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The development of information technology supported by the rapid use of the Internet has created a number of fintechs that will make it easier for people to access financial services digitally. The aim of this research is to know the role of fintech against financial inclusion in UMKM in Banyumas. This research uses the method of literature study, by exploring and examining the results of previous research findings. The results of this research explain that financial technology can have a positive impact in increasing inclusive finance on UMKM in Banyumas.    

Evaluation is part of the learning process which as a whole cannot be separated from teaching activities, carrying out evaluations carried out in educational activities has a very important meaning, because evaluation is a measuring instrument or process to find out the level of success achieved by students at zas teaching materials or the materials that have been delivered, so that with an evaluation, the objectives of learning will be seen accurately and convincingly. Program evaluation is a series of activities carried out deliberately and carefully to determine the level of implementation or the success of a program by knowing the effectiveness of each each component, both for the ongoing program and past programs. Character education can be referred to as moral education. Moral education, if successfully achieved, can form a good personality in accordance with Islamic religious teachings regarding the basic morals, ethics, character, good habits that produce changes in the spiritual and physical development of students

Leprosy infectious disease can cause peripheral nerve disorders and skin disorders. The problem in question is not only from a medical point of view but extends to the social, namely leprosy sufferers can be ostracized or shunned by society. So important is the role of the family in providing support for leprosy sufferers to achieve recovery through adherence to taking medication. The purpose of writing this literature review is to determine the relationship between family support and medication adherence in leprosy patients. The research design used a literature review conducted on a data base including Google Schoolar, PubMed, and Spinger. Article analysis found 16,776 but only 10 articles that met the inclusion criteria. The results of journal analysis showed that for each of the 10 articles, it was found that in 7 articles there was a relationship between family support and adherence to taking medication in leprosy patients. In addition, the other 4 articles said that the family plays an important role in providing support, encouragement, and motivation for family members who have leprosy to adhere to treatment. One of the factors that can increase treatment adherence in patients with chronic diseases is good family support.

Diarrhea is an endemic disease in Indonesia and is also a potential illness of outbreaks that is often accompanied by death. This study aims to determine the effect of clean water sources, handwashing behavior with soap and the use of healthy latrines.The design of this research is observational analytic research using cross sectional approach. The population in this study is the head of the family in the neighborhood of Sumbawa Village, Tanjung Sub-District, Rasanae Barat Kota Bima, which amounts to 673 families. The sample in this study was 249 HH obtained by using simple random sampling technique and in the analysis by using multiple logistic regression test. The results of this study are all variables of this study meaningful, namely: the source of clean water effect on the occurrence of diarrhea (p value = 0,000 <0.05), handwashing behavior with soap has an effect on the occurrence of diarrhea (p value = 0,000 <0,05) Healthy latrines have an effect on the occurrence of diarrhea (p value = 0.002 <0.05). Conclusion in this research: 1) There is influence of source of clean water. 2) there is influence of handwashing behavior with soap. 3) the use of healthy latrines. Suggested: 1) For health service to make policy about PHBS and provide water absorbent tool called Water Softener. 2) For puskesmas to improve the extension of PHBS. 3) For kelurahan to make health program about PHBS and submit to health service. 4) For the community to want to apply PHBS to prevent the occurrence of disease, especially diarrhea diseases. 5) For other researchers need further research with research design and different variables to know other factors that affect the occurrence of diarrhea.

This study discusses the Analysis of Security Management Systems: K3 and Workload at PT XYZ. The purpose of this study is to determine the level of work risks that have occurred to those that have not occurred at PT XYZ. By knowing the level of risk, PT XYZ's management takes policies to avoid work risks that affect operational activities and company profits. The object of this research is all employees of PT XYZ. In carrying out security management in the form of risk analysis, researchers used a five (5) scale likelihood matrix table. Then the data from the assessment results were inputted into Microsoft Excel, so that researchers could find out the risk level of each activity at PT XYZ. The number of activities used in the assessment is twelve (12) activities or jobs, starting from employees entering the company area until employees leave or leave the company area. The results of this assessment are: 1) Occupational Safety and Health (K3) has an effect on the Security Management System at PT XYZ; 2) Workload affects the Security Management System at PT XYZ; and 3) K3 and Workload affect the Security Management System at PT XYZ simultaneously.    

