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The purpose of this study is to examine the impact of the pandemic on the stability of the financial industry. After a disaster or disease outbreak in a region, the stabilization and recovery of various financial institutions will have a very important role in the overall economic recovery. Moreover, recently there has been a global disease outbreak (Covid-19) which has impacted the economies of various countries, including various financial institutions. This study uses a panel data approach and two estimation procedures, namely fixed effect and OLS to measure the impact of the pandemic on financial industry stability. Panel data used to measure the impact of natural disasters and disease outbreaks on the financial stability of the financial industry is fairly new to the research field, and provides valuable insights for policymakers and industry professionals. The results showed that natural disasters and outbreaks have a significant impact on the financial stability of the financial industry, and these have varying impacts depending on the type of disaster, country, and institution. From the findings of this study, the authors suggest that policymakers consider implementing new measures to mitigate the impact that will arise by improving risk management practices and increasing capital requirements for the financial industry. Future research is expected to focus on developing more comprehensive datasets to improve analysis and understanding of future impacts.

In this article, we are introducing a new community engagement initiative that aims to train vocational school teachers in creating impactful learning podcasts. The goal of this training is to equip educators with the necessary skills to develop dynamic audio content that combines visual and textual elements, resulting in interactive learning experiences. Throughout the program, participants will explore scriptwriting, recording techniques, and post-production editing, all while learning how to effectively integrate multimedia components to enhance student engagement and comprehension. By offering practical exercises and expert feedback, this initiative empowers educators to adapt their teaching methods to the digital age, ultimately enhancing the quality of vocational education. This training bridges the gap between traditional teaching methods and modern learning preferences, and promotes an enriched educational environment while nurturing the growth of educators as innovative pedagogical influencers.

Product marketing through social media and e-commerce is one of the most effective ways to expand market reach in this digital age. In fact, in this era of increasingly sophisticated technology, it opens up great opportunities for Micro, Small and Medium Enterprises (MSMEs) actors to be able to market their products outside the city, to abroad. However, there are many MSMEs who do not understand how to use social media and e-commerce to increase their sales. This happened to several MSMEs in RW XI Semolowaru Indah II, where they had quality products but did not understand modern ways to market these products. By looking at this case, the author held digital marketing training and assistance for MSMEs at RW XW Semolowaru Indah II. This method is done in two ways, namely: 1) Digital marketing training by bringing in resource persons. 2) Door to door digital marketing assistance. The result of this training and mentoring is that MSMEs actors already have a personal Instagram, and also some want to register for e-commerce, and they also understand how to market products through social media.

The number of complaints from patients who are being treated at the hospital has become evidence that the management of the service system has not paid enough attention to it. So it is necessary to examine in depth the causes of these problems. That is what underlies the researcher wants to find out whether hospital facilities and services have an effect on patient satisfaction with hospital image as an intervening variable at the Haji Abdul Manan Regional General Hospital. This type of research uses causal research which aims to test hypotheses on a causal relationship between one variable and another. The study sample consisted of 315 patients. The results of the study show that hospital facilities have a significant influence on patient satisfaction. Because with the appropriate facilities, patients will feel comfortable visiting the hospital. Likewise, hospital services also have a very large influence on the level of patient satisfaction. With good and comfortable service. Then the patient will get calm and will speed up the healing process for the patient. So it was concluded that quality and service greatly influence patient satisfaction at Umun Regional Haji Abdul Manan Simatupang Hospital.

Freedom is indeed guaranteed by the constitution but the freedom in question also has limits because freedom also concerns human rights. In short, human rights (HAM) on the one hand and Human Obligations (KAM) on the other. Facts that develop in court, facts are often found that have not been revealed in the minutes of investigation or prosecution which will be revealed in court. They feel pressured when facing or undergoing examination at the investigator level and they dare to speak out in court because they feel free to speak and feel protected. Thus the rights of the entire community receive legal protection from the negative effects of abuse of social media freedom. According to the court's decision, if a person is found guilty, he must carry out the decision, but if he is not considered guilty, according to the court's decision, he must receive rehabilitation.

