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The example of faith from parents greatly impacts the firmness of the faith of children when they are adults. Therefore, the purpose of this research is to help parents implement their exemplary faith effectively. For this reason, the researcher examines the exemplary figures of Ayub and Yusuf in setting an example of their faith when they were in a downturn. So that their example can be used as a reference for Christian parents in particular. In addition to the exemplary faith of Bible figures, the author also examines the psychology of child development. This is meant to help parents to be able to provide an example of their faith in accordance with the development of their child so that the example becomes effective and has a significant impact. This research also provides knowledge on how parents implement this example holistically based on Bible knowledge and also the psychology of child development. So that the right ways are known for parents in giving exemplary faith to their children.

Credit Guarantee in the Syndicated Bank Credit Agreement is the most important guarantee in the Syndicated Credit Agreement which is the main discussion in this Legal Writing. The method that the author uses in this legal research is normative juridical, where the documents used as guidelines in the preparation are primary legal documents and secondary legal documents. The Credit Guarantee in the Syndicated Credit Agreement that I will use is a credit guarantee with concession rights which includes toll road concession revenues, escrow accounts, and insurance claims. The Credit Guarantee is important to cover or guarantee the Creditors in the Syndicated Bank in the event of a default or bad credit or default from the Debtor. Collateral as regulated in Law number 7 of 1992 concerning Banking as amended by Law number 10 of 1998 concerning Amendments to Law number 7 of 1992 concerning Banking, guarantee is defined as "faith in faith and ability and ability of the customer or debtor to pay off the debt or return the financing as agreed. Credit guarantees (debts) as regulated in article 1131 of the Civil Code are "all objects of the debtor, both movable and immovable, both existing and those that will exist in the future, become dependents for all individual engagements". The credit guarantee that will be discussed in this legal writing is the credit guarantee in the Syndicate Credit Agreement or syndicate loan in the form of concessions. Concession is the granting of rights, permits, or land by the Government, companies, individuals, or other legal entities. The granting of concession rights is generally applied to the development of partnerships between the government and the private sector. Syndicated credit is one of the types of credit, but the difference in Syndicated Loans is related to the number of creditors. In the Syndicated Credit Agreement, the creditor is more than one creditor. The discussion of Syndicated Credit Guarantee that will be discussed in this legal writing is the Credit Guarantee in the Syndicated Credit Agreement between PT. JJP with PT. BNI Bank, PT. Bank Mandiri, PT. Bank BRI and PT. Bank BPD Central Java in terms of the construction of the Semarang Toll Road. The object of the Credit Guarantee in the Syndicated Credit Agreement in the form of Concession Rights which is not a fiduciary or mortgage must be made in the agreement related to the risks that will occur as a result of the syndicated credit agreement, especially on the guarantee so that no party is harmed from the syndicated credit agreement and development can run smoothly. In this regard, the Government should always be innovative towards legal regulations in line with development progress so that they do not become legal problems in the future.  

This study aims to analyze the influence of the school environment on the growth of faith and morality among Christian students at Elpida Senior High School Noelbaki. The research is based on the premise that a Christian school is not merely an institution for knowledge transfer, but also a formative environment for spiritual and moral development. The study employed a quantitative approach with a survey method. The population included all students of Elpida Senior High School Noelbaki, while the sample consisted of 80 purposively selected students. The research instrument was a five-point Likert scale questionnaire covering spiritual, social, and academic aspects of the school environment. Data were analyzed using simple linear regression to determine the effect of the school environment on students’ faith and moral growth. The results revealed that the school environment has a positive and significant influence on students’ spiritual and moral development (t = 5.36, p < 0.05). A Christian-based school environment encourages students to live in obedience, love, and responsibility toward others. This study concludes that faith and moral education are not only taught theoretically but also modeled through school culture, teacher-student relationships, and a spiritually nurturing atmosphere.