Rumah  makan  adalah  tempat/bangunan  untuk  mendirikan  bisnis  jual  makanan  yang menyuguhkan  hidangan  siap  saji.  Tujuan  dari penelitian  ini  adalah  untuk  membuat  sebuah  media  bantu  sistem  informasi  geografis  yang  dapat membantu masyarakat dan wisatawan dalam melakukan proses pencarian lokasi dan rute serta menyajikan informasi mengenai  rumah  makan berbasis  android di Kabupaten Fakfak.Pengumpulan  data  dilakukan  pada penelitian ini adalah observasi, dokumentasi, dan studi pustaka. Data rumah makan yang dikumpulkan  yaitu  nama  pemilik,  alamat,  nama  usaha,  alamat  usaha,  menu,  harga,  waktu  pelayanan dan  nomor  hp.  Metode  perancangan sistem menggunakan Metode Waterfall, dimana semua proses kegiatan terlebih dahulu telah direncanakan dan dijadwalkan sebelum dilakukan proses pengerjaan. Sedangkan, pengujian  sistem  menggunakan  metode  Blackbox,  aplikasi  yang  digunakan untuk  membuat  sistem  adalah  Android  Studio  dan  MySQL  untuk  membuat  database.Berdasarkan hasil  pengujian  menggunakan  metode blackbox  bahwa  sistem  yang  di  kembangkan  sudah  dapat memenuhi  kebutuhan   pengguna  dan  berdasarkan  kuesioner  dari  segi  pengguna  didapatkan  sebanyak 90%, menyatakan  sistem ini dapat sangat membantu dan memudahkan pengguna  dalam mencari lokasi dan rute serta informasi mengenai informasi menu, fasilitas, waktu pelayan, alamat dan jenis rumah makan di Kabupaten Fakfak berbasis android.

In a steam power plant, of course, it has a very important prime mover, namely an electric motor, but electric motors are used in a variety of functions, one of the main roles in this electric motor is as a condensate extraction pump in a steam power plant which functions to push materials for power plant production. Steam power, namely sea water, goes to the generator to become a power plant. The method used is qualitative by using observation techniques, interviews and literature studies. This condensate extraction pump (CEP) electric motor can be operated automatically and manually for routine maintenance and good inspection results.    

The Islamic capital market is an alternative source of funding as well as an investment vehicle for a company whose operational activities are based on sharia principles. In this case the Islamic capital market affects the level of economic growth of a country.  where when the level of investment is high, the country's economic growth will increase and vice versa. The purpose of this study is to determine the role of the Islamic capital market in increasing economic growth in Indonesia. This research uses the literature study method with sources from articles, books and data analysis using descriptive analysis regarding the role of the Islamic capital market in increasing economic growth in Indonesia. The results of the study show that Indonesia's economic growth is inseparable from the role of Islamic stock investment. Economic growth can be measured with the value of Gross Domestic Product (GDP). GDP  continues to increase over the past few years, as well as the sharia stock market capitalization which is quite stable. Where is the relationship between capitalization Islamic stock market with a positive Gross Domestic Product (GDP).

The implementation of the 2013 curriculum learning which is now being held in several schools, emphasizes the learning process based on the development of students' cognitive activities that are creative and productive. Puskurbuk (retnawati, 2016) argues that the 2013 curriculum is required to be able to produce productive, creative, innovative and affective human resources, through strengthening attitudes, knowledge, and skills competencies. Think creatively so innovations and ideas will emerge including using puzzles, puzzles are a method that is very enjoyable and is able to make class consistency in learning creative, innovative and fun, the puzzle method is also very stable when combined between thinking learning and puzzles which hopefully can become a good collaboration and effect in a lesson. The purpose of this research is to find out the collaboration of thinking learning and puzzles in increasing the creativity of students at the smpit at taisiriyah sukabumi after using this method. This research method is a qualitative research conducted on October 23, 2022 to October 26, 2022. The place of this research is at the taisiriyah school of Sukabumi. The object of research is class VIII at smpit at taisiriyah Sukabumi. The results of the collaborative thinking learning and puzzles themselves can increase student learning creativity, this can be seen from the achievement of very high indicators of creativity. For students who have advantages or tend to learn more easily by means of audio less portion because this learning character focuses more on pictures or illustrations. The material is appropriate for learning other general subjects. Conclusion Collaborative thinking learning and puzzles can help students better understand various concepts, improve memory, and simply make learning more interesting. It is very beneficial to apply mind mapping to various fields of teaching and study

