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This research was conducted to examine the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR),Net Interest Margin (NIM), Non Performing Loans (NPL) to the Profitability of Foreign Exchange Banks. This research was set 5 years from the period 2013-2017. The population of this research used35 Foreign Exchange Banks listed on the Bank Indonesia. The facts used comes from the annual financial statements of 35 Foreign Exchange Banks. Data analysis using panel data regression analysis. To choose estimation of Fixed Effect Model (FEM) and Random Effect Model (REM) using Hausman Test technique. The results of data analysis using the help of E-Views software, based on the Hausman Test, are recommended to use Random Effect Model (REM). The results of data analysis show that 1) Capital Adequacy Ratio (CAR) hasno effect on profitability (ROA), 2) Loan to Deposit Ratio (LDR) has a  positiveeffect and significant on profitability (ROA), 3) Net Interest Margin (NIM) has a positive effect on profitability (ROA), 4) Non Performing Loans (NPL) has a negative effecton profitability (ROA).  Key Words :  return on asset, capital adequacy ratio, loan to deposit ratio , net interest margin, non performing loan.

This study aims to examine and analyze the influence of competence of human resources, regional financial accounting system, government accounting standards, internal control, the quality of local financial statements at the Regional Work Unit Unit in Semarang City. This study uses primary data obtained by spreading the questionnaire in the Regional Work Unit Unit of Semarang City. Respondents in this research are Echelon III and Echelon IV. Sampling method using purposive sampling with the help of software SPSS version 16. The result of this research stated that the competence of human resources has no effect on the quality of regional financial report, while the variables of government accounting system, the variable of financial accounting system of the region and internal control influence to the quality of regional financial report.  Keywords:      quality financial reporting  areas, the competence of human resources, financial accounting systems of the region, government accounting standards,internal control

Nilai siswa merupakan representasi hasil belajar siswa yang ditepuh dalam satu semester. Nilai akhir siswa diambil dari hasil pengolahan beberapa nilai siswa. SD Negeri Jambangan 1 merupakan sekolah dasar negeri yang pengolahan data nilai siswanya dilakukan secara manual dengan menggunakan Microsoft Excel serta dokumentasi pembukuan. Pengolahan data nilai siswa dengan cara manual dapat menimbulkan beberapa resiko seperti rusak dan hilangnya data nilai siswa. Sistem informasi pengolahan data nilai siswa dikembangkan dengan tujuan mengurangi resiko rusak dan hilangnya data serta mempermudah proses pengolahan data. Sistem ini akan dibangun berbasis website menggunakan model pengembangan Software Development Life Cycle (SDLC) dengan metode Waterfall. Tahapan penelitian berupa analisis kebutuhan, perancangan, implementasi, pengujian dan perawatan. Pengujian sistem ini dilakukan dengan metode Black Box untuk menguji fungsionalitas sistem serta User Acceptance Testing (UAT) untuk menguji sistem apakah sistem mampu memenuhi kebutuhan user. Hasil pengujian black box menyatakan sistem ini sudah layak di gunakan. Hasil pengujian UAT didapatkan 96,42% responden setuju sistem ini dapat memudahkan dan mempercepat pihak sekolah dalam mengelola dan mengolah data nilai siswa. Penelitian ini menghasilkan sebuah sistem yang dapat mengolah data siswa dari data nilai dasar hingga menjadi nilai akhir siswa.

This research is motivated by the problem of lack of understanding and attention export drivers in carrying out work in the factory area because of the facilities used still using conventional methods, so that export drivers experience difficulty in understanding work processes in terms of stuffing and resulting procedures losses in terms of time, energy and financial. The way to overcome this in this study is the use of use outreach media as a tool for export officers who display 2D images and interesting explanations as well as music, using the Demonstration delivery method so that export drivers get better performance and easily understand the material delivered by the export officer. This research uses the Research and Development product development method (RnD), using 6 out of 10 stages of research namely potential and problems, gathering data, product design, design validation, design improvements and product trials. The results of this study are to produce aids for export officers by using Adobe Flash CS3 software with validity values ​​from media experts 3.0 where it is declared feasible, the validity value of the material expert is 3.3 where stated very feasible, and increase the understanding of export drivers from 65% to start upto 87.50%

