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Johari, Johari

Proceeding of The International Conference on Economics and Business 2022 Universitas Kristen Indonesia Toraja

Waqf has become the world's attention because this instrument can be utilized as a solution to world crisis problems. One of the countries with the most significant potential for waqf is Indonesia, which is based on a large number of followers of Islam. The number of adherents of Islam in Indonesia alone reaches 209.1 million adherents of Islam and makes the potential for Indonesian waqf very large. This type of research is descriptive qualitative, using the case research method and collecting data in this study through observation and in-depth interviews with research objects. The technique used in this research is critical and interpretative analysis. Cash waqf can be distributed to beneficiaries for business capital in the agricultural sector as a family food security distribution scheme with several models: first, a profit-sharing method (Mudharabah). Second, a 0% loan (Qard Hasan)"; third, business strengthening (Musyarakah); fourth, alms and grants (khairiyah). The agricultural system is developed into a culture for every family to become food security by implementing an integrated farming system. Agricultural system, "low external input and sustainable agriculture," at home and group/production scale. With this system and a touch of technology, the future is projected as a comprehensive agricultural center. Production and marketing are carried out simultaneously by building an "agricultural industry" and an "agricultural market." Apart from that, it can also be used as an educational, tourism, and cultural village. The academic village is intended as a research and training/educational practicum place. The tourism village is defined as agro-tourism which has high economic value

Suasri, Eni; Alam Sur, Widya Astuti; Machfiroh, Ines Saraswati; Nasrullah, Muhammad Abdianor

Dinamika Akuntansi Keuangan dan Perbankan 2022 Faculty of Economic and Business Universitas STIKUBANK

This study aims to determine the frequency of purchasing raw materials for Cup 220 ml and Straw optimally using the Economic Order Quantity (EOQ) method at PT. Panen Embun Kemakmuran. The type of data used is quantitative data, with the research method being qualitative. The results showed that the optimal purchase frequency for the 220 ml Cup type is 3 times and Straw 8 times in one year. The number of safety stock that must be owned by the company for 220 ml Cup is 1.503.277 and Straw 1.264.144 Pcs. The company must place a reorder or reorder point for 220 ml Cups when supplies reach 1.931.320 Pcs and Straw 1.695.596 Pcs. The total cost of inventory if PT. Panen Embun Kemakmuran using the EOQ method is IDR 139,806,429, the company can save for 220 ml Cup raw materials of IDR 56.862.105 and Straw of IDR 341.704 or overall savings of IDR 57.203.809.

Prasetya, Adhitya Yoga; Ernah, Ernah; Andanarini M S, Dhian

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2022 Sekolah Tinggi Ilmu Ekonomi Totalwin

The reason for this study is to examine the impact of the religiosity, halal name and word of mouth on purchasing decisions. Religiosity, Halal Label, Word of Mouth, and Purchase Decision are the dependent variables analyzed in this study. The example utilized in this study comprised of 100 clients of Wardah restorative items. Through the distribution of questionnaires, the purposive sampling method was used for sampling. Validity and reliability tests, classical assumption tests, normality tests, multicollinearity tests, heteroscedasticity tests, multiple linear regression tests, model feasibility tests (F tests), individual parameter significance tests (t statistic tests), and coefficient tests were utilized in this study's data analysis. determination (R2) using the SPSS software. Word of mouth had a positive and significant impact on purchasing decisions, and religiosity had a positive and significant impact. Halal Label had a positive and significant effect.

Ikhwanul Muhtar; Geovani Meiwanda

JURNAL HUKUM, POLITIK DAN ILMU SOSIAL 2022 Pusat Riset dan Inovasi Nasional

The coastal abrasion disaster that occurred in the Meranti Islands Regency, precisely in the West Rangsang District, Meranti Islands Regency has threatened and brought losses, both in the form of physical and non-physical losses. In 2020, the length of coastal abrasion in Rangsang Barat District will reach 10.75 km2. West Rangsang District is an area located on the coast which has strong wave and wind currents. For this reason, coastal abrasion disasters that occur must be overcome by implementing structural and non-structural mitigation to minimize the risks arising from coastal abrasion disasters that occur. This study aims to look at the implementation of coastal abrasion disaster mitigation and find out the obstacles in mitigating coastal abrasion disasters in Permai Village, Rangsang Barat District. This study uses qualitative research methods with data collection techniques by observation, interviews and documentation. This study has the result that disaster mitigation efforts carried out in Permai Village, Rangsang Barat District have not run optimally. This is due to natural factors and limited budget owned by Permai Village.