Kinerja pelayanan pelabuhan adalah indikator untuk menilai hasil kerja suatu pelabuhan pada periode tertentu dan menggambarkan tingkat pelayanan yang diberikan kepada pengguna jasa yang meliputi pelayanan kapal dan pelayanan barang. Kinerja pelayanan dimulai pada saat kapal akan bersandar, kapal melakukan bongkar muat dan kapal lepas sandar dari pelabuhan. Kunjungan kapal di Pelabuhan Parepare terus meningkat dengan rata-rata peningkatan dalam 5 tahun terakhir sebesar 9,9%. Peningkatan kunjungan kapal ini harus diikuti dengan peningkatan pelayanan. Salah satu indikator pelayanan kapal adalah pemanduan kapal (approach time), dimana semakin lama waktu pemanduan kapal di pelabuhan maka semakin rendah tingkat pelayanan di suatu pelabuhan. Penelitian ini bertujuan untuk mengetahui kinerja pelayanan pemanduan kapal (approach time) terhadap standar pelayanan di Pelabuhan Parepare. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Data dikumpulkan melalui observasi, wawancara dan studi pustaka. Data primer berupa proses dan lama pelayanan pemanduan kapal di lapangan. Data sekunder berupa data pelayanan pemanduan kapal pada periode tertentu; dan standar waktu pelayanan pemanduan kapal. Teknik analisis data yang digunakan adalah metode peta kendali. Tahapan analisis dimulai dengan penentuan jumlah sampel, menentukan garis pusat/tengah (center line, CL), menentukan batas kendali bawah (lower control limit, LCL), menentukan batas kendali atas (upper control limit, UCL), dan mengevaluasi waktu pelayanan pemanduan kapal terhadap standar waktu pelayanan pemanduan. Hasil penelitian diperoleh beberapa kegiatan pemanduan kapal di Pelabuhan Parepare berada di bawah standar waktu yang ditetapkan Direktur Jendral Perhubungan Laut tentang Standar Pelayanan Operasional Pelabuhan untuk Pelabuhan Parepare sebesar 2 jam atau 120 menit. Rata-rata waktu pelayanan pemanduan (approach time) kapal di Pelabuhan Parepare membutuhkan waktu selama 120 menit (in & out). Waktu pemanduan kapal dibawah standar yakni Kapal Tanker 131 menit dan Kapal General Cargo 123 menit, sedangkan Kapal Kontainer dan Kapal Penumpang masing-masing 120 menit dan 105 menit masih diatas standar waktu pelayanan operasional pelabuhan.

Vocational High School (SMK) is a school level that requires substantial funding, of course, in this case, educational institutions at the vocational level must prepare good funding sources. Funding for education is basically the key to achieving the goals and quality of educational institutions. This research was conducted to find out the sources of financing used in SMK Wijaya Putra Surabaya. This study used a qualitative method with observation, interviews and documentation with the principal of SMK Wijaya Putra Surabaya. The results of this study are that Wijaya Putra Surabaya Vocational School uses three sources of funds including funds from (1) the government, (2) funds from students, and (3) funds from students' parents. The management standards for Wijaya Putra Surabaya Vocational School are in accordance with the existing guidelines.

