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This research investigates the strategic role of the National Amil Zakat Agency (BAZNAS) of Cirebon City in fostering economic independence among mustahik (zakat recipients) through productive zakat programs that incorporate digital technology. The focus of this study is to explore how BAZNAS' empowerment initiatives go beyond simply providing capital by integrating structured business mentoring and facilitating digital transformation to stimulate entrepreneurial progress. By employing a qualitative approach with a case study framework, the research examines the real impact of BAZNAS' programs on the livelihoods of mustahik. Data for the study were gathered through semi-structured interviews with 12 mustahik participants, program coordinators from BAZNAS, and local field facilitators. Additionally, observations during entrepreneurship workshops and analysis of official documentation provided supplementary data to strengthen the research findings. The study reveals three key outcomes: increased access to business capital for productive ventures, a growing adoption of digital tools in the operations of micro-enterprises, and enhanced financial independence achieved through business development. The findings show that BAZNAS Cirebon City has effectively contributed to improving mustahik's business management skills, expanding their access to digital markets, and supporting sustainable entrepreneurship. These efforts align with the broader goal of zakat-based empowerment, especially in the context of digitalization. The study emphasizes that the integration of digital tools is vital to empower mustahik and increase their productivity, as it enhances their ability to reach broader markets and manage their businesses more efficiently. Furthermore, the research offers practical recommendations aimed at expanding digital literacy among mustahik, promoting technology-based entrepreneurship, and improving the delivery of digital financial services within zakat distribution programs. These recommendations seek to enhance the overall effectiveness of zakat-based empowerment initiatives in the digital age.

This study aims to comprehensively examine the role of BAZNAS (National Amil Zakat Agency) of West Bandung Regency in the distribution of productive zakat as a means to foster community-based business development during the first semester of 2025. Productive zakat, unlike consumptive assistance, is positioned as a strategic instrument to improve the economic independence of mustahik (zakat recipients), particularly micro-entrepreneurs such as small shop owners, farmer groups, tailors, and individuals engaged in similar economic activities. The research adopts a descriptive qualitative approach to capture an in-depth understanding of program implementation. Data collection methods include in-depth interviews with BAZNAS officials, serving as key informants, and the examination of relevant documents, reports, and activity records. The findings indicate that the application process for assistance is conducted through formal, verified requests, ensuring transparency and accountability, rather than accepting open-form submissions. The form and amount of assistance are adjusted to the specific type and needs of each business, and recipients are prioritized based on the eight asnaf categories, with a focus on those who already have ongoing business activities. In addition to capital provision, the program aims to empower mustahik to transition into muzakki (zakat givers) over time, thereby creating a sustainable cycle of economic empowerment. Monitoring activities are conducted three times a year to assess progress and identify challenges. However, the study also highlights constraints, including limited mentoring sessions and the need for more consistent supervision to ensure that the assistance translates into long-term economic impact. To maximize effectiveness, stronger collaboration among BAZNAS, local communities, and regional government is recommended, alongside capacity-building initiatives for beneficiaries. This collaborative approach is expected to reinforce the sustainability and impact of productive zakat programs, contributing to broader poverty reduction and community empowerment goals.

Indonesia, as the country with the largest Muslim population, has great potential in developing Islamic philanthropy, particularly through the stock waqf instrument. Stock waqf allows sharia stocks to be managed to generate dividends or capital gains, which are then distributed to social programs. This study aims to analyze the effectiveness of digital stock waqf management through MotionTrade by PT MNC Sekuritas, as well as to identify the challenges and opportunities in its implementation. The research method used is qualitative, with a field approach for data collection using semi-structured interviews, non-participant observation, and documentation at PT MNC Sekuritas Surabaya and waqf institutions such as BWI and RZI. The research results show that through the MotionTrade application, donation management is carried out based on the POAC principles (Planning, Organizing, Actuating, Controlling) in accordance with sharia, with transparency and professionalism through the philanthropic features of MotionTrade. Collaboration with trusted nazhir institutions such as BWI, RZI, and BAZNAS ensures that the donations are properly targeted, covering assistance for Gaza, orphans, healthcare services, qurban (animal sacrifice), and scholarships. However, there are still challenges such as digital literacy, resource management, and continuously evolving regulations. With proper management and cross-institutional support, stock waqf and digital philanthropic donations through MotionTrade have the potential to become strategic instruments for improving the welfare of the Muslim community in Indonesia.