In this modern age, homes are becoming an increasingly increasing number of basic needs for society. However, critical urban middle communities begin to adopt an Islamic lifestyle by utilizing a sharia-based mortgage facility on sharia housing provided by the Developer Property. The purpose of this study is to determine the influence of religious conformity factors and operational factors on consumers in purchasing home mortgages developer sharia. The research method used is multiple linear regression sourced from the primary data by distributing questionnaires to home consumers KPR developer sharia as much as 90 respondents. Sampling technique used is purposive sampling technique and data using SPSS software version 22 for windows. The results of this study indicate that religious conformity factors partially no significant effect on the purchase of home mortgage developer sharia with Sig value. (0.154> 0.05) and the value of t-count (-1.439 <1.987). Operational factors partially no significant effect on the purchase of home mortgages developer sharia with Sig value. (0.416> 0.05) and the value of t-count (0.818 <1.987). While simultaneously between the factors of religious suitability and operational factors also stated no effect on the variable home mortgages developer sharia.

This study aims to determine whether there is a positive and significant influence between the quality of service to the level of student satisfaction. In this study the quality of service includes reliability, responsiveness, assurance, empathy and physical evidence. Data collection techniques used are obervation techniques, interview techniques, questionnaires and documentation techniques. The population numbered 288 students and the number of seals 29 students or10% of the total population. The sampling technique used stratified random sampling, the data were analyzed by, simple linear regression, coefficient of determination and t test. Regression analysis results obtained a = 4.719 and b = 0.797 then the regress ion equation formed is Y = 4.719 + 0.797 X. The value of determination coefficient of 0.257 means that the influence of service quality to student satisfaction level is 25.7% and the remaining 74.3% affected Other factors beyond service quality include hardware, software, hardware quality, value-added software quality and learning process. Hypothesis testing can be proved there is apositive and significant influence between the quality of laboratory laboratory service laboratory to the satisfaction of students of SMA Negeri 5 Purworejo, so Ho is rejected and Ha accepted.

Sistem Informasi Bank Sampah merupakan kegiatan Program Kemitraan Masyarakat yang dilaksanakan dengan tujuan untuk meningkatkan mutu pelayanan dengan sistem informasi akuntansi secara terintegrasi serta meningkatkan kualitas laporan secara akurat. Mitra Program Kegiatan Masayarakat adalah Bank Sampah Kopen Sae dan Kopen Jaya yang terletah di Kelurahan Ngadirejo Kecamatan Kartasura dan Kabupaten Sukoharjo. Kedua mitra ini dipilih karena keduanya telah menjalankan tabungan sampah. Akan tetapi pencatatan tabungan sampah yang dilaksanakan masih manual dan belum ada laporan keuangan. Sehingga antar divisi belum terintegrasi dengan baik karena informasi yang tersedia masih terbatas dan membutuhkan waktu yang cukup lama untuk memperoleh informasi tersebut. Perhitungan bagi hasil antara nasabah dan pengurus juga masih dilakukan secara manual sehingga kemungkinan terjadi salah hitung. Oleh karena itu bank sampah mitra memerlukan aplikasi computer yang dapat digunakan untuk pencatatan dan pelaporan yang sistematis, cepat dan akurat. Metode Program Kemitraan Masyarakat dilakukan dengan cara penyampaian teori tentang manfaat tehnologi, sistem informasi akuntansi, manajemen sumber daya manusia dan penyusunan laporan keuangan bagi bank sampah. Setelah penyampaian teori, metode pelaksanaan kegiatan dilanjutkan dengan praktik mengaplikasikan sistem informasi akuntansi dan penyusunan laporan keuangan dengan software aplikasi bank sampah. Metode selanjutnya adalah pendampingan penerapan sistem informasi akuntansi secara terintegrasi. Aplikasi Sistem Informasi Akuntansi tersebut digunakan untuk mempermudah transaksi bank sampah yang meliputi transaksi setoran sampah, pengambilan tabungan, penjualan sampah, perhitungan bagi hasil bagi peserta dan pengurus serta penyusunan laporan keuangan secara otomatis dan terintegrasi (Laporan Rugi Laba, Laporan Perubahan Modal dan Neraca).Kata Kunci: bank sampah, sistem informasi akuntansi

