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Chandra Ayu Pramestidewi; Ayi Jamaludin Azis; Alfin Adam; Yasmin Nurul Haq

Jurnal Pengabdian Kepada Masyarakat 2026 Pusat Riset dan Inovasi Nasional

MSMEs in Ciawi village generally conduct transactions in their business only relying on simple work and through direct buying and selling transactions and there is no recording system that complies with bookkeeping regulations in accounting or only debit credit, so it is very difficult to know the details of cash in and cash out. The service method used is the ABCD Method (Asset-Based-Community-Driven) by accompanying participants to delve deeper into digital marketing and training MSMEs in cash flow-based bookkeeping, including: cash flow, income statement, capital change report, cost of goods sold, and break event point (BEP) digitally. The results of this digital marketing mentoring and cash flow-based bookkeeping preparation are able to prove that MSMEs in Ciawi village can know the details about digital marketing and digital finance regarding the calculation of financial reports, especially knowing the actual profit and loss report, and cash flow of cash expenditures and cash income.

Yuyut Prayuti; Yeni Nureaeni; L. Alfies Sihombing; Mia Rasmiaty; Elis Herlina

Jurnal Pengabdian Kepada Masyarakat 2025 Pusat Riset dan Inovasi Nasional

In the evolving dynamics of Indonesia's economy, unsecured loans or Kredit Tanpa Agunan (KTA) have rapidly grown as a popular financial solution. The ease of application and fund disbursement makes these products especially attractive to micro-entrepreneurs and lower-middle-income communities. However, behind the convenience lies a serious issue: a high rate of default or breach of contract (wanprestasi). This problem is exacerbated by the low level of legal literacy among the public, leading to a lack of understanding of their rights and obligations in financing agreements. Most individuals are also unaware that there is a faster, simpler, and low-cost legal mechanism available for resolving civil disputes—namely, the Small Claims Court procedure, as regulated by the Supreme Court Regulation (Perma) No. 4 of 2019. This mechanism can be utilized by the general public, especially clients of microfinance institutions and credit cooperatives, to resolve civil conflicts involving claims of up to IDR 500 million without going through complex litigation. To address this issue, this community engagement activity aimed to improve public legal understanding of the Small Claims Procedure through participatory-based training. The training involved 50 participants from microfinance institutions and savings and loan cooperatives. The methods used included legal counseling, mock court simulations, group discussions, and case studies to provide participants with practical knowledge of the procedures and benefits of filing small claims. The results of the activity indicated that 78% of participants reported a better understanding of the Small Claims mechanism after the training, and 65% stated they were more inclined to use it compared to conventional litigation routes. This training had a positive impact on raising legal awareness, potentially reducing default rates, and contributing to the development of a more inclusive, fair, and sustainable financial system.

Aldi Samara; Rr Dian Anggraeni; Rina Sulistyowati

Jurnal Pengabdian Kepada Masyarakat 2024 Pusat Riset dan Inovasi Nasional

Recently, people have been shocked by the high level of bad credit among Millennials. Based on the findings of the Otoritas Jasa Keuangan (OJK) (Wibowo, 2024), the number of bad loans for more than 90 days in the peer-to-peer (P2P lending) financial technology industry, or what is known as loans for the individual category, has reached IDR 1,73 trillion as of May 2023. The problem is, the Millennial generation or those aged 19-34 years are the biggest "contributors" of bad credit. Various experts say that the Millennial generation is in debt due to the Fear of Missing Out (FOMO) phenomenon, aka following trends to feel like they are not "missing out". Some other experts think that their financial literacy is low.

Gugum Gumilar; Depi Ardian Nugraha; Agi Ahmad Ginanjar

Jurnal Pengabdian Kepada Masyarakat 2022 Pusat Riset dan Inovasi Nasional

The lack of public awareness in implementing Health protocols in the prevention and handling of Covid-19 is the reason for providing education or knowledge of citizens on the importance of maintaining health protocols. The objectives of this community service program are 1) to increase public knowledge and provide correct information on how to prevent and handle Covid-19, 2) to help realize government programs so that they can run the Clean and Healthy Lifestyle (PHBS) and Healthy Living Community Movement (PHBS) program. GERMAS) which is programmed by the government such as washing hands in running water, using hand sanitizer, using mouth masks, maintaining distance, 3) assisting the government in disseminating correct information about how to prevent and handle COVID-19 through mass media, both print media such as brochures. / leaflets and electronically through social media, 4) increase the sense of security and comfort for the community to carry out activities outside the home such as worshiping in public places and other activities, because disinfectants have been sprayed regularly in certain places, 5) assisting the government in implement a vaccination program mass by providing correct information and knowledge about the vaccination program as a preventive effort to prevent and handle covid-19 and 6) the realization of people who are aware of the importance of maintaining health. The method of activities carried out is using the Participatory Rural Appraisal (PRA) approach, Observation, Focus group discussion (FGD) approach, counseling, mentoring/monitoring, providing follow-up and program evaluation. The results of this activity showed a very positive response from the residents of the Linggasirna Community, Sariwangi District, Tasikmalaya Regency with this activity, we even received a report from the village head that more than 60% of residents who had vaccinated so far had only 15% of the total population. inhabitant. The outputs of this activity are: 1) publication in local print mass media, and 2) producing scientific publication articles published in accredited National Journals with ISSN.

Widya Ervianta; Lilik Sigit Wibisono; Fitratun Najizah; Auliya Rahma Putri; Panji Satria Wiguna

Jurnal Pengabdian Kepada Masyarakat 2022 Pusat Riset dan Inovasi Nasional

The elderly are an age group that is prone to falls. The purpose of this service is to detect the risk of falling in the elderly and provide assistance in balance training as an effort to prevent the risk of falling in the elderly. Falls occur due to unintentional loss of balance resulting in failure of postural stability, or unexpected and sudden changes resulting in a position landing on the floor. Associated risk factors include current health status (living in the community, nursing home, hospital, frail or active state), diseases suffered (diabetes, hip fracture, stroke) and general changes related to aging (decreased balance, coordination, muscle strength, visual impairment, etc.). The output targets to be achieved are in the form of publications in accredited national journals and copyright for videos of community service activities. The method used is a fall risk detection examination using. Elderly gymnastics is a series of regular, directed, and planned movements carried out with the intention of improving the functional abilities of the body. Reporting from the Panti Rapih Hospital page, this activity is carried out regularly and with movements that are not too heavy.