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Housing problems are an issue that always arises, especially in developing countries. The high demand is not proportional to the supply and ability to provide decent housing. In Indonesia there are around 800 thousand new households every year that need decent housing, while the housing backlog is still at 12-15 million. This article discusses the potential utilization of waqf land for housing provision. This article was written based on literature study. The findings in this article are, there is great potential for utilizing waqf land in Indonesia. First, the number of waqf land in Indonesia is spread across 440,512 locations with an area of 57,263.69 hectares. Second, most of the use of waqf land is still consumptive. The presence of the government to make waqf land more productive is very important and highly anticipated.

PLN is a state-owned company which operates in the fields of electricity generation, electricity supply, telecommunications, finance and maintenance services. In accordance with the existing electricity supply law, the Indonesian state-owned company which is given the authority to manage the electricity industry, starting from the industrial, housing, business, government office and public street lighting sectors is PT. PLN. Apart from that, PT. PLN is also obliged to improve the welfare of the Indonesian people by fulfilling electricity needs in accordance with the 5th principle of Pancasila. The method used in this research is the literature review journal method. This research is to describe the extent to which national values originating from Pancasila and the 1945 Constitution are implemented in PT's security management strategy. PLN to increase satisfaction with meeting the electricity needs of the Indonesian people. The aim of this research is to analyze the implementation of security management strategies at PT. PLN is based on national values, namely the 5th principle of Pancasila and Law Number 30 of 2009 concerning Electricity Articles 28a and 28b. PT. PLN as a state-owned business actor which is fully obliged and responsible for its design in accordance with existing laws, must ensure that the security management system implemented by this company covers security and safety aspects in its operations.

This community service was carried out for the community in Negeri Antara and Pancar Jelobok Villages, Pintu Rime Gayo District, Bener Meriah Regency. The problems faced are the poverty level and the quality of uninhabitable houses (RTLH) for low-income people (MBR). The research objective is to provide socialization of self-help housing stimulant assistance (BSPS) in overcoming poverty levels and improving the quality of uninhabitable houses and handling integrated housing and slum areas. The method used is descriptive research with a qualitative approach with a sampling technique that uses purposive sampling technique. The results of the research are that the people of Negeri Antara and Pancar Jelobok Villages, Pintu Rime Gayo District, Bener Meriah Regency are very enthusiastic and feel helped by the existence of Self-Help Housing Stimulant Assistance (BSPS) so that they are provoked/motivated to make livable houses with the assistance provided by the government.

The results of this research show the role of micro, small and medium enterprises (MSMEs) in the welfare of society in Betara sub-district. This research aims to look at the role of micro, small and medium enterprises so that they can increase the economic sustainability of families for the sake of community welfare.  This research aims to find out the role of micro, small and medium enterprises in community sustainability in MSMEs in Betara sub-district.  The results of this research show that the existence of MSMEs has a very important role in the welfare of the community by opening up employment opportunities and increasing the income of the surrounding community so that they can meet their daily needs such as food, as well as other needs such as housing, family health and the need for children's education.  their children and create employment opportunities for the local community to help improve community welfare.  In its implementation, it is still said to be ineffective, this is because there are still many shortcomings that occur in finding solutions to the problems faced by entrepreneurs, especially micro, small and medium enterprises, including capital, so that there is a lack of labor caused by a lack of capital for MSMEs which causes their business to suffer.  experienced ups and downs, affecting production and income.

One of the businesses that is affected by changes in times and technology is purun crafts . Based on observations, it shows that the biggest problem with the existence of this business is the inability to access the market in a sustainable manner. On the other hand, there is a limited amount of raw materials taken directly from nature in swamp areas that have been converted into housing, and a limited number of craftsmen. Other problems are related to the availability of skilled labor, product durability and the involvement of creativity in producing the product.