This research aims to provide reinforcement to the community so that they can further strengthen their faith, namely through the development of Islamic law on the Islamic jurisprudence of prayer with the Sanad. Bersanad prayer is an activity that begins with learning and deepening and understanding the meaning of fardu prayer both from the perspective of the Shari'a and from the essence. Prayer is the pillar of religion. Praying with a sanad does not mean that people have not had a sanad during their prayers. What is meant by bersanad prayer is that we try to connect our prayer practice to our teachers and the ulama who themselves got it from their teachers up to the prophet Muhammad SAW. We carried out this research by observing the people of Cermen village, Kedamean sub-district, Gresik district. The method used in this research is the PAR (Participatory Action Research) method. The stages of assisting the implementation of the PAR method in the Cermen village community use 3 stages, namely the preparation stage, implementation stage, and evaluation stage.

This study examines the theme of non-violence in interactions between adolescents. This study raises the perspective of Pope Francis' encyclical “Christus Vivit” as a Christian perspective in dealing with youth development issues. There are three research focuses, namely describing bullying among adolescents, the role of teachers in schools as controls to prevent bullying, and the role of the Church in Christian assistance in the problem of bullying in adolescents. Researchers use qualitative research methods. To obtain data, researchers used direct interview techniques and zoom meeting-based interviews. Data processing and analysis were carried out in a descriptive way. The research findings show that the psychological impact felt by victims due to bullying is feeling awkward when put together in group work and feeling lonely, afraid to come to school and also afraid to look at social media again. The psychological impact can be felt if you take things too seriously or take your feelings too seriously so that the victim will feel sad. But there are also victims who feel normal because they accept and resolve it in a family and peaceful manner. Students need to be reminded again of the rules that apply in schools, the goal is that all student behavior creates comfort and safety among students. It is better for teachers not only to teach about learning material but to provide character lessons for students on the sidelines of teaching material. The role of the Church should be more aggressive in inviting youth to be involved in church services to develop maturity in their faith so that there is determination not to commit acts of bullying.

This research is motivated by the rapid development of technology in the field of social media so that preachers use it to deliver their da'wah. Youtube is one of the social media that is loved by many people, including the younger generation who use YouTube to find the information they need, including da'wah content. This phenomenon is of concern to the preachers, one of which is ustadz Das'ad Latif, to convey the message of da'wah. The da'wah message he delivered used a distinctive language, the regional language, so that many viewers were happy with the da'wah message he conveyed. The purpose of this study is to find out the contents of Ustadz Das'ad Latif's da'wah messages on the @Das'adLatif YouTube channel. The type of research used is qualitative research, namely research that produces findings that can be achieved by using measurements of both spoken and written words. The subject of this research is the sound of da'wah messages in videos on the YouTube channel @Das'adLatif. The data collection technique for this research uses a descriptive approach by watching and recording video content. Data were analyzed by content analysis method. The results of the study show that in Ustadz Das'ad Latif's Youtube Channel there are three da'wah messages including: Aqidah messages, Sharia messages and Moral messages. The contents of the message examined on Ustadz Das'ad Latif's YouTube channel are the core of the lecture which contains da'wah messages in it. From the categories of messages that have been mentioned there are sub-categories including: messages of aqidah including: faith in Allah, faith in His Angels, faith in His book, faith in His Messenger, faith in the Day of Judgment, faith in making up the qadha and qadar. Shari'ah messages include: worship and muamalah. Moral messages include: morals to God and morals to humans.

This research includes research on the development of mentoring materials with the research subject being Child Faith Assistance (PIA) using the Research andDevelopment (RND) research and development model. Data collection was carried out on 10 validators consisting of priests, elementary school teachers, PIA and OMK assistants at the Most Holy Heart of Jesus Parish Metro. Data collection techniques used interview methods, questionnaires, validation test I, validation test II and FGD. Children's faith assistance at the Most Holy Heart of Jesus Parish Metro is held 2 times a month on Sundays. The materials used in advocating children's faith during the Advent-Christmas Period that have been used so far do not have a syllabus but have used the liturgical year C. The material for advocating children's faith in the Advent-Christmas material for the liturgical year C through the play method has been proven valid with two stages of validation with results of 3.3 and 3.5 out of a scale of 4. The PIA material for the liturgical year C with the group dynamics method developed in this study is feasible to use because it has gone through a feasibility test using the Forum Group Discussion (FGD) technique