Fauzan, Muhammad; Indarti, MG. Kentris; Pradita, Nungki

Dinamika Akuntansi Keuangan dan Perbankan 2022 Faculty of Economic and Business Universitas STIKUBANK

The purpose of the research is to optimize the contribution of billboard tax as a source of local funds and minimize the potential for lost billboard tax (EOL) in Demak Regency. This type of research is an explantative study that aims to find an explanation of the phenomenon of not optimal Reklame Tax as a Source of Regional funds. The object of this research is The Billboard Tax in Demak Regency. The sub-districts selected as research samples are potential sub-districts for billboards in the sense of easy access from various corners, crowded centers and or city centers including (1) Demak kecematan, (2) Guntur subdistrict, (3) Karangawen subdistrict, and (4) Mranggen subdistrict. These four subdistricts are used as analysis bases to then be generalized as a representation of Demak Regency. The data source is obtained by documentary studies, interviews with relevant officials, as well as field surveys. Data analysis is conducted with the following stages (1) calculation of potential tax receipts, (2) calculating the effectiveness of billboard tax management, 3 analysis of the causes of high low EOL and (4) formulation of policies for the optimization of billboard tax. From the results of the analysis will be formulated the right strategy to minimize EOL. The results showed that the contribution of billboard tax as a source of regional funds is still very small and not yet optimum. This happens because of the high tax on EOL (expected opportunity lost) and the number of wild billboards. The high EOL and wild billboards are due to the relatively weak governance (weak information system, coordination and supervision) and the motivation of the work of officers that has not been optimal. To optimize the potential of tax receipts need to be carried out the development of governance based on integrated information systems. To minimize EOL, a policy of strengthening the governance of The Billboard Tax is necessary: (a) establishing an integrative information system for the management of billboard taxes, (b) reorganization of the billboard tax management organization. (c) improve work rules, (d) improve more effective mechanisms of action, and (e) develop the professionalism of the officers involved.

Meylina, Meylina; Manalu, Moody

Dinamika Akuntansi Keuangan dan Perbankan 2022 Faculty of Economic and Business Universitas STIKUBANK

The research conducted by the author is to determine the effect of deferred tax on capital intensity, capital intensity, and firm size on tax aggressiveness. The sample used in this study is BEI BUMN20 (top twenty constituents) contained in the BEI BUMN20 Fact Sheet Index as of December 2022 during 2019-2022. The technique used is descriptive statistical analysis, classical assumption test, multiple linear regression test, and a test of the coefficient of determination. The test results show that the level of the deferred tax burden can have a positive but not significant effect on tax aggressiveness. Capital intensity has a significant effect on tax aggressiveness then company size has a positive but not significant effect on the tax aggressiveness variable. This variable depends on tax aggressiveness. The coefficient of determination obtained is 13.5%, which can be interpreted if the independent effect on the variable is 13.5%.

Jefri Sidik; Geovani Meiwanda

JURNAL HUKUM, POLITIK DAN ILMU SOSIAL 2022 Pusat Riset dan Inovasi Nasional

This research is motivated by the rise of drug abuse cases, especially in Pekanbaru City which can damage themselves and others. The increasing number of drug abuse cases has become a special concern for the Government and also the people in Pekanbaru City. The existence of a strategy designed by the Pekanbaru City National Narcotics Agency (BNNK) to tackle drug abuse is expected to be able to overcome drug problems in accordance with the provisions of Law No. 35 of 2009 concerning Narcotics. This study uses qualitative research methods with data collection techniques through interviews and documentation. This study aims to obtain data on the strategy for overcoming drug abuse by the Pekanbaru City National Narcotics Agency (BNNK) and the factors that inhibit it. The results of this study indicate that the drug abuse prevention strategy designed by the Pekanbaru City National Narcotics Agency (BNNK) has not fully worked as expected, so that drug abuse cases have not been significantly reduced. This is due to the inhibiting factors, namely the lack of availability of human resources and limited supporting tools.

