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This study aims to describe in depth the implementation of financial education in fostering a habit of saving among fourth-grade students at SD Negeri 121313 Tanjung Pinggir, Pematang Siantar. This activity is part of the Community Service Program (KKN) conducted by students of the State Islamic University of North Sumatra (UINSU). This study uses a descriptive qualitative method with data collection techniques through observation, interviews, and documentation of learning activities and the implementation of the savings program at school. The data obtained was then analyzed using the Miles and Huberman model, which includes the process of data reduction, data presentation, and interactive conclusion drawing. The results showed that the implementation of financial education by UINSU KKN students had a positive impact on changes in students' financial behavior. This financial education activity not only fostered financial skills but also shaped students' characters to be more responsible, disciplined, thrifty, and socially empathetic by encouraging them to share some of their savings. Thus, it can be concluded that the implementation of simple habit-based financial education through UINSU KKN activities has proven effective in fostering interest and enthusiasm for saving among elementary school students and contributes to shaping positive character traits that will be useful in their future lives.

The problem of this research is focused on the reality related to the new identity possessed by the Ta'a Wana hinterland tribe after the pronunciation of two sentences of shahada and the purpose of this study is to identify the new identity that has undergone a shift after the pronunciation of shahada both from Spiritual, Material, and Immaterial aspects that occurred in Wenangabino Village North Morowali Indonesia. This research method is qualitative with a phenomenological approach. Data sources are primary and secondary sources. Data collection methods are observation, interviews and documentation. The research instrument is the researcher himself. Data analysis includes data reduction, data presentation, and conclusions. Data validity testing consists of extended participation, observational persistence, and triangulation. The results of the study showed a shift in spiritual, material, and immaterial identities after the pronunciation of the shahada for the Ta'a Wana hinterland tribe, for example in spiritual identity began to maintain cleanliness, cover the aurat, say thayibah sentences, eat halal food, limit association derived from Islamic values. Similarly, material identity is no longer tribal fanatics because it has been bound by religious similarities, and immaterial identity that prioritizes social ethics in responding to the existence of customary and religious institutions.

This study examines the effectiveness of using audio media in improving the memorization of short surahs. This research employs a qualitative descriptive approach with data collection methods including observation, interviews, and documentation. The data sources consist of Islamic Education teachers, classroom teachers, and 33 students. Data analysis techniques were conducted through (1) data reduction, (2) data presentation, and (3) conclusion drawing. Data validity was checked through four steps: 1) Credibility, 2) Dependability, 3) Confirmability, and 4) Triangulation. The results show that the effectiveness of using audio media in improving the memorization of short surahs at Madrasah Tsanawiyah An-Nur Monano Gorontalo is significant. Teachers were able to provide good short surah memorization materials to students, enabling them to memorize the surahs perfectly and fluently. Additionally, teachers were able to impart the understanding to students that memorizing short surahs is beneficial. Besides the fact that many students liked the media, they felt helped in repeatedly reviewing the memorized short surahs fluently and correctly. Thus, audio media is considered effective in facilitating the memorization of short surahs, with a high degree of effectiveness, as evidenced by the following grades: A- 36.36%, B+ 54.54%, C 3.03%, and 6.06%.