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The rapid technological developments also have an impact on the financial industry in Indonesia. Financial service providers issue a variety of products to support their business activities and also to serve consumers who use their product services. One of the products they offer to consumers is Fintech. The Fintech innovations offered include Peer to Peer Lending (P2PL), crowdfunding, Payment Gateways, and risk and investment management. From these technological developments, new challenges arise for financial service supervisors and the government to monitor these practices in order to create an environment that is not detrimental between financial service providers and consumers. This study aims to explore the role of existing legal regulations in Indonesia in dealing with technological developments in the financial sector. The research was conducted by means of descriptive analysis and collecting review literature studies to compare and analyze consumer protection in the development of Fintech. The results of this study indicate the need for supervision by financial supervisory institutions in practice to oversee the activities carried out by financial service providers in offering their products to consumers, so that there are no violations that can harm consumers.

Indonesia is known as a state of law that has regulated various protections of ideas in the form of innovation and creativity that have various economic values ​​through many laws and regulations related to Intellectual Property Rights. This is very necessary because as we know Indonesia has enormous potential in the creative industry and abundant natural resources. The rapid development of the creative industry in Indonesia greatly contributes to the country's economic growth. Where it can be seen from year to year there are always updates and additions to the number of creative products both from young people and community groups engaged in entrepreneurship. The existence of UMKM and their policies have been implemented and used through several laws and regulations, in the context of developing the business climate, including Law No. improve the expertise and position and institutions of Micro, Small, and Medium Enterprises in the national economy. Various aspects and actions of the government covering many things in terms of production, marketing and branding are carried out so that MSMEs are able to compete in the national and international realm. economy through many laws and regulations related to Intellectual Property Rights. This is very necessary because as we know Indonesia has enormous potential in the creative industry and abundant natural resources. The rapid development of the creative industry in Indonesia greatly contributes to the country's economic growth. Where it can be seen from year to year there are always updates and additions to the number of creative products both from young people and community groups engaged in entrepreneurship. The existence of UMKM and their policies have been implemented and used through several laws and regulations, in the context of developing the business climate, including Law No. improve the expertise and position and institutions of Micro, Small, and Medium Enterprises in the national economy. Various aspects and actions of the government covering many things in terms of production, marketing and branding are carried out so that UMKM are able to compete in the national and international realm.

This study aims to determine the implementation of legal protection for women victims of gender-based discrimination within the State Civil Apparatus and submissions to adopt the use of ILO Convention Framework 111 and ILO Convention 190. The formulation of the proposed problem is: How is the effectiveness of salatiga city government regulations and policies in preventing and overcoming gender discrimination experienced by female ASNs in salatiga city government work units and policies that should be taken by salatiga city government in preventing and tackling gender discrimination experienced by female asns. This research includes a typology of normative legal research supported by empirical data. Research data were collected through literature studies, document studies and interviews. The analysis of this study is carried out normatively empirically. The results of this study show that all policies related to Gender Mainstreaming are made for gender-responsive activities eliminate Employment and Job discrimination and violence and harassment in the w. Regarding the effectiveness of the regulations made by the Salatiga City Government, it has not been effective because there are still cases of discrimination and still tries to apply the regulations made to solve cases in Salatiga City. For policies that can further adopt ILO Convention 111 and ILO Convention 190 to implement rules that further orld of work. Of course, it is aligned with the hierarchy of regulations in Indonesia to be held in autonomous regions.

The objective of this study is to determine and analyze the effects of the work environment, communication, and discipline on employee performance. The background of this study is the phenomenon of inadequate company facilities, budget constraints, poor communication with colleagues, where employees tend to form separate groups, and the low level of discipline and self-awareness of employees and superiors regarding compliance with regulations. The study is quantitative, and the data was analyzed using multiple linear regression. A sample of 41 employees was taken with the saturated sampling approach. The results showed that work facilities had a good and statistically significant effect on staff performance at PT. Prosperous Administration Development, as well as on work communication and work discipline. Furthermore, the impact of work facilities, communication, and discipline on the performance of PT. Bina Administration Sejahtera staff was also significant.    

This article discusses the evaluation of student learning outcomes in educational institutions. This type of research is a literature study with the characteristics that the research deals directly with text/scripts or numbers, the data is ready-to-use, library data is generally a secondary source and the process is not limited by space and time. The results obtained show that the evaluation of student learning outcomes in educational institutions is an important matter to be carried out and regulated in order to achieve the objectives of existing education. Implementation of the 2013 curriculum, must refer to the process and evaluation of learning outcomes according to existing guidelines. The problem that arises is that teachers feel that the new regulations regarding the assessment system are very complex, because they use a variety of different assessment tools to evaluate learning outcomes. Teacher competence must be increased and must be able to adjust to the implementation rules of the 2013 curriculum.   

