Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia

Shafa Nabilah Putri ; Ulfi Pristiana
Jurnal Manajemen Bisnis Era Digital 📅 2025 Vol 2, No 3 🔗 DOI: 10.61132/jumabedi.v2i3.718
Abstract
This study aims to examine the effect of financial technology, fee-based income, and BOPO on the profitability of Islamic banking companies listed on the Indonesia Stock Exchange during the 2020–2024 period. The research is motivated by the rapid development of digital financial services and the importance of operational efficiency in enhancing the financial performance of Islamic banks. This research employs a quantitative approach with purposive sampling. The data were obtained from the official website of the Indonesia Stock Exchange (www.idx.co.id) and the annual financial reports of Islamic banking institutions. The analysis technique used is multiple linear regression with the assistance of SPSS software. The results show that, partially, financial technology and fee-based income do not have a significant effect on profitability, while BOPO has a negative and significant effect. However, simultaneously, all three variables have a significant effect on profitability. Future studies are expected to include additional relevant variables and extend the observation period
Keywords
BOPO; Fee-Based Income; Financial Technology; Islamic Banking; Profitability
How to Cite

Shafa Nabilah Putri & Ulfi Pristiana (2025). Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia. Jurnal Manajemen Bisnis Era Digital, 2(3). https://doi.org/10.61132/jumabedi.v2i3.718

Shafa Nabilah Putri; Ulfi Pristiana, "Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia," Jurnal Manajemen Bisnis Era Digital, vol. 2, no. 3, 2025.

Shafa Nabilah Putri; Ulfi Pristiana. "Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia." Jurnal Manajemen Bisnis Era Digital, vol. 2, no. 3, 2025.

Shafa Nabilah Putri; Ulfi Pristiana. "Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia." Jurnal Manajemen Bisnis Era Digital 2, no. 3 (2025).

Shafa Nabilah Putri & Ulfi Pristiana (2025) 'Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia', Jurnal Manajemen Bisnis Era Digital, 2(3). doi: 10.61132/jumabedi.v2i3.718.

Shafa Nabilah Putri; Ulfi Pristiana. Pengaruh Financial Technology, Fee-Based Income, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia. Jurnal Manajemen Bisnis Era Digital. 2025;2(3).

Artikel Terkait

Pengaruh Online Review dan Product Rating terhadap Keputusan Pembelian pada Produk Elektronik di Tokopedia

Vivi Vivi; Steven Steven; Desma Erica Maryati Manik

Pengaruh Promosi dan Kualitas Produk terhadap Keputusan Pembelian Konsumen di Perusahaan CV Kiral

Shinta Nurjanah; Erna Pujihartanti

Analisis Etika dalam Transaksi E-Commerce pada Platform Shopee di Indonesia

Dinda Naurah Aidil Nafilah; Evy Nurmiati

Pengaruh Implementasi AI terhadap Kepemimpinan Transformasional di Perusahaan Digital

Raissa Rachma Firjatul Finani; Kudusiah Safriani Rumodar; Nurul Ananda; Mochammad Isa Anshori

Peran QRIS dalam Digitalisasi Sistem Pembayaran UMKM: Analisis Manfaat dan Hambatan

Atanasius Basilika Chrisna Dellon; Aisyah Lovayudina Retang; Anna Triwijayati; Catharina Aprilia Hellyani

Pengaruh Biaya Modal terhadap Investasi pada Perusahaan Sektor Properti yang Terdaftar di Bursa Efek Indonesia Periode 2020 – 2024

Azzahra Angelita; Muslimin Muslimin; Ahmad Faisol
Tren Sitasi Jurnal