Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol)

Syifa Najwa Azzahra ; Nihel Gita Azzahra ; Evy Nurmiati
Mars: Jurnal Teknik Mesin, Industri, Elektro Dan I... 📅 2026 Vol 4, No 3 🔗 DOI: 10.61132/mars.v4i3.1674
Abstract
This study analyzes how digital interface design (UI/UX) and system architecture are manipulated to unethically extract user consent, resulting in personal data commercialization and massive online loan (pinjol) spam marketing. Employing a mixed-methods approach, this research combines descriptive quantitative analysis of digital user perception surveys with qualitative observations involving UI teardowns, privacy policy evaluations, and extensive literature reviews. Initial findings indicate a profound crisis of genuine informed consent, exacerbated by the deployment of dark patterns such as pre-ticked checkboxes, disguised opt-out architectures, and information overload engineered into legal documents. This systematic manipulation facilitates unauthorized personal data distribution to third parties under the guise of legitimate agreement, directly triggering privacy intrusions and psychological distress, including severe anxiety among data subjects. Philosophically and morally, these practices constitute a severe breach of Information Technology Professional Ethics (EPTI). Consequently, this study highlights the urgent need for developer accountability and advocates for the implementation of proactive, transparent ethical design frameworks compliant with Human-Computer Interaction (HCI) standards to reclaim digital autonomy.
Keywords
Dark Patterns; Digital Privacy; Informed Consent; Online Loans; Professional Ethics
How to Cite

Syifa Najwa Azzahra, et al. (2026). Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol). Mars: Jurnal Teknik Mesin, Industri, Elektro Dan Ilmu Komputer, 4(3). https://doi.org/10.61132/mars.v4i3.1674

Syifa Najwa Azzahra; Nihel Gita Azzahra; Evy Nurmiati, "Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol)," Mars: Jurnal Teknik Mesin, Industri, Elektro Dan Ilmu Komputer, vol. 4, no. 3, 2026.

Syifa Najwa Azzahra; Nihel Gita Azzahra; Evy Nurmiati. "Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol)." Mars: Jurnal Teknik Mesin, Industri, Elektro Dan Ilmu Komputer, vol. 4, no. 3, 2026.

Syifa Najwa Azzahra; Nihel Gita Azzahra; Evy Nurmiati. "Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol)." Mars: Jurnal Teknik Mesin, Industri, Elektro Dan Ilmu Komputer 4, no. 3 (2026).

Syifa Najwa Azzahra, et al. (2026) 'Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol)', Mars: Jurnal Teknik Mesin, Industri, Elektro Dan Ilmu Komputer, 4(3). doi: 10.61132/mars.v4i3.1674.

Syifa Najwa Azzahra; Nihel Gita Azzahra; Evy Nurmiati. Krisis Privasi dan Informed Consent pada Ekosistem Digital: (Tinjauan Etika Profesi terhadap Dark Patterns dan Spam Pinjol). Mars: Jurnal Teknik Mesin, Industri, Elektro Dan Ilmu Komputer. 2026;4(3).

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