Regarding the implementation of employee performance of the Housing, Residential Areas and Land Agency of Cilacap Regency, it is marked by the fact that there are still delays in completing tasks and work for employees. This results in delays in providing reports on their tasks and work to the leadership, and low employee awareness of the tasks/obligations that are their responsibility and inadequate employee abilities for the tasks assigned to the work apparatus. The formulation of the problem proposed in this study includes: 1. How does work motivation affect employee performance? 2. How does competence affect employee performance? 3. How much influence do work motivation and competence have on employee performance? The method used in this study uses a quantitative method. To analyze it, using statistical correlation and multiple regression test data analysis using the SPSS program. The results of the analysis prove that motivation has a positive and significant effect on employee performance. This means that the higher the motivation, the higher the employee performance, this is evidenced by the results of the analysis of the contribution data of X1 to Y with a coefficient of determination (r2) of 0.407 (40.7%) and then competence has a positive and significant effect on employee performance. This means that the higher the competence, the higher the employee performance, this is evidenced by the results of the analysis of the contribution data of X2 to Y with a coefficient of determination (r2) of 0.453 (45.3%). Furthermore, motivation and competence have a positive and significant effect on employee performance. This means that if there is motivation and competence, then employee performance will also increase. This is evidenced by the results of the analysis which states the contribution of variables X1 and X2 to Y with a correlation (r) of 0.722. If consulted with the table of interpretation values ​​r, then the level of relationship between X1 and X2 to Y is included in the fairly strong category. The coefficient of determination (r2) is 0.521 which means that motivation and competence affect employee performance by 52.1% while the remaining 47.9% is influenced by other factors outside that are not studied.

This study aims to determine and analyze how the legal protection of consumers due to default in the housing loan agreement in the perspective of Consumer Protection Law No.8 of 1999. The type of research used in this study is normative juridical approach to legislation (statute aprouch) and case approach (case aprouch). The results of this study indicate that the case of default in the housing loan agreement, which occurred in the city of Gorontalo. Create legal protection against consumers (customers) who are harmed by Bank BTN who do not carry out their obligations in accordance with existing rules or regulations, where the bank does not issue housing certificates even though the consumer (customer) has paid the installments

This research is entitled “Effectiveness of Subsidized Sharia Mortgage Financing for Low- Income Communities at BTN Syariah Langsa City. This study uses a qualitative descriptive method, with the formulation of the problem, 1) How is the implementation of Islamic mortgage financing for low-income customers at Bank BTN Langsa City?, 2) How is the effectiveness of Islamic mortgage financing for low-income people at Bank BTN Langsa City?, from the results of the research of the bank and the dispatcher have followed the regulations from the government from the housing mortgage program, but with regulations from the government, the depeloper is an obstacle they cannot freely choose customers, with regulations made by the government even though people who are gardeners are farmers and fishermen even though they are able to take mortgage housing, there are also people who feel helped by the KPR program from thegovernment.

Infrastructure development in Jombang Regency has increased, after the city returned to normal from the Covid outbreak over time. The natural gem subsidized housing project was built on an area of ​​7,410 m2. This landed house was built with Type 30/60 with a total of 71 housing units. This project was built by PT SAMI KARYA. In this research, data collection was obtained from developers such as weekly reports, daily reports, work schedules, RAB, and actual costs. In 2023, demand for houses in Jombang Regency will increase drastically because there are still many people who need a place to live. The methods used are Return of investment, Internal rate of return and Benefit cost ratio. The ROI calculation method is concluded to be still in profitable status as a long-term investment and can be used to invest in subsidized housing development projects with an ROI value above 16.19% as a return on investment parameter, but after carrying out a trial calculation, a profit value of 389 is obtained. % and of course achieve, even exceed the target.

A house is a basic human need, many people are rarely able to save in cash due to rising house prices. By providing pawn products (Home Ownership Credit), the Bank acts as a mediator between the interests of home buyers and sellers in this situation. However, Muslims are not allowed to use the usury transaction interest system used by mainstream banks. For Muslims who want interest-free financial services, the rise of Islamic banking is a good thing. However, the fact that sharia banking has not been able to match conventional banks in Indonesia is proof that the majority of Muslim communities there do not have full confidence in using sharia banks. Based on this, the author looks at and discusses how murabahah contracts are used in sharia finance at the Bank Sumut Syariah Lubuk Pakam Branch Office. The aim of this qualitative descriptive research which combines case study theory is to describe the implementation of the murabahah contract and determine its impact on sharia financing at Bank Sumut Syariah Lubuk Pakam Branch Office. To gather information regarding the use of murabahah contracts in Islam, the data collection approach uses interview procedures, namely questions and answers to officers, employees and authorized parties (in authority), as well as documentation. Descriptive techniques are used in data analysis procedures. The research findings, the application of the DSN-MUI fatwa regarding murabahah, turns out that the DSN-MUINo.04/DSNMUI/IV/2000 fatwa was followed in the case of murabahah financing for subsidized housing mortgage financing carried out by the North Sumatra Syariah Bank, Lubuk Pakam Branch Office.

