Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta

Lilis Aliska ; Imrona Hayati ; Achmad Fahruddin
Jurnal Ekonomi dan Keuangan Islam 📅 2025 Vol 3, No 3 🔗 DOI: 10.61132/santri.v3i3.1548
Abstract
This study aims to examine the influence of financial knowledge and financial attitude on financial management behavior in STAI Sangatta students, East Kutai. This study is a field research with a quantitative approach. Data were collected from 50 respondents using sampling techniques, and analyzed using validity and reliability tests, multiple linear regression tests, classical assumption tests (Normality, Heteroscedasticity, Linearity, Multicollinearity, Correlation Coefficient Test, Hypothesis (F and T Tests). Data analysis was carried out using SPSS software. The results of the study showed that financial knowledge and financial attitude together had a significant effect on financial management behavior, with a determination coefficient (R²) of 0.603. The F test showed a significance value of 0.000 ≤ 0.05 and F count 35.659 ≥ F table 4.034. The t test showed that financial knowledge had a significant effect on financial management behavior (t count 5.650 ≥ t table 1.677; significance 0.000 <0.05), while financial attitude did not have a significant effect (t count 1.472 <t table 1.677; significance 0.639 > 0.05). Thus, financial knowledge has an important role in shaping students' financial management behavior.
Keywords
Financial Knowledge; Financial Attitude; Financial Management Behavior
How to Cite

Lilis Aliska, et al. (2025). Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta. Jurnal Ekonomi dan Keuangan Islam, 3(3). https://doi.org/10.61132/santri.v3i3.1548

Lilis Aliska; Imrona Hayati; Achmad Fahruddin, "Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta," Jurnal Ekonomi dan Keuangan Islam, vol. 3, no. 3, 2025.

Lilis Aliska; Imrona Hayati; Achmad Fahruddin. "Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta." Jurnal Ekonomi dan Keuangan Islam, vol. 3, no. 3, 2025.

Lilis Aliska; Imrona Hayati; Achmad Fahruddin. "Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta." Jurnal Ekonomi dan Keuangan Islam 3, no. 3 (2025).

Lilis Aliska, et al. (2025) 'Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta', Jurnal Ekonomi dan Keuangan Islam, 3(3). doi: 10.61132/santri.v3i3.1548.

Lilis Aliska; Imrona Hayati; Achmad Fahruddin. Pengaruh Financial Knowladge dan Financial Attitude terhadap Financial Management Behavior pada Mahasiswa STAI Sangatta. Jurnal Ekonomi dan Keuangan Islam. 2025;3(3).

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