This research includes research on the development of mentoring materials with the research subject being Child Faith Assistance (PIA) using the Research andDevelopment (RND) research and development model. Data collection was carried out on 10 validators consisting of priests, elementary school teachers, PIA and OMK assistants at the Most Holy Heart of Jesus Parish Metro. Data collection techniques used interview methods, questionnaires, validation test I, validation test II and FGD. Children's faith assistance at the Most Holy Heart of Jesus Parish Metro is held 2 times a month on Sundays. The materials used in advocating children's faith during the Advent-Christmas Period that have been used so far do not have a syllabus but have used the liturgical year C. The material for advocating children's faith in the Advent-Christmas material for the liturgical year C through the play method has been proven valid with two stages of validation with results of 3.3 and 3.5 out of a scale of 4. The PIA material for the liturgical year C with the group dynamics method developed in this study is feasible to use because it has gone through a feasibility test using the Forum Group Discussion (FGD) technique

This community service report reviews the concept of Jesus' Chief Executive Officer (CEO) in the context of modern management and its relevance to young Catholics. Through research and literature studies, we investigate how management principles such as leadership, decision-making, empowerment, and service reflected in the teachings and actions of Jesus can be applied in the daily lives of young Catholics. In modern management, which is often oriented towards material success, involving Jesus as the example of chief executives provides an alternative view that reinforces spiritual and ethical values in their decision-making and work. Using modern management principles inspired by the teachings of Jesus can provide guidance and inspiration for young Catholics as they build careers and serve others. In this context, Jesus' leadership, which is based on service, empowerment, and love, becomes a relevant model for young Catholics who wish to integrate the values of the Catholic faith into their professional world. This report provides new insights into how young Catholics can apply management principles that are morally and spiritually meaningful, and support their personal development as responsible public servants.

Catholic youth are the heart of the Church, nation and state. The existence of a church will be determined by the young people in it. Likewise with the pastoral ministry of the Catholic Church, which requires young people to become drivers and motors to contribute talents and talents for the development of the people. Non-catechist religious teachers play an important role in proclaiming the Catholic faith through more concrete witness to life, education and teaching. The lack of involvement of young Catholics in the pastoral care of the Church is a big question that deserves to be investigated and resolved. This study focuses on young Catholics in Parish of Keluarga Kudus, Banjarmasin Cathedral. Young Catholics who are less active are also caused by many factors that must be studied one by one. This study aims to highlight the role and activity of young Catholics in the Holy Family Parish, Banjarmasin Cathedral and review their role in catechesis efforts among the people.

Abstract. The Koinonia ministry is one of the tri-duties of the church's vocation which at this time seems to have begun to weaken quite a number of churches due to the development of the times which requires that the koinonia strategy must be improved or in other words quality. Therefore, a quality Koinonia ministry is able to protect the congregation to remain faithful in fellowship. A good Koinonia is to divide certain categories to improve the quality of the congregation in its growth in quality and quantity. In this paper, I provide Koinonia services by dividing into five categories, namely: Child Category (Age 0-2, 2-5, 6-12), Youth Category (Age 15-35 years), Early Adult Category (Age 17- 22, 22-28, 28-33, 40-45 years), Middle Adult Category (45-65 years old), and Advanced Adult Category (over 60 years old). Each category has its own portion and needs according to their psychological condition and situation, which should be seen from the point of view of their age. This will make it easier for the church to improve or even improve the quality of Koinonia's service to the congregation, especially in today's churches that require an increase in their Koinonia.

Catholic youth are the heart of the Church, nation and state. The existence of a church will be determined by the young people in it. Likewise with the pastoral ministry of the Catholic Church, which requires young people to become drivers and motors to contribute talents and talents for the development of the people. Non-catechist religious teachers play an important role in proclaiming the Catholic faith through more concrete witness to life, education and teaching. The lack of involvement of young Catholics in the pastoral care of the Church is a big question that deserves to be investigated and resolved. This study focuses on young Catholics in Parish of Keluarga Kudus, Banjarmasin Cathedral. Young Catholics who are less active are also caused by many factors that must be studied one by one. This study aims to highlight the role and activity of young Catholics in the Holy Family Parish, Banjarmasin Cathedral and review their role in catechesis efforts among the people.