This study aims to improve the ability to write job application letters among 12th-grade students at SMK BAZNAS Makassar through a contextual approach. The background of this research is based on the students’ low skills in writing job application letters in accordance with linguistic conventions and proper text structure. The method used is Classroom Action Research (CAR) conducted in two cycles. Data collection techniques include observation, writing tests, and documentation. The results of the study show that the contextual approach significantly enhances students' ability to write job application letters, as evidenced by an increase in the average score from 68.5 in the pre-cycle to 81.2 at the end of the second cycle. This research recommends that Indonesian language teachers at vocational schools implement contextual approaches as an effective and relevant teaching strategy aligned with workplace demands.

In the digital era, paying zakat has become more convenient through digital platforms such as BAZNAS, Gopay, and OVO. However, this convenience also comes with risks, such as the leakage of personal data, which can affect Generation Z’s interest in paying zakat digitally. Furthermore, zakat literacy in Indonesia remains relatively low. This study aims to analyze the influence of religiosity, zakat literacy, and trust on the interest of Muslim Generation Z in paying digital zakat. A quantitative approach was used with data analysis conducted through Structural Equation Modeling (SEM) using the Partial Least Square (PLS) method via SmartPLS 4.0 software. The results show that religiosity and trust have a significant effect on the intention to pay digital zakat, while zakat literacy does not have a significant impact. These findings imply that zakat institutions should focus on strategies that strengthen trust and religiosity to increase Generation Z’s participation in digital zakat payment.

Many people in the Provincial City have established micro businesses, both small and medium businesses. The types of businesses that are widely run by people in the Provincial City are micro businesses in the form of shops or grocery stalls. Realizing the enormous potential of MSMEs (Micro and Small Enterprises) for the economic development of the community, the Bali Provincial Baznas has launched a program that can help people in the Bali Province to further optimize the businesses they run, namely the Zmart (Zakat Market) program. The purpose of this discussion is to determine the implementation and results of the economic empowerment of the Zmart Program programmed by the Bali Provincial BAZNAS to improve the welfare of MSMEs (Micro and Small Enterprises) in the city of Denpasar, Bali. This research method is qualitative research, data collection is carried out using Observation, Interview and Documentation techniques. Data analysis is carried out using qualitative descriptive analysis. Triangulation method. The results of this study include the implementation of the economic empowerment of the Zmart program which has been implemented in August 2023 well and is running in accordance with the objectives of the Zmart program. And improving the welfare of UMK (Micro and Small Enterprises), especially in Denpasar City, Bali Province, which has benefited from the implementation of the Zmart BAZNAS Bali Province program, both in terms of economy and social.

According to BPS data, in 2024, the poverty rate in Siak Regency reached 5.08% of a total population of 487.67 thousand. Family poverty is a major challenge in Indone-sia’s social development. As the official institution managing zakat, BAZNAS plays a strategic role in alleviating poverty. However, the current zakat regulations do not ful-ly support a family-based approach to zakat distribution. This study aims to formu-late a legislative reconstruction model for BAZNAS based on the Maqasid Syariah, ensuring that zakat distribution is more equitable, effective, and has a systemic impact on the welfare of poor families. Employing a qualitative normative approach and Maqasid Syariah theory, the study finds that the restructuring of BAZNAS regula-tions should emphasize the dimensions of protection for religion (din), soul (nafs), intellect ('aql), lineage (nasl), and wealth (mal), with the family as the fundamental unit of society. Family poverty is not merely a matter of economic incapacity; it also encompasses the failure to meet basic needs related to education, health, and social protection. Religious institutions like BAZNAS possess a constitutional and reli-gious mandate to manage zakat professionally. However, the current management and legislation of zakat have not been holistically oriented towards the sustainable empowerment of poor families. Within the framework of Maqasid Syariah, zakat is not only an obligatory act of worship but also a socio-economic instrument designed to safeguard five essential components: religion, soul, intellect, lineage, and wealth. Therefore, it is imperative to reconstruct zakat regulations in a manner that is attuned to contemporary needs and capable of addressing the challenges of family-based poverty.

Zakat Community Development program is an initiative of the National Amil Zakat Agency (BAZNAS) which aims to empower mustahik through an integrative village-based community approach. This research aims to analyze the implementation of zakat management model based on Zakat Community Development program, assess the impact of ZCD program on mustahik economic growth and examine the synchronization of ZCD program with the achievement of sustainable development goals (SDGs). The author uses literature study and analysis of field findings from various ZCD implementation areas through Google Scholar and Publish or Perish application to assess the quality of sources, as well as analyzing data with content analysis techniques from various relevant articles and reports. The results show that; First, the Zakat Community Development model has been implemented by BAZNAS through community-based, multi-stakeholder collaboration, multi-sector integration, and mentoring and supervision. Second, the Zakat Community Development (ZCD) program has a positive impact on the economic growth of mustahik, through Da'wah, economic, education, health, and humanitarian programs.  Third, the  ZCD program has conceptual meeting points with several SDGs goals, such as SDGs 1, SDGs 2 and 11, SDGs 3, SDGs 4, and SDGs 16. This means that the integration of ZCD and SDGs can strengthen the role of zakat as a strategic solution in the economic and social development of mustahik.