Sales and marketing systems of goods and services via the internet are also in great demand by businesses. By providing a place as a medium for communicating and transacting cyberspace is able to reach the corners of the world making it possible for business communication via the internet. No wonder so many businesses put up websites on the internet to sell or just to display their work. With an attractive website appearance can also be a special attraction to invite consumers to visit the website. One of the uses of the website is to make it easy to exchange, update information and do business through internet users. A website can be the work of individuals or individuals, or show ownership of an organization, company, and usually the website shows some special topics, or certain interests. In this case as offered by Rafi Stamp Semarang, namely Graphic Design Services and Computer Sales. The most important part of a website is the design, the design of the face of an attractive website will encourage visitors to see more deeply the contents of the website and can interact in business and others. Therefore, the author takes the title "Web design as a promotional media and information on Semarang Rafi Stamp As a Media Promotion"In designing the website the author uses Adobe Photoshop CS software for the initial design, Swish Max for animation and DreamweaverMX for HTML design.

Attendance is important for an agency or company. because it is used in calculating the salary or wages of an employee and from absenteeism can also see the discipline of employee attendance. Therefore, in the implementation of the attendance process it is very necessary accuracy in its implementation so as not to hamper the company's performance.This final project designs an employee attendance system at CV. INNOVATION MEDIA that is useful to provide good absentee information quickly and easily, also through this study is expected to provide convenience to employees of CV. INNOVATION MEDIA in attendance. The design of employee attendance systems at CV. This INNOVATION MEDIA was developed using Visual Basic 6.0 software and with Finger Print as a tool. This system records employee attendance in the form of a daily attendance list. It is used to store data - data needed to expedite the information system.With this system the data processing is expected to be more effective and efficient. Even searching for data will be easier. The purpose of this research is to design an employee attendance information system that is expected to help the company's performance especially in the Human Resources Field to be faster and more practical.

STIKES Karya Husada Semarang, located on Jl. Intan Raya No.1, STIKES Karya Husada Semarang in processing data values ​​using Microsoft Excel so that the data storage has not been integrated because it is still individually not stored in one database and can only be accessed by 1 user. Fast and accurate information is really needed by STIKES in delivering information. To overcome the problems at STIKES Karya Husada Semarang, information systems need to be fast and accurate in conveying information. One information system that can provide information quickly is to use a multiuser system. To design this multiuser system using the main software Microsoft Visual FoxPro 9.0, and Microsoft Visual FoxPro 9.0 to manage the database. Therefore the final project entitled "Multiuser Based Value Data Processing Information System at STIKES Karya Husada Semarang" is an effective information system for delivering information at STIKES.

This study aims to design learning media that can increase enthusiasm, motivation and understanding of students towards Javanese script material, as well as media that can be used by teachers in learning Javanese language learning activities by reading Javanese characters and their partners. The method used by researchers is the R&D (Research and Development) method while the method used in the development of instructional media is the waterfall method. The material presented in the Javanese script learning media are (1) Introduction of Javanese script, (2) Sandhangan, (3) Couples, (4) Swara script, (5) Wilangan. In making learning media researchers used Adobe Flash CS6 software, CorelDraw X5, Adobe Photoshop CS6 and Adobe audition CS6, with the final product being an interactive CD (Compact Disk). Validation test from material experts and media experts got the criteria of "good" - "very good", while the results of the final product trial evaluation with 52 students stated "agreeing" - "strongly agreeing" with the use of Javanese script learning media. thus the Javanese alphabet learning media on elementary students of Muhammadiyah Weleri was declared feasible to be used in learning activities to read and understand Javanese script.