Penelitian ini bertujuan untuk menyajikan perbandingan organisasi korban fraud berdasarkan beberapa kategori termasuk ukuran organisasi, jenis organisasi, dan lain sebagainya. Dampak tata kelola yang kurang efektif, menentukan tingkat kerugian kasus fraud yang terjadi. Penelitian menggunakan studi pustaka dalam menyusun temuan penelitian. Dari referensi yang digunakan, ditemukan bahwa persentase tertinggi kasus fraud baik dari lingkup global maupun Asia-Pasifik, diraih oleh perusahaan swasta. Laporan ACFE Indonesia 2019 mengungkapkan bahwa perusahaan swasta telah menjalankan aksi fraud sebesar 48,50% dengan nilai kerugian sebanyak Rp500 juta hingga 1 Miliar. Kenaikan kasus fraud turut dipengaruhi oleh dampak pandemi Covid-19 yang dimulai pada akhir tahun 2019. Sedangkan laporan report to nation yang melingkupi wilayah global, menempati tingkat persentase 44% untuk jenis perusahaan yang sama. Tingkat persentase yang hampir mencapai 50% dapat mengancam stabilitas ekonomi.

Breastfeeding is one of the important roles for mothers and baby because apart from having great benefits for mothers and babies it also has the side effect of improving uterine involution. The Objective of research was to analyze the relationship between exclusive breastfeeding and uterine involution in Telaga Health Center. This research is a type of quantitative research with a cross sectional approach. The sampling technique used the total sampling technique. The statistical test results obtained the value of Chi-Square p = 0.038 with ? ? 0.05. the benefits of breastfeeding help mothers recover from the birth process. Breastfeeding during the first few days makes the uterus contract quickly and slows down bleeding (sucking on the nipples stimulates the release of natural oxytocin which will help uterine contractions). Breastfeeding is an important way for mothers to express love to their babies and make them feel comfortable. Thus, it can be concluded, there is a relationship between exclusive breastfeeding and uterine involution in the Telaga Health Center Work Area. It is expected the Telaga Health Center will provide data or information from this research to provide and improve the quality of services for pregnant/postpartum women in preventing uterine subinvolution.    

Society's need for cosmetics has led to the emergence of many cosmetic manufacturers. Distribution permits to sell freely on the market currently do not have many cosmetic products. The purpose of this research is to find out the legal consequences of the abuse of chemical-based cosmetics that do not include the number of the Food and Drug Supervisory Agency (BPOM) with counterfeit distribution (study center at Pasar Simpur, Bandar Lampung). The legal consequence of the abuse of the use of chemical-based cosmetics that are not listed as BPOM numbers with counterfeit distribution (Study Center in Bandar Lampung's Simpur Market), can be subject to various statutory provisions, namely Law Number 36 of 2009 concerning Health, Law Number 8 of 2011 concerning Protection Consumers and Decision of the Head of BPOM Republic of Indonesia Number HK 00.05.4.1745 The sanctions obtained consist of administrative sanctions and criminal sanctions.

Online transactions know no boundaries, just use a smartphone or computer connected to the internet so that everyone can search and find what they want. Electronic transactions involving Notaries can be seen in the elucidation section of Article 15 paragraph (3) of Law Number 2 of 2014 concerning the Position of Notary, Notaries have the authority to certify transactions conducted electronically. Cyber Notary has the main function of certifying and authenticating electronic transaction activities. Cyber notary is the concept of utilizing technological developments used by Notaries in carrying out their duties and authorities, such as document digitization, electronic signing of deeds etc. Even though it is stated in the Elucidation of the Notary Office Law, there is still confusion in meaning, a question arises that needs to be studied from this problem, namely how the implementation of electronic transaction certification is carried out by a Notary.    

Child-worthy cities are the first terms introduced by the ministry of women's empowerment state in 2005 through a suitable city policy for children. In policy, it explains that the kla is the district/city government's effort to accelerate the implementation of the convention on the rights of the child (CRC) from legal frameworks in definitions, development and interventions, such as appropriate policies, institutions, and programs for children. Kla is kabupten/city has a child-based development system through integration of commitments and government resources, business communities and comprehensive policies planned and sustainable, programs and activities to fulfill the child's rights. On the kla administration, the kampar district also involves local government agencies and communities. The study USES qualitative methods, the data-gathering techniques used in this research interviews, observation, and documentation. As for the subject of the informant, who has been selected using this type of information, the research of 11 informals. that is, the kasubag child protection, the children's forum, the kampar children's ambassador, 4 parents, 2 school students, 3 teachers.