This article comprehensively discusses the concept of zakat and waqf from the perspective of Islamic law, as well as its regulations and implementation in Indonesia. Zakat as a religious obligation has the function of purifying property and life, while waqf is a form of almsgiving which aims to provide sustainable benefits for society. In the context of national regulations, zakat is regulated in Law Number 23 of 2011, while waqf is regulated through Law Number 41 of 2004 and various implementing regulations. Zakat management is carried out by the National Zakat Amil Agency (BAZNAS) and the Zakat Amil Institute (LAZ), while waqf is managed by officially registered nazhir. This article highlights the importance of transparency, accountability and professionalism in the management of zakat and waqf funds, as well as the urgency of building synergy between the two to support sustainable social and economic development programs. Optimizing zakat and waqf as instruments for community empowerment requires strengthening institutional capacity, supporting adaptive regulations, as well as increasing literacy and community participation.

Penelitian ini mengkaji bagaimana ekonomi mikro Islam dapat meningkatkan ketahanan sosial, khususnya di wilayah perkotaan Medan. Berdasarkan nilai-nilai syariah termasuk keadilan, anti-riba, dan solidaritas sosial, ekonomi mikro Islam tidak hanya meningkatkan kesejahteraan ekonomi tetapi juga memperkuat struktur sosial. Masyarakat berpenghasilan rendah dapat memperoleh pendanaan bisnis tanpa bunga dan dukungan kewirausahaan melalui organisasi seperti Baitul Maal wat Tamwil (BMT) dan Badan Amil Zakat Nasional (BAZNAS), yang mempromosikan kemandirian ekonomi dan mengurangi kesenjangan sosial. Melalui inisiatif yang bermanfaat, instrumen zakat dan infaq juga berkontribusi secara signifikan terhadap pemerataan pendapatan dan pengembangan kohesi sosial. Berdasarkan studi kasus Medan, penerapan ekonomi mikro Islam meningkatkan stabilitas rumah tangga, memperluas peran perempuan, dan menumbuhkan masyarakat yang inklusif. Namun, kendala seperti digitalisasi yang belum memadai dan kesadaran keuangan Islam yang belum memadai masih perlu diatasi. Singkatnya, ekonomi mikro Islam memiliki potensi besar untuk membangun masyarakat perkotaan yang lebih tangguh, mandiri, dan kohesif secara sosial.

This article discusses the dynamics of zakat fatwas in Indonesia, focusing on the process of fatwa formation by the Indonesian Ulema Council (MUI) and the National Zakat Agency (BAZNAS). This study highlights how zakat fatwas are not only religious in nature, but also closely related to social and political dimensions. Through a normative and sociological approach, this article examines how zakat fatwas respond to social changes, including the expansion of zakat objects and the integration of zakat management into the national system. This study shows that zakat fatwas play an important role in strengthening zakat governance and forming collective awareness of the community in carrying out zakat obligations systematically and in an organized manner.

This research aims to explain the effectiveness of the productive implementation of zakat as an effort to distribute zakat funds in the Jambi City National Zakat Amil Agency. This research uses a qualitative approach with a descriptive method, namely problems that guide researchers to explore and photograph the situation to be researched thoroughly, broadly and in depth. The data collection technique is field research (field research), while the tools used are observation, interviews and documentation. The data analysis used is qualitative descriptive analysis. The results of this research inform that the distribution of productive zakat carried out by BAZNAS Jambi City through the distribution of productive zakat to mustahik in Jambi City has been effective, because it can improve the welfare of mustahik, this is proven by the increase in income of fourteen out of fifteen mustahik people as a whole and one person whose income is fixed.

