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The purpose of this study is to examine the impact of the pandemic on the stability of the financial industry. After a disaster or disease outbreak in a region, the stabilization and recovery of various financial institutions will have a very important role in the overall economic recovery. Moreover, recently there has been a global disease outbreak (Covid-19) which has impacted the economies of various countries, including various financial institutions. This study uses a panel data approach and two estimation procedures, namely fixed effect and OLS to measure the impact of the pandemic on financial industry stability. Panel data used to measure the impact of natural disasters and disease outbreaks on the financial stability of the financial industry is fairly new to the research field, and provides valuable insights for policymakers and industry professionals. The results showed that natural disasters and outbreaks have a significant impact on the financial stability of the financial industry, and these have varying impacts depending on the type of disaster, country, and institution. From the findings of this study, the authors suggest that policymakers consider implementing new measures to mitigate the impact that will arise by improving risk management practices and increasing capital requirements for the financial industry. Future research is expected to focus on developing more comprehensive datasets to improve analysis and understanding of future impacts.

MSMEs Oma Cafe Rahmah is a micro, small and medium business engaged in the culinary field, located in Padang Lubuk Begalung.  This cafe offers a wide range of traditional and innovative dishes with regional flavours, which has made it a popular culinary destination in the area.  MSMEs Oma Cafe Rahmah implements a strategy that focuses on the quality and authenticity of the dishes served.  They use fresh, high-quality local ingredients and combine traditional recipes with a modern twist to create interesting and delicious menus.  This reflects their commitment to preserving the region's culinary heritage, while providing a unique culinary experience for customers.  In addition, MSMEs Oma Cafe Rahmah also prioritizes friendly and professional service.  They pay special attention to customer needs and preferences, creating a warm and comfortable atmosphere in the cafe.  This has built a strong relationship between MSMEs Oma Cafe Rahmah and its customers, which contributes to the success and sustainability of this business.  In the context of the local economy, the existence of MSMEs Oma Cafe Rahmah has had a significant positive impact.  This venture creates jobs for local people and in collaboration with local farmers and suppliers, boosts economic growth in the area.  Through innovation in the culinary field, MSMEs Oma Cafe Rahmah has proven that micro, small and medium enterprises can play an important role in the development of the local economy.  Their success shows that with a commitment to quality, authenticity, and good service, MSMEs can build a strong and sustainable reputation in the culinary industry.

Waqf is one of the Muamalah activities that has spiritual, social and economic dimensions. Traditionally, waqf has so far only been interpreted as grants in the form of real estate such as land and buildings, whose purpose is limited to the construction of places of worship and educational institutions. Waqf is divided into several types based on purpose, time limit, and goods and their management. Management is the process of planning, organizing, directing and controlling an organization. Management occupies the most important place in the Waqf world because it can determine whether waqf assets are useful and developed depending on the management model.  The purpose of the research is to study waqf in management science, the principles of waqf management and the function of waqf management. This research uses qualitative methods where researchers must analyze theoretical sources from books and journals as well as materials and information from various other secondary data to answer the problems studied. The findings, and implications that arise are found in the professionalism of waqf management, asset management in waqf, financial statements, contributions and potential economic development of the community with waqf in the digital era.    

Nowadays, midwifery and medical work adopted many concepts, descriptions, and terminologies in English. As the demand of the curriculum in midwifery major, English took the magnificence role in facilitating students, preparation for professional requirements, trainings, and research. That was why English became the crucial part for midwifery students to research and practice their English in the real working field. The purpose of the research was to know that this research was expected to confirm and clarify the exposure and practice of Communicative Language Teaching (CLT) through English oral presentation language testing gave the better solution to enhance the speaking skill of midwifery students at Medika Suherman University. The research applied the quantitative analysist that covered descriptive analysis statistic and the t – test. In order to achieve the objective of the research which was used the pre-test and the post-test as the tool to measure the speaking skill ability. The population of the research was 50 students midwife of the second semester at Medika Suherman University, Cikarang Bekasi. The sample of the population was 30 students midwife wahich was selected by purposive random technique. There were four meetings of learning and researching process during the experiment. Before the experiment was conducted, the students were given a pre-test. At the end of the experiment, the students did the post-test. The result of the research proved that the post-test scores were better that the pre-test score. The research concluded that the output of the paired test sample with the Sig. (2-tailed) score was 0.000 < 0.05. It stated that the H0 was rejected, and Ha was accepted. Moreover, it showed that there was an effect of the English oral presentation toward midwifery students’ speaking skill at Medika Suherman University. According to the result, after the exposure and practice of Communicative Language Teaching (CLT) through the English oral presentation language testing, in fact, it was the one of the effective approaches to improve the students midwife speaking skill ability and enthusiasm in learning English at Medika Suherman University.    