Abstract. The Koinonia ministry is one of the tri-duties of the church's vocation which at this time seems to have begun to weaken quite a number of churches due to the development of the times which requires that the koinonia strategy must be improved or in other words quality. Therefore, a quality Koinonia ministry is able to protect the congregation to remain faithful in fellowship. A good Koinonia is to divide certain categories to improve the quality of the congregation in its growth in quality and quantity. In this paper, I provide Koinonia services by dividing into five categories, namely: Child Category (Age 0-2, 2-5, 6-12), Youth Category (Age 15-35 years), Early Adult Category (Age 17- 22, 22-28, 28-33, 40-45 years), Middle Adult Category (45-65 years old), and Advanced Adult Category (over 60 years old). Each category has its own portion and needs according to their psychological condition and situation, which should be seen from the point of view of their age. This will make it easier for the church to improve or even improve the quality of Koinonia's service to the congregation, especially in today's churches that require an increase in their Koinonia.

Adolescence is when a person begins to learn to be an adult human being. Therefore, there is a need for coaching. On the other hand, adolescence also experiences resilience. For this reason, faith formation is needed. This also happened to the students of St. Fransiskus Vocational School Semarang. Therefore, faith-building at St. Fransiskus Vocational School affects student resilience. To discuss this problem, the researcher conducted a study entitled The Correlation Between Faith Development and Resilience in Catholic Adolescents at St. Fransiskus Vocational School Semarang as the subject of the study was a Catholic student at St. Fransiskus Vocational School Semarang. The method used is descriptive quantitative with correlational techniques. This research was conducted from July to September 2021. The variables of this research are independent variables of Catholic faith development and dependent variables of adolescents. The research population was all St. Fransiskus Vocational School Semarang students, and samples were taken using simple random sampling techniques. The theoretical basis used is the theory of faith development and adolescent resilience. The results showed that the calculated r-value (rxy) was 0.6373, which was included in the relatively strong or high category (the calculated r-value was 0.41 - 0.70). Based on the data analysis, it was concluded that there is a correlation between faith development and resilience in Catholic adolescents at St. Fransiskus Vocational School in Semarang. The percentage of contribution of faith development to resilience in Catholic adolescents at St. Fransiskus Vocational School Semarang is 40.61%, based on calculations using the product-moment correlation formula.

Adolescence is when a person begins to learn to be an adult human being. Therefore, there is a need for coaching. On the other hand, adolescence also experiences resilience. For this reason, faith formation is needed. This also happened to the students of St. Fransiskus Vocational School Semarang. Therefore, faith-building at St. Fransiskus Vocational School affects student resilience. To discuss this problem, the researcher conducted a study entitled The Correlation Between Faith Development and Resilience in Catholic Adolescents at St. Fransiskus Vocational School Semarang as the subject of the study was a Catholic student at St. Fransiskus Vocational School Semarang. The method used is descriptive quantitative with correlational techniques. This research was conducted from July to September 2021. The variables of this research are independent variables of Catholic faith development and dependent variables of adolescents. The research population was all St. Fransiskus Vocational School Semarang students, and samples were taken using simple random sampling techniques. The theoretical basis used is the theory of faith development and adolescent resilience. The results showed that the calculated r-value (rxy) was 0.6373, which was included in the relatively strong or high category (the calculated r-value was 0.41 - 0.70). Based on the data analysis, it was concluded that there is a correlation between faith development and resilience in Catholic adolescents at St. Fransiskus Vocational School in Semarang. The percentage of contribution of faith development to resilience in Catholic adolescents at St. Fransiskus Vocational School Semarang is 40.61%, based on calculations using the product-moment correlation formula.

