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Akad Mudharabah adalah salah satu akad yang termasuk ke dalam akad yang berlandaskan atas dasar kepercayaan, harus ada sikap saling percaya antar dua belah pihak yakni pemilik modal (shahibul maal) serta pengelola modal (mudharib). Akad mudharabah ini kini juga telah banyak digunakan pada Lembaga - Lembaga Keuangan terkecil seperti Koperasi. Koperasi ini nantinya akan menyalurkan dana kepada nasabah untuk memenuhi kebutuhan mereka dalam keseharian, maupun dalam bercocok tanam. Tentunya dengan perjanjian bagi hasil yang harus dipenuhi sebagai akad dari kegiatan yang akan dilakukan. Pelaksanaan akad mudharabah yang kini mulai banyak dilaksanakan di tengah masyarakat tentunya harus di perhatikan agar tidak terjadi ketimpangan dalam pembagian hasil yang telah di sepakati. Penelitian ini bertujuan untuk mendekripsikan efektifitas pengendalian risiko dalam pembiayaan mudharabah pada Koperasi Kelompok Tani “Gapoktan” di Jorong Pasanehan. Untuk melengkapi kajian tersebut, maka digunakan penelitian kualitatif dengan jenis penelitian lapangan (field research) Datanya bersumber dari data primer dan skunder. Teknik pengumpulan data yang dilakukan untuk memperoleh data yang di perlukan  dengan melakukan wawancara, observasi, serta studi perpustakaan terkait dengan objek penelitian yang diteliti.

This study aims to find out about the application of the maslahah concept in public consumption in the Lasi district to achieving maximum utility. This research uses a descriptive qualitative approach using interview data collection techniques. The informants in this study were the people in the Lasi district with a total of 30 informants. The selection of informants was carried out by accidental sampling technique. From the results of the research conducted, it was found that maslahah can only be obtained when consumption is carried out on goods in accordance with Islamic law, not exaggerating in fulfilling consumption goods and in terms of achieving maximum utility, society prioritizes the principle of spiritualism in achieving happiness both in this world and in the hereafter by means of zakat, infaq and alms.

This study aims to analyze and evaluate the management of public ownership (milkiyah 'ammah) and state ownership (milkiyah daulah) in Indonesia. This study describes in a qualitative descriptive way the current management of public ownership and state ownership in Indonesia. The theoretical approach is used for the Islamic economic system approach which assesses the practical implementation of the management of shared wealth and the wealth of the Indonesian State. The data used in this study are secondary data obtained from literature, journals and information related to Indonesia's wealth. The data collection technique used is library research. And this study uses a comparative analysis of the implementation of public ownership management and state ownership management that is not in accordance with ownership management in Islam. Evidence shows that public ownership and state ownership are not fully managed by the State of Indonesia, it appears that shared ownership in the form of water, fire and pasture is managed by individuals and institutions of foreign parties who have the capital to privatize public ownership. This will have an impact on the unequal distribution of income earned by people who have capital and those who do not have capital, so that it will have an impact on prosperity that most Indonesian people cannot have. As an evaluation and solution, it is necessary to implement an Islamic economic system in managing joint ownership and control of the Indonesian state.