Interprofessional Collaboration (IPC) is professional collaboration with different educational backgrounds and collaborates to improve service quality. The purpose of this study was to explore SBAR communication carried out by nurses and doctors in IPC at the Hospital X. The research method is qualitative. The research participants were 10 health workers (5 nurses and 5 doctors). Data analysis was carried out by processing and preparing data, reading data, coding, coding interpretation, presenting themes, and interpreting data. The results showed that there were three themes produced: 1) A thorough assessment by nurses and doctors; 2) Collaboration between nurses and doctors to patients; 3) Barriers communication between nurses and doctors. The form of communication that is applied between doctors and nurses in the emergency room at the hospital x is SBAR communication that has been implemented well. The main barriers to SBAR communication are the shortage of staff and the increase in the number of patients. And the obstacle from the doctor's side is the new nurse personnel who do not really understand their duties. The conclusion of this study is that the application of SBAR communication in the Interprofessional Collaboration (IPC) relationship between nurses and emergency room doctors at the hospital x is good, but there are still barriers to SBAR communication when there is an increase in the number of patients due to lack of staff in the hospital.

This study is entitled "The Role of Leadership in Suppressing the Occurrence of Fraud in Cash Receipts." This study aims to analyze and identify the role and leadership attitude of the Chief Accountant to suppress, minimize, and avoid fraud committed in the process of cash receipts in a hotel that has its own management (not professional management). Based on the data sources that have been identified, it turns out that there is still the potential for fraud to occur in cash receipts. Various data sources that have been obtained say that the occurrence of fraud is caused by the workers themselves. Factors causing the occurrence of fraud come from several things, one of which comes from the mindset and behavior of the perpetrators of the fraud itself. Other factors from the corporate environment can also lead to acts of fraud, namely the inconvenience that is obtained by the perpetrator in working at the company. We then analyze the data sources that have been collected to obtain clear information regarding the occurrence of the fraud. The conclusion that can be drawn from the results of data analysis and identification, that the occurrence of fraudulent cash receipts occurs due to the lack of a leader's attitude in the control and supervision strategy carried out. The attitude of a Chief Accountant who pays little attention to these problems makes it easy for fraud to occur. The effectiveness applied by a Chief Accountant and the adoption of a leadership style are still relatively low. It is hoped that the application of the leadership attitude of a Chief Accountant will provide solutions that have a significant effect and be able to overcome this so that it does not happen again in a company.

In the evolving era of digital marketing, the quality of product photos plays a vital role in attracting customers and boosting sales. This study aims to explore the influence of using a studio photo box as part of the digital marketing strategy for SMEs in Semolowaru Village. A studio photo box is a simple tool made from easily accessible materials and is affordable, enabling SMEs to produce high-quality product photos. The findings of this study demonstrate that the utilization of a studio photo box can enhance the product's appeal on digital marketing platforms, attract potential customers, and differentiate the product from competitors. By using a studio photo box, SMEs in Semolowaru Village can generate attractive and professional product photos, which can contribute to building a strong brand image and increasing conversion rates. The awareness among SMEs in Semolowaru Village regarding the importance of quality product photos in digital marketing has facilitated the adoption of studio photo boxes. With the right steps, such as selecting a suitable studio, ensuring proper lighting, careful product arrangement, accurate editing, and leveraging photos in online promotions, SMEs can fully harness the potential of studio photo boxes to achieve success in digital product marketing. Studio photo box, digital marketing, product photo quality, SMEs, Semolowaru Village

Cervical cancer is the most common health problem in women, where special attention is needed to prevent this health problem. One effort that can be done to recognize pre-cancerous lesions early is by conducting an Acetic Acid Visual Inspection (IVA) examination which can reduce the incidence of morbidity and maternal mortality caused by cervical cancer. This IVA examination is very easy and practical to be carried out either by midwives or professional health workers (doctors) who can be obtained at health facilities such as clinics, health centers and hospitals. This study aims to determine the effect of health education on maternal adherence to visual inspection of acetic acid at the Suli Health Center. This research method is analytic with design Quasi Experiment (experiments pseudo), with design one group pretest posttest . The population in this study were all women of childbearing age (WUS) who were in the work area of the Suli Health Center as many as 78 people and the sample in this study were all WUS who were in the work area of the Suli Health Center who had certain characteristics, namely women of childbearing age who had active sexual relations. with the number of samples in this study amounted to 30 people. Sampling was carried out using purposive sampling method. This research was processed using a computerized system with the help of the SPSS program. The data analysis method used was statistical test analysis with the Wilcoxon signed ranks test to determine the effect of health education on WUS compliance by conducting an IVA examination where if obtained The p value of this test or p 0.000 <0.05, can be interpreted as significant. Therefore, it is recognized that health education has an impact on WUS adherence to carrying out IVA examinations.  