Habituation in education is very much needed because psychologically, students model more behavior or figures they idolize, including their teachers. Habituation is also no less important in learning activities. This is because any knowledge or behavior gained by habituation will be very difficult to change or eliminate it so that this method is very useful in educating children. Moral development activities for students are carried out at Dharma Wanita Sumberrejo Kindergarten through the habituation method of learning Islamic Religious Education (PAI). The research method used is a service method that describes the phenomenon that occurs as it is, data sources are obtained through school leaders, teachers and parents of children. The analysis is carried out with reference to the stages of tabulation, coding and giving meaning to the data. The results of the service show that the implementation of child moral development through the habituation method already contains the main teachings of Islam, namely Akidah (faith), Sharia (Islamic) and Akhlak (Ihsan). The method of habituation given by means of getting used to the behavior or moral attitude of the child repeatedly and continuously. In addition to the habituation carried out by teachers in schools, the role of parents is actually important for children's habituation in practicing Islamic teachings that have been taught through habituation in schools, but this role will not be maximized when parental involvement is not full on the development of children's behavior and morals.

This study aims to analyze the principal’s efforts in improving the quality of Islamic Religious Education (PAI) learning at SMP Hikmah Yapis Jayapura. PAI learning plays a significant role in shaping students’ faith, morals, and personality in accordance with Islamic teachings derived from the Qur'an and Hadith, as well as the exemplary conduct of the Prophet Muhammad SAW. In this context, the principal, as an educational leader, holds a strategic role in managing, guiding, and enhancing the performance of PAI teachers to ensure that the learning process is carried out effectively and contributes positively to students’ spiritual and character development.This research employs a qualitative approach with a descriptive design. The subjects of the study include the principal, PAI teachers, and students of SMP Hikmah Yapis Jayapura. Data were collected through observation, in-depth interviews, and documentation to obtain comprehensive and contextual information regarding the implementation of PAI learning. The data analysis process was conducted through data reduction, data presentation, and conclusion drawing. To ensure the validity and reliability of the findings, source and technique triangulation were applied.The results indicate that PAI learning at SMP Hikmah Yapis Jayapura is not only conducted in the classroom through the delivery of materials related to aqidah, morals, fiqh, and the Qur'an and Hadith, but is also strengthened through various religious programs integrated into the school culture. The principal’s efforts to improve learning quality include conducting regular academic supervision, involving teachers in professional development programs, providing work motivation, and consistently monitoring the learning process. Additionally, religious activities such as Qur'an memorization programs, daily Qur'an recitation before lessons, and routine dhikr and salawat activities support the internalization of Islamic values.Supporting factors include the principal’s active leadership and professional experience, while inhibiting factors consist of limited infrastructure, administrative burdens, and varying levels of teacher competence. Overall, these efforts have contributed positively to improving the quality of PAI learning and fostering students’ character development.

This community service project aims to enhance Sunday School teachers’ ability to use digital media as a tool for children’s faith formation in local churches. The rapid development of information technology requires churches to adapt their educational ministries, including children’s spiritual learning. The training was conducted at the Christian Evangelical Church in Timor (GMIT) Sion Noelbaki Congregation, involving 25 Sunday School teachers. The implementation methods included needs observation, interactive workshops, practical sessions on creating digital Bible content, and direct mentoring in using media such as spiritual videos, PowerPoint, and online platforms (YouTube, Canva, and WhatsApp Groups). Evaluation was carried out through pretest-posttest and participant satisfaction questionnaires. The results showed a 78% increase in teachers’ competence in using digital media after the training. Participants also demonstrated high enthusiasm and commitment to applying digital media in their children’s ministry. This activity had a positive impact on improving the quality of faith education, making Sunday School learning more engaging, contextual, and relevant to children’s lives in the digital era.

This research report is motivated by the large number of sharia financial institutions that have emerged and the increasing number of sharia banks that provide financial services while meeting the increasingly diverse needs of society. With the current abundance of sharia banking, there are accusations that sharia banking is a conventional bank that only has a sharia label attached to it. However, nowadays sharia banks always try to implement Islamic values based on Sharia principles. Sharia banking has a big influence on people's economic activities. Various sharia banking products are expected to be able to encourage and accelerate people's economic progress in accordance with Islamic principles. In Islamic principles, economic activity cannot be separated from the postulate of faith in Allah SWT and even becomes a built in control for economic actors. From here, sharia banking was built and designed to improve the standard of human life. Sharia banking is expected to become an alternative and even a decisive solution for the development of the national economy, especially for Muslims.