Tunneling construction is important to get more attention because considering the magnitude of the risks from this work such as the instability of the carrying capacity of the soil around the construction which can cause collapse during dredging or installation of tunneling walls, or and other problems such as lack of oxygen intake for workers who are carrying out tunneling excavations , the presence of toxic and flammable gases, or falling objects that can result in minor accidents or even death. The purpose of this study is to make a visual assessment through certain media (photos/videos) that can be done quickly regarding the existing conditions of the environment/work, whether the work carried out meets work safety standards, work safety regulations and so on. Rapid assessment can assume that what happened in the field at that time was a reflection of previous work. From the results of the study there were 58 variables which were divided into 4 main variables which were assessed based on the WBS and 26 photos of the environment of the Manikin Dam Tunneling development project taken from several sides. Calculations were made using the results of data from 6 informants, resulting in a P(H | Ecomb) value of 0.932 or a probability of 93.2%, which means that the tunnel work according to the 6 informants was carried out safely. The final value obtained from the analysis is almost close to 1 and all the results of the analysis from the 6 informants are more than 67%.

Elaboration of information regarding differences in bridge loading regulations, especially bridge loading on superstructures between RSNI T 02 2005 and SNI 1725 2016 regulations really needs to be done considering there are still many engineers who don't know and haven't upgraded. Changes to these regulations are based on scientific developments and environmental conditions that continue to change from time to time. The elaboration of the differences in these regulations is carried out to make the engineer aware that the changes that occur must be highly considered and evaluated in order to create a civil building that is strong, sturdy and safe for users.frame and shrinkage, traffic loads, D loads, additional fatigue loads, changes in the calculation of wind and earthquake loads.

The FishGo application is a navigation-based android application using remote sensing sensor technology that is processed with a certain algorithm so that it can provide information on potential fish areas and the best route for traditional fishermen to catch fish. The Patriot Tool (Detecting Fish Catching Areas Using the Internet of Things System) is a development of an application in the form of a fish finder tool to more accurately detect underwater fish biomass. The research objective is to determine the success of patriot service innovation through the FishGo application as an effort to improve the welfare of fishermen in Badung Regency. The research method is descriptive qualitative with data collection techniques in the form of observation, interviews and documentation. The research analysis uses the theory of innovation success factors put forward by Bugge, et al which consists of 6 indicators: Governance and innovation, Sources of ideas for innovation, Innovation culture, Capabilities and tools, Objective, outcomes, drivers and trouble, and Collecting innovation data for single innovation. The results of this study are that the implementation of innovation has achieved good results on the source of innovation ideas including internal and external, a culture of innovation by showing good changes to fishermen, cooperation in developing innovation and socialization activities that are intensively carried out to fishermen, the results felt by fishermen experience catch increase. However, innovation governance is still not optimal, there are no basic regulations such as regional regulations and SOPs governing innovation, Human Resources capabilities still need to be added to the fields of electronics, IT and mapping, goals that have not been fully achieved from those that have been set. and there are still external and internal obstacles in its implementation.

This study aims to comprehend the methods used by Indonesia's Financial Services Authority to tackle illegal investments. This is due to the substantial quantity of illegal investments in Indonesia, which can have detrimental impacts on many parties, especially individuals who make these investments. This research employs a normative legal research methodology that takes a statutory approach. The primary and secondary legal materials used are primary legal materials in the form of laws and regulations, including those pertaining to the Supervision of the Financial Services Authority against Illegal Investments (UU No. 21 of 2011), and investment-related books and journals, including illegal and OJK investments. The study's findings demonstrate that the Financial Services Authority, as required by Law No. 21 of 2011 concerning the Financial Services Authority, has the authority to protect the public's legal rights through public education campaigns, provision of facilities for customer complaints, and handling of illegal investments through the revocation of business licenses or payment. and presented a court case. An Investment Alert Task Force, which was established by the Financial Services Authority, was tasked with monitoring investments in general and illegal investments in particular.

Contract work in construction is one of the common forms of work performed in the construction industry. In contract work, workers are hired to complete construction projects within a specified timeframe and agreed-upon cost. However, there are often cases where contract workers experience delays or wage payment postponements. The research aims to analyze the legal protection for contract workers in the construction industry concerning delayed wage payments. In Indonesia, there are labor regulations that govern the rights and obligations of workers, including wage payments. If there is a delay in wage payment, workers have the right to file a lawsuit or report the violation to the authorities. This research adopts a qualitative research method, analyzing data and gathering information from various sources. Legal protection plays a crucial role in safeguarding workers. Some relevant legal roles include employment agreements, which enable workers to enter into contractual agreements with employers that protect their rights.