Shofiyah Khairunnisa; Hety Budiyanti; Muh. Ilham Wardhana Haeruddin

Jurnal Manajemen dan Ekonomi Bisnis 2022 Pusat Riset dan Inovasi Nasional

This study aims to explain the influence simultaneously (together) or partially between the influence of social media marketing Instagram, brand image and product quality on purchasing decisions. This study uses a quantitative approach with survey research methods to obtain primary data. The research variables are Social Media Marketing Instagram (X1), Brand Image (X2) and Product Quality (X3) as influencing variables and Purchase Decision variable (Y) as affected variables. The population in this study are consumers of MS Glow Panakukkang users in Makassar City. The number of samples in this study were 100 consumer respondents of MS Glow Panakukkang by taking the entire population and serving as samples. The data collection method used is the distribution of questionnaires. The data analysis technique in this study used multiple regression analysis which was previously carried out with Validity, Reliability, Classical Assumption Tests (normality test, multicollinearity test, heteroscedasticity test) then tested the hypothesis through T test, F test and coefficient of determination test. The results of this study indicate that partially, Instagram social media marketing does not have a positive effect, while brand image and product quality have a positive and significant effect on purchasing decisions for MS Glow Panakukkang. Meanwhile, simultaneously the results of this study also show that social media marketing, brand image and product quality have a positive and significant effect on purchasing decisions for MS Glow Panakukkang products.

Nurul Mardhiyah; RFS, Harapan Tua

JURNAL HUKUM, POLITIK DAN ILMU SOSIAL 2022 Pusat Riset dan Inovasi Nasional

Drug abuse has become a complex problem faced by Indonesia and of course requires a special strategy and the active role of all parties in its prevention and handling. This is evidenced by the rampant cases of drug trafficking and abuse that occur in villages in Kuantan Singingi, one of which is Seberang Taluk Village, Central Kuantan District. This study aims to see the performance of the Village Government in the Clean Drugs (Bersinar) Village program in Seberang Taluk Village, Central Kuantan District, Kuantan Singingi Regency. In this study, the authors used descriptive qualitative research methods. The researcher uses Dwiyanto's theory where the indicators used in measuring organizational performance use 4 (four) indicators, namely, productivity, responsiveness, responsibility, and accountability. The results of this study indicate that the distribution and abuse of drugs in Seberang Taluk Village has decreased during the program of the Clean Drugs Village (Bersinar) with a percentage of approximately 80%. However, the implementation of the Shining Village Program still faces several obstacles. Researchers found factors that influence the implementation of this program, which include the problem of limited budget, incompetent human resources, and lack of public self-awareness. Overall, the Seberang Taluk Village Government, Central Kuantan District can be said to have been quite good at implementing the Shining Village program in preventing drug trafficking.

Erlinda Sholihah; Risma Nurhapsari

Proceeding of The International Conference on Economics and Business 2022 Universitas Kristen Indonesia Toraja

The purpose of this study is to examine the role of product knowledge, perceived benefit, and perceived ease of use on QRIS adoption intention for MSMEs in Semarang City during the Covid-19 pandemic. An associative quantitative approach was applied in this study. Population of this research are merchants in Semarang City’s traditional market. Empirical data were collected through questionnaires from 100 respondents and analyzed with SmartPLS 3.0 based on the SEM-PLS method. The results of this study confirm that product knowledge, perceived benefit, and perceived ease of use have a significant impact on the intention to adopt QRIS. The findings encourage the government to continue to accelerate the formation of a cashless society and increase public awareness of the benefit of digital payments in preventing the spread of the virus, especially the use of QRIS.

