing activities at Kembangan Regional Hospital are dominated by BPJS Health Participants, when submitting claim from patients participating in BPJS Health, there are still delays in submitting claim which will have an impact on hospital operational activities. The aim of this research was to determine the causes of Pending Claims that accurred at Kembangan Regional Hospital. This study used a descriptive method with a mix method approach. The BPJS Health claim procedure for inpatient services at Kembangan Hospital is in accordance with the exiting Standar Operating Procedures. The data used are pending claim files originating from inpatient treatment in November 2022- Jaunary 2023. The research result found 941 inpatient claim files and 84 pending claim files. The cause of pending claim were classified into 7, Conformity between surgical procedures was 22 (26%), inaccuracy in administrative verification and SEP suitability in inputting data into INA-CBGs was 19 (23%), coding determined by the coder was not unbundled by 17 (20%), INA-CBG codes was 9 (!1%), DPJP daognostic code matching 6 (7%), Hospital code conformity 6 (7%), and finally redmissions for the same disease coding 5 (6%). Based on the 5M identification, there are factors, namely the man factor: because the claim file was not accepted by BPJS Health due to coding. The coding given by the hospital to the hospital to the BPJS was not appropriate. Material: supporting files which arrived late on the specified day. Meanwhille, the 3 other factors, namely the money machine and methid, were not obstacles or causes fot the return of the claim files. It is recommended to reevaluate and socialize the reasoms fpr returning BPJS Health claims so that the BPJS Health claim submission process is carried out well and accepted.

Saqina Maulita Pradewi; Ananda Dheya Septy; Atalia Martha Puspita

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Money changers are also increasingly developing not only in banks as official exchange places. On the eve of the holidays, some traders sell money on the side of the road. There is a phenomenon where money becomes something that is traded in the form of money exchange that often occurs before the holidays. This research uses a qualitative method. By using a qualitative approach, researchers can focus on attention and also natural events that occur. This research examines how the concept of central bank concept analysis in the issuance of new money to prevent counterfeiting of money on roadside money exchange services during the holidays. The conclusion is that transactions that always occur before the holidays with money exchange are considered violating the law because they do not comply with the standards of exchange transactions, which should always have goods traded rather than money.

Aulia Fitri Anggraini; Dinda Salsabila Sarly; Wahyu Rama Wirayuda

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The government's role in Islamic economics is very significant, not only in regulating public aspects in accordance with Islamic principles, but also in financial matters such as managing basic needs, creating jobs, and maintaining the stability of the value of money. Public authorities need appropriate arrangements to steer the economy in the desired direction. One of the strategies used is financial regulation, which aims to control the money supply so that economic growth is stable, the cost of living is affordable, and jobs are available. This research aims to explore how the financial approach works from an Islamic perspective in depth. In the context of Islamic economics, the task of public authorities is to ensure that Islamic principles apply in terms of free income, interest-free economy, and money management in accordance with Islamic principles. Financial regulatory instruments also go beyond the use of open markets and custody of money, including in terms of distribution of credit, proportion of advances, and benefits in accordance with Islamic rules. This journal explores the relationship between monetary policy and economic development from an Islamic perspective. The focus is on the government's role in regulating monetary policy to achieve stable and sustainable economic growth in accordance with Islamic principles. The discussion includes financial management strategies that include controlling the money supply, stability of the value of money, and development of an interest-free economy. By considering the basis of free income in Islamic economics, this journal also highlights monetary policy instruments that are in accordance with Islamic values, such as credit distribution and benefit proportions that follow Islamic rules. This research aims to provide in-depth insight into how monetary policy can be implemented effectively in the context of Islamic economics, as well as implications and suggestions for sustainable economic development from an Islamic perspective.

Nuri Alvin; Revalina Melati Ayuningtyas; Yustris Baldwin Khadafi

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research analyzes Islamic monetary policy and state revenues in the context of economic growth, especially in Indonesia. Monetary policy is the government's effort to improve economic conditions by regulating the amount of money in circulation. In the context of an economic crisis, monetary policy becomes important to balance the real sector and overcome the problem of currency value and the role of money as a commodity that sells interest or usury. This research reveals that monetary policy has input in the form of monetary policy instruments that influence the amount of money in circulation, while the output includes price stability and economic output. Islamic monetary policy is emphasized as a policy that must be free from usury and interest, following the principle of profit sharing in money management. Apart from that, this research also reviews monetary policy during the time of Rasulullah SAW, where monetary management was based on the principle of baitul mal and the allocation of funds for the spread of Islam, education, infrastructure development and social welfare. an Islamic economic perspective, monetary policy must pay attention to economic welfare with full employment opportunities, socio-economic justice, income distribution, and stability of the value of money. This refers to the principles of maqasid sharia in creating balance and prosperity for society. Monetary policy in Indonesia, led by Bank Indonesia, uses various instruments such as reference interest rates, open market operations, provision of liquidity, regulation of storage facilities, and reserve requirements. mandatory to achieve price stability, economic growth and financial system stability. This research provides in-depth insight into the importance of Islamic monetary policy in achieving macroeconomic goals and its impact on economic growth in Indonesia.