This research is intended to examine and analyze the implementation of the fulfillment of children's rights in dealing with the law in the assimilation process. The type of research used in this study is a qualitative type with a normative method approach. Data collection techniques are carried out using review literature originating from statutory regulations, official records or treatises related to the discussion of a law. In addition, data collection was also carried out from several previous studies. The results of the study show that the current implementation is already under way but not yet fully in accordance with the principles of child protection. In addition, the fulfillment of the assimilation right given to correctional students should prioritize the provision of assimilation in the form of educational activities outside the fostering institution. This is so that children can adapt to the school environment when they finish serving their sentence.    

A control environment is crucial to preventing businesses at the Makassar Tax Office from committing fraud. Due to its collection of state funds and access to private taxpayer data, including financial and personal identification, it is susceptible to fraud. This study assesses the various elements of the control environment at the Makassar Intermediate Tax Service Office using the COSO Internal Control Framework, 2021 edition. A case study and a qualitative descriptive method are both used in this research. There are 85 workers in this tax office. Semi-structured interviews with twenty informants from different departments were used to gather primary data. Literature reviews, reports, regulations, and internet sources were used to gather secondary data. The use of theme analysis is one of the novel ideas in this study. 37 themes were the outcome, and these served as measurements to assess if the environmental control components were appropriate. The Makassar Intermediate Tax Service Office possesses 28 out of 37 measures, as indicated by the research findings. The findings show that working hours violations are a component of "The organisation demonstrates commitment to integrity and ethical values." The Indonesian Financial Audit Agency's research indicates that for components to function independently, an internal compliance unit is necessary.      

Transportation according to Purwosutjipto is a reciprocal agreement between the carrier and the sender, in which the carrier binds himself to handle the safe transportation of goods and/or people from one place to a certain destination, while the sender binds himself to pay the freight. Meanwhile, the definition of carrier's responsibility is the obligation of the air transport company to compensate for losses suffered by passengers and/or freight forwarders as well as third parties. Responsibility can be known from the obligations that have been stipulated in the agreement or law. The obligation of transportation is to organize the transportationThis study aims to examine the legal relationship between airlines and passengers, as well as to determine the company's responsibility to passengers in the event of damage to goods. The method used in this research is normative method. The results of the study show that the legal relationship between the Air Transport Company and the passengers is a legal relationship which is a periodic agreement, namely an agreement with conditions that are carried out only for a certain time and for a certain action. Airline companies must be ready to be responsible to consumers who use air transportation services in accordance with applicable laws and regulations, namely Law Number 1 of 2009 concerning Aviation and regulated more specifically in Ministerial Regulation Number 77 of 2011 concerning Air Transport Responsibilities.

This legal research is Legal Protection for shareholders who experience loss of share ownership. The problem in this study is how the form of legal protection for shareholders in terms of related laws. This legal research is taken from a normative juridical approach which is a research by examining all laws and regulations related to the problem. The data used is secondary data consisting of primary and secondary legal materials. The end of this legal research is to answer the form of legal protection for shareholders who lose their share ownership. Keywords: Shares, Legal Protection, Loss of Share Certificate Ownership.

The purpose of writing this article is to compare the arrangements for the crime of incest under the Indonesian Criminal Code and the Malaysian Penal Code Act. The comparison includes the similarities, differences and advantages and disadvantages of each of these laws and regulations. The sources of legal materials used are primary and secondary legal materials. The data collections uses literature study techniques and data analysis. Based on a comparison of the arrangements for the crime of incest under the Indonesian Criminal Code and the Malaysian Penal Code Act, there are several similarities, differences, advantages and disadvantages of each of these arrangements. So from this comparison we can find several advantages of the Malaysian Penal Code Act, there are several similarities, differences, advantages and disadvantages of each of these arrangements. So from this comparison we can find several advantages of the Malaysian Penal Code Act regulations regarding the crime of incest which can be input for the renewal of Indonesian Criminal Code regulations. That way, the regulation of incest crimes in Indonesia will be better.

The purpose of this study was to identify and analyze the application of Article 1320 of the Civil Code regarding the bonded bondage system to clove farmers as local wisdom in preventing the occurrence of problems that arise because of the clove bonded agreement and to find out the obstacles faced in the application of article 1320 of the civil code to the bonded system. On Clove Farmers in Kaidundu Village as Local Wisdom. Research Using this type of normative-empirical research. By using several approaches, namely: statutory approach (statue approach), case approach (case approach). The results of this study indicate that: First, the clove bonded bondage system in Kaidundu Village is a custom or habit that was born and developed in the Kaidundu Village community since the last decades, the agreement system by means of bonded bondage involves sellers (farmers) and buyers (middlemen). . However, based on the law in force in article 1320 it is stated that, that the legal requirements for an agreement are agreement, competence, a certain matter and a lawful cause. However, in reality in society not all parties understand and understand what an agreement is considered. So that researchers can conclude that the bondage system in Kaidundu Village is a habit that has been passed down from generation to generation, but the community must understand and know that there are rules governing this bondage system. Second, the obstacles faced by the people of Kaidundu Village, especially those involved in the case of the Clove ijon system, several obstacle factors faced, namely: Legal factors, where there is no agreement or agreement that binds both parties, both the seller (farmer) and buyer (middleman). And there are no regulations in the form of Perdes (Village Regulations) which regulate the existence of the clove bondage system. The ijon system agreement is only based on trust.