Instant red dragon fruit puree rice is a processed product of seasoned rice added with red dragon fruit puree and then dried. This study aims to determine 1) the effect of adding red dragon fruit puree 2) the interaction effect of the two on organoleptic properties including color, shape, aroma, level of preference for raw instant rice red dragon fruit puree, as well as color, shape, aroma, taste, texture, and preference level of cooked instant rice seasoned with red dragon fruit puree 3) the best product red dragon fruit puree instant rice 4) the chemical content of the best product includes protein, fat, carbohydrates, water and beta-carotene 5) the selling price of the best red dragon fruit puree instant rice. This type of research is an experiment. The independent variable was the addition of red dragon fruit puree (40g, 50g and 60g). Data collection used the observation method through organoleptic tests obtained from 10 trained panelists with instruments in the form of observation sheets in the form of a check list. Data analysis used single analysis of variance (anava) and Duncan's further test with SPSS 17.0. The best product based on organoleptic tests in chemical tests and selling prices using conventional methods. The results showed 1) the addition of red dragon fruit puree had a significant effect on color and the level of preference with (sig: 0.000) instant rice puree raw red dragon fruit and instant rice puree red dragon fruit cooked. 2) Instant red dragon fruit puree rice has no effect on shape, aroma and cooked red dragon fruit puree instant rice has no effect on shape, aroma, taste and texture. 3) the best product is the addition of 50% red dragon fruit puree 4) the content of raw instant rice is higher than the content of cooked instant rice, namely the protein content of raw instant rice is 9.52% and cooked instant rice is 6.90%, the fat content of rice raw instant 4.51% cooked instant rice 3.68%, carbohydrate content of raw instant rice 71.90% and cooked instant rice 52.50%, water content of raw instant rice 12.50% and cooked instant rice 33.10%, and the beta-carotene content of raw instant rice is 56.55%/mg and cooked instant rice is 41.80%/mg. 5) the selling price of instant yellow rice is Rp. 3.726  weight 100 g.

The Purpose Of This Study Was To Determine The Effect Of Competence, Compensation, Work Stress And Work Conflict On Satisfaction Among Female Employees In Surakarta. The Population In This Study Are Female Employees Who Work In The City Of Surakarta. The Sample In This Study Amounted To 97 Respondents, The Sampling Technique Used In This Study Was Purposive Sampling. The Data Analysis Method Used Is The Multiple Regression Test Which Consists Of The F Test, T Test And The Coefficient Of Determination. The Results Of The Simultaneous Study (Test F) Show That There Is A Positive And Significant Influence Between Competence, Compensation, Work Conflict, Job Stress On Job Satisfaction. Partial Test Results (T Test) Obtained Competence Has A Positive And Significant Effect On Job Satisfaction, Compensation Has A Positive And Significant Effect On Job Satisfaction, Work Conflict Has A Positive And Significant Effect On Job Satisfaction, Job Stress Has A Positive And Significant Effect On Job Satisfaction.

Consumer satisfaction will be formed if it can meet the basic expectations of consumers. Many factors influence consumer satisfaction, including Retailing Mix and Service Quality. The purpose of this research is to determine whether there is an influence of Retailing Mix on customer satisfaction at Bolly Sila Bima Regency, to determine whether there is an effect of Service Quality on customer satisfaction at Bolly Sila Bima Regency and to determine whether there is an effect of Retailing Mix and Service Quality on customer satisfaction at Bolly Sila Bima Regency. The population in this study were consumers of Bolly Sila, Bima Regency, who had shopped at Bolly Sila, Bima Regency. The sample was determined by accidental sampling technique with 60 respondents. The data collection method used was a questionnaire (questionnaire), observation and literature study. Data analysis techniques used in this study were instrument tests (validity test and reliability test), multiple linear regression analysis, T test, f test, correlation coefficient and determination coefficient using the SPSS 20 program. Based on the results of data processing with the T test method, and F test, it is known that the Retailing Mix and Service Quality variables simultaneously have a significant effect on Consumerr Satisfaction at Bolly Sila, Bima Regency. Partially, the results of this study indicate that the Retailing Mix variable has a significant effect on consumer satisfaction at Bolly Sila, Bima Regency. Meanwhile, Service Quality has no significant effect on Consumer Satisfaction at Bolly Sila, Bima Regency. 

This study investigates how dividend policy, management ownership, company size, and institutional ownership affect company value. This research aims to study how dividend policy, management ownership, company size, and institutional ownership influence company value partially and simultaneously. Secondary data from annual reports was used for this research. The population used is manufacturing companies listed on the Indonesia Stock Exchange (BEI) in the Kompas100 index from 2017 to 2022. 6 companies from the 22 population companies are the sample selected using the purposive sampling method. Multiple linear regression analysis was carried out using the SPSS 25 statistical program. This research found that dividend policy partially had a negative effect on Company Value (PBV), manager ownership had a partial positive effect on Company Value (PBV), company size had no partial and negative effect. on Company Value (PBV), and institutional ownership partially has a positive effect on Company Value (PBV). This research finds that the independent variables dividend policy, manager ownership, company size, and institutional ownership influence the dependent variable Company Value (PBV) simultaneously.