Mengajar adalah pekerjaan transformatif yang dilakukan oleh seorang guru atau oleh suatu tim dalam rangka mengoptimasikan pencapaian tingkat kematangan dan tujuan belajar siswa. Guru juga harus mampu memilih media pembelajaran yang tepat serta mengembangkan sendiri media pembelajaran yang inovatif. Kompetensi mengembangkan media pembelajaran idealnya telah dikuasai guru, tetapi pada kenyataannya masih banyak guru yang belum menguasai kompetensi tersebut dengan baik. Guru pada umumnya lebih mengandalkan media pembelajaran yang sudah ada, tetapi belum membuat atau mengembangkan media secara mandiri. Salah satu cara menyampaikan materi pembelajaran dapat menggunakan media pembelajaran dengan Software Program R. Program R juga dapat membantu guru dalam menyelesaikan permasalahan matematika dengan cepat . Seorang guru harus selalu membekali diri dengan kemampuan yang sesuai dengan perkembangan jaman. Perkembangan dalam dunia teknologi adalah salah satu kompetensi yang harus dikuasai oleh seorang guru. Jika seorang guru mampu mengikuti perkembangan teknologi dan memanfaatkan teknologi tersebut dalam pembelajaran maka kompetensi guru tersebut akan meningkat dan berakibat meningkatnya kemampuan siswa

The flavor program can align management interests with company owners, in addition it is expected to improve the performance of agents that will be reflected in the quality of corporate profits. Companies that implement the program. Have, employees, management, and executives, with their prisipals. Employees will also enjoy such results. With so risky that the company can continue to be minimized. Investor and creditor confidence will ensure their funds will make the company's capital cost decrease. The data in this study is obtained from the Indonesia Stock Exchange.19 The sample of companies implementing the MCC program during 2008 to 2014. The amount of observation that during that period was 60 observations, this is because the implementation period of each company MCC is different. Testing this research hypothesis using path analysis test using SmartPLS 2.0 M3 software. The empirical results of this study indicate the presence of PKS is also significantly positive and significant to the cost of corporate equity. Profit quality is proxied by significant discretionary accruals and significant to the cost of equity. The MCC does not reflect on the costs to be paid. There is no effect between the cost of the MCC on the cost of the company's capital. Keywords: share ownershop program, profit quality, cos of equity

Abstrak Sebagian besar lembaga pelatihan atau balai latihan kerja menggunakan penjadwalan dengan model batch, yang artinya sebuah jadwal digunakan bersama-sama untuk sekelompok orang, tanpa melihat karakteristik masing-masing peserta pelatihan atau ketersediaan waktu mereka. Namun penjadwalan model batch seperti itu belum tentu efektif untuk setiap orang dan belum sesuai dengan prinsip student center learning. Tulisan ini menawarkan alternatif solusi bagi lembaga pelatihan atau balai latihan kerja yang memerlukan penjadwalan dengan keragaman materi pelatihan dan ketersediaan waktu setiap peserta yang berbeda-beda. Solusi berupa pembuatan perangkat lunak aplikasi penjadwalan dengan arsitektur model-view-controller. Perangkat lunak yang dibuat mampu menjadwalkan lebih dari 300 peserta pelatihan dengan jumlah instruktur lebih dari 14 orang dan materi pelatihan berjumlah lebih dari 18 macam dengan tingkat kedalaman yang beragam.Kata Kunci : penjadwalan pelatihan, slot waktu dan materi berbeda-beda  Abstract It is common for training institutions or vocational training centers using batch scheduling model, which means that a timetable be used together for a group of people, regardless of their individual needs or their time availabilities. Scheduling in batch model like that was not necessarily effective for every class member and not in accordance with the principle of student center learning. This paper offers an alternative scheduling solution for training institutions or vocational training centers that each participant has special needs in timetable, course interest, and course level. Our solution was implemented by model-view-controller architecture. The software could be used to schedule of more than 300 trainees with more than 14 instructors and more than 18 kinds of training materials.    Keyword : training scheduling, different timetables and course material  

Aplikasi teknologi membran terutama membrane reverse osmosis lebih banyak digunakan untuk penyediaan air bersih. Sumber air yang layak dijadikan bahan baku adalah air payau dengan kandungan salinitas sekitar 1.000-10.000 ppm. Kelayakan dari pengolahan air payau lebih kepada sistem desain proses desalinasi. Tujuan dari penelitian ini untuk mengetahui pengaruh keterbatasan panjang ruang sistem desain desalinasi BWRO terhadap proses dan karakteristik produk yang dihasilkan. Penelitian disimulasikan menggunakan software CSM PRO 5,  kapasitas instalasi 500 m3/hari, dan recovery 75%.  Hasil penelitian menunjukkan bahwa terbatasnya panjang ruang, sistem desain dapat dirubah dari single stage ke double stage yang akan berdampak kepada besarnya tekanan High Pressure Pump (HPP) dan konsentrasi produk yang dihasilkan.

