IMPLEMENTASI AKAD WADIAH PADA PRODUK TABUNGAN PERBANKAN SYARIAH DI INDONESIA

The existence of wadiah contract, which is one type of contract applied in products in Islamic banking, is still poorly known by the Indonesian people. Several Islamic banks in Indonesia have applied wadiah contracts to their savings products. The existence of wadiah contracts can make it easier for people who want to save but are reluctant to spend large costs for administrative costs. Because the amount of administrative costs is the reason for a customer to be lazy to save. Savings products that apply wadiah contracts are also the right choice for Muslims who want to fulfill their saving desires in accordance with sharia principles. Therefore, an explanation of wadiah contracts in Islamic banking products is needed, especially in savings products in Islamic banking in Indonesia. This article aims to explain about savings products with wadiah contracts in banks in Indonesia. This article uses qualitative methods with the type of literature study or library research. The conclusion of this article is that wadiah contract is one form of agreement in Islamic financial law where an individual entrusts funds or assets to another parties to be safeguarded, controlled, or managed with security