Issues regarding people with disabilities in the world of work are still often overlooked, leading to minimal job opportunities for people with disabilities. As a result, many individuals with disabilities face high unemployment rates. According to the International Labour Organization (ILO), 82% of people with disabilities in developing countries live below the poverty line. They experience significant challenges accessing employment, healthcare, information, and political participation, often facing fewer job opportunities than individuals without disabilities. The National Zakat Agency (BAZNAS BAZIS) DKI Jakarta Province is one of the institutions that focuses on empowering people with disabilities through its Difabis program. The program serves as a platform for people with disabilities to train their work abilities, engage in learning, express creativity, and gain equal employment opportunities. This study aims to examine (1) How Difabis Coffee and Tea has implemented programs to empower people with disabilities, (2) What types of skills training are provided by Difabis Coffee and Tea to empower people with disabilities, and (3) What supporting factors and leadership factors influence the effectiveness of the empowerment process at Difabis Coffee and Tea. This research employs a qualitative approach, using data from observations, interviews, and documentation. The results of the study indicate that the empowerment provided by Difabis Coffee and Tea through skills training has led to positive changes for individuals with disabilities. Participants who once felt helpless now have greater independence, self-confidence, improved communication skills, and an income from the skills they have developed.

This studyiaims toiexamine theirecognition and measurement process related to the receiptiand distribution ofifunds carried out by BAZNAS Majalengka Regency, analyze the implementation of its financial reports, and assess their compliance with PSAK 109. Using a qualitativeidescriptive method, data wasicollected throughiinterviews. The research findings indicate that the financial reporting of BAZNAS Majalengka Regency adheres to PSAK 109, covering the receipt and distributioniofizakat, infaq, and sadaqah funds. Every economic transaction is systematically recorded, and the financial reports comply with applicableiregulations, including the treatment of non-halal funds in accordance with sharia iprinciples. In terms of recognition and presentation, BAZNAS Majalengka Regency applies the double-entry recording system, which is considered effective and efficient. Overall, the financial reports prepared align with PSAK 109 in terms of recognition, measurement, and presentation.

The objectives of this study formulated in the formulation of the problem are as follows: (1) To analyze the influence of leadership style partially on the performance of administrators and fulltimers of UPZ Baznas sub-districts in Banyuwangi Regency; To analyze the influence of intellectual intelligence partially on the performance of administrators and fulltimers of UPZ Baznas sub-districts in Banyuwangi Regency; (3) To analyze the influence of organizational culture partially on the performance of administrators and fulltimers of UPZ Baznas sub-districts in Banyuwangi Regency; (4) To analyze the influence of leadership style, intellectual intelligence and organizational culture simultaneously on the performance of administrators and fulltimers of UPZ Baznas sub-districts in Banyuwangi Regency. This study uses the method used is to use a quantitative approach with a questionnaire data collection technique distributed to respondents. The data analysis technique uses multiple linear regression analysis techniques assisted by the SPSS program. The results of the study obtained include: (1) leadership style partially has a significant effect on the performance of administrators and fulltimers of UPZ Baznas sub-districts in Banyuwangi Regency; (2) intellectual intelligence partially has a significant effect on the performance of managers and full-timers of UPZ Baznas sub-districts in Banyuwangi Regency; (3) organizational culture partially has a significant effect on the performance of managers and full-timers of UPZ Baznas sub-districts in Banyuwangi Regency; (4) leadership style, intellectual intelligence and organizational culture have an effect on the performance of managers and full-timers of UPZ Baznas sub-districts in Banyuwangi Regency. A good leadership style, having high intellectual intelligence and a comfortable organizational culture can also improve performance.

The distribution of zakat funds in 2020 has increased and decreased, then, we can see that in May and December there has been a drastic increase compared to other months. Thus, the distribution of education zakat funds from month to month and even year to year has increased, although the monthly sometimes increases and decreases from the distribution. Meanwhile, the distribution of education zakat funds in 2021 at BAZNAS every month has increased and decreased, which we know that in February the distribution of zakat funds increased from the previous month, followed by the following month in March-May experienced an increase, then the following month in June-December experienced an increase and decrease. The purpose of this study is to find out the Distribution of Education Zakat and its Conformity with MUI Fatwa No. Kep. 120/MUI/II/1996 concerning the Provision of Zakat Funds for Education Scholarships and Law No. 23 of 2011 concerning the Management of Zakat in the Central BAZNAS". In this research, the researcher uses the type of qualitative research, namely centralized interviews and document studies. Document study means that the data collected is in the form of central BAZNAS documents, notes/memos, personal documents, and other official documents. Not in the form of numbers, but from interview scripts. The results of the research include the suitability of the distribution of education zakat with the MUI fatwa No. Kep.120/MU/II/1996 and Law No. 23 of 2011, BAZNAS has the 3 Safe principles in the management of zakat, namely Aman Syar'I, Aman Regulation, and Aman NKRI.