Indah Pratiwi; Sukri Sukri

Jurnal Manajemen dan Ekonomi Bisnis 2022 Pusat Riset dan Inovasi Nasional

It is very necessary to enlighten all elements of Muhammadiyah's business charity management to make and apply the values ​​of the life guidelines of Muhammadiyah citizens in every policy and activity in the association without exception. The purpose of this study is to interpret the values ​​of Islamic life guidelines for Muhammadiyah residents in the STIE Muhammadiyah Palopo budgeting system. The researcher will use the Islamic life guidelines for Muhammadiyah residents as a researcher's perspective in observing the activities of the budgeting system at STIE Muhammadiyah Palopo whether the values ​​of these guidelines are used as one of the considerations in the operation of the budgeting system at STIE Muhammadiyah Palopo in accordance with the expectations of Muhammadiyah's vision. This study found that the budget as a form of welfare is not only valued in nominal terms in the form of rupiah earned, but welfare is when people who work at Muhammadiyah always feel sufficient and grateful for the sustenance that Allah SWT has given. As a Muhammadiyah citizen, working in a Muhammadiyah business charity is a comfort in itself and believes that the sincerity they do will be a welfare for them in the hereafter. With their sincerity in working in the charity business of Muhammadiyah, they get rewards from Allah SWT such as unexpected sustenance and blessings in the income they get. STIE Muhammadiyah Palopo provides convenience, relief, and assistance in paying tuition fees for students. STIE Muhammadiyah Palopo provides facilities and assistance to students as a form of social care and appreciation for cadres, namely the Lazismu Scholarship, Incidental Assistance, Relief for Brothers, and the free SPP Alumni of SMA/SMK Muhammadiyah Palopo

Pailungan, Ferly Yacoline; Halmar, Halbina Famung; Kada, Maria Kurnyata Rante; Rasdin, Rasdin; Febriana, Fransiska

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Background: Corona virus disease 2019 is a disease caused by infection with the SARS-CoV-2 virus, which generally attacks the respiratory system in humans, Corona Virus disease can cause different symptoms, be it mild, moderate to severe symptoms. The level of symptoms in Corona Virus disease patients is influenced by various factors, both internal and external, and one of the influencing factors is the presence of comorbidities or comorbidities. The purpose of this study was to find out the description of symptoms in Corona Virus disease patients with comorbidities at Labuang Baji Hospital, Makassar City Method The research design used is descriptive analytic through a cross-sectional approach. The total population in this study was 129 people. The sampling technique used was total sampling.. Results: In this study, the results showed that of 129 Corona virus disease patients, most of them had comorbid cardiovascular disorders (hypertensive heart disease) and of all patients who had comorbidities, most of the respondents (48.1%) experienced severe symptoms. Conclusion: From this study it can be concluded that patients who have comorbid cardiovascular disease are more likely to experience severe symptoms when exposed to the corona virus.

Herlianty, Herlianty; Dahrianti, Evi Sri; Sumidawati, Ni Ketut

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Mothers who undergo normal delivery during the COVID-19 pandemic can experience severe anxiety because the Corona Virus Disease-19 virus can also cause severe respiratory infections, such as lung infections (pneumonia). This virus can attack anyone, including pregnant women and babies is a potential or actual threat to a person's integrity that can evoke physiological and psychological stress reactions. The purpose of this study was to determine connetion between family support and anxiety levels during normal delivery on the COVID-19 pandemic at the Mother and Child Hospital Mother and Child Makassar.. Methods: The research design used wasresearch descriptive correlational through aapproach the cross-sectional. number of respondents in this study was 35 respondents with a sample of 35 respondents and the sampling technique used in this study was total sampling by taking all samples in the population. This research was conducted on 16 oktober - 2 November 2021. The instrument used was a questionnaire sheet distributed to respondents Results: The results of this study were processed using SPPSS 22. The results of the analysis with somers'd test obtained p value = 0.000 < value a=0.05. From this analysis, it can be interpreted that Ha is accepted and Ho is rejected, meaning that there is a connetion between family support and anxiety levels in normal delivery during the COVID-19 pandemic. Conclusion: For this reason, it is important to provide counseling and motivation to patients with normal delivery during the COVID-19 pandemic in increasing family support and decreasing anxiety in dealing with childbirth

Hasniati, Hasniati; Suardi, Yunita Suriani; Zendrawati, Zendrawati; Harbaeni, Harbaeni; Kada, Maria Kurniata Rante