Community nursing or community health nursing is the practice of maintaining and improving public health using knowledge from nursing, social sciences and public health sciences. Another definition of community nursing is a form of professional service based on nursing knowledge and tips aimed primarily at high-risk groups to improve community health status by emphasizing efforts to improve health, disease prevention and not neglecting curative and rehabilitative (Kholifah & Widagdo, 2016). In RW 04 Kelurahan Periuk Jaya, which is a village with densely populated residential houses with houses attached to one another, the average building in Pabuaran village has new buildings but is not well maintained and settlements are dominated by old buildings. own property, in terms of the environment the area of ​​the house has a yard, there are several cattle pens around the settlement. The characteristics of the area and health problems that arise in RW 04 Periuk Jaya Village are information about prevention and diet for Hypertension, Gout Arthritis and ISPA. To carry out this task requires a person nurses who are competent in providing community nursing care, to get optimal results requires experience in addition to knowledge. One way to gain experience is through community nursing practice in Periuk Jaya Village RW 04 Periuk District, Tangerang City

The progress of a nation is greatly influenced by the contribution to education. Education is expected to be able to make a truly intelligent society, so it will gives the nuances of intelligent life and will progressively shape independence. Such a nation community is a big investment to struggle out of the crisis in the face of a globalized world. In facing today's global world, the task of educators as professional teachers is not only to carry out learning in the classroom, but besides educating, nurturing and guiding the most important thing is to shape the personality of students who have the ability to prepare and develop themselves as critical and creative human resources. . most important is to educate and As educators, teachers convey knowledge and skills to students using certain methods so that knowledge or skills can belong to these students, therefore professional educators are educators who are always trying to improve their performance, by increasing their competence as educators. The embodiment of the competence of these educators is the responsibility of education, especially to prepare students to become intelligent and creative subjects in order to achieve maximum learning achievement. One indicator of the achievement of learning objectives can be identified by looking at the level of learning achievement obtained by students. Purwanto stated that learning achievement is a change in student behavior as a result of learning. The change in behavior was caused because he achieved the use of a number of materials provided in the teaching and learning process. This achievement is based on predetermined teaching objectives. The results can be in the form of cognitive, affective, and psychomotor changes.  

This article discusses the importance of the evaluation process in elementary school learning. Evaluation plays a crucial role in determining the effectiveness of learning and the achievement of educational goals. Evaluation helps teachers obtain valid data on students' abilities, identify their learning difficulties, and understand their position among their peers. Through evaluation, teachers can make professional decisions in developing their teaching methods. The article emphasizes the significance of understanding and skills in conducting effective evaluation. Evaluation should not only be carried out at the end of a lesson but throughout the entire learning process. By conducting accurate and comprehensive evaluations, educators can gather precise information about students' abilities, enabling them to make informed decisions in their teaching practices. Improving understanding and implementing effective evaluation processes contributes to enhancing the quality of elementary school education. Effective evaluation not only benefits teachers in decision-making but also helps improve self-quality and classroom management.

HIV screening services are the main entry point for services aimed at prevention, treatment, support and treatment. The use of HIV screening services by key populations, including transgender women, is important so that HIV status is monitored. Many transgender women work as commercial sex workers, so the spread of HIV is a cause for concern, so the use of HIV screening is important. The causes of the underutilization of HIV screening services need to be investigated. This study aims to examine the relationship between transgender perceptions of HIV screening services in the health center laboratory. The method used in this research is cross sectional with interview method. 80 transgender women in PERWAKOS were interviewed fulfilling the inclusion and exclusion criteria. The data were analyzed using the bivariate test to determine the relationship, the multivariate test to determine the simultaneous relationship, and the binary multiple regressions test on the IBM SPSS Statistics 23.0 for Mac software. Result: The sample size was 80 and it became 73. As many as (78%) 57 chose no stigma, (79.5%) 58 chose fast waiting time, (84.9%) 62 chose the distance from home to a close laboratory, (60.3 %) 44 perceived complete, (53.4%) 39 chose less professional. There is a relationship between the perception of transgender women on stigma by the laboratory staff (p = 0.000), the distance from the house to the laboratory (p = 0.000) and HIV screening services in the health center laboratory. In conclusion, there is a relationship between transgender perceptions of stigma by laboratory assistants, the distance from the house to the laboratory and the use of its services.