This study seeks to examine and assess the influence of Zakat, Infaq, and Sedekah (ZIS), corruption, and education on income inequality in Indonesia. The research uses a saturated sampling method, collecting data from the National Zakat Amil Agency (BAZNAS), Transparency International, the Central Statistics Agency (BPS), and the World Bank. The analysis uses quantitative time-series data from 2011 to 2022, processed with Stata 15, and employs multiple linear regression as the analytical method. The results indicate that ZIS has a significant negative effect on income inequality, while corruption also significantly reduces income inequality. On the other hand, education shows a positive but statistically insignificant effect. The coefficient of determination test reveals that 93.06% of the variation in income inequality can be explained by ZIS, corruption, and education, with the remaining 6.94% attributed to other factors not included in the study. Additionally, the findings suggest that ZIS and corruption together have a notable influence on income inequality.

A decision is something that motivates someone to do something they want to do and it is influenced by their habits and personality. Decisions are influenced by two factors, including knowledge (literacy) and trust (belief). This research aims to determine the influence of zakat literacy and muzakki beliefs on the muzakki's decision to pay zakat in Baznas, West Tanjung Jabung Regency (study in the community of Tungkal Ilir District). The method in this research is quantitative research. The samples were taken using nonprobability techniques. The analysis used is multiple linear regression with the SPSS 27 program. The research results show that zakat literacy (X1) partially has a positive and significant effect on decisions (Y), muzakki trust (X2) partially has a positive and significant effect on decisions (Y). Meanwhile, simultaneously zakat literacy and muzakki beliefs have a positive and significant influence on muzakki's decision to pay zakat in Baznas, West Tanjung Jabung Regency (study of the Tungkal Ilir District community).

Penelitian ini bertujuan menganalisis sinergi pengelolaan zakat produktif dengan Sustainable Development Goals (SDGs) melalui studi kasus di Badan Amil Zakat Nasional Provinsi Jawa Timur. Zakat produktif dipandang memiliki potensi strategis sebagai instrumen keuangan sosial Islam yang dapat mendukung pembangunan berkelanjutan, khususnya dalam pengentasan kemiskinan, penciptaan pekerjaan layak, peningkatan kualitas pendidikan, dan kesehatan masyarakat. Penelitian menggunakan metode kualitatif dengan pendekatan studi kasus melalui analisis dokumen, literatur, dan data sekunder yang relevan. Hasil penelitian menunjukkan bahwa implementasi zakat di BAZNAS Jawa Timur dilakukan melalui program unggulan, yaitu Jatim Makmur, Jatim Cerdas, dan Jatim Sehat. Program Jatim Makmur berkontribusi pada SDG 1, SDG 8, dan SDG 10 melalui bantuan modal usaha, pemberdayaan ekonomi, dan pengurangan kesenjangan sosial. Program Jatim Cerdas mendukung SDG 4 melalui pemberian beasiswa dan akses pendidikan bagi masyarakat kurang mampu. Sementara itu, Jatim Sehat berkontribusi pada SDG 3 melalui bantuan layanan kesehatan dan peningkatan kesejahteraan masyarakat. Penelitian ini juga menemukan beberapa tantangan, seperti belum optimalnya penghimpunan zakat, keterbatasan pendampingan mustahik, dan belum terintegrasinya indikator SDGs dalam evaluasi program. Oleh karena itu, penguatan tata kelola, digitalisasi, dan kolaborasi lintas sektor diperlukan agar zakat dapat berperan lebih efektif sebagai pilar pembangunan berkelanjutan di Indonesia.

Over time, BAZNAS has become one of the important institutions in the management of zakat in Indonesia, by increasing efficiency, transparency, and effectiveness in managing zakat, as well as distributing it to those in need. Therefore, the effectiveness of the distribution of zakat funds in the Bali Makmur Program at BAZNAS Bali Province plays an important role. This study aims to understand the effectiveness of the distribution of zakat funds in the Bali Makmur Program in improving the welfare of mustahik in BAZNAS Bali Province. The focus of this research; 1) What is the form of distribution of zakat funds in the Bali Makmur Program at BAZNAS Bali Province?, 2) What is the effectiveness of the distribution of zakat funds in the Bali Makmur Program in improving the welfare of mustahik in BAZNAS Bali Province? and 3) What are the obstacles in the distribution of zakat funds in the Bali Makmur Program at BAZNAS Bali Province? The objectives of this study are; 1) To find out the form of distribution of zakat funds in the Bali Makmur Program.2) To identify the effectiveness of the Bali Makmur Program in improving the welfare of mustahik in the city of Denpasar Bali and 3) To find out the obstacles faced in the distribution of zakat funds in the Bali Makmur Program. The research method to be used is qualitative descriptive, with data collection techniques through observation, interviews, and documentation, as well as data validity techniques through the triangulation method. Determination of informants by purposive sampling technique. The results of the research will be described in a descriptive manner.