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Financial literacy is a fundamental skill that should be introduced from an early age to shape wise financial behavior. Elementary school students need to understand basic financial concepts to recognize the value of money, distinguish between needs and wants, and develop saving habits. However, many children still lack adequate financial literacy. This activity aims to improve financial literacy among elementary school students through a saving habituation strategy at SD Negeri 040530 Bunuraya, Bunuraya Village, Tigapanah District, Karo Regency, North Sumatra Province, Indonesia. The methods used included observation, teacher interviews, financial literacy socialization, and hands-on assistance in saving activities. The strategies implemented involved simple financial education, pocket money management simulations, creating piggy banks, and conducting regular saving programs at school. The results showed an improvement in students’ understanding of money functions, the importance of saving, and positive changes in financial behavior. Students became more accustomed to setting aside their pocket money and demonstrated more frugal and responsible attitudes. This activity indicates that consistent and structured saving habituation can be an effective strategy for improving children’s financial literacy from an early age.

Sustainable national development requires support from quality, creative, and independent human resources (HR). In facing the challenges of global competition and rapid technological change, strengthening HR competencies since school age is very important. This Community Service (PKM) activity aims to improve understanding and build entrepreneurial character among high school students through basic creative entrepreneurship training. This PKM is carried out by lecturers from the Faculty of Economics, Business and Humanities (FEBHum) of Karangturi National University (UNKARTUR), especially from the Management Study Program, as a form of implementing the Tri Dharma of Higher Education. The activity took place offline at SMA Sedes Sapientiae Semarang on Monday, May 8, 2023, at 09.00–12.00 WIB and was attended by students as participants. This activity presented three speakers who presented material on strengthening HR competencies, the basics of creative entrepreneurship, and financial literacy. The methods used include interactive lectures, group discussions, and question and answer sessions, supported by Microsoft PowerPoint-based presentation media. The results of the activity show an increase in students' understanding of the concept of entrepreneurship, as well as growing interest and motivation to become independent and innovative young entrepreneurs. This activity provides benefits not only for students, but also for schools and universities, in strengthening collaboration in forming superior human resources since secondary education level.

The objective of this community service was to introduce biogas as an alternative house hold fuel and lighting by using beef cattle pen waste at Camplong  forest  area, Kupang Regency East Nusa Tenggara Province through integrated farming system. Methods applied were survey, interview, agricultural extension, demonstration and practical work involving 31 farmers on site. Data were descriptively analysed to offer an alternative solution toward feed supply, the used of fuel wood and food crop farming practice of participants. The result was the realization of farmers work pattern by integrating food crop plant, raising cattle and the use of alternative biogas as a source of fuel and lighting. It can be concluded that farmers at the area of Camplong Kupang Regency are able to integrate crop farming and cattle raising by using the available resources through community service.

This research discusses how to optimize marketing through social media at Sugarbelly_id SMEs. Currently Sugarbelly_id is facing fierce competition from other MSMEs selling similar products. This obstacle was factored in by the owner's lack of understanding of the latest business strategy developments which caused sugarbelly_id to have little engagement from target consumers and a brand image that had not yet been formed. So this study aims to provide an understanding regarding good Social Media Marketing strategies for sugarbelly_id SMEs and help optimize the use of social media and online platforms to build a more effective and attractive Brand Image and increase promotion using digital tools that guarantee increased engagement. The method used is descriptive qualitative analysis which is collected through interviews with the owner, surveys through questionnaires and observations which then analyze the appropriate strategy. The results obtained are that Sugarbelly_id SMEs already have a good brand image and the number of followers on the Sugarbelly_id Instagram account has increased from before, which was 350 followers. In addition, the number of Profile Visits on the Sugarbelly Instagram account has also increased, reaching 1,801 visitors in the last 6 days.

Desa Tambu merupakan salah satu desa yang ada di Kecamatan Sausu Kabupaten Parigi Moutong. Sasaran kegiatan PKM ini adalah masyarakat yang memiliki ternak sapi. Pelaksanaan kegiatan program PKM ini dilaksanakan oleh tim pelaksana yang terdiri dari mahasiswa dan dosen Universitas Sintuwu Maroso Poso. Metode dalam kegiatan PKM meliputi observasi, pelayanan kesehatan ternak dan evaluasi. Hasil evaluasi kegiatan PKM menunjukan bahwa pengetahuan peserta PKM mengalami peningkatan. Secara rinci diuraikan bahwa 90% sangat mengetahui pelaksanaan kegiatan PKM, 82% sangat mengetahui tentang pemeliharaan kesehatan ternak sapi yang baik, dan 75% sangat mengetahui manfaat pemberian vitamin B kompleks pada ternak sapi.