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This qualitative literature review examines the effectiveness of dual payment structures and return policies in managing presales while addressing consumer time inconsistency. Drawing from diverse studies, it highlights the strategic role of these mechanisms in mitigating the effects of procrastination and post-purchase regret on consumer behavior. By synthesizing findings from behavioral economics, marketing, and operations management, the review reveals how firms can optimize revenue and enhance customer satisfaction through innovative presales strategies. Key insights include the importance of flexible return policies in building consumer trust and the integration of dual payment models to balance firm profitability and customer retention. The study also identifies limitations, such as the contextual variance of findings across industries and cultural settings, emphasizing the need for further empirical validation

Sectio caesarea is a surgical operation to help pregnant women give birth by making an incision in the abdominal wall (laparotomy) and uterus (hysterectomy). Non-pharmacology can be used together to relieve pain. Within 24 hours after a cesarean section, patients can feel a five-fold reduction in pain thanks to lavender aromatherapy. linalyl acetate, and linalool, which can have a calming effect. When lavender aromatherapy is inhaled, the compounds it contains trigger the hypothalamus to produce endorphins that can calm and soothe. the purpose of this study was to determine whether lavender aromatherapy can reduce the pain scale of post-Sectio Caesarea patients. This type of research is a one-shot case study,design with the application of Evidence Based Practice with 4 respondents. The intervention was carried out once a day for 2 consecutive days with a duration of 15 minutes. The results of this study showed a decrease in pain scores in the range of 2-0, so it can be concluded that the intervention of providing lavender aromatherapy can reduce the pain scale of post-Caesarean section patients. For post caesarean section patients they can apply lavender aromatherapy in pain management efforts.

Background: Adolescent development includes physical, social, emotional, cognitive and psychosocial. Adolescents are easily emotional, enjoy challenging things, act impulsively, pay little attention to personal safety so there is a risk of physical injury and falls, which can result in fractures. Fracture treatment is surgery. The impact of surgery is pain, pain management can be done by playing fidget spinner therapy. A fidget spinner is a toy that rotates between two fingers, in the shape of a propeller with a ball bearing in the middle, creating a stunning rotating pattern, unique design, attracting children and reducing pain. Objective: Fidget spinner play therapy is applied to reduce pain intensity in children aged 13-18 years. Method: The research method is a case study with 3 respondents who experienced post-operative fractures using a fidget spinner and the Wong Baker pain scale. Results: The results for respondents 1, 2 and 3 showed a decrease in pain intensity, the average pre test for respondent 1 had pain 4 and the average post test pain was 3. Respondent 2 had an average pre test pain scale of 4 and post test pain scale 2. For respondent 3, the average pre test pain scale was 5 and post test 3. Conclusion: The application of fidget spinner play therapy is effective in reducing pain in children with post-operative fractures. Suggestion: This application is expected to be used in nursing care for children with post-operative fractures on the second day.

The rapid advancements in technology and marketing strategies within the maritime industry present both opportunities and ethical challenges. While innovation enhances operational efficiency and consumer engagement, the absence of structured ethical frameworks can lead to privacy violations, regulatory breaches, and deceptive marketing practices. This study examines the role of ethical considerations in technology and marketing management within maritime leadership, emphasizing the need for structured ethical decision-making frameworks to ensure consumer protection, regulatory compliance, and corporate sustainability. This research provides original value by assessing the extent to which ethical principles are integrated into maritime business strategies, addressing gaps in previous research that primarily focuses on profitability over ethical governance. The study explores the following research questions: How do ethical considerations shape decision-making in maritime technology and marketing management? What challenges hinder the implementation of structured ethical frameworks? Using qualitative research methods, semi-structured interviews with industry experts, lecturers, and postgraduate students were conducted, followed by thematic analysis and comparative evaluation. Findings indicate that while ethical decision-making enhances corporate reputation and regulatory compliance, industry-wide implementation remains inconsistent due to weak regulatory enforcement and corporate reluctance. The study concludes that integrating ethical frameworks into maritime leadership training and business education is essential for fostering responsible corporate governance, enhancing consumer trust, and ensuring long-term sustainability.

The maritime industry operates in a complex, rapidly evolving global environment where decision-making accuracy is critical for operational efficiency, sustainability, and risk mitigation. Traditionally, maritime leadership has relied heavily on experience-based decision-making, often leading to cognitive biases and strategic inefficiencies. This study examines the role of scientific paradigms in managerial decision-making, emphasizing how structured epistemological reasoning enhances strategic accuracy and reduces decision-making errors. This research provides original value by addressing the limited integration of structured decision-making models in maritime leadership, which has been largely overlooked in previous studies. While scientific reasoning has transformed decision-making in industries such as finance and healthcare, its application in maritime management remains underdeveloped. The study explores the following research questions: To what extent do scientific paradigms influence managerial decision-making in maritime leadership? How can structured reasoning reduce bias and improve decision accuracy? Using a qualitative approach, semi-structured interviews were conducted with maritime experts, lecturers, and postgraduate students, followed by thematic analysis and comparative evaluation. Results indicate that structured decision frameworks significantly improve managerial effectiveness, yet barriers such as industry conservatism and limited competency development hinder widespread adoption. The study concludes that integrating scientific reasoning into maritime leadership training programs can enhance decision accuracy, promote evidence-based management, and ensure sustainable strategic planning.

This study aims to analyze the influence of financial literacy, financial technology (fintech), and financial inclusion on the performance of micro, small, and medium enterprises (MSMEs) in Bandar Lampung City. Financial literacy is an important factor that allows MSMEs to understand financial products and services effectively. Meanwhile, fintech provides easy access to various financial services, which are expected to improve MSME operations. Financial inclusion, which involves accessibility of financial services for all levels of society, plays an important role in supporting the development of MSMEs.This type of research uses quantitative research with an ex-post-facto approach . The population of this study is MSME actors in Bandar Lampung City with a sample size of 106 MSME actors. The location of the study is in Bandar Lampung City. Data collection was carried out by distributing questionnaires. The validity of the instrument using the Person Product Moment correlation resulted in 53 items being declared valid. The reliability test of the instrument used Alpha Croncah ( α > 0.60), the results showed that all variables were declared reliable. The prerequisites for the analysis were tested through normality, multicollinearity and heteroscedasticity tests. Data analysis using multiple linear regression was used to test the effect of independent variables simultaneously on the dependent variable.         The results of the study show that: (1) there is a positive and significant influence of financial literacy on the performance of MSMEs in Bandar Lampung City which is quite large, namely if every 1 unit increase in financial literacy can increase MSME performance by 0.528 units . (2) There is a positive and significant influence of the FinTech variable on the performance of MSMEs in Bandar Lampung City which is quite large, namely if every 1 unit increase in the adoption of financial technology has the potential to increase MSME performance by 0.518 units. (3) There is a positive and significant influence on the financial inclusion variable on the performance of MSMEs in Bandar Lampung City which is smaller, namely an increase of 0.204 units . (4) There is a simultaneous and positive influence of financial literacy, fintech, and financial inclusion on the performance of MSMEs in Bandar Lampung City at a confidence level of 99%.