Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022

Ari Sukmawati Diningrat ; Anwar Bowo Leksono ; Suseno Hendratmoko
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekono... 📅 2023 Vol 1, No 4 🔗 DOI: 10.61132/nuansa.v1i4.340
Abstract
A bank health assessment is needed to find out whether the condition of the bank is unhealthy, sick or healthy so that the company can take appropriate steps to handle it. The choice of CAR (Capital Adequacy Ratio) as the dependent variable is because according to Bank Indonesia, the Capital Adequacy Ratio is the most important indicator in maintaining the level of bank health. Meanwhile, the choice of ROA (Return On Assets) and ROE (Return On Equity) is because Return On Assets and Return On Equity are aspects of assessing the health of a bank as seen from its ability to generate profits. This research has an important objective to evaluate the financial performance of PT. BTPN Bank by considering ROA, ROE and CAR. With this research, PT. Bank BTPN will know whether the profits generated from Assets and Equity affect the Capital Adequacy value. The sampling technique in this research used purposive sampling, while the sample taken was PT's quarterly financial report. BTPN Bank for the 2014-2022 period consisted of 36 samples obtained through documentation and literature study. From the results of the analysis carried out, the research results show that partially Return On Assets has a positive and significant effect on the Capital Adequacy Ratio, Return On Equity has a negative and significant effect on the Capital Adequacy Ratio, and simultaneously Return On Assets and Return On Equity have a positive and significant effect but not very strong on PT's Capital Adequacy Ratio. National Pension Savings Bank in the 2014-2022 period with evidence of an R Square value of 0.304 or 30.4%.
 
Keywords
Return On Assets; Return On Equity; Capital Adequacy Ratio
How to Cite

Ari Sukmawati Diningrat, et al. (2023). Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022. Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah, 1(4). https://doi.org/10.61132/nuansa.v1i4.340

Ari Sukmawati Diningrat; Anwar Bowo Leksono; Suseno Hendratmoko, "Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022," Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah, vol. 1, no. 4, 2023.

Ari Sukmawati Diningrat; Anwar Bowo Leksono; Suseno Hendratmoko. "Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022." Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah, vol. 1, no. 4, 2023.

Ari Sukmawati Diningrat; Anwar Bowo Leksono; Suseno Hendratmoko. "Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022." Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 1, no. 4 (2023).

Ari Sukmawati Diningrat, et al. (2023) 'Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022', Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah, 1(4). doi: 10.61132/nuansa.v1i4.340.

Ari Sukmawati Diningrat; Anwar Bowo Leksono; Suseno Hendratmoko. Pengaruh Return On Assets Dan Return On Equity Terhadap Capital Adequacy Ratio Di PT. Bank Tabungan Pensiunan Nasional Tbk. Periode 2014-2022. Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah. 2023;1(4).

Artikel Terkait

Analisis Pemikiran Al-Fārābī tentang Kesejahteraan Sosial dan Relevansinya terhadap Pembangunan Ekonomi

Amelia Nurasiah; Husnul Kholifah Nur Inayah; Rizka Anggriani; Lina Marlina; Ana Fauziya Diyana

Analisis pemikiran Monzer Kahf Tentang Zakat dan Relevansinya Terhadap Penanggulangan Kemiskinan di Indonesia

Wydia Artanti; Tanesa Yulyanda; Tyas Nur’aini; Lina Marlina; Ana Fauziya Diyana

Pengaruh Social Media Marketing, Influencer Marketing dan Lokasi terhadap Customer Loyalty Generasi Z pada Kedai Wanus Kedir

Rohmatul Habibah; Aprilia Dian Evasari; Endah Kurnawati

Integrasi Pemasaran Islam dan Tanggung Jawab Sosial Perusahaan di Era Digital: Analisis dalam Perspektif Maqashid Syariah

Syahvira Salsabilla Putri; Ismatul Khayati

Keputusan Masyarakat Menggunakan Kredit Pemilikan Rumah (KPR) Menggunakan Akad Murabahah di Kota Tebing Tinggi

M. Maulana Malik Nasution; Putri Nazli

Pemberdayaan Anak Yatim LAZNAS PPPA Daarul Qur’an Lampung melalui Pendanaan Pendidikan Berbasis Filantropi Islam

Anteng Kiranti; Afif Arrosyid; Estelee Elora Akbar
Tren Sitasi Jurnal