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This research aims to determine whether the partial influence of Motivation (X1) has on Client Competence (Y), the partial influence of Discipline (X2) on client Competence (Y), the partial influence of commitment on client Competence (Y), and the influence of Motivation ( X1), Discipline (X2), Commitment (X3) simultaneously towards Client Competency (Y) at the Tangerang Class 1 Correctional Center. The population of this research is the clients of the Tangerang Class 1 Correctional Center. The sample taken was 50 respondents using the Non-Probability Sampling technique with an Incidental approach, namely a sampling technique based on chance, that is, anyone who happens to meet the researcher can be used as a sample if they are seen to be suitable, with the help of the Statistical Product and Service Solution (SPSS) version version 20. The results of this study show that there is no influence between Motivation (X1) partially on client Competence (Y). This can be shown by t count (0.945) < from t table (2.011), there is no influence between Discipline (X2) as a whole. partial to client competency (Y) this can be shown by t count (-3.329) < from t table (2.011), there is no influence between Commitment (X3) partially to client competency (Y) this can be shown by t count ( 1.606) < from t table (2.011), and the variables of motivation (X1), discipline (X2), and commitment (X3) of community counselors simultaneously on the competency of correctional clients (Y). This can be shown by the results Fcount > ftable (4,683>2,810),

The purpose of this study was to determine the effect of intelligence and financial literacy on the financial resilience of Micro, Small and Medium Enterprises in the Jambangan Culinary Tourism Center, Surabaya. This research was conducted on the type of business, namely in the culinary or trading business sector with a sample size of 30 micro, small and medium enterprises. In this study using a quantitative approach method. This study uses multiple linear regression techniques for hypothesis analysis. The results of the study show that intelligence and financial literacy have a high impact of 57,1% on the financial resilience of Micro, Small and Medium Enterprises in the Jambangan Culinary Tourism Center, Surabaya.

This research aims to explore the dynamics involved in integrating sustainable digital marketing practices into Micro, Small, and Medium Enterprises (MSMEs). Employing a qualitative approach, the study adopts a mixed-method model combining interviews and case studies. The sampling technique involves purposive sampling to select participants representing diverse MSMEs. Data analysis utilizes thematic analysis to identify patterns and themes. The findings reveal a multifaceted understanding of sustainable digital marketing integration, highlighting challenges, opportunities, and best practices within MSMEs. Insights garnered from this research contribute to a deeper comprehension of sustainable digital marketing strategies tailored for MSMEs, thereby fostering their resilience and competitiveness in contemporary markets.