Health workers have an important role to improve the maximum quality of health services to the community. It is also necessary for health workers to consider balanced work, one of which is the management of work life balance (WLB). Work Life Balance as an individual's ability to balance his responsibilities at work and things that are not related to work. The purpose of this theoretical study is to find out the management of work life balance in health workers in hospitals. The method used is a theoretical study by analyzing and comparing existing theories. It then learns more about a subject in theory or research and helps readers understand it better and with implications. The data that has been obtained is then analyzed and presented in narrative form in the form of diagrams or schematics whose contents discuss the results of the research analyzed from some of the literature. The result of this theoretical study is to arrange plans and schedules, control unnecessary things, filter between professional and personal, prevent burn out, and increase job attendance. It can be concluded that work life balance or balance of time in the context of working in a hospital, namely as health workers have the ability to balance between the time we provide as a professional in the workplace and the time we provide as a person outside where we work. Health workers who have a good work-life balance, then a person can be more productive and efficient at work. This also supports increasing satisfaction in doing work. It is hoped that the hospital and health workers will always conduct training to support increasing the professionalism of health workers and balancing their responsibilities at work and those that are not related to work. In addition, as a professionalism and performance appraisal that is assessed in terms of punctuality, discipline and altruism.

The global era with the rapid and great advancement of information system technology, challenges teachers to have the ability to adapt themselves by improving scientific abilities and cutting-edge skills. But the most important thing is the ability to nurture students by sticking to sharia 'and can make them as noble ethical people. Efforts to strengthen tarbiyah and teacher training in Islamic educational institutions must make maximum efforts so that digital technology tools do not lull and deprive students of the right to get full control of teachers. This is the main mission of Islamic educational institutions so that the development of intelligent ethical humans can be reached by Islamic educational institutions. The three strategies that researchers offer in an effort to strengthen the conception of tarbiyah and teacher training in him and apply it to teacher professional performance activities are: (1) Understand and realize the achievement of tarbiyah and teacher goals; (2) Understand and apply the types of education and teaching; (3) Development of teacher soft skills so that they can become role models for students.

This study aims to analyze the effect of independence, professionalism, and time budget pressure on the quality of audits of local government financial reports (LKPD) at the Indonesian Supreme Audit Agency (BPK) DIY Representative. This research is included in the quantitative research. The statistical method used to find the hypothesis is multiple linear regression analysis. Collecting data in this study by distributing research questionnaires to auditors who work at the BPK RI DIY Representative by using the total sampling formula. Later on, the results from hypothesis testing show that independence has no significant effect on the quality of LKPD examination, the independent variable of professionalism shows a significant positive effect on the quality of LKPD examination, and the dependent variable has no significant effect on the quality of LKPD examination.

    This study seeks to provide argumentative information regarding the reality of obstacles, challenges, strategies, and efforts in shaping the character of bureaucrats who have good morals, as well as to rationalize the importance of using technology, information, and communication in public services. This research was carried out through a qualitative approach with literature study methods, data analysis, namely, reduction, display, and verification or conclusion. The results of the research are: 1) dynamic and complex obstacles and challenges, leading to the reality of bureaucratic competence, mental distortion of serving , the Industrial Revolution 4.0, as well as legal certainty, 2) strategies and efforts in shaping the character of moral, capable bureaucrats through education and training, increasing technology literacy, supervision programs, and policies on welfare, 3) in the modern era, the bureaucracy needs to optimize technological progress , information and communication, to be effective and efficient, to be agile and professional. So that the formation of bureaucrats with character is an alternative solution in overcoming the stigma and stereotypes about the world of bureaucracy which is seen as rigid, conventional, procedural and pragmatic, so that it turns into world-class governance and public services.