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Background: Anxiety is one of the psychological factors that affect hypertension. Intense, excessive, and persistent worry and fear regarding everyday situations. The Purpose This study aims to determine the effect of Murottal Al-Qur'an on reducing anxiety in the elderly with hypertension at Paguyaman Pantai Health Center. Methods: This study was carried out for two weeks using a quasi-experimental method with a two group pre-posttest design approach, namely the measurement was carried out by giving initial observations before being given an intervention, after that an intervention was given, then a posttest or final observation was carried out. There are 20 samples who suffer from anxiety where 10 people in the intervention group murottal Al-Qur'an and 10 people in the control group without murottal Al-Qur'an. The instrument used was the Zung Self-Rating Anxiety Scale (SAS/SRAS) questionnaire. Analysis of the data in this study using Univariate Analysis and Bivariate Analysis. Bivariate analysis using Lambda Test Statistical Test. Results: The results showed that there were differences in the level of pre and post anxiety in the intervention group given Murottal Al-Qur'an, with a p-value of 0.001 or p?0.05, meaning there was a significant difference. Conclusion: The conclusion of this study is that there is an effect of murottal Al-Qur'an on reducing anxiety in the elderly with hypertension at the Paguyaman Beach Community Health Center.

Putra, I Putu Very Triana; Astina, I Kadek Yuda; Triningsih, Triningsih

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Background: Anxiety is a normal response in the face of stress which is characterized by feelings of fear accompanied by somatic signs. The patient's anxiety in the MRI examination arises because he knows he will receive medical treatment related to the use of radiation that will cause adverse effects that cause infertility or cancer. The purpose of this study was to determine the effect of music therapy in reducing anxiety when undergoing an MRI examination. Method: The design of this study used a posttest only intervention group design. The study was conducted on 18 July – 12 August 2022 in the MRI Room of the Bali Mandara Hospital, Bali Province. The sample was 72 people who were divided into 2 intervention and control groups. The inclusion criteria of this study were patients with head first examination position, age above 18 years. Exclusion criteria were patients with decreased consciousness, hearing loss and weight above 150 kg. The research instrument used the MRI-AQ questionnaire, and the Mann Whitney statistical test. Result: The results showed that most of the respondents were 46-55 years old (33.3%), most of the MRI examinations were Lumbo sacral type (54.2%), and the level of anxiety was mostly mild (91.6%). The results of the normality test of data <0.05 so that the data is not normally distributed. The Mann Whitney test was conducted to determine the effect of music therapy and obtained p = 0.001 indicating there was a significant difference between the intervention group and the control group. Conslusion: The intervention of providing music therapy to patients undergoing MRI examination has an effect in reducing patient anxiety, especially in patients undergoing MRI examination. Music makes the examination more pleasant for the patient. Music causes positive changes in the environment and distracts from the examination, relaxing the patient.

Bayudianto, Edy; Jundapri, Kipa; Suharto, Suharto

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Background: Walking exercise is an exercise for hypertension patients which is useful for stabilizing the blood pressure of patients’ hypertension. Objective: walking exercise is expected to reduce the risk of complications due to increased blood pressure in patients’ hypertension. Methods: This research is a case study research with a family nursing care approach. The study was conducted by two hypertension patients who were given educational intervention and observation of walking exercises to stabilize blood pressure. Results: The study showed that there was a decrease in blood pressure in patients’ hypertension after a walking exercise intervention. In patient I, the blood pressure before the intervention was 160/90 mmHg, and after the intervention became 140 mmHg, while in patient II, the blood pressure before the intervention was 160/100 mmHg and after the intervention was 140/90 mmHg. Conclusion: Walking exercise can stabilize blood pressure and is safe to do in patients, so walking exercise is recommended for hypertension sufferers. The research recommendation is that walking exercise can be applied to patients’ hypertension so that blood pressure becomes stable.   Keyword: Hypertension, walking exercise, blood presure

Stepanus Akian; Marthen Mau

Jurnal Pengabdian Kepada Masyarakat 2022 Sekolah Tinggi Pastoral Kateketik Santo Fransiskus Assisi