The circulation of narcotics and illegal drugs in Indonesia has disturbed the majority of the public, and almost every day the media shows arrests of illicit traffic of narcotics and other criminal acts. In carrying out their duties as law enforcers the police are guided by the code of ethics as a guideline for daily implementation. Regulations related to the police code of ethics can be seen from Law Number 2 of 2002 concerning the Indonesian National Police, Regulations of the Chief of Police of the Republic of Indonesia Number 8 of 2006 and Number 7 of 2006 Each of them is binding on the implementation of the police's daily duties. This study analyzes law enforcement by the police in Narcotics Crimes committed by members of the National Police and criminal sanctions against members of the National Police who commit Narcotics Crimes. This study uses a normative juridical type, namely by carrying out legal research by looking at the laws and regulations related to Law no. 35 of 2009 concerning Narcotics. After the research material is obtained and collected, the material is then processed and analyzed with legal arguments based on deductive-inductive (general-specific) legal logic. The author can conclude that cases of narcotics settlement carried out by the police are the same as that of the community in general, namely through general courts.

This study aims to clearly describe the regulation of regulations that examine changes in the Employment Copyright Act, the legal consequences that can be caused to companies if they do not provide severance pay at the time of Termination of Employment and Government Regulation no. 35 of 2021. This type of research uses a normative juridical research model. Based on the Employment Act, a person who has retired, his rights and severance pay must be paid in accordance with the mandate of Article 156 paragraph (1). The results of this study are 1). based on several legal provisions as mentioned above, we can conclude that the retirement age in 2022 is at the age of 58 (fifty eight) years, 2). the current regulation regarding layoffs does not have to go through the determination of the Industrial Relations Court (PHI), the Company only needs to inform the workers of the intent and reason for the layoffs. If the worker refuses to be laid off, the worker can propose bipartite negotiations to the company and if a meeting point does not occur, mediation can be carried out, up to a settlement at the PHI, 3). different arrangements between the Manpower Act and the Job Creation Act. Among them is the amount of entitlement to severance pay. In the Manpower Act, a person who retires gets a severance pay amount of 2x (twice) the provisions of Article 156. While in the Employment Act it is 1.75 (one point seventy-five) from Articles 156, 4). criminal law provisions in the Copyright Act, if the employer does not provide severance pay in accordance with applicable legal provisions to workers who have been laid off due to entering retirement age. This is not regulated in the manpower law which is more civil in nature in terms of resolving disputes over layoffs.

This research examines more deeply the analysis of legal certainty for victims of Doni Salmanan's fraud in trading through an application called QUOTEX. In relation to the decision of the Bale Bandung District Court number 576/Pid.Sus/2022/PN BlB, in which the Panel of Judges gave a verdict of imprisonment and confiscation of assets owned by the defendant generated through trading by utilizing his victims for profit and the assets were confiscated by the state. However, in the verdict there was no decision at all to provide compensation to the victim of Doni Salmanan's fraud, in this case the element of legal justice for the victim was not fulfilled by this decision. However, the aspect of legal certainty for the victim is very strong so that the defendant gets a death sentence and a fine for his actions. The legal certainty in question is a guarantee that the law is carried out properly in processing the rights and obligations of the defendant for his crime. Material law as an element of legal certainty has been carried out and linked to various laws and regulations relating to the case. Law No. 8/1999 on Consumer Protection for the losses suffered by the victim as a consumer, Law No. 19/2016 on the Amendment to Law No. 11/2008 on Electronic Information and Transactions because the case involved electronic networking devices, and Law No. 8/2010 on the Prevention and Eradication of the Crime of Money Laundering because in the prosecution the defendant was deemed to have disguised his wealth generated through criminal acts.

Children are God's creations that must be protected each because of their limitations. Protected one of which is the legal protection of children to accept a kind of violence. Accepting child violence has a negative impact on the child's future. Writing this to determine the need for protection in the Child Victims of Violence Act and legal protection for child victims of violence in accordance with legal regulations. Therefore, the State provides legal protection, all children are bound by law number 31 of 2014 concerning amendments to law No. 13 of 2006 concerning child and victim protection number 35 of 2014 to prevent violence against children.