This research aims to determine the effect of applying a problem-based learning model with the following variables: 1) teacher activity, 2) student activity, and 3) cognitive learning outcomes of grade XI students, on competency standard choux paste at SMKN 2 Mojokerto. This type of research is experimental with a pretest-posttest control group design and uses two classes that act as experimental and control classes. The instruments used were pretest-posttest questions and observation sheets of teacher and student activities. Data analysis was carried out by independent sample t-test using SPSS 25 for Windows. The results of the independent sample t-test test for the pretest showed that the pretest in the two classes was not significantly different and it could be concluded that the two classes had the same initial ability. While the results of the independent t-test test for the posttest obtained a Sig. (2-tailed) of 0.034 which means that the significance value is <0,05. The conclusions on the results of this research are: 1) teacher activity is classified in the very good category, 2) student activity is classified in the very good category, and 3) student's cognitive learning outcomes in the experimental class have increased more than the control class.

Transparent solid soap, namely soap in the form of a bar with a transparent appearance, the resulting foam on the skin is softer. Saffron has been used as a food ingredient, treatment, and traditional medicine since ancient times. The content of saffron is like saponins which can be used in making transparent soap. This study aims to formulate a transparent soap from saffron essence as a skin protecting property. This research includes the manufacture of saffron extract, manufacture of transparent soap and transparent soap test parameters including organoleptic test, pH test, foam stability test, water content test and preference test by respondents. Based on research results, saffron extract can be formulated into transparent solid soap preparations that meet the requirements for water content in accordance with SNI, namely for F0 9.12 ± 0.56, FI 8.6 ± 0.42, F2 8.6 ± 0.43, F3 8.6±0.93. For the results of the foam height test, it was found that the foam results were quite stable. For the results of the irritation test, it can be concluded that soap preparations containing saffron essence are safe to use because they do not show any side effects after use.

RKAS is a set of school action plans that cover planning, coordinating, implementing, and monitoring teaching and learning activities in the future. From this it can be concluded that the RKAS covers all parts of budget management, from planning to accountability. The School Activity and Budget Plan (RKAS) must be designed in accordance with established procedures. The procedures are (1) taking inventory of school programs/activities for the following year; (2) compiling action programs according to their types and priorities; (3) determine the work program and program details; (4) Prepare working papers and spreadsheets, set financial goals and budgets and bring them into standard RKAS format. This preparation procedure was also carried out at SMAN 13 Surabaya. In carrying out the procedures for preparing the Activity Plan and School Budget SMAN 13 Surabaya also includes teachers and school committees to take part in the discussion process regarding the planned school activity program design. The RKAS reporting process is also important in order to uphold the principles of accountability and transparency in an educational institution. This is also done by SMAN 13 Surabaya, this school uses two reporting processes, including mandatory reporting through an application that has been provided by the government in the form of the SIPLAH and ARKAS applications. This application is intended to oversee the management and planning of learning in schools, not only that at SMAN 13 Surabaya also do manual reporting, namely reporting to the school committee.

The aims of this study are to describe work motivation, organizational commitment, Servant Leadership Style and interpersonal communication of employees at the Bojonegoro Regency Pusda Office. To analyze the effect of Servant Leadership Style and interpersonal communication on employee motivation through organizational commitment. This type of research is explanatory research and the approach in this research is quantitative. The population is all employees of the Bojonegoro District Pusda Office, totaling 52 people. The sampling technique uses total sampling or saturated sampling, so the sample used is 52 people. In this study, data analysis used Structural Equation Modeling (SEM) and PLS (Partial Least Square) software. The results showed Servant Leadership Style, Interpersonal Communication, Organizational Commitment and Work Motivation in the high category. There is no significant effect between Servant Leadership Style on organizational commitment. There is a significant influence between interpersonal communication on organizational commitment. There is no significant effect between Servant Leadership Style on work motivation. There is a significant influence between interpersonal communication on work motivation. There is a significant influence between organizational commitment on work motivation. There is no significant effect between Servant Leadership Style on work motivation through organizational commitment. There is a significant influence between interpersonal communication on work motivation through organizational commitment.