Reaching souls in GPKdI Nek Kompong, Andeng Village in conjunction with reaching out to souls in GKSI Moria Empaong-Nala Congregation is very much needed by pastors who are serious and sincere in their ministry. The ministry of a pastor to reach the soul is a very important act today. The purpose of reaching out to souls is to save lost souls to live like Christ. In order for the pastor to be more enthusiastic in reaching lost souls, prayers and fasting are required to be carried out by the pastor, the church assembly, and all members of the Nek Kompong GPKdI, Andeng village and in the GKSI Moria Empaong-Nala Congregation. This study uses a qualitative methodology with a data processing approach of observation, interviews, and documentation. The results of the study showed that some members of the GPKdI Nek Kompong and GKSI Moria Empaong-Nala congregations already had an awareness of fellowship with God in places of worship and other spiritual fellowship carried out in the congregation. The conclusion is that pastors must be loyal in reaching out to souls in GPKdI Nek Kompong and GKSI Moria Empaong-Nala Congregation continuously and even ministry to reach souls must also be carried out by pastors/congregations in all interdenominational churches, both in Indonesia and elsewhere world.

Suprapti, Eka; Adriana, Vivi; R.K, Maria Kurnyata; Yusfira, Yuliana

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Background: Menstrual cycle disorders that are not treated promptly and properly will result in various health problems. The purpose of this study was to determine the correlation of physical activity and body mass index with the menstrual cycle of young girls in Balangtaroang village, Bulukumba Regency Methods: The sampling method used in this study is non-probability sampling with a total sampling technique of 25 respondents. The test used in this research is the Somers'd statistical test. Results: Where the results of the research for the variable physical activity on the menstrual cycle based on the Somers'd test results obtained p value = 0.044 <? = 0.05 and an average value of 2.120, this means that H0 is rejected and Ha is accepted, and for the body mass index variable on the menstrual cycle based on the Somers'd test results, p value = 0.133> ? = 0.05 and an average value of 1,400 Conclusion: Based on the results of the research above, it can be concluded that there is a correlation between physical activity and the degree of the menstrual cycle and there is no correlation between body mass index and the menstrual cycle.

Sulasri, Sulasri; Suntin, Suntin; Nurhalimah, Nurhalimah; Alamsyah, Alamsyah

Jurnal Kesehatan Medika Udayana 2022 Sekolah Tinggi Ilmu Kesehatan Kesdam IX/Udayana

Background: Stroke is a disease of the brain consisting of disruption of local or global nerve function, inhibiting sudden, progressive, and fast, which develops (in seconds or minutes) which lasts more than 24 hours to attack modern society and cause physical, mental and also good disability when productive also old age. The main problems faced by stroke patients are family problems, the environment and medical staff to meet the needs of care and assistance because they require continuous care in order to improve the quality of life that can have an increasing effect on the physical good medically and help cure the disease repeatedly. Purpose: The purpose of this study was to determine the relationship between self-management of post-stroke patients. Methods: This type of research is a descriptive analytic with cross sectional. Results: The results of the study obtained from the Chisquare statistical test obtained the value of ? = 0.002 (? <? = 0.05), which means there is a significant relationship with self-management statistics with post-stroke patients. Conclusion:  that research on self-management related to patients can be improved post stroke.

Saputra, Eka; Amanda Istianah Mutiawati; Langga Langadhy

Jurnal Manajemen dan Ekonomi Bisnis 2022 Pusat Riset dan Inovasi Nasional

Social Security employment is one of the government's programs to protect Indonesian workers because this is the mandate of Article 28H paragraph (3) of the 1945 Constitution, after which the government established Law No. 40 of 2004 concerning the National Social Security System and Law No. 24 of 2004 concerning the Social Security Organizing Agency. The regulations mentioned are an active form of the state to protect its people, one of which is from the labor sector. The authors took a study based on some of these rules by taking the title of the analysis of social security participation in employment for micro and small businesses. The formulation of this research problem is 1) what employment social security programs have been followed by job providers in micro and small businesses 2) What factors are the obstacles for job providers in micro and small businesses in participating in the employment social security program. This research is exploratory with a qualitative approach with research objects in small and small businesses, the use of data using primary and secondary data sources. The large number of participants who do not know and participate in BPJS Employment is an obstacle to the lack of participation of BPJS Employment.