Dhaisya Dea Maretha; Refi Yoanda Rahmatul Aulia; Riki Kurniawan

Pajak dan Manajemen Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research discusses the dynamics of money as a medium of exchange, store of value, and unit of account, as well as how the evolution of money has an impact on economic growth and global transactions. In addition, this paper investigates the challenges and risks facing financial institutions, such as market volatility, systemic risk, regulatory changes, and the impact of technological innovation. In this context, research using literature methods also examines the importance of financial stability and public trust in financial institutions, as well as strategies for maintaining the integrity of the financial system. Analyzing trends and changes occurring in the world of finance will provide readers with comprehensive insight into the latest developments in the financial sector, the important role of money in the economy, and how financial institutions can adapt to changes in the business and regulatory environment.  

Elisa Fitri Salsabila; Renanda Nurfatya; Siti Julaikah

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to describe the influence of money in circulation and the BI Rate on inflation in Indonesia from January 2021 to June 2023. This research is a literature study that departs from quantitative methods using secondary data obtained at the Central Statistics Agency (BPS). This research uses a multiple linear regression approach using SPSS data processing tools. The results of the F test show that simultaneously, the variable money in circulation and the BI rate have a significant effect on inflation in Indonesia. Partially, both also have a significant influence on inflation. The findings of this research underline the importance of continuing to create various policies to overcome the inflation problem in Indonesia.

Prima Lestari Situmorang; Riris Lawitta Maulina Siahaan

Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This article is written because of the complex relationship between Inflation and economic growth and their often mutual influence on each other. At low and stable inflation rates, inflation can have a positive impact on economic growth. Moderate inflation often reflects strong demand in the economy, which encourages firms to increase production and investment. However, when hyperinflation occurs, it can damage the economy. this article is a literature review of various scientific articles on the relationship between inflation and growth. The data collection method is by document method and analyzed descriptively. From the articles reviewed, various findings were obtained stating that the relationship between inflation and economic growth is strongly influenced by the inflation rate, inflation expectations, and other macroeconomic conditions. Moderate and stable inflation tends to support economic growth, while high and uncontrolled inflation has significant negative effects. Prudent monetary policy is essential to keep inflation within limits that can support sustainable economic growth. To stabilize the economy, the role of the Central Bank is needed in controlling the money supply so that it does not decrease the value of money.

Laila Fauzila Zahera; Rusmitha Devy; Vivi Meilani

Akuntansi dan Ekonomi Pajak: Perspektif Global 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Monetary policy in Islamic economics is an important aspect in maintaining economic stability and promoting the welfare of the people. In the Islamic economic paradigm, monetary policy aims to create a balance between sustainable economic growth and fair distribution of wealth. Principles such as fairness, sustainability and fairness are the basis for formulating monetary policy. First, monetary policy must ensure that the creation of new money is carried out responsibly, avoiding inflation that is detrimental to society. In addition, the Islamic monetary system encourages the use of financial instruments based on sharia principles, such as mudharabah and musyarakah, which encourage healthy economic participation. Second, monetary policy must pay attention to aspects of wealth redistribution to reduce economic inequality. This can be achieved through collecting zakat, infaq and sadaqah as well as channeling funds to sectors in need, such as education, health and poverty alleviation. By implementing monetary policy in accordance with Islamic economic principles, it is hoped that an economy that is inclusive, sustainable and fair can be realized for all members of society.

Jauzari Helmi; Reski Apriyani; Syahriful Ahyar; Raja Nur Hafriza

Kajian ilmu Hukum, Sosial dan Administrasi Negara 2024 Lembaga Pengembangan Kinerja Dosen

The aim of this research is to understand the multi-party system in Indonesia, the political representation system in Indonesia, and the relationship between these systems with the political dynamics in Kelurahan Dompak, Tanjung Pinang. A descriptive qualitative research method was employed, utilizing interviews, observations, and document analysis to gain an in-depth understanding of the phenomenon. The results indicate that Indonesia's political system provides opportunities for various political parties to participate in the political process and elections. At the local level, the relationship between political parties, the community, and the government is crucial in the context of democracy. Although the dynamics of political money influence the public's perception of assistance provided by candidates, the principles of political equality and freedom remain the foundation of the political representation system aimed at forming a government that is responsive to the needs of the people.

Cintya, Priska; Fauzatul Laily Nisa

JURNAL EKONOMI BISNIS DAN MANAJEMEN (JISE) 2024 CV. ALIM'SPUBLISHING

Digital transformation has become an important issue in the financial industry, including Islamic banking in the current digital era. The development of digital technology has affected the way Islamic banks provide services to customers, allowing them to reach more customers in various locations without being limited by physical offices. Digital banking services developed using digital technology provide convenience, speed, and security in transactions to customers. This study aims to examine the influence of digital technology in the development of Islamic banking services. The money research method used is a literature study by analyzing various literature sources. The results show that digital transformation in Islamic banking has a significant impact, including increased efficiency, productivity, service quality, and customer satisfaction.