Saat ini kemasan fleksibel berbasis metalized film cukup banyak jenisnya di pasaran dan umumnya digunakan oleh industri pangan untuk mengemas produk pangan kering (contoh: wafer, biskuit, sereal kopi bubuk, permen dan lain-lain). Namun, untuk beberapa jenis kemasan fleksibel tersebut masih belum diketahui kualitas perlindungannya terhadap produk, sehingga dikhawatirkan umur simpan produk pangan tidak sesuai dengan yang diinginkan. Penelitian ini bertujuan untuk mengetahui pengaruh struktur laminat pada kualitas barrier kemasan fleksibel berbasis metalized film. Penelitian ini dibagi dalam dua tahap. Rancangan percobaan pada penelitian tahap pertama adalah Rancangan Acak Lengkap (RAL), satu faktor. Faktor A adalah jenis metalized film yang terdiri atas tiga taraf: a1= VMPET film 12 µm, a2= VMCPP film 25 µm dan a3= VMCPP film 35 µm. Analisis dilakukan terhadap nilai laju permeabilias uap air, dengan pengulangan sebanyak 10 kali. Rancangan percobaan pada penelitian tahap kedua adalah Rancangan Acak Lengkap (RAL), satu faktor. Faktor A adalah jenis kemasan fleksibel berbasis metalized film yang terdiri atas enam taraf: a1 = PET 12 µm /VMPET 12 µm /PE 20 µm /LLDPE 25 µm,  a2 = OPP 20 µm /VMPET 12 µm /CPP 35 µm, a3 = PET12 µm /VMCPP 25 µm, a4 = OPP 20 µm /VMCPP 25 µm, a5 = PET 12 µm /VMCPP 35 µm dan a6 = OPP 20 µm /VMCPP 35 µm. Analisis dilakukan terhadap nilai laju permeabilitas uap air, dengan pengulangan sebanyak 10 kali. Hasil analisis laju permeabilitas uap air diolah menggunakan software Statistical Product and Service Solution (SPSS). Berdasarkan penelitian ini diperoleh hasil bahwa terdapat pengaruh struktur laminat pada kualitas barrier kemasan fleksibel berbasis metalized film. Kemasan fleksibel dengan spesifikasi PET12/VMPET12/PE20/LLDPE25 memiliki nilai laju permeabilitas uap air yang terbaik, yaitu sebesar 0.1430 g/m2/hari. Kata kunci: metalized film, kemasan fleksibel berbasis metalized film, permeabilitas uap air

This research aimed to examine and analyze the effect of executive characteristic, size, sales growth, and leverage towards corporate tax avoidance. On this research, leverage used as mediating variabel to mediate the relationship between executive charactheristic, size, and sales growth to corporate tax avoidance. The population in this research is manufacturing companies listed on the Indonesian Stock Exchange period 2012 to 2014. The sampling technique was done by purposive sampling with sample data which gathering of this research was 129. Data was processed by SPSS software using multiple regression analysis and path analysis. The result of this research showed that executive characteristic, size, sales growth, and leverage had a significant effect to tax avoidance. Based on path analysis, leverage as mediating variabel can’t mediate the relationship between executive characteristic to tax avoidance, but it can mediated the relationship between size and sales growth to tax avoidance in the company. Keywords: executive characteristic, size, sales growth, leverage, tax avoidance

In order to increase student interest in learning, increase grades and facilitate the understanding of biology subjects on the material of the human excretion system class XI Science. From a number of smarphone users in Indonesia, it turns out that most of the people are only intended for telephone, short message service (SMS), playing songs / videos, accessing social networks (facebook, twiter, BBM, Line, WhatsApp) and many playing games including students in high school. Negeri 2 Mranggen. The author uses data collection research methods including observation, interviews, questionnaires, R&D product development methods, prototype methods and object-oriented approaches. The equipment used in designing this system uses UML modeling. Use Case Diagrams include, Activity Diagrams, Class Diagrams, and Sequence Diagrams and the software used by the author is Android Development Tools (ADT) and MySQL as a database. Mobile learning media application is expected to help facilitate the needs of students to learn the material of the human excretion system online at any time without any place and time restrictions.