Community-Based Sanitation Program (SANIMAS) is a form of government policy implemented by the Ministry of Public Works since 2006 regarding sanitation improvements and is designed to empower communities, Low Income, Communties (MBR), as well as disadvantaged communities, communities living in dense residential areas, slums, and poor in urban and rural areas. Apart from that, the SANIMAS program also places the community as actors, decision makers and those responsible for activities starting from identification, planning, implementation, management and supervision. This research aims to look at community perceptions of the implementation of the Sanimas Program, as well as look at the MCK infrastructure that has been built by the government to empower underprivileged communities and areas with high defecation rates. The method used in this research is the Qualitative Descriptive method. The results of this research show that the Sanimas Program ini Yoboi Village has been implemented by building 22 toilet units for 22 residents’ houses, whilw 40 other housing units have not been built, out of a total of 62 housing units there. The Sanimas Program is able to have a positive impact on people’s lives, namely increasing the level of dignity of the community, improving the level of environmental and community helath. Im implementing the Sanimas Program, the government has not fully built the infrastructure needed by the community to answer Sanitation problems. In terms of community empowerment, not all of them have been able to be empowered due to a lack of guidance from the regional government for the target community.

The high demand for new houses combined with the large number of marriages has led to an increase in demand for livable houses. The role of BTN as a housing credit (KPR) provider entrusted by the state takes an important role as the main capital in Indonesia. BTNS SETIA BUDI is one of the BTN banks located in the city of Medan, it contains sharia principles, providing the best service to attract mortgage loan customers using sharia principles. Therefore, BTNS Setia Budi must improve its marketing strategy as an important capital to support mortgage financing. The author took the title of this research to determine the effectiveness of BTNS's marketing strategy using SOAR analysis with a qualitative method taking sources of information from existing journals and direct interviews with BTNS Setia Budi staff.      

This article explores the effectiveness of social welfare policies in reducing poverty, focusing on family support programs such as childcare assistance, food security, and housing subsidies. Using case studies from various countries, the study assesses how these programs impact economic stability and improve quality of life for low-income families. Results indicate that comprehensive family support programs are critical for poverty alleviation and social equity.

In daily life, waste is something that is always there. Finding out about the current waste management system in Medan Krio, Sunggal subdistrict, and Deli Serdang district is the goal of this study. Qualitative research using a descriptive observational design is the methodology employed. The study employed various research techniques, including field surveys, participant-led focus groups, open interviews, and literature reviews. Representatives from the Environmental Agency, village heads, village representative bodies, youth organizations, and village organizations were among the participants in this study. The study's findings indicate that the village's waste management is still inadequate. This is because there isn't enough land to erect temporary shelters, the infrastructure and facilities are still subpar, and there is still a low level of public awareness of the significance of proper waste management. A budget for the purchase of land that will be used for temporary housing should be included, along with recommendations for routine village clean-up schedules and socialization about proper and ethical waste management.

There are 514 urban areas in the archipelagic nation of Indonesia (Ministry of Home Affairs, 2016). There are many cities in Indonesia that are able to provide a sense of comfort and security for their residents, this of course has an impact on population growth. However, the amount of waste that can be generated and stored is limited by the carrying capacity of the urban environment. Using the idea of ​​a "green city" which consists of nine elements of road infrastructure, traffic, green open space, clean water, noise, energy, housing, clean air and buildings is one way to overcome the above problems. All these qualities need to be utilized immediately with a comprehensive systems approach and in accordance with economic, social and environmental principles in sustainable development. Blue economy approaches can be used to eliminate waste. The “blue economy” is a term that is becoming increasingly popular in today's seas and oceans. The aim of this concept is to combine sea base development opportunities with environmental management and protection. Four conceptual interpretations of the blue economy were determined through research into the dominant discourse in international economic policy documents. How the blue economy works is also examined through an “in practice” analysis of the blue economy and related actors. Next, the scope and focus of the blue economy is explored specifically on the maritime industry, which is included or excluded in various conceptualizations. This analysis reveals areas of agreement and conflict. The consensus range reflects the growing trend towards the commercialization and valuation of nature, delineating and defining maritime boundaries and enhancing the security of the world's oceans. There are several areas of conflict, particularly disputes over the legitimacy of individuals as part of the “blue economy”, highly carbon-intensive industries such as oil and gas and the growing deep sea mining industry. Oceans are becoming increasingly important in terms of potential international trade opportunities through intermediaries and buyers. the behavior of the model supporting such a relationship in the ocean is acceptable from a regular and economic point of view. The relationship between land and sea is increasing in the role and importance of the "blue economy" as the term emerges in the background. . A literature review was conducted to analyze the correct definition of the blue economy. This definition is analyzed based on the minimum requirements that are important for the blue economy. This article also tries to compile various types of activities related to marine services. This is done to determine what can be considered priority areas for blue economic growth. The blue economy concept is based on national economic development. This is comprehensively useful for achieving overall national development. Environmental accounting is stated as a process of reducing negative values ​​and creating positive values ​​in environmental accountability.