This study examines Heatlhcare companies listed on the Indonesia Stock Exchange. This study aims to determine the effect of Profitability, Leverage, and Company Size on Audit delay experienced by healthcare companies during the pandemic and the new normal era. The sample companies are 19 healthcare companies on the IDX. The dependent variable used is audit delay and the independent variables used include: Profitability, Leverage, and Firm Size. The analysis of this study uses multiple linear regression with SPSS 25 (Statistical Package for Social Science). The results of this study indicate that: (a) Profitability has an effect on audit delay; (b) Leverage has no effect on audit delay; (c) Company size has no effect on audit delay; (d) Simultaneously the independent variables affect the dependent variable.

This study aims to analyze the effect of a causal relationship from leverage ratios, liquidity, and firm size as independent variables to financial distress as the dependent variable in real estate and property companies. The research population used was 84 real estate and property companies listed on the Indonesia Stock Exchange (IDX) during the 10-year research period in 2012-2021. The research sample was taken using a purpose sampling technique with 32 selected samples being companies that met the sampling criteria. The analytical method used in this study is a quantitative research method through descriptive statistical testing, classical assumption testing, multiple linear regression testing, and hypothesis testing using IBM SPSS 25 software. The results found that (H1) leverage has a sixnificant negative effect on financial distress with six value 0.003 < 0.05; (H2) liquidity has no sixnificant effect on financial distress with a sig value of 0.576 > 0.05; (H3) company size has a significant negative effect on financial distress with a sig value of 0.002 <0.05.

This study aims to examine the effect of organizational culture and work environment on employee performance at the Dangung-Dangung Health Center, Fifty Cities District. This type of research is quantitative, where the research process emphasizes objective measurement of results using statistical analysis. The population in this study were all employees of 73 people. The sample collection technique used is the total sampling technique, where total sampling is the sampling technique when all members of the population are sampled, while the number of samples is 73 people obtained from all members of the staff. The type of data used in this research is quantitative and qualitative data. While the data sources are primary and secondary data sources. Data collection techniques using observation, questionnaires and literature study. By using test instrument test, (validity test and reliability test), analysis descriptive test, classical assumption test (normality test, multicollinearity test and heteroscedasticity test) then multiple linear regression and hypothesis testing with the help of the SPSS application. The results of the study show that organizational culture has a positive and significant effect on employee performance and the work environment has a positive and significant effect on employee performance.

This study aims to determine the effect of product knowledge and lifestyle on purchase intention of cream glow & lovely in Bima City. The approach used in this research is using an associative approach. The sample in this study was 96 respondents. The data collection techniques used were observation, questionnaires, and literature study. Data analysis techniques used were validity and reliability tests, classical assumption tests, multiple linear regression analysis, correlation coefficients, coefficients of determination, t tests, and F tests processed using the Statistical Product and Service Solution (SPSS) version 20 program. The results showed that product knowledge (X1) and lifestyle (X2) partially and simultaneously have a significant effect on the interest in buying cream glow & lovely products in Bima City with an effect of 56.8%.

The Islamic Investment Gallery is a means of introducing Islamic Capital Market Investment to the world of academia and as a place to study investment and make investment transactions in the Islamic capital market. One of the causes of failure in investing is a lack of understanding in investing. Apart from knowledge, another factor in increasing interest in investing is technological advances as a medium in its activities. Therefore, this study aims to analyze the effect of knowledge on interest in investing in the Islamic capital market with technological advances as a mediating variable. This research is a quantitative research. Using the path analysis method in SPSS V.20. The results of this study indicate that knowledge has a direct effect on interest in investing in the Islamic capital market, knowledge influences technological progress as a mediating variable in interest in investing in the Islamic capital market, technological advances influences interest in investing in the Islamic capital market and knowledge influences interest in investing in Islamic capital markets. Through technological advances.

This research was conducted to examine how quality, product, service, and price affect customer satisfaction at Roti Bakar. To collect data for this study, respondents, especially those who had bought toast from Benntak, filled out a questionnaire. By using a purposive sampling technique using the Hair formula, et al., a sample of 100 respondents was obtained for this study. Validity test, reliability test, traditional assumption test, and hypothesis testing are the analytical techniques used in this study. The internet, old research papers, and books on customer satisfaction are where secondary data can be found. The results showed that there was a simultaneous significant effect (Test F) between product quality, service quality, and price. Customer satisfaction is significantly influenced by price, service quality, and product quality, at least partially (t test). The output data processing results show a coefficient of determination (R2) of 0.638, meaning that the effect of product quality, service quality, and price on customer satisfaction can reach 63.8%, with other variables not examined in this study. accounting studies for the remaining 36.2%.  