Salah satu  pembangunan dibidang kesehatan Kota Tangerang Selatan antara lain  pembenahan dan penambahan  puskesmas. Dimana puskesmas merupakan  garda terdepan dalam memberikan pelayanan kesehatan bagi masyarakat. Kebijakan Pemda Tangsel dibidang layanan kesehatan masyarakat yaitu :a. Beberapa puskesmas diberikan tambahanan pelayanan rawat inap.b. Bagi masyarakat yang memiliki KTP kota Tangerang Selatan, diberikan pelayanan  pemeriksaan kesehatan.Oleh karena itu data yang harus diolah akan bertambah banyak, sehingga untuk pelayanan optimal perlu adanya pengolahan data. Data yang yang harus diolah antara lain pendaftaran pasien, resep/ obat yang diberikan, penggunaan laboratorium , stock obat digudang dan lain-lain, dalam hal ini tidak akan terkaver jika pengolahan data dilakukan hanya dengan menggunakan  aplikasi Excell dalam bentuk tabel yang disimpan dalam beberapa  file yang berbeda-beda. Hal ini menyulitkan dalam pembuatan laporan rutin, karena data terpisah-pisah dan berada pada bagian masing-masing, sehingga satu set data bisa disimpan pada berbagai bagian, yang mengakibatkan data dobel (redudant).  Untuk itu perlu dibangun S/W aplikasi yang mengintegrasikan seluruh data, sehingga mepermudah dalam pembuatan laporan rutin maupun insidentil. Analisis sistem yang dilakukan yaitu pendaftaran pasien langsung dienty petugas,  sistem menyimpan kedalam data base, semua bagian yang terhubung dapat mengakses data pasien  tersebut  sesuai dengan kebutuhannya. Perkembangan  teknologi sistem informasi dan teknologi komunikasi  sangat sesuai untuk penyelesaian masalah ini. Oleh karena itu dibutuhkan suatu  aplikasi teknologi informasi kesehatan yang memiliki  jejaring  yang komprehensif untuk dapat digunakan oleh seluruh elemen Puskesmas yang terkait dalam pengolahan data dan pemberian jasa pelayanan kesehatan. Dengan dibangunnya software  aplikasi Pegolahan Data ini, maka data akan tersimpan secara terintegrasi pada database. Hal ini akan memudahkan dalam pengambilan kembali baik untuk pencarian data & informasi maupun pembuatan laporan rutin, karena dengan menggunakan Query sesuai kebutuhan user. Selain kemudahan dalam  pengambilan data kembali, sekaligus dapat dilakukan peningkatan kualitas pelayanan. Kata kunci: informasi, integrasi, pengolahan data, puskesmas

CV. Ganda Mulia is a business entity engaged in the production and sale of various gold and jewelery, especially gold bars which are used as an investment CV. Ganda Mulia is a newly developing company, and already has a variety of media used to promote, but a sense of interest and public trust in the CV. Ganda Mulia has not been maximized, so we need a complementary promotion that can attract and even provide a sense of confidence in the confidence of gold bars, especially used as an investment. Therefore the writer tries to develop a complementary promotional media as a means of promoting the CV. Ganda Mulia that already exists, which is used to increase trust and a sense of interest in gold products CV. Double Majesty. With complementary media in the form of a company profile video, it contains the benefits, benefits and the production process or the process of making gold bars. So that when people understand the benefits and advantages of investing in gold bullion, it will have a positive impact, which is about trust and interest in gold products CV. Double Majesty. In the manufacturing process the author uses the RnD method, the results of this research in the form of a video company profile CV. Ganda Mulia Ungaran which has been uploaded on diyoutube, on the CV website. Ganda Mulia at the address www.gandamulia.com, and burned into a CD in the form of a DVD format that is used as an archive and is also used when there are company activities in the form of exhibitions or the like. hardware and software that supports the creation and editing of a company profile video.