In a residential neighborhood, there are often significant differences in the level of welfare between one neighbor and another. Several factors such as income, employment, access to public services, and available facilities can contribute to social disparities between them. Planning a housing complex with various types of houses. In a complex there are several families who have very good economic conditions and are able to meet their living needs quite comfortably. However, on the other hand, there are also other families who experience financial difficulties and are unable to meet their basic needs.    

Semantics plays an important role in linguistics, especially in terms of meaning or in other words, semantics is a branch of linguistics that studies the meaning of words. Semantic analysis refers to the user's language and culture. Even the same word can have different meanings or nuances of meaning when used. This difference in the meaning of words often causes differences and misunderstandings. In Indonesian there are words that are the same as the Gorontalo Regional Language. However, of course every word from the two languages has different meanings when viewed from a semantic perspective. This research uses a descriptive method to determine the comparison of Indonesian lexical meaning with Gorontalo language meaning. The location of this research was carried out at the BTN Pulubala Housing Complex, precisely in Pulubala Village, Central City, Gorontalo City. The data collection technique used by researchers is an open interview technique. From the research results, it was found that there are several words in Indonesian that are the same as the Gorontalo Regional Language, but have different meanings or semantic meanings.  

Community service is carried out by providing internship assistance at the Public Housing and Settlement Areas Service, South Central Timor Regency. This practical internship activity aims to provide opportunities for students to apply theory and knowledge during lectures to practical realities in the world of work. The method used is Field Work Practice at the Public Housing and Settlement Department, South Central Timor Regency. Mentoring was carried out for 4 students with an effective period of 40 working days. The results of the internship work practice are that interns can learn directly about the financial realization of the settlement development program, settle incoming and outgoing letters, prepare accessories to repair pipes that are still leaking

This research aims to find out what factors cause more women to sell at Aurduri market compared to men, to find out how women contribute to helping their family's economy at Aurduri market, and to find out what problems or obstacles female traders face when contributing to Aurduri market. . This research uses a qualitative method, with a total of 9 informants. The data sources used are primary and secondary data sources with data collection techniques through observation interviews and documentation. The results of the research show that there are three factors that cause more women to sell at the Aurduri market, namely: first, family economic factors, where the husband's income is not sufficient for daily living needs, and the costs of school children. The second factor is education and age, where female traders who have low education and are quite old and do not have the qualifications to work in other places, because they are old, but they are still fit and productive to work, decide to become traders at the Aurduri market. The third factor of self-actualization, the results of the research, showed that respondents admitted that they enjoyed selling at the market because apart from being able to meet friends, filling their free time also increased their income. The contribution of women traders to the family is classified as medium to high, which can be seen from the results of their sales which are used for daily needs, to increase family income, and also to save on unexpected costs. There are two obstacles faced by women traders, namely the weather conditions when it rains making buyers in the market lonely, secondly, the large number of home-scale vegetable sellers competes with the price and completeness of goods which are almost available in every neighborhood and housing complex, especially those on the road to the market. Aurduri makes buyers prefer shopping in nearby places.

The accident rate of building construction projects in Indonesia reached 9 cases out of a total of 48 cases (20%) from 2017 to 2022. Out of these, 43 cases were attributed to technical negligence, 4 cases were due to natural factors, and 1 case is currently under investigation. Given the issues related to construction accidents, this research aims to identify construction safety variables that are likely to occur and subsequently conduct a risk level analysis. The research methodology employed is a case study, followed by a risk analysis based on the Ministry of Public Works and Housing Regulation No. 10 of 2021 regarding the Guidelines for Construction Safety Management Systems. The research findings indicate that out of 34 construction safety risk variables, there were 2 hazards (5.88%) classified as high risk (B), 22 hazards (64.71%) classified as medium risk (S), and 10 hazards (29.41%) classified as low risk (K).