Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka

Muh. Herdiansyah ; Fitri Kumalasari ; Niar Astaginy
Journal of Management and Social Sciences (JIMAS) 📅 2023 Vol 2, No 4 🔗 DOI: 10.55606/jimas.v2i4.669
Abstract
This research aims to determine: 1) The influence of financial literacy on financial management behavior among Small Medium Enterprise (SME) in Kolaka Regency. 2) The Influence of Financial Attitudes on Financial Management Behavior among SME owner in Kolaka Regency. This research is a research employed quantitative approach. Data collection of the research used observation, documentation and distribution of questionnaires. The population of this research is SME owner in Kolaka Regency. Meanwhile, the sample for this research consisted of 386 respondents using purposive sampling techniques, namely the technique of determining certain criteria. Research instrument testing used validity and reliability tests with SPSS 25.0. The data analysis technique used is measurement model testing (outer model) and structural model testing (inner model) with Smart PLS 3.0. Based on the research results, it is known that the Financial Literacy variable has no influence on the Financial Management Behavior of SME owner. And the Financial Attitude variable has a positive and significant effect on Financial Management Behavior of SME owner.
Keywords
Financial Literacy; Financial Attitudes; Financial Management Behavior; SME owner
How to Cite

Muh. Herdiansyah, et al. (2023). Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka. Journal of Management and Social Sciences (JIMAS), 2(4). https://doi.org/10.55606/jimas.v2i4.669

Muh. Herdiansyah; Fitri Kumalasari; Niar Astaginy, "Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka," Journal of Management and Social Sciences (JIMAS), vol. 2, no. 4, 2023.

Muh. Herdiansyah; Fitri Kumalasari; Niar Astaginy. "Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka." Journal of Management and Social Sciences (JIMAS), vol. 2, no. 4, 2023.

Muh. Herdiansyah; Fitri Kumalasari; Niar Astaginy. "Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka." Journal of Management and Social Sciences (JIMAS) 2, no. 4 (2023).

Muh. Herdiansyah, et al. (2023) 'Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka', Journal of Management and Social Sciences (JIMAS), 2(4). doi: 10.55606/jimas.v2i4.669.

Muh. Herdiansyah; Fitri Kumalasari; Niar Astaginy. Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM di Kabupaten Kolaka. Journal of Management and Social Sciences (JIMAS). 2023;2(4).

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