The purpose of this research is to examine and analyze the effect of covid-19 pandemic on metacognition, motivation, and behavior in students performance. This research was conducted with accounting students from Bandar Lampung as subjects. The type of research in this study is quantitative data using tabulation results from questionnaires. The population in this study were accounting students at Lampung University, Bandar Lampung University, and Teknokrat University in Bandar Lampung. The data collection technique in this study used non-probability sampling with purposive sampling approach and obtained 225 respondents. Methods of data collection using questionnaires Analysis of the research data using SPSS as a calculation tool. The results of the study show that COVID-19 has an effect on the metacognition, motivation, and behavior of accounting students in Bandar Lampung.  

Self-compacting concrete (SCC) is self-flowing concrete that can be printed on formwork with very little or no compaction. One of them is by adding admixture superplasticizer. The purpose of this research is to determine the effect of superplasticizer admixture with various variations on flexural strength. The method used in this research is the experiment of adding superplasticizer admixture to the concrete mixture with variations of 3%, 4% and 5%. The sample was made of 3 test objects in the form of blocks with dimensions of 15 cm x 20 cm x 100 cm for a design value of 15 MPa. Based on the results of the flexural strength test of concrete beams after 28 days of flexural strength testing, the highest yield was obtained in the second sample of 4% mixture with a maximum P load of 32.2 KN after converting to 18.22 MPa. Whereas for the 1st sample it was a 3% mixture with a maximum P load of 22 KN after converting to 12.44 MPa and for the 3rd sample it was a 5% mixture with a maximum P load of 22.9 KN after converting it to 12.95 MPa. 3. It was found that the average of the 3 samples was 14.54 MPa, a little more to exceed the target of 15 MPa.

Studying the Qur'an is an obligation for every Muslim, because the Qur'an is the main guideline for Muslims in worship and muamalah. Reading and writing the Qur'an is a lesson that must be taught to students, starting from the elementary school level to the high school level. One way is to hold an extracurricular reading of the Qur'an. This research was conducted to find out how the Al-Qur'an extracurricular design at SMP Pertiwi Medan and its relation to improving students' ability to read the Al-Qur'an. This was done to find out whether the Al-Qur'an extracurricular provision had a significant effect on improving the ability to read and memorize the Al-Qur'an in students who took part in the extracurricular activities at Pertiwi Middle School, Medan. The method used in this study is a qualitative descriptive method, in which the descriptive method is used to describe the conditions in the field as they are. Based on the research conducted, the extracurricular design at SMP Pertiwi Medan is good, with the right methods and real support from the school. So that students who take part in extracurricular activities are on average in the good category, in which in this category students are able to read or memorize the Al-Qur'an properly and in accordance with the rules of tajwid science, even though they are not fully good in terms of sound.  

Tourism villages have become a major concern in efforts to develop local economies and preserve culture in many regions. Tongkonan Karuaya is one of the tourist attractions in Lembang Tumbang Datu. Visitors can use this area to get to know the typical Toraja customs and culture. This article aims to analyze the development of the Karuaya tourist attraction as a potential tourist destination to support the local economy. The research method used is a qualitative approach by collecting data through interviews, field observations and analysis of related documents. The research results show that the Karuaya tourist attraction has a variety of attractions and cultural heritage. However, challenges such as limited facilities, lack of promotion and the need for infrastructure improvements still need to be addressed. This research underlines the importance of collaboration between local communities and the private sector to optimize the potential of the Karuaya tourist attraction as a sustainable economic resource and utilizing technology such as social media can be an effective tool for introduce the Tongkonan Karuaya tourist attraction to a wide audience, increase its attractiveness, and improve.

Public Relations in enhancing the positive image of PT. Perusahaan Listrik Negara (PLN) Sumbawa. This study contributes to the understanding of the importance of Cyber PR in building a positive corporate image and provides recommendations for PT. PLN Sumbawa to further enhance Cyber PR practices. The research methodology used in this study is qualitative, with interviews as the data collection tool. The study reveals that PT. PLN Sumbawa understands the importance of Cyber PR in maintaining and improving the company's image. The company utilizes various types of Cyber PR media, including online media, online mass media, and social media. The services provided in Cyber PR media include wire service. Furthermore, PT. PLN Sumbawa is actively engaged in various Cyber PR activities such as advertising, lobbying, press activities, promotions, and publicity. The company utilizes online media and social media to convey information, provide services, and carry out campaigns to strengthen the positive image. Evaluation of Cyber PR activities is conducted by measuring the effectiveness of content based on the number of likes, shares, and responses from the public. In the formation of the company's positive image, PT. PLN Sumbawa successfully fulfills the cognitive, attitudinal, perceptual, and motivational.