Pengaruh Literasi Keuangan, Penetapan Skala Prioritas, dan Penggunaan Digital Payment, Terhadap Kemampuan Manajemen Keuangan Pribadi Mahasiswa Prodi Pendidikan Ekonomi

Yuli Anti; Ria; Bagus Efendi; Farid; Dian Purnama Windrayadi; Yosia

Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi

STKIP Majenang

📄 Abstract

The convenience of digital payments and the advancement of financial technology may influence on students' purchasing decisions, making sound financial management and financial literacy crucial. The objective of this study is to examine how students in the Economics Education Study Program's personal financial management abilities are impacted by financial literacy, priority scale setting, and digital payment usage. A quantitative associative research strategy is used, with 64 students serving as a sample from a population of 173 pupils chosen by purposive sampling. Questionnaires were used to gather data, and SPSS version 23 was used for analysis. The findings indicate that priority scales and financial literacy have a beneficial impact on personal financial management, while digital payment have no effect. However, concurrently, these three independent variables exert influence on students’ personal financial management.

🔖 Keywords

#Financial literacy; Priority Scale; Digital Payment; Personal Financial Management.

ℹ️ Informasi Publikasi

Tanggal Publikasi

01 October 2025

Volume / Nomor / Tahun

Volume 3, Nomor 2, Tahun 2025

📝 HOW TO CITE

Yuli Anti, Ria; Bagus Efendi, Farid; Dian Purnama Windrayadi, Yosia, "Pengaruh Literasi Keuangan, Penetapan Skala Prioritas, dan Penggunaan Digital Payment, Terhadap Kemampuan Manajemen Keuangan Pribadi Mahasiswa Prodi Pendidikan Ekonomi," Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi, vol. 3, no. 2, Oct. 2025.

ACM

ACS

APA

ABNT

Chicago

Harvard

IEEE

MLA

Turabian

Vancouver