Nausea and vomiting are symptoms that a reasonable and often happen in the first trimester of pregnancy. It usually occurs in the morning, but can occurs at any time including at night. This condition can cause dehydration or lack of fluid and electrolyte inbalance, hence the condition of pregnant mother's get worse. Lemon aromatherapy is one of alternative method to decrease nausea and vomiting in the first trimester of pregnancy. It provides relaxation and sedative by stimulating the limbic system. This study was conducted to find the effect of lemon aromatherapy to decrease nausea and vomiting in the first trimester of pregnancy. Design used in this study was pre-experiment (one-group pretest-posttest designed). The population were all pregnant women that have nausea and vomiting in the first trimester of pregnancy. The samples were 12 respondent taken by purposive sampling according to the inclusion criteria. The independent variable was lemon aromatherapy. While the dependent variables were nausea and vomiting in the first trimester of pregnancy. Data were collected using structured questionnaire and observation. Data were then analyzed using statistic test (wilcoxon signed rank test) with level of significance ??0.05. The result showed that giving lemon aromatherapy had an effect to decrease nausea and vomiting in the first trimester of pregnancy (p=0.002). There were differences of nausea and vomiting between pre-treatment lemon aromatherapy (x=8.50) and post-treatment lemon aromatherapy (x=4.25). It can be concluded that giving lemon aromatherapy could decreased nausea and vomiting in the first trimester of pregnancy. Lemon aromatherapy is useful to breathe when experiencing morning sickness, for relief, encouraging, refreshing, and improving mood, giving a relaxed feeling, comfortable and quiet. Recommendation for the nurse and other health profession to use lemon aromatherapy as alternative medication of nausea and vomiting in pregnant women.

Discretionary actions are the authority of investigators who are decided by the Police in dealing with legal issues ini the field directly and without asking for instructions or decisions from their superiors. The discretion exercised by investigators basically must comply with statutory regulations and the code of ethics for the police profession. However, in reality there is still discrimination in the exercise of police discretion. The aim of the research is to find out the mechanism of impelemntation and legal accountability for the police who do negligence ini traffic discretion. The research method uses normative research conducted using a statutory approach and concepts related to the police. The data used are secondary data ini the form af laws and regulations, books, scientific papers, experts, articles and then these data are processed qualitively. The results of the study show that the mechanism for applying police discretion to traffic crimes at the investigative level is that the police go to the scene of a traffic accident and then make a sketch af the crime scene, help the victim, record witness, secure avidence, the police make a case analysis and exercise discretion in case of an accident, light. The discretionary authority of the police causes investigators to have the authority to make decisions or choose various actions in resolving the law violations they handle. The discretionary authority og the police which is individual in nature is the resolution of traffic accident cases by way of deliberation between the parties involved in the accident. Criminal liabity for negligence by members of the Indonesian National Police is based on article 359 of the Criminal Code, it is proven that the actions of the defendant because of thin negligence caused another person to die is punishable by imprisonment for a maximum of five years of imprisonment for a maximum of one year.

The method or strategy in the learning process is something that is important to support the success of learning objectives. Some educational institutions still apply the classical learning model so that educators feel they are still in a comfortable condition in carrying out the learning process. Meanwhile, nowadays the demands of the curriculum and the development of science and technology greatly affect the learning process. Educators should use learning models that make students more creative, think critically, be active and be able to develop ideas in their own way. This of course can improve student learning outcomes. As for the results of this study, it can be concluded that the Active learning model applied at MTs Khoirotul Islamiyah, Pematangsintar City, is manifested in several components that influence each other, namely learning objectives, selection of learning methods and media that are appropriate to the content/subject matter as well as teachers and students. These components are designed so that in practice students are more active in learning. This strategy is applied to make it easy for students to know, understand, appreciate, and apply the material conveyed by the teacher in student life, so that the goals of studying economics can be realized. There are two supporting factors for the implementation of Active learning in Economics learning including; teacher professionalism, facilities and infrastructure. Meanwhile, there are two factors that hinder the realization of Active learning strategies in Economics learning, namely: the teacher's lack of preparation in planning learning scenarios and the lack of student motivation due to different backgrounds, such as the social environment, cultural environment, learning styles, economic conditions and level of intelligence.

The creation of scientific papers by teachers has an important role in professional development and improving the quality of education. However, many teachers face various challenges in producing scientific papers, such as lack of time, writing skills, and motivation. This article discusses the importance of motivating teachers to be active in scientific writing, both as a means of self-development and as a contribution to science. Through the right motivation, teachers can be more encouraged to be involved in research and writing, which in turn can increase their competence and have a positive impact for learning at school. Some strategies for motivating teachers include writing training, providing incentives, support from institutions, and establishing a scientific community that supports collaboration. By facilitating and motivating teachers in writing scientific papers, it is hoped that a stronger academic culture will be created among educators, as well as improving the overall quality of education.