Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling

Sajida ; Sajida ; Prasetya ; Gregorius Christian Yoga ; Farrel ; Muhammad Arka Dito Al
Pemberdayaan Masyarakat: Jurnal Aksi Sosial 📅 2025 Vol 2, No 4 🔗 DOI: 10.62383/aksisosial.v2i4.2505
Abstract
The rapid expansion of digital technologies has intensified financial misinformation and disinformation, particularly through illegal online loans and online gambling targeting communities with limited digital and financial literacy. This community engagement program in Dusun Munggur, Girimulyo Village, aimed to strengthen residents’ ability to identify and respond to deceptive digital practices through contextualized education on risk indicators, manipulative design strategies, and verification methods. Using a three-hour interactive socialization combining visuals, discussion, and a short comprehension exercise, the program improved participants’ understanding of how fraudulent financial schemes operate and how personal data, behavioral triggers, and algorithmic amplification are exploited. Participants demonstrated greater awareness of suspicious platforms, increased confidence in evaluating online offers, and requested sustained resources such as booklets and reporting guides for household- and community-level prevention. Although effective in raising immediate awareness, the intervention was limited by the lack of long-term behavioral assessment and the rapidly evolving nature of digital fraud. The program underscores the importance of community-centered, preventive literacy to mitigate digital financial risks in rural Indonesia.
Keywords
digital financial harm; financial disinformation; illegal online loans; online gambling; rural communities; community literacy; digital literacy; misinformation prevention
How to Cite

Sajida, et al. (2025). Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling. Pemberdayaan Masyarakat: Jurnal Aksi Sosial, 2(4). https://doi.org/10.62383/aksisosial.v2i4.2505

Sajida, Sajida; Prasetya, Gregorius Christian Yoga; Farrel, Muhammad Arka Dito Al, "Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling," Pemberdayaan Masyarakat: Jurnal Aksi Sosial, vol. 2, no. 4, 2025.

Sajida, Sajida; Prasetya, Gregorius Christian Yoga; Farrel, Muhammad Arka Dito Al. "Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling." Pemberdayaan Masyarakat: Jurnal Aksi Sosial, vol. 2, no. 4, 2025.

Sajida, Sajida; Prasetya, Gregorius Christian Yoga; Farrel, Muhammad Arka Dito Al. "Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling." Pemberdayaan Masyarakat: Jurnal Aksi Sosial 2, no. 4 (2025).

Sajida, et al. (2025) 'Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling', Pemberdayaan Masyarakat: Jurnal Aksi Sosial, 2(4). doi: 10.62383/aksisosial.v2i4.2505.

Sajida, Sajida; Prasetya, Gregorius Christian Yoga; Farrel, Muhammad Arka Dito Al. Preventing Digital Financial Harm in Rural Areas: Community Literacy on Illegal Online Loans and Online Gambling. Pemberdayaan Masyarakat: Jurnal Aksi Sosial. 2025;2(4).

Artikel Terkait

Edukasi Kesehatan Gigi dan Mulut: Teknik Menyikat Gigi yang Efektif untuk Anak Sekolah Dasar

Mely Purnadian

Edukasi Kesehatan Gigi dan Mulut: Teknik Menyikat Gigi yang Efektif untuk Anak Sekolah Dasar

Mely Purnadian

Upaya Peningkatan Pengetahuan untuk Mencegah Mengurangi Bullying Melalui Permainan Ular Tangga pada Siswa di SD Negeri 3 Wonorejo Karanganyar

Sugiarti, Ika; Salsabila, Muna Maimunah; Windyastuti, Erlina

Upaya Peningkatan Pengetahuan untuk Mencegah Mengurangi Bullying Melalui Permainan Ular Tangga pada Siswa di SD Negeri 3 Wonorejo Karanganyar

Sugiarti, Ika; Salsabila, Muna Maimunah; Windyastuti, Erlina

The Effectiveness of Moodle-Based Learning Management Systems in Enhancing Students’ Academic Readiness for Computer-Based Tests

Erikson Damanik; Edo Maranata Tambunan; Meylida Girsang; Khansa Khalishah; Toras Pangindoan Batubara; Musthafa Haris Munandar; Hengki Mangiring Parulian Simarmata

Upaya Peningkatan Pengetahuan Tentang Perilaku Seksual pada Siswa SMA Negeri 5 Surakarta melalui Video Animasi

Muna Maimunah Salsabila; Prasetyo, Budi
Tren Sitasi Jurnal