Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan

Sherlina Nur Aprilia ; Dewi Saptantinah Puji Astuti
Jurnal Riset Rumpun Ilmu Ekonomi 📅 2025 Vol 4, No 2 🔗 DOI: 10.55606/jurrie.v4i2.6035
Abstract
This study aims to analyse the significance of digital services, capital structure and growth opportunities on the financial performance of banks. The population of interest in this study comprises digital banks registered with the Financial Services Authority (OJK) between 2021 and 2023. The sample comprises 12 banks, selected using a non-probability sampling technique and a purposive sampling method. This is a quantitative study, with secondary data sourced from financial and annual banking reports. Multiple linear regression analysis was performed using the IBM SPSS Statistics version 24 computer program. The results of this study indicate that digital services have no significant effect on the financial performance of banks, while capital aspect and growth opportunities have a negative and significant effect on the financial performance of banks.
Keywords
layanan digital; permodalan; growth opportunity; kinerja keuangan
How to Cite

Sherlina Nur Aprilia & Dewi Saptantinah Puji Astuti (2025). Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan. Jurnal Riset Rumpun Ilmu Ekonomi, 4(2). https://doi.org/10.55606/jurrie.v4i2.6035

Sherlina Nur Aprilia; Dewi Saptantinah Puji Astuti, "Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan," Jurnal Riset Rumpun Ilmu Ekonomi, vol. 4, no. 2, 2025.

Sherlina Nur Aprilia; Dewi Saptantinah Puji Astuti. "Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan." Jurnal Riset Rumpun Ilmu Ekonomi, vol. 4, no. 2, 2025.

Sherlina Nur Aprilia; Dewi Saptantinah Puji Astuti. "Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan." Jurnal Riset Rumpun Ilmu Ekonomi 4, no. 2 (2025).

Sherlina Nur Aprilia & Dewi Saptantinah Puji Astuti (2025) 'Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan', Jurnal Riset Rumpun Ilmu Ekonomi, 4(2). doi: 10.55606/jurrie.v4i2.6035.

Sherlina Nur Aprilia; Dewi Saptantinah Puji Astuti. Pengaruh Layanan Digital, Aspek Permodalan, dan Growth Opportunity Terhadap Kinerja Keuangan Perbankan. Jurnal Riset Rumpun Ilmu Ekonomi. 2025;4(2).

Artikel Terkait

Pengaruh Profitabilitas Audit Report Lag : Moderasi Komite Audit Pada Perusahaan Subsektor Makanan Dan Minuman

Kurnia Illa Allodya Dinara; J.B. Amiranto

Pengaruh Kualitas Produk, Brand Image, dan Promosi Terhadap Keputusan Pembelian Produk Nivea di Kota Batam

Amelia; Asron Saputra

Pengaruh Kualitas Pelayanan Posyandu Terhadap Kepuasan Ibu Balita di Posyandu Melati Mekar Desa Margajaya Kecamatan Ngamprah

Fitriyah, Anis; Fauziya, Fizi

Pengaruh Kemampuan Kerja dan Motivasi Kerja Terhadap Kinerja Karyawan di Hotel Naripan

Santy, Neng; Fauziya, Fizi

Analisis Implementasi Koreksi Fiskal Atas Laporan Keuangan Komersial PT ABC

Nabila; Tannar, Oryza

Analisis Audit Manajemen Pengadaan Barang dan Jasa pada Kasus Bakti Kominfo Berdasarkan Perspektif Kepatuhan Regulasi

Wanda Dea Khairani; Aprita Ravenna Ginting; Cindy Aulia Rusli; Riska Harianingsih; Choms Gary Ganda Tua Sibarani
Tren Sitasi Jurnal