Publication Search

Technological advancements have had a significant impact on facilitating financial transactions, one of which is through the use of digital payment systems. ShopeePay, as one of the e-wallets that has rapidly grown in Indonesia, offers convenience in making cashless transactions. Although ShopeePay is becoming increasingly popular, several factors still influence the behavior of its use, particularly among Generation Z. This study aims to analyze the factors that affect ShopeePay usage behavior among Generation Z students at the Universitas Muhammadiyah Surakarta using the UTAUT model. The sampling method used is convenience sampling. This quantitative research uses primary data collected through an online questionnaire via a Google Form link. A total of 275 respondents are involved in the study. Data analysis is conducted using the Smart PLS application. The results of the study indicate that performance expectancy, social influence, and facilitating conditions have affect use behavior, while effort expectancy does not have use behavior. This study emphasizes the importance of performance, social, and infrastructure support aspects in enhancing the acceptance of ShopeePay as a digital payment technology.

This research aims to examine the influence of fintech payments, financial socialization and financial experience on financial management behavior. This research uses quantitative descriptive methods. The population in this study were active students at Muhammadiyah University of Sidoarjo, totaling 12,730 students and used a purposive sampling technique. The sample was determined using the Slovin formula and a sample of 99 respondents was obtained. The research data source is primary data. The analysis technique uses Partial Last Square with Smart PLS 3.0. The research results show that fintech payment, financial experience and financial socialization partially have a significant effect on financial management behavior.

Along with the development of information technology that is increasingly rapid, the use of information technology at this time is an important requirement in every agency or company An educational institution requires good administrative management with the aim to improve services to students, the school payment system in the form of Education Provision Contribution (SPP) and Donation of Institutional Development (SPI) at SMP Muhammadiyah 3 Semarang is still done conventionally, where the recording of data and the payment process of SPP and SPI are written into diaries, ledgers and spreadsheet applications which results in the accumulation of data in the form of archives. In the data collection of students and the payment process takes a relatively long time, so that during the payment process results in long queues in the administration and requires a long time to make payment reports and arrears SPP and SPI which are needed quickly.Developments in the field of science and technology were developed with the aim of solving problems and making it easier for users to complete work tasks. The use of barcode technology is one of the technologies that can respond to the provision of fast, accurate and accurate information. Barcode technology is applied to student cards that function